How to Get More Out of Your Travel Budget

(Feature Impact) Every great vacation starts long before you pack a suitcase – from choosing where to go to mapping out the perfect itinerary.

A recent survey conducted online by Talker Research on behalf of World of Hyatt found 70% of U.S. respondents ages 18-65 feel pressure to make every vacation feel “worth the money.” For many, travel rewards have become part of making that happen with 74% saying using travel rewards makes travel spending feel more worthwhile. That sentiment is even stronger among younger travelers, including 84% of Gen Z and 77% of Millennials.

It’s no surprise travelers are putting more thought into the planning process. Nearly 4 in 10 respondents said they spend three or more hours researching and choosing a destination, showing that getting the most out of a travel budget has become just as important as choosing the destination itself.

Make Everyday Spending More Rewarding

One of the easiest ways to stretch your travel budget is choosing a credit card that rewards the purchases you’re already making. More than half of travelers (53%) who travel at least once a year and use credit cards said they’d travel more often if accommodations were partially covered by rewards or points, while 36% said they’d take trips they otherwise wouldn’t.

With the World of Hyatt Credit Card from Chase, cardmembers earn two Bonus Points per $1 spent on dining, local transit and airline tickets purchased directly from the airline, plus one Bonus Point per $1 on all other purchases. When it’s time to travel, cardmembers earn up to 9X total points on qualifying purchases at participating Hyatt hotels and resorts (four Bonus Points per $1 spent with the card and up to five Base Points per eligible $1 spent as a World of Hyatt member). By turning everyday spending into travel rewards, the credit card can help bring those getaways within reach.

For those looking to earn toward future vacations faster, now through Aug. 20, 2026, new World of Hyatt Credit Card cardmembers can earn up to 75,000 Bonus Points – enough to redeem for up to five free nights at Category 1-5 Hyatt hotels or resorts when redemption levels are at or below 15,000 points per night.

• 45,000 Bonus Points after spending $5,000 on purchases in the first three months from account opening
• Up to 30,000 Bonus Points by earning two Bonus Points total per $1 spent in the first six months on purchases that normally earn one Bonus Point (up to $15,000)

Free hotel nights also top many travelers’ wish lists with nearly half of survey respondents (45%) saying they’re the most valuable travel reward. To help make stays more attainable, the credit card also includes an annual Category 1-4 Free Night Award after each cardmember anniversary with the opportunity to earn a second after spending $15,000 in a calendar year. Complimentary Discoverist status adds even more value with perks like room upgrades and 2 p.m. late checkout (as available), helping make every stay even more enjoyable.

Find Your Next Escape

Put your rewards to work at unforgettable destinations, such as:

• Get away this fall

Experience fall at Hyatt Regency Chesapeake Bay Golf Resort, Spa and Marina, where scenic waterfront trails, championship golf and seasonal outdoor adventures offer a relaxing change of pace.

• Celebrate the season in the city

Plan a festive Chicago getaway at Chicago Athletic Association with easy access to Millennium Park’s ice-skating rink, the Christkindlmarket, holiday lights and the city’s vibrant dining scene.

• Spend the new year at the beach

Escape to Wild Dunes Resort, where oceanfront accommodations, sandy beaches, championship golf and resort amenities create the perfect coastal Carolina getaway.

Start Planning Your Next Adventure

Whether you’re planning a bucket-list vacation or a weekend escape, thoughtful planning and making everyday spending work harder can help unlock your next getaway.

Learn more about maximizing your travel rewards at chase.com/gethyattcard.

Content courtesy of Chase and World of Hyatt.
Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.

Talker Research surveyed 2,000 U.S. adults aged 18 – 65 who travel at least once per year and use credit cards. The survey was commissioned by Hyatt and administered online by Talker Research between June 29-July 6, 2026.+

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SOURCE:

World of Hyatt

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Escape the Everyday Routine: Summer Travel Experiences Worth Logging Off For

(Feature Impact) Between busy schedules, daily responsibilities and the seemingly nonstop pace of everyday life, taking time to disconnect can feel impossible. This summer, make an effort to step away from daily distractions and reconnect with yourself, your passions and the moments that matter most.

Whether it’s a solo seaside escape, a culinary adventure with friends or a memory-making family vacation, World of Hyatt’s Global Summer Offers give members access to exclusive savings of up to 25% on stays at participating hotels and resorts across the U.S., Canada, Caribbean, Latin America, Europe and Africa, making it easy to plan a perfect getaway to escape the everyday this summer.

From paddleboarding in the Bahamas to wandering through Panama’s historic streets, these curated destination recommendations offer inspiration for every kind of traveler.

Sun-Soaked Seaside Escapes

Some summer vacations are about trading packed schedules for ocean breezes and sun-soaked days by the water. For a chic coastal escape, The Georgian, part of The Unbound Collection by Hyatt, brings timeless glamour to the shores of Santa Monica. Just steps from the ocean, this iconic art deco hotel serves as the perfect seaside retreat for biking along the boardwalk, relaxing on the beach and exploring Santa Monica’s vibrant dining scene.

Every detail of a stay at Dreams Puerto Morelos Resort & Spa is crafted to inspire relaxation, connection and discovery. The all-inclusive resort offers a vibrant escape where contemporary comfort meets timeless Caribbean charm in a tropical haven designed for couples and families alike.

Memory-Making Family Adventures

Families looking to make the most of summer together can head to Grand Hyatt Baha Mar, where every day brings a new adventure. From splashing through the resort’s waterpark and visiting the on-site wildlife sanctuary to enjoying family-friendly dining across more than 45 restaurants and lounges, there’s something for guests of all ages to enjoy together.

Along the shores of Kāʻanapali Beach in Maui, Hyatt Regency Maui Resort and Spa provides the perfect setting for families to create lasting memories together. Families can fill their days with everything from culinary experiences to sunrise yoga, snorkeling and wildlife tours. Younger guests can even channel their inner sea creature during the resort’s popular mermaid classes.

Flavor-Filled Getaways

Combining contemporary luxury with Moroccan charm, Park Hyatt Marrakech is an authentic gateway to the destination’s rich culinary heritage. Guests can immerse themselves in local culinary traditions through hands-on experiences, from mastering classic dishes alongside the hotel’s chefs to exploring a Berber village market and sharing a home-cooked lunch with a local family.

Travelers looking to immerse themselves in Panama’s vibrant culture and food scene can enjoy a stay at Hyatt Regency Panama City. Whether exploring the colorful streets of Casco Viejo or savoring authentic cuisine at the hotel’s signature restaurant, Rulfo, guests can experience the flavors and energy that define the destination.

Immersive Cultural Discovery

Just steps from Tallinn’s UNESCO-listed Old Town, Hyatt Place Tallinn places guests in the heart of the city’s rich heritage and within easy reach of landmarks such as Toompea Castle and Alexander Nevsky Cathedral, as well as cobbled medieval streets, world-class museums, independent galleries and vibrant cafés that bring centuries of history to life.

Steeped in history and tucked in the heart of Westminster, Great Scotland Yard Hotel, part of The Unbound Collection by Hyatt, blends modern luxury with its storied past. Once home to Scottish royalty and later the headquarters of London’s Metropolitan Police, the hotel’s legacy of sophistication and intrigue inspires every detail and standout experience, including its hidden speakeasy-style bar, where inventive cocktails are inspired by the building’s colorful history and Michelin-starred dining.

Set along Savannah’s vibrant riverfront, Thompson Savannah offers a stylish gateway to one of the South’s most charming and culturally rich destinations. Travelers can explore centuries-old architecture in the city’s beautifully preserved Historic District and immerse themselves in the renowned arts scene before unwinding in a private cabana on the hotel’s pool deck or enjoying a cocktail at the rooftop bar.

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To find more destinations to aid in the escape from everyday routines, visit Hyatt.com for a full list of participating properties and full offer details.

SOURCE:

World of Hyatt

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(Feature Impact) Weekend getaways and cross-country trips are supposed to offer a break from daily routines and financial stress. Yet for many travelers, the return home comes with an uncomfortable reality: the trip cost far more than expected. From luxurious dinners and spontaneous excursions to airport snacks and daily coffees, vacation spending is becoming increasingly difficult to control in an era of rising prices and experience-driven travel.

According to a survey conducted by TopCashback, a cash back site serving more than 20 million members worldwide to help people save as much money as possible on everyday spending, overspending while traveling is now the norm rather than the exception. Nearly 94% of respondents said they have spent more on vacation than originally planned, with more than 65% reporting they typically overspend by at least $250.

“Vacations should create memories, not money stress,” said Elisabella Ricca, personal finance and consumer analyst at TopCashback. “Giving yourself a spending plan before you travel can make it easier to enjoy the experience in the moment and avoid feeling guilty about the cost afterward.”

These findings reflect a growing disconnect between travel budgets and actual spending as vacationers navigate higher costs and pressure to make their trips feel worthwhile.

Inflation’s Impact On Travel Behaviors

Airfare, hotel rates, dining and entertainment costs are all climbing, forcing many households to rethink how often they take trips and what those trips look like. In fact, nearly 78% of respondents said rising travel costs have changed the way they vacation. Meanwhile, nearly 83% said they’re traveling less often altogether due to rising costs.

Travelers are Turning to Financing

These changing behaviors may also explain why financing vacations is becoming more common. The survey found 67% of respondents have used credit cards, financing plans or “buy now, pay later” services to pay for a vacation. While these tools can help make trips more accessible in the short term, they may also extend the financial impact of a vacation long after travelers return home.

Financial Stress After the Fun

For some travelers, that long-term effect is already being felt. More than 58% of survey respondents said they feel guilty at least sometimes about how much they spend on vacation, a feeling that often emerges after returning home and assessing purchases that seemed easier to justify while away from normal routines.

Small Purchases are Adding Up to Big Overspending

Vacation overspending rarely happens through one large purchase alone. Instead, smaller expenses accumulate steadily throughout the trip. For example, 53% of respondents said they’re most likely to spend more on coffee or drinks while traveling than they would at home, and another 53% said snacks are the common overspending culprit. These purchases may seem insignificant individually, but multiple small transactions each day can quickly add up.

Experiences Outweigh Luxury When Justifying Expenses

Even as travelers look for ways to cut costs, most remain willing to spend on experiences they view as meaningful. The survey found the top vacation splurges respondents are most likely to justify are fancy dinners (56%) and excursions or tours (48%). This suggests travelers are placing greater value on memorable moments rather than luxury, such as high-end accommodations.

Careful planning isn’t enough for most travelers to stay within a budget, as 59% of respondents said they set a vacation budget beforehand, signaling that overspending is often less about a lack of preparation and more about the realities of modern travel costs.

Nearly 90% of survey respondents said earning cash back or rewards on travel purchases would influence their spending decisions at least slightly. As people look for a better way to manage expenses and offset costs, many are turning to programs such as TopCashback, which offers travel-related cash back on airfare and last-minute flights, vacation packages, hotels and lodging, transportation and parking, car rentals, travel insurance, cruises, resorts and more.

To learn how cash back programs could help you stay within your next vacation budget, visit topcashback.com.

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Photos courtesy of Shutterstock

SOURCE:
TopCashback

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