Consumer Corner
Calming Color: Design inspiration for a comforting, relaxing home
Last Updated on September 27, 2025 by Daily News Staff
(Family Features) Updating your home can provide the perfect opportunity to explore new design styles or refresh living spaces with a new color scheme. In fact, a coat of paint can help set the mood for entire rooms in your home.
By turning to nature-inspired designs, you can create a sense of comfort and relaxation. A hybrid color, like Valspar’s 2024 Color of the Year, Renew Blue, is gentle and airy with a touch of blue to set a restful and meditative mood. The grayed sea green – inspired by fleeting things such as fog, mist, clouds and glacier lakes – is a seasonless and versatile hue that features a mid-tone blue with warm undertones and can be used in outdoor living spaces and four-season rooms alike.
“This mid-tone shade has become popular for wellness environments over the years due to its low saturation level, which evokes a sense of rest and calm,” said Sue Kim, Valspar’s director of color marketing. “The harmonious green and blue open the possibility for outdoor applications, blurring the boundary between interior and exterior.”
To help elevate the mood in your home, consider implementing Renew Blue into one of these popular design trends that can update the look of nearly any of your indoor or outdoor spaces.
Coastal
Coastal looks are timeless designs that have remained relevant for years because of their positive correlation to calming beach locations. Perfect for outdoor spaces like the backyard, you can implement a more curated and personal take on the trend by shifting from “typical” coastal design that pairs beachy hues with natural textures like rope, driftwood and wicker to something more classic and natural like the Cape Cod variation by working in some nautical touches like anchors, oars or seashells.
Modern Farmhouse
In the entryway, using beautiful and functional decor, such as unique ceramics and handwoven textiles, helps usher in a modern rustic style. By using timeless tones and accents, as well as layering heritage art, you can create visual mystery while elevating the ordinary to make your home feel warm and welcoming to guests from the moment they walk through the door.
Nordic Comfort
Modern Traditional is a style that came together over time, and the Hygge look is a refined take. It pulls elementary cues from traditional farmhouse style but has shaker-inspired elements mixed in and is done with a slightly modern twist. It can make a larger space like the kitchen feel welcoming, open, carefully curated and warm.
Modern Boho
Boho is a nature-loving and free-spirited style connected to earthy and botanical elements. From handmade decor to vintage metallic finishes, this style reimagines the past and elevates everyday spaces like bathrooms into personal retreats designed with wellness in mind.
Pastel Wabi-Sabi
Leaning into the modern sentiment of “less is more,” this style reflects a naturally minimalist design aesthetic and showcases color coordination with mood-boosting hues and joyful color. Perfect for nurseries and other spaces that should be bright and welcoming, pieces with pared-back, welcoming shapes and silhouettes that allow quality natural materials to shine are perfect for decorating the room.
Visit Valspar.com to find more on-trend home design inspiration and order up to 10 free paint chips to be delivered to your home to see how your favorite colors will fit your space.
Exploring Color Pairings
If a concept like color drenching – using one color from the baseboards to the ceiling and decor – isn’t what you’re envisioning, pairing a gentle and airy color like Renew Blue with other hues may be just the trick to create the space of your dreams. Consider these popular Valspar pairing options:
- Perfect Backdrop: The familiar, natural tone of beige has returned strong, balancing warm and cool shades to create comforting spaces that harmonize well with various design styles.
- Dusk in the Valley: A barely-there, grayed pastel that is soothing to the senses, even amid constant changes. Layering pale tints in various materials can create a sense of calm and relaxation.
Personalized Advice for Your Space
If you’re unsure where to begin your color search – or need advice on color matching, building your painting confidence or troubleshooting complicated projects – the experts at Valspar offer free virtual advice. Simply provide details about your space, lighting and style preferences using the questionnaire at valspar.com/en/color-consultation and by uploading photos of your space and any inspiration to receive personalized recommendations directly to your account.
SOURCE:
Valspar
Automotive
Beyond the Sticker Price: Identifying the Most Affordable New Vehicles to Insure for 2026
For most households, buying a new vehicle is one of the largest financial decisions they’ll make. The purchase price is only the beginning, however. To help consumers make more informed purchasing decisions, consider these rankings of the most affordable new 2026 model year vehicles to insure.
Beyond the Sticker Price: Identifying the Most Affordable New Vehicles to Insure for 2026
(Feature Impact)For most households, buying a new vehicle is one of the largest financial decisions they’ll make. The purchase price is only the beginning, however. Fuel, maintenance, depreciation and insurance all contribute to the total cost of ownership, making affordability a consideration that extends well beyond the showroom.
To help consumers make more informed purchasing decisions, Mercury Insurance recently released its annual rankings of the most affordable new 2026 model year vehicles to insure, identifying the top-performing SUV, truck, sedan and electric or hybrid vehicles in four of today’s most popular categories.
“Consumers naturally compare purchase price, fuel economy, safety ratings and technology features before buying a vehicle,” said Chong Gao, director of research and development for Mercury Insurance. “Insurance is one of the few ownership costs drivers can estimate before making a purchase. Factoring it into the decision gives consumers a more complete picture of what that vehicle is likely to cost over the years they own it.”
While every driver’s premium is unique, this year’s rankings also revealed a broader trend: Practical, mainstream vehicles continue to offer some of the strongest long-term insurance value.
“Vehicles designed for everyday drivers often strike the best balance between safety, repairability and replacement costs,” Gao said. “That’s reflected in this year’s rankings, where familiar models from manufacturers like Hyundai, Chevrolet, Honda, Kia and Volkswagen rose to the top. It reinforces the idea that choosing a practical vehicle can pay dividends well beyond the purchase price.”
A Cost You Can Plan For
Unlike unexpected repairs or fluctuating fuel prices, insurance is a predictable ownership expense consumers can research before purchasing a vehicle.
Comparing insurance costs alongside purchase price, fuel economy, maintenance expenses and expected repair costs can help shoppers better understand the long-term financial commitment of vehicle ownership.
Factors Influencing Insurance Costs
Insurance costs are influenced by many factors, but repair complexity, parts availability, vehicle safety systems and historical claims experience all contribute to how a vehicle is insured. While advanced safety technology can help reduce accidents, vehicles that are easier and less expensive to repair can also help improve long-term affordability. Among the considerations insurers evaluate are:
- Repair and replacement costs
- Historical claims experience
- Vehicle safety features and crash performance
- Theft frequency
- Availability and cost of replacement parts
- Vehicle performance characteristics
The Most Affordable Vehicles to Insure
This year’s rankings show practical, mainstream vehicles continue to offer some of the strongest insurance value. The top spot in both the SUV and electric and hybrid categories was claimed by Hyundai while Chevrolet led the truck category and Volkswagen topped the sedan rankings. Rounding out Mercury’s rankings were several familiar nameplates recognized for balancing insurance affordability with everyday value.
SUVs:
- Hyundai Santa Fe
- Chevrolet Blazer
- Honda Pilot
- Kia Sportage
- Honda Passport
Trucks:
- Chevrolet Colorado LT
- Chevrolet Silverado C3500
- Ford Maverick and Ranger
- Hyundai Santa Cruz SE
- Toyota Tundra CrewMax
Sedans and Coupes:
- Volkswagen Golf R
- Acura Integra
- Honda Prelude
- Kia K4
- Mazda3
Electric and Hybrids:
- Hyundai Santa Fe Hybrid
- Chevrolet Blazer EV
- Kia Sportage Hybrid
- Ford Escape Hybrid
- Honda CR-V Hybrid
“The smartest vehicle purchase isn’t always the one with the lowest sticker price,” Gao said. “It’s the one that delivers the best overall value over time. Comparing insurance before buying gives consumers another tool to make a more informed decision.”
Visit MercuryInsurance.com to see the full rankings and request a quote to get a more complete understanding of long-term ownership costs.
Photo courtesy of Hyundai America (Hyundai Santa Fe)
Photo courtesy of Shutterstock (couple using laptop)
SOURCE:
📰 Enjoying STM Daily News? Join the conversation!
💬 Leave a comment, share your thoughts, and subscribe to our newsletter for the latest stories, updates, and “News You Can Use This Moment!” delivered to your inbox.
Stay connected with STM Daily News!
financial wellness
Covering Basic Expenses with Credit Cards Adds to the Growing Debt Cycle
The Debt Cycle: For many Americans, credit cards were once reserved for emergencies, major purchases or added security when shopping online. However, today, people are increasingly relying on credit cards and unsecured debt to cover basic everyday expenses like groceries.
Covering Basic Expenses with Credit Cards Adds to the Growing Debt Cycle
(Feature Impact) For many Americans, credit cards were once reserved for emergencies, major purchases or added security when shopping online. However, today, people are increasingly relying on credit cards and unsecured debt to cover basic everyday expenses like groceries.
According to a survey of 2,000 U.S. adults with at least $10,000 in unsecured debt conducted by Atomik Research on behalf of Accredited Debt Relief, a debt consolidation company specializing in unsecured debt relief, credit cards are no longer just a financial convenience but a tool for managing the rising cost of everyday necessities.
In fact, 66% of respondents reported having used a credit card to cover the cost of groceries within the last year. Other essentials aren’t far behind: 47% said they’ve used it for gas or transportation, 45% for utilities and 33% for rent or housing costs.
How Everyday Expenses Turn into Long-Term Debt
Debt builds over time when credit becomes part of monthly operations. For those struggling with cost-of-living pressures, using a credit card to cover groceries or utility bills may seem manageable in the moment. When the unexpected happens – a car repair, medical bill or unusually high energy bill – however, the balance adds up for the 46% of respondents who take on additional debt at least most of the time an emergency occurs and, without an executable plan for repaying it, could shorten the runway for taking care of such expenses in the future.
Because nearly 3 in 10 survey respondents rely on credit or borrowing just to get through a typical month, the data suggests what may have been a stopgap has become a routine part of managing personal finances. In fact, one-third of survey respondents said they depend on credit more than they did a year ago.
Lack of a Financial Cushion Makes Paying Down Debt Difficult
Breaking the debt cycle becomes especially difficult without emergency savings. Only 28% of respondents say they can cover expenses and save.
Additionally, 45% reported their income is enough to get by but not get ahead. Many said they’ve even put off taking a vacation or saving for the future due to their financial situations. When each paycheck is already committed to existing bills – 29% of respondents listed the cost of everyday expenses as the biggest barrier to reducing debt – making meaningful progress toward paying down debts becomes more difficult.
The Emotional Cost of Carrying Debt
Financial stress affects more than just the household budget. The survey found 25% of respondents are concerned about their financial future, with 12% worried they’re facing long-term financial instability. What’s more, nearly 7 in 10 said their current debt situation has negatively affected their mental well-being.
Without meaningful changes, whether through increased income, debt relief or financial support, these households may continue to rely on unsecured credit as a necessity rather than a strategic financial tool or occasional supplement. To learn more and find support to regain financial stability, visit AccreditedDebtRelief.com.
Photo courtesy of Shutterstock
SOURCE:
📰 Enjoying STM Daily News? Join the conversation!
💬 Leave a comment, share your thoughts, and subscribe to our newsletter for the latest stories, updates, and “News You Can Use This Moment!” delivered to your inbox.
Stay connected with STM Daily News!
Automotive
EV Interest Climbs as Gas Price Uncertainty Pushes Families Toward Electric SUVs
With ongoing uncertainty surrounding global oil prices, more U.S. consumers are buying and showing more interest in electric vehicles (EVs). The shift comes as car shoppers weigh fuel costs, improving affordability and a growing number of family-friendly electric SUVs.
EV Interest Climbs as Gas Price Uncertainty Pushes Families Toward Electric SUVs
(Feature Impact)With ongoing uncertainty surrounding global oil prices, more U.S. consumers are buying and showing more interest in electric vehicles (EVs). The shift comes as car shoppers weigh fuel costs, improving affordability and a growing number of family-friendly electric SUVs.
Watch this video to learn more
According to Spectrum News, EV sales increased in the first quarter of this year. In the same time frame, interest in new EVs increased 16% and interest in used EVs increased by 30%. As families look for opportunities to ditch the gas pump without sacrificing power or space, new all-electric options create a compelling argument for families to turn to EVs.
For those looking to offset their weekly fuel up, the 2026 Kia EV9 can save drivers around $1,800-3,400 per year compared to gas-powered SUVs. Cars.com named the 2026 Kia EV9 the Best Electric Vehicle of 2026 for the second consecutive year.
“The Kia EV9 stood out because it delivers everything we want from a modern electric SUV – strong real-world range, fast charging, excellent space and comfort, and smart flexibility across the lineup,” said Mike Hanley, Sr. Road Test Editor, Cars.com.
For those who aren’t ready to switch to a fully electric vehicle, Kia has expanded its hybrid options. The 2026 Kia Sportage Hybrid adds horsepower and updated design features, while the Kia Telluride model offers a hybrid version for the first time with a total driving range of up to 637 miles on the Ex FWD-trim.
To learn more about the Kia EV9 and Kia’s hybrid models, visit Kia at kia.com.
SOURCE:
🚗 Stay in the driver’s seat with the latest automotive news, vehicle reviews, industry updates, recalls, and buying tips. Share your opinions in the comments and subscribe to the STM Daily News newsletter for the latest Consumer Corner Automotive stories delivered straight to your inbox.
