(Feature Impact) Weekend getaways and cross-country trips are supposed to offer a break from daily routines and financial stress. Yet for many travelers, the return home comes with an uncomfortable reality: the trip cost far more than expected. From luxurious dinners and spontaneous excursions to airport snacks and daily coffees, vacation spending is becoming increasingly difficult to control in an era of rising prices and experience-driven travel.

According to a survey conducted by TopCashback, a cash back site serving more than 20 million members worldwide to help people save as much money as possible on everyday spending, overspending while traveling is now the norm rather than the exception. Nearly 94% of respondents said they have spent more on vacation than originally planned, with more than 65% reporting they typically overspend by at least $250.

“Vacations should create memories, not money stress,” said Elisabella Ricca, personal finance and consumer analyst at TopCashback. “Giving yourself a spending plan before you travel can make it easier to enjoy the experience in the moment and avoid feeling guilty about the cost afterward.”

These findings reflect a growing disconnect between travel budgets and actual spending as vacationers navigate higher costs and pressure to make their trips feel worthwhile.

Inflation’s Impact On Travel Behaviors

Airfare, hotel rates, dining and entertainment costs are all climbing, forcing many households to rethink how often they take trips and what those trips look like. In fact, nearly 78% of respondents said rising travel costs have changed the way they vacation. Meanwhile, nearly 83% said they’re traveling less often altogether due to rising costs.

Travelers are Turning to Financing

These changing behaviors may also explain why financing vacations is becoming more common. The survey found 67% of respondents have used credit cards, financing plans or “buy now, pay later” services to pay for a vacation. While these tools can help make trips more accessible in the short term, they may also extend the financial impact of a vacation long after travelers return home.

Financial Stress After the Fun

For some travelers, that long-term effect is already being felt. More than 58% of survey respondents said they feel guilty at least sometimes about how much they spend on vacation, a feeling that often emerges after returning home and assessing purchases that seemed easier to justify while away from normal routines.

Small Purchases are Adding Up to Big Overspending

Vacation overspending rarely happens through one large purchase alone. Instead, smaller expenses accumulate steadily throughout the trip. For example, 53% of respondents said they’re most likely to spend more on coffee or drinks while traveling than they would at home, and another 53% said snacks are the common overspending culprit. These purchases may seem insignificant individually, but multiple small transactions each day can quickly add up.

Experiences Outweigh Luxury When Justifying Expenses

Even as travelers look for ways to cut costs, most remain willing to spend on experiences they view as meaningful. The survey found the top vacation splurges respondents are most likely to justify are fancy dinners (56%) and excursions or tours (48%). This suggests travelers are placing greater value on memorable moments rather than luxury, such as high-end accommodations.

Careful planning isn’t enough for most travelers to stay within a budget, as 59% of respondents said they set a vacation budget beforehand, signaling that overspending is often less about a lack of preparation and more about the realities of modern travel costs.

Nearly 90% of survey respondents said earning cash back or rewards on travel purchases would influence their spending decisions at least slightly. As people look for a better way to manage expenses and offset costs, many are turning to programs such as TopCashback, which offers travel-related cash back on airfare and last-minute flights, vacation packages, hotels and lodging, transportation and parking, car rentals, travel insurance, cruises, resorts and more.

To learn how cash back programs could help you stay within your next vacation budget, visit topcashback.com.

Advertisement

Photos courtesy of Shutterstock

SOURCE:
TopCashback

📰 Enjoying STM Daily News? Join the conversation!

💬 Leave a comment, share your thoughts, and subscribe to our newsletter for the latest stories, updates, and “News You Can Use This Moment!” delivered to your inbox.

Stay connected with STM Daily News!

Last Updated on July 12, 2026 by Daily News Staff

Embrace Liberation: Celebrating National Nude Day

In a world where societal norms often dictate how we present ourselves, National Nude Day offers a unique opportunity to break free from conventions and embrace our natural state of being. Observed on July 14th, this day encourages body positivity, self-acceptance, and the celebration of individuality. Join us as we explore the significance of National Nude Day and the empowering message it conveys.

What is Nude Day about?

1. Embracing Body Positivity:
   National Nude Day serves as a powerful reminder that our bodies are beautiful in their natural form. It challenges the unrealistic beauty standards perpetuated by media and encourages us to appreciate ourselves and others without judgment. It’s a day to celebrate the diversity of bodies and foster a culture of acceptance.
2. Empowerment and Self-Acceptance:
   Shedding our clothes on this day can be liberating, symbolizing the acceptance of our bodies and embracing our flaws as part of our unique identity. By embracing our natural state, we break free from the pressures of conformity, nurturing a positive relationship with ourselves and boosting our self-esteem.
3. Connection with Nature:
   National Nude Day also provides an opportunity to connect with nature in a profound way. By being in our natural state outdoors, we can experience a sense of freedom and harmony with the environment. It’s a chance to feel the sun’s warmth on our skin, the breeze caressing our bodies, and to appreciate the beauty of nature without barriers.
4. Breaking Taboos and Challenging Stigma:
   National Nude Day challenges societal taboos surrounding nudity and fosters a more open and inclusive conversation about body image. It encourages discussions about body positivity, consent, and the importance of respecting personal boundaries. By engaging in these conversations, we can challenge the stigma associated with nudity and promote a healthier mindset.

National Nude Day is not just about shedding our clothes; it’s about embracing our bodies, fostering self-acceptance, and challenging societal norms. It’s a day to celebrate diversity, promote body positivity, and encourage conversations that lead to greater understanding and acceptance. So, on this day, let us shed our inhibitions, embrace liberation, and celebrate the beauty of our natural selves. Happy National Nude Day! https://nationaldaycalendar.com/national-nude-day-july-14/

What is Nude Recreation Week?

Read the article: https://stmdailynews.com/what-is-nude-recreation-week-2/

A Footnote

National Nude Day, celebrated each year in July, is an informal observance embraced primarily by nudist and naturist communities around the world. While the event’s lighthearted name may invite misconceptions, its core purpose is far removed from sexuality or eroticism. Instead, National Nude Day promotes body positivity, personal freedom, and the celebration of the human form in its natural state. For many participants, the day serves as a reminder of the importance of accepting one’s own body and appreciating the diversity of shapes, sizes, and appearances that define humanity.

The practice of social nudity has a long and varied history, with roots in cultural, philosophical, and recreational traditions. Naturism, in particular, emphasizes living in harmony with nature, fostering a sense of equality and community by removing clothing—a social equalizer that diminishes visible markers of status, fashion, and material wealth. National Nude Day aligns with these principles by encouraging people to embrace comfort with their own bodies and reduce the stigma and shame that society often imposes regarding nudity.

Participants in National Nude Day may engage in various activities depending on their comfort level and local regulations. Some may visit designated naturist resorts or beaches, where social norms and legal protections allow for clothing-free recreation. Others might observe the day privately, enjoying solitude at home, practicing mindfulness, or meditating in the nude to connect with their body and surroundings. The observance is often framed as an opportunity to cultivate self-confidence and challenge internalized body insecurities, promoting mental and emotional well-being.

Importantly, National Nude Day is about consent, respect, and the normalization of nudity in appropriate contexts. Advocates stress that the celebration is non-sexual and not an invitation for voyeurism or sexual behavior. Its aim is educational and philosophical, emphasizing that nudity is a natural human state rather than a moral or social transgression. By recognizing and participating in this day, individuals can explore freedom from societal pressures, experience heightened self-acceptance, and foster a broader cultural understanding of the human body.

In essence, National Nude Day is a celebration of liberation, self-expression, and respect for human diversity. It encourages people to rethink preconceived notions of the body, embrace naturalism, and promote inclusivity. While it remains a niche observance, its message of body positivity, acceptance, and personal freedom resonates across cultural boundaries, reminding participants that the human body, in all its forms, deserves acknowledgment and respect.

For more information and related resources:

• National Day Calendar – National Nude Day

• National Today – National Nude Day

• Days of the Year – National Nude Day

• The Guardian – History of Naturism

• LatestLY – National Nude Day 2025

Please leave this field empty

Get more Naturist News and Information!

Sign up to receive awesome and current content in your inbox.

We don’t spam! Read our privacy policy for more info.

Check your inbox or spam folder to confirm your subscription.

Advertisement

Heat waves can leave homes dangerously hot – even for young, healthy adults

Zoltan Nagy, Eindhoven University of Technology

Most people know that heat waves can be dangerous, but what they may not realize is that the heat indoors can be much worse than outdoors.

When the power goes out and air conditioning stops, or in homes without cooling, a house starts to function like a greenhouse during a heat wave. Heat enters through windows and walls and has nowhere to go. Air stagnates.

Within hours, indoor temperatures can climb well above what the thermometer shows outside, especially on upper floors and in rooms with south-facing windows. Over longer periods, especially if temperatures don’t cool off overnight, conditions can become lethal.

Most heat-related deaths occur indoors. When a heat dome sent temperatures soaring in the Pacific Northwest in 2021, 98% of the more than 600 deaths in British Columbia happened inside homes. Washington and Oregon also saw high numbers of deaths in homes that lacked air conditioning.

In Europe, where only 1 in 10 households have air conditioning, heat waves killed an estimated 60,000 people in 2022 and 47,000 in 2023, largely inside buildings never designed for these temperatures.

People of all ages are at risk in heat waves like these. I spent eight years at the University of Texas at Austin studying how buildings respond to extreme heat. In a recent study, my team assessed the heat risk in every single-family home in Austin.

We found that even younger, healthy adults face far more risk than they realize.

How hot is too hot for a human body?

Your body maintains a core temperature of about 98.6 degrees Fahrenheit (37 degrees Celsius). To cool down, it pushes blood to the skin and sweats. But when air temperature is high, that convective cooling weakens. When humidity is also high, sweat cannot evaporate.

If the body has no way to release heat, core temperature rises. If the core temperature increases past about 104 F (40 C), the body’s thermoregulation starts to fail. Past 109 F (42.8 C), death becomes likely.

Advertisement

What makes indoor heat especially dangerous is that it does not let up at night in homes that lack air conditioning. Outdoor temperatures typically drop after sunset, and someone outside can get a few hours of recovery. But a poorly insulated home that has been absorbing heat all day releases that heat slowly, keeping indoor temperatures elevated through the night. A person inside the home never gets a break.

After two or three nights of this, even healthy people start to be at serious risk for heat-related illnesses.

Why homes heat up more than people expect

People tend to underestimate indoor heat for a few reasons.

One is that the thermostat typically sits on one wall in one room. It does not tell what the temperature is in an upstairs bedroom or near a sun-facing window. In older, underinsulated homes, the actual felt temperature can exceed 90 F (32.2 C) even when a thermostat reads 75 F (23.9 C). The hot walls, ceilings and windows can radiate heat directly onto your body.

Another reason is that people assume all homes respond to heat the same way. However, a newer home with double-pane windows and good insulation acts like a thermos, keeping heat out for a longer time. An older home with single-pane windows and cracks in the walls heats up fast.

Two houses on the same street, exposed to the same outdoor conditions, can have completely different temperatures inside. And in a blackout, where neither home has cooling, those differences can become a matter of life and death.

What we found in Austin

Our study combined two datasets. From Austin’s tax appraisal records, we pulled basic property information, such as the year the home was built, the size and the number of stories for each of the city’s 213,000 single-family homes. We then matched each home to the most similar energy simulation models in a U.S. Department of Energy database that contains thousands of detailed, physics-based building energy models representing the U.S. residential building stock.

Using those models, we simulated each building’s indoor temperatures over time during a three-day heat wave and power outage with outdoor temperatures above 110 F (43 C).

We found that 85% of homes got hot enough to pose a significant risk of death for an elderly occupant. But what surprised us was the risk to younger people.

Under today’s climate conditions in Austin, about 15% of homes already have the potential to get hot enough without air conditioning to pose serious heat risks to healthy adults. Under future warming scenarios, that number jumps to as high as 65% if average summer highs reach 104 F (40 C). Further, climate projections for Austin show that heat waves will double in frequency by the end of the century.

We found three types of buildings and accompanying risks:

• Resilient homes, which are newer and well insulated, tended to have temperature and humidity conditions that would be survivable for an elderly occupant throughout the simulated heat wave with blackout.
• Critical-risk buildings, which are mostly older homes, became dangerous almost immediately.
• And then there was the middle group – homes where temperatures rose slowly during the simulated blackout, day by day, possibly giving occupants a false sense of security until it was too late.

Texas has already seen conditions like our case study’s – a heat wave paired with a power outage. In 2024, a derecho knocked out power for nearly 900,000 Houston households while the heat index climbed to 100 F (37.8 C). Seven weeks later, Hurricane Beryl cut power to 2.6 million homes, leaving them without power for over three days, with temperatures over 90 F (32.2 C).

What you can do to stay safe

If you can’t get cooling at home, there are steps you can take that can help.

Move to the lowest floor of your home, where it will be coolest. Close the blinds and curtains on sun-facing windows. Drink water constantly to stay hydrated, which is essential for regulating body temperature.

Advertisement

If you’re facing a blackout, be sure to also check on elderly neighbors, especially those living alone. You can also try to find a public cooling center; many cities now open them during heat emergencies.

Longer term, upgrades such as reflective window film, attic insulation and lighter-colored roofing can reduce how much a home heats up. After the 2021 heat dome, British Columbia’s coroner recommended updating building codes to address heat.

Our own findings point in the same direction: We propose that new homes should be required by building codes to maintain conditions in which at least light physical activity remains possible for all occupants for at least 72 hours during a power outage.

As summers get hotter with climate change and blackouts become more frequent, the risks of people suffering heat illnesses will only continue to rise.

Zoltan Nagy, Professor of Building Services, Eindhoven University of Technology

Heat waves can leave homes dangerously hot – even for young, healthy adults

This article is republished from The Conversation under a Creative Commons license. Read the original article.

💪 Your health journey starts here! Explore the latest health news, fitness tips, wellness trends, and healthy living advice. Share your thoughts in the comments and subscribe to the STM Daily News newsletter to stay informed and inspired every day.