Lifestyle
Find the Right Care at the Best Price During Medicare Open Enrollment
During Medicare Open Enrollment, individuals should review their coverage options for potential savings and improved benefits. Use Medicare.gov for comparisons, and seek assistance from 1-800-MEDICARE. Be aware of fraud and stay alert.
Last Updated on November 7, 2025 by Daily News Staff
Find the Right Care at the Best Price During Medicare Open Enrollment
(Dr. Mehmet Oz, Administrator of the Centers for Medicare & Medicaid Services) As the new head of the Medicare program, I encourage everyone with Medicare to take full advantage of this year’s Open Enrollment period. This is your once-a-year opportunity to take a fresh look at your coverage for the year ahead. As a physician, I’ve seen firsthand how the right health plan can improve both the quality of care you receive and your peace of mind. Now is time to take a moment, do a little homework and make sure you are getting the right care at the best price.
Health plans can undergo changes every year including adjustments to benefits, costs and coverage. Even the plan you’re in now could be changing. At the same time, your health needs may have changed over the past year. When you review your coverage options and compare plans, you may find that you can save money, get better coverage or both. A simple plan comparison could save you hundreds – in some cases even thousands of dollars, depending on the prescription medications you take.
Start at the Official Source: Medicare.gov
Medicare.gov is your official source for all your Open Enrollment needs. It’s the trusted resource to help you navigate Open Enrollment. Here people can explore and compare every available Medicare health and drug plan available in their area. If you prefer speaking with someone directly, call 1-800-MEDICARE to connect with our team of experts. We’re available 24/7 to help you review your options and answer any questions about your Medicare coverage.
To get started, go to Medicare.gov and click on “Find Plans Now.” For the best shopping experience, log in or start a Medicare account. You can easily compare plan costs, side-by-side, all based on the drugs you take. This is important: Make sure the plan you choose covers your prescription drugs and your doctors.
Time is Limited So Start Early
Medicare Open Enrollment ends Dec. 7.After this deadline, you’ll typically need to wait until the next Open Enrollment period to make changes to your coverage. The deadline approaches quickly, so start early to make sure you have time to compare your options – including costs, benefits, covered drugs and provider and pharmacy networks. Then you can feel confident in selecting the plan that delivers the right care at the right price for your needs.
Help is Available 24/7
If you have any questions about your coverage options, visit Medicare.gov. If you prefer to talk it over with someone, call the experts at 1-800-MEDICARE – they’re available 24/7 to review your options and answer your questions.
One final note: Stay vigilant against Medicare fraud, especially during Open Enrollment. Remember that Medicare will never contact you unsolicited. If someone you don’t know calls, texts or emails you about Medicare, simply hang up or delete the message. By staying alert, you can help stop fraud before it starts.
Information provided by the U.S. Department of Health & Human Services.
Photo courtesy of Shutterstock
SOURCE:
Centers for Medicare & Medicaid Services
Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
STM Daily News is a multifaceted podcast that explores a wide range of topics, from life and consumer issues to the latest in food and beverage trends. Our discussions dive into the realms of science, covering everything from space and Earth to nature, artificial intelligence, and astronomy. We also celebrate the amateur sports scene, highlighting local athletes and events, including our special segment on senior Pickleball, where we report on the latest happenings in this exciting community. With our diverse content, STM Daily News aims to inform, entertain, and engage listeners, providing a comprehensive look at the issues that matter most in our daily lives. https://stories-this-moment.castos.com/
jobs help wanted
Ghost Jobs: The Hidden Hiring Trend Affecting Millions of Job Seekers
Ghost jobs are becoming a growing concern for job seekers. Learn what they are, why companies post them, and how they affect hiring, the economy, and your job search.
Why You Keep Applying—But Never Hear Back
If you’ve ever spent hours tailoring your résumé for a position only to hear nothing in return, you may have encountered what’s known as a ghost job.
A ghost job is a job posting that appears active but isn’t currently being filled. While not every old or inactive listing is intentionally misleading, many remain online long after hiring has paused—or even after the position has already been filled.
The result is growing frustration among job seekers and increasing questions about the accuracy of employment data.
What Exactly Is a Ghost Job?
A ghost job is an advertised position where an employer has little or no immediate intention of hiring someone.
This doesn’t necessarily mean the company is acting maliciously. There are several reasons these listings exist.
Companies may:
- Build a database of future candidates
- Test salary expectations and available talent
- Comply with internal hiring policies
- Maintain the appearance of growth
- Delay removing listings after a hiring freeze or filled position
For applicants, however, the experience is often the same: applications disappear into a black hole.
Why Companies Post Ghost Jobs
Some employers say maintaining job listings helps them prepare for future growth.
Others keep positions open because budgets haven’t been finalized or executive approval hasn’t been granted.
Recruiters may also continue collecting résumés so they’re ready when a position eventually opens.
While these reasons may make business sense, they can create unrealistic expectations for applicants actively searching for work.
The Impact on Job Seekers
Ghost jobs can have real consequences.
Many applicants spend dozens of hours:
- Researching companies
- Customizing résumés
- Writing cover letters
- Completing assessments
- Participating in interviews that never lead anywhere
The emotional toll can be significant.
Repeated silence often leaves qualified workers questioning their experience or abilities when the issue may simply be that the position was never actively available.
How Ghost Jobs Affect the Economy
The effects extend beyond individual applicants.
Employment Data Can Be Misleading
Job openings are often viewed as a sign of economic strength.
If a significant share of posted openings aren’t being actively filled, the labor market may appear stronger than it actually is.
That can influence:
- Business confidence
- Consumer confidence
- Economic forecasts
- Public policy discussions
Productivity Suffers
Job seekers spend valuable time applying for positions that may never result in interviews.
Recruiters also spend time managing applications for jobs that aren’t immediately available.
Those inefficiencies create costs for both workers and employers.
Hiring Becomes Less Efficient
When applicants lose trust in job boards, they’re less likely to apply broadly.
Companies with legitimate openings may receive fewer qualified applicants because candidates become skeptical of online listings.
Are Ghost Jobs Illegal?
Generally, no.
In most cases, employers are legally allowed to advertise positions even if they’re not hiring immediately.
However, critics argue that intentionally leaving inactive jobs online without updating their status reduces transparency and wastes applicants’ time.
Some employment experts have called for greater accountability and clearer labeling of inactive or future hiring opportunities.
How to Spot a Ghost Job
While there’s no foolproof method, these warning signs may indicate a listing isn’t actively being filled:
- The same position has been reposted for months.
- The posting never disappears.
- Employees report hiring freezes.
- The company rarely responds to applicants.
- The job description is vague or unusually generic.
Tips for Job Seekers
Instead of applying blindly:
- Focus on recently posted openings.
- Connect with recruiters or current employees.
- Research whether the company is actually expanding.
- Use networking alongside online applications.
- Follow up professionally when possible.
Quality applications often produce better results than sending hundreds of résumés.
Looking Ahead
Artificial intelligence has made it easier than ever for applicants to submit hundreds of applications—and for employers to post and manage thousands of job listings.
As hiring becomes increasingly automated, transparency may become one of the most valuable qualities in the recruiting process.
For both employers and job seekers, trust remains the foundation of a healthy labor market.
Related Links
- U.S. Bureau of Labor Statistics – Job Openings and Labor Turnover Survey (JOLTS)
- U.S. Bureau of Labor Statistics (BLS)
- Society for Human Resource Management (SHRM)
- Indeed Career Guide
- LinkedIn Talent Blog
- CareerBuilder Advice & Resources
- Monster Career Advice
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Food and Beverage
Back-to-School Sandwiches to Nourish Kids’ Bodies and Minds
Back-to-School Sandwiches: When you picture a schoolchild sitting down at a cafeteria table and opening their lunchbox, you’re probably already imagining there’s a sandwich inside. For a nutritious lunch, pack this Ham, Turkey, Bacon and Cheese Pocket. Some school days call for simple, fun comfort food, and that’s where the Fluffernutter comes in.
Last Updated on July 16, 2026 by Daily News Staff
(Feature Impact) When you picture a schoolchild sitting down at a cafeteria table and opening their lunchbox, you’re probably already imagining there’s a sandwich inside. After all, it’s a classic back-to-school staple that parents rely on for ease, convenience and nutrition when they’re trying to get everyone out the door on time – all you have to do is put bread and fillings together, and you’re good to go. That, of course, only leaves the question of which bread and fillings to choose.
A new survey conducted by Atomik Research on behalf of Nature’s Own indicated that modern parents care a lot about nutrition when deciding which kind of bread to buy, with 88% of survey respondents agreeing that feeding their kids wholesome bread feels like an easy parenting win.
With clean, simple ingredients that balance taste and nutrition, Nature’s Own bread supports an attainably healthy lifestyle for busy families. Whether you choose a classic white bread, reach for a whole-wheat loaf or need to account for dietary restrictions, you can feel confident you’re selecting bread that’s free from artificial colors, flavors and preservatives.
For a nutritious lunch that fits the bill for 85% of parents who show strong interest in breads made with whole grains, pack this Ham, Turkey, Bacon and Cheese Pocket made with honey wheat bread. The flavorful mixture of deli meats and American cheese baked to perfection make every bite satisfying. Consider getting the whole family involved assembly-line style to make multiple batches at once, cutting down on time in the kitchen during the week ahead while encouraging learning opportunities as kids count ingredients and measure fillings.
Some school days call for simple, fun comfort food, and that’s where the Fluffernutter comes in. Soft bread, creamy peanut butter and fluffy marshmallow make for a combination that nourishes kids of all ages not just physically, but emotionally. Whether you pack it as a lunchbox surprise or have it ready as an after-school treat, this is a sandwich that promises sweetness and nostalgia – a perfect fit for the 78% of parents who agreed that sandwiches are a canvas for small moments of care, like notes in lunch bags.
Since sandwiches are so customizable, you can easily adapt these recipes to your family’s unique preferences and needs. Whether you decide to use different seasonings or swap to a multigrain bread, there’s no such thing as a wrong sandwich decision as long as it works for you.
To view ingredients and decide what kind of loaf you want to stock up on during the school year, visit naturesownbread.com.
Ham, Turkey, Bacon and Cheese Pocket
- 8 slices Nature’s Own Honey Wheat Bread
- 1/4 pound deli turkey
- 1/4 pound deli ham
- 4 slices cooked bacon
- 4 slices white American cheese
- 1 egg
- 1 tablespoon cold water
- 1 teaspoon coarse salt
- Preheat oven to 350 F.
- Chop turkey, ham and bacon and toss together. Set aside.
- Using knife, cut off crust on each piece of bread.
- With rolling pin, roll and flatten each slice of crustless bread. Take four slices and place spoonful of chopped meats in middle of each slice. Top with broken slices of cheese.
- Place remaining slices of crustless bread on top of each pocket.
- In small bowl, crack egg and add water. Beat together. Dip fork into egg mixture and crimp each edge of pocket until two slices are sealed together. Repeat on each pocket. Brush top of each pocket with remaining egg mixture and sprinkle salt on top.
- Place on sheet pan and bake until golden brown, 7-10 minutes.
- Let cool a few minutes and enjoy.
Fluffernutter Sandwich
Total time: 10 minutes
Servings: 1
- 2 tablespoons peanut butter
- 2 slices Nature’s Own Butterbread
- 2 tablespoons marshmallow fluff
- Spread peanut butter on one bread slice. Spread marshmallow fluff on second slice. Put both slices together to form sandwich.
SOURCE:
Travel
Escape the Everyday Routine: Summer Travel Experiences Worth Logging Off For
Summer Travels: Between busy schedules, daily responsibilities and the seemingly nonstop pace of everyday life, taking time to disconnect can feel impossible. This summer, make an effort to step away from daily distractions and reconnect with yourself, your passions and the moments that matter most.
Escape the Everyday Routine: Summer Travel Experiences Worth Logging Off For
(Feature Impact) Between busy schedules, daily responsibilities and the seemingly nonstop pace of everyday life, taking time to disconnect can feel impossible. This summer, make an effort to step away from daily distractions and reconnect with yourself, your passions and the moments that matter most.
Whether it’s a solo seaside escape, a culinary adventure with friends or a memory-making family vacation, World of Hyatt’s Global Summer Offers give members access to exclusive savings of up to 25% on stays at participating hotels and resorts across the U.S., Canada, Caribbean, Latin America, Europe and Africa, making it easy to plan a perfect getaway to escape the everyday this summer.
From paddleboarding in the Bahamas to wandering through Panama’s historic streets, these curated destination recommendations offer inspiration for every kind of traveler.
Sun-Soaked Seaside Escapes
Some summer vacations are about trading packed schedules for ocean breezes and sun-soaked days by the water. For a chic coastal escape, The Georgian, part of The Unbound Collection by Hyatt, brings timeless glamour to the shores of Santa Monica. Just steps from the ocean, this iconic art deco hotel serves as the perfect seaside retreat for biking along the boardwalk, relaxing on the beach and exploring Santa Monica’s vibrant dining scene.
Every detail of a stay at Dreams Puerto Morelos Resort & Spa is crafted to inspire relaxation, connection and discovery. The all-inclusive resort offers a vibrant escape where contemporary comfort meets timeless Caribbean charm in a tropical haven designed for couples and families alike.
Memory-Making Family Adventures
Families looking to make the most of summer together can head to Grand Hyatt Baha Mar, where every day brings a new adventure. From splashing through the resort’s waterpark and visiting the on-site wildlife sanctuary to enjoying family-friendly dining across more than 45 restaurants and lounges, there’s something for guests of all ages to enjoy together.
Along the shores of Kāʻanapali Beach in Maui, Hyatt Regency Maui Resort and Spa provides the perfect setting for families to create lasting memories together. Families can fill their days with everything from culinary experiences to sunrise yoga, snorkeling and wildlife tours. Younger guests can even channel their inner sea creature during the resort’s popular mermaid classes.
Flavor-Filled Getaways
Combining contemporary luxury with Moroccan charm, Park Hyatt Marrakech is an authentic gateway to the destination’s rich culinary heritage. Guests can immerse themselves in local culinary traditions through hands-on experiences, from mastering classic dishes alongside the hotel’s chefs to exploring a Berber village market and sharing a home-cooked lunch with a local family.
Travelers looking to immerse themselves in Panama’s vibrant culture and food scene can enjoy a stay at Hyatt Regency Panama City. Whether exploring the colorful streets of Casco Viejo or savoring authentic cuisine at the hotel’s signature restaurant, Rulfo, guests can experience the flavors and energy that define the destination.
Immersive Cultural Discovery
Just steps from Tallinn’s UNESCO-listed Old Town, Hyatt Place Tallinn places guests in the heart of the city’s rich heritage and within easy reach of landmarks such as Toompea Castle and Alexander Nevsky Cathedral, as well as cobbled medieval streets, world-class museums, independent galleries and vibrant cafés that bring centuries of history to life.
Steeped in history and tucked in the heart of Westminster, Great Scotland Yard Hotel, part of The Unbound Collection by Hyatt, blends modern luxury with its storied past. Once home to Scottish royalty and later the headquarters of London’s Metropolitan Police, the hotel’s legacy of sophistication and intrigue inspires every detail and standout experience, including its hidden speakeasy-style bar, where inventive cocktails are inspired by the building’s colorful history and Michelin-starred dining.
Set along Savannah’s vibrant riverfront, Thompson Savannah offers a stylish gateway to one of the South’s most charming and culturally rich destinations. Travelers can explore centuries-old architecture in the city’s beautifully preserved Historic District and immerse themselves in the renowned arts scene before unwinding in a private cabana on the hotel’s pool deck or enjoying a cocktail at the rooftop bar.
To find more destinations to aid in the escape from everyday routines, visit Hyatt.com for a full list of participating properties and full offer details.
SOURCE:
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