Consumer Corner
How to Build an Energy-Efficient Home
Last Updated on October 9, 2024 by Daily News Staff
(Family Features) Whether it’s your primary objective or a secondary benefit, creating an energy-efficient living space is a smart choice for homeowners. Sustainable architecture and materials can help ensure you rely less on limited resources while reducing the cost of operating your home.
These green ideas range from relatively simple to major undertakings, but they all have one thing in common: energy-efficient living, which in turn results in lower energy bills.
Be mindful of electricity use. Monitoring your usage habits is a simple starting point when you want to move toward more energy-efficient living. Using less electricity during peak hours reduces the strain on your energy provider, which can help curb your monthly bill. Check with your utility provider to confirm what times of day they offer lower rates. Other tips include using natural light to your advantage and turning off lights and other electronics when they’re not in use.
Install energy-efficient windows. Even standard double-pane windows lose a great deal of energy in the average home. In the winter, they allow cold to seep in, while in the warmer months blazing sunlight can quickly elevate a room’s temperature. However, energy-efficient windows act as an effective barrier to both cold and heat. They can even protect your belongings from fading and damage caused by ultraviolet light. Newly installed windows also tend to have tighter, unblemished seals, addressing another common culprit of energy loss. If new windows are not in your budget, check your window and door perimeters and consider resealing them to prevent air leakage.
Opt for efficient appliances. Appliances may make modern life substantially easier, but they account for a significant share of a home’s energy usage. However, you can reduce how much they need by choosing an efficient model that uses 10-50% less power than less energy-conscious options. Not only do they help reduce greenhouse emissions and promote sustainable living, but some energy-efficient appliances also have lower maintenance requirements.
Boost insulation levels. Adequate insulation keeps heat in your home when it’s cold outdoors and prevents too much heat from seeping in when temperatures soar. However, over time loose-fill insulation (such as cellulose, fiberglass or mineral wool) can break down. It’s also common for homeowners to discover their homes were constructed with insulation that only met minimum standards at the time they were built, so there’s room for improvement. Consider adding insulation to commonly deficient areas like the attic, garage, basement and exterior walls.
Start with a solid foundation. Building a new home is a big investment, especially considering rising energy requirements and fuel costs. Relying on energy-efficient construction materials, like Nudura’s insulated concrete forms (ICFs), can provide homeowners nearly 60% energy savings compared to traditional building methods using wood. ICF construction results in less waste during the building process and also reduces the amount of energy needed for heating and cooling due to their continuous insulation, thermal mass and high R-value. The result is an airtight structure that enables building mechanical systems to heat, cool and ventilate more efficiently, creating a healthier living environment with a lower carbon footprint.
Learn more about energy-efficient options for your home at nudura.com/eco-friendly.
SOURCE:
Nudura
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home improvement
Ducted or Ductless: Improve Home Comfort with an All-Climate Heat Pump
Making your home a comfortable, welcoming place starts with the choices you make about heating and cooling it. To figure out what factors you should take into account while planning your HVAC system revamp, consider this guidance. All-Climate Heat Pump?

Ducted or Ductless: Improve Home Comfort with an All-Climate Heat Pump
(Feature Impact) Making your home a comfortable, welcoming place starts with the choices you make about heating and cooling it.
If you’re looking to upgrade your system, it may not require a complete overhaul of your existing HVAC setup to add a modern heat pump. Ducted heat pumps can often be installed using a home’s existing ducts – and in some cases, it might make sense to combine ducted and ductless equipment. It all depends on the needs of your space.
To figure out what factors you should take into account while planning your HVAC system revamp, consider this guidance from the heating and cooling experts at Mitsubishi Electric Trane HVAC US (METUS), leading providers of all-electric, all-climate heat pumps in the U.S.
How Heat Pumps Can Work with Existing Ductwork
Similar to traditional HVAC systems, ducted heat pumps are designed to distribute conditioned air through ductwork. Therefore, if your home is already set up with a usable duct system, adding a heat pump and air handler could allow you to heat and cool your home more efficiently and comfortably. Depending on the condition, size and layout of your ductwork, you may just need minor modifications during the installation process.
Getting a professional home assessment with a qualified HVAC contractor can help you evaluate your options. Because no two spaces are the same, they will assess the design and condition of your existing system, evaluate whether it can support a modern heat pump and identify other potential opportunities for improvement.
Why You Can’t Use the Same HVAC Approach for Every Home
Every home is different, so there’s no such thing as a one-size-fits-all HVAC solution. If you have certain rooms that consistently make you shiver or sweat when you walk into them – no matter how comfortable the rest of the house is – that’s probably a space your ducted system isn’t equipped to reach on its own.
Commonly, these are additions that weren’t included in the original HVAC design, rooms at the end of long duct runs or areas of the home with different airflow and insulation conditions. Finished basements, for instance, often stay naturally colder than the rest of the home since heat rises and basement walls are cooled by the surrounding earth. Converted attics or bonus rooms above garages, meanwhile, can become extra hot in the summer and cold in the winter. Sunrooms and rooms with large amounts of glass are typically less insulated and experience extreme temperature shifts.
When to Combine Ducted and Ductless Systems
A combined approach may make sense when you have spaces with different heating and cooling needs. By leveraging existing ductwork in the main areas of your home, you can install a ducted heat pump to keep your most-used living spaces comfortable without extensively reconfiguring your HVAC setup.
Spaces outside the main zones can be more difficult to keep climate-controlled using ducted systems alone. Additions, sunrooms, finished basements and converted attics or garages are good places to add ductless indoor units to help manage temperatures.
Combine ducted and ductless solutions in a sustainable way by choosing energy-efficient models like Mitsubishi Electric’s all-electric, all-climate heat pumps. Integrate a ducted air handler into your existing whole-home system to control the bulk of heating and cooling then install wall-mounted ductless units as needed to provide targeted, on-demand comfort in areas that are more difficult to heat or cool. The heat pumps are designed for high performance in a wide range of temperatures and conditions while remaining quiet, adaptable and energy efficient.
Benefits of Combining HVAC System Types
If you have a house where it feels like some rooms are always too hot or too cold, a combined ducted and ductless system can help you maintain more consistent temperatures throughout your home. They also give you more control over temperatures in different spaces, since you can adjust individual units rather than changing a single thermostat. Plus, if you know your home needs HVAC upgrades, choosing a combined system means you can make those changes with minimal disruptions to your existing setup, saving you time and money.
Learn more about all-electric ducted and ductless heat pump systems at MitsubishiComfort.com.
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SOURCE:
Mitsubishi Electric Trane HVAC US
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Consumer Corner
Understanding Auto Insurance for New Grads
Last Updated on August 2, 2026 by Daily News Staff

(Family Features) Graduation is an exciting time, but it also means new responsibilities.
“Graduates are stepping into a world filled with opportunities and uncertainties,” said Kevin Quinn, VP, Auto Claims at Mercury Insurance. “Understanding your insurance needs is a crucial step in protecting your future.”
If, like many recent grads, you’ve been on your parents’ auto insurance and now need your own, consider these simple steps from Mercury Insurance to help you get the coverage you need.
1. Review Your Current Coverage
As a starting point, talk to your parents and their insurance agent to understand what coverage you currently have.
“Knowing what coverage you’ve had under your parents’ policy helps you understand what protections you might need going forward,” Quinn said.
2. Decide on Your Coverage
Understanding the different types of coverage available ensures you choose the right protection for your vehicle and situation. Different types of coverage include:
- Liability: Covers damage you cause to others.
- Collision: Covers damage to your car from accidents.
- Comprehensive: Covers non-accident damage (like theft or weather).

3. Check State Requirements
Every state has different auto insurance laws. Look up the minimum coverage requirements for your state or ask an agent to explain them.
4. Get Quotes
Shopping around is essential. Contact multiple insurance companies to get quotes. Different companies offer various rates and discounts, so take the time to compare prices and coverage options to find the best deal. For example, you can obtain a quote from Mercury Insurance online.
Many insurers also offer discounts for safe driving, good grades or combining policies. Be sure to ask about lower rates and potential savings for:
- Good driving record
- Completing driver education courses
- Bundling with other insurance policies
5. Review and Choose
Look over the quotes and coverage options. Select a policy that provides adequate coverage without stretching your budget too thin.
6. Set Up Your Policy
Once you’ve chosen a policy, work with the insurance company to set it up. For example, Mercury Insurance has a team of agents ready to help make this process as seamless and easy as possible. Make sure you understand the terms and conditions to avoid surprises later on and contact an agent if you have any questions.
For more information, visit mercuryinsurance.com or contact your local agent.
Photos courtesy of Shutterstock
SOURCE:
Mercury Insurance
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Food Truths
The Truth About the “Chemical” in McDonald’s Burger Buns: Should Consumers Be Concerned?
What’s in the Burger Buns:The “yoga mat chemical” controversy changed how consumers view food additives. Here’s what azodicarbonamide is, why McDonald’s removed it, and what the science actually says.

For years, headlines and social media posts have warned consumers about a so-called “yoga mat chemical” found in hamburger buns served by major fast-food chains. The claims sparked widespread concern, prompted petitions, and eventually led several restaurant companies—including McDonald’s—to change their recipes.
But what was the chemical, and is there actually a health risk today?
What Was the Controversial Ingredient?
The ingredient at the center of the controversy was azodicarbonamide (ADA), a chemical used as a dough conditioner. It helped improve the texture of bread, making dough easier to handle and producing softer, more consistent buns.
Ironically, the same compound is also used in manufacturing certain foamed plastics, including some yoga mats and shoe soles. That connection gave rise to the viral nickname, “the yoga mat chemical.”
While the comparison was technically accurate, it also lacked important context. Food-grade azodicarbonamide and industrial applications are very different, and many chemicals have multiple uses across industries.
Why Did People Become Concerned?
The concern wasn’t simply that ADA was used in food. Scientists focused on what happens during baking.
When bread is baked, most azodicarbonamide breaks down into other compounds. Some laboratory studies involving animals raised questions about one of these breakdown products, called semicarbazide (SEM), when administered in high doses.
Those findings prompted some countries to take a more cautious regulatory approach.
Why Is It Banned in Some Countries?
The European Union and Canada do not permit azodicarbonamide as a flour treatment agent. Their food safety policies often follow the precautionary principle, removing ingredients when safer alternatives exist or when scientific uncertainty remains.
In contrast, the U.S. Food and Drug Administration has determined that azodicarbonamide is safe when used within approved limits.
These differing regulations don’t necessarily mean one side believes the ingredient is dangerous while the other believes it is harmless. Instead, they reflect different philosophies about regulating food additives.
Does McDonald’s Still Use It?
No.
McDonald’s removed azodicarbonamide from its U.S. hamburger buns in 2014 following growing consumer demand for simpler ingredient lists.
Today’s buns no longer contain the ingredient, joining a broader trend among food manufacturers to eliminate additives that have become controversial with consumers.
Are There Other Ingredients Consumers Should Know About?
Modern commercial bread still contains ingredients designed to improve freshness, texture, and shelf life.
These may include:
- Calcium propionate to prevent mold
- Ascorbic acid (Vitamin C) as a dough conditioner
- Enzymes that improve consistency
- Emulsifiers that help maintain softness
These ingredients have been evaluated by food safety agencies and are generally recognized as safe when used according to regulations.
The Bigger Health Picture
Nutrition experts generally agree that focusing on one ingredient can distract from the larger issue.
The greatest health risks associated with fast food are more closely linked to:
- High sodium intake
- Excess saturated fat
- Added sugars
- Large portion sizes
- Frequent consumption of ultra-processed foods
An occasional fast-food meal is unlikely to determine someone’s long-term health. Overall dietary patterns, physical activity, sleep, and other lifestyle factors have a much greater impact.
Consumer Awareness Is Changing the Food Industry
Whether or not an ingredient poses a measurable health risk, public concern can influence corporate decisions.
Over the past decade, many food companies have reformulated products to remove controversial ingredients, reduce artificial additives, and simplify ingredient labels. In many cases, those changes have been driven as much by consumer preferences as by regulatory requirements.
The Bottom Line
The “yoga mat chemical” story captured public attention because it combined science, food safety, and memorable marketing. While azodicarbonamide was once used in some hamburger buns, including those supplied to McDonald’s, the company removed it from its U.S. buns years ago.
Current evidence suggests consumers are better served by paying attention to their overall diet rather than worrying about a single ingredient that has already disappeared from many products.
Being an informed consumer means looking beyond the headlines, understanding the science, and recognizing that nutrition is about the complete picture—not just one ingredient.
Related External Links
- U.S. FDA – Food Additives & GRAS Ingredients Information for Consumers
- U.S. FDA – Food Additives and Petitions
- FDA – Azodicarbonamide (ADA) Food Substance Database
- Electronic Code of Federal Regulations – 21 CFR §172.806 (Azodicarbonamide)
- FDA – Types of Food Ingredients and Why They’re Used
- Health Canada – Permitted Flour Treatment Agents
- McDonald’s USA – Nutrition Calculator & Ingredient Information
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