Lifestyle
Time is Running Out: Life Time’s 3 Key Tips for Choosing a Summer Camp
Last Updated on November 14, 2024 by Daily News Staff
CHANHASSEN, Minn. /PRNewswire/ — With summer creeping closer, parents are now on the lookout for engaging activities to fill their kids’ days once school is out. Life Time (NYSE: LTH), which serves more than 31,000 children aged 5 to 12 annually at its summer camps across North America, offers these tips from its Kids experts to guide parents in selecting a camp this year.
- Look for Unique Activities – Consider a summer camp that engages kids in new active experiences, helps them learn different skills and encourages them to be healthy. Every Life Time Summer Camp includes weekly themes, from science experiments to outdoor exploration, giving kids an opportunity to learn and try something new every day. Two electives are included every week including art, STEAM activities, sports, athletic training, dance, coding, cheer and pickleball. There are also weekly Friday field trips to museums, zoos, aquariums, waterparks, amusement parks and other local attractions.
- Is the Summer Camp Flexible? – Parents are busier now than ever before. Be sure to check that your summer camp start and end times work for everyone. Many camps have forced times for drop-off and pick-up, creating extra challenges. Life Time has extended hours to accommodate parents’ busy schedules. Camp runs from 9 a.m. to 4 p.m. Before care (7-9 a.m.) and aftercare (4-6 p.m.) are included in the cost of camp. Additionally, consider asking about flexible payment options. At Life Time, parents can pay in full during registration, or choose a flex payment plan for the same total price.
- Save Time with Swim Lessons – Summer is a great time to get kids started with swim lessons. Why not cross two things off the list with a summer camp that includes swim lessons? Registration for Life Time’s summer camps includes twice weekly swim lessons supervised by lifeguards and trained professionals, ensuring parents’ peace of mind regarding water safety throughout the season.
Life Time’s Kids Camps are designed to give children an unforgettable experience full of adventures, sports, activities, and friendships, all while keeping them active through the summer. According to the Centers for Disease Control and Prevention, active children tend to have better grades in school, improved concentration and better cognitive performance.
“What truly sets our summer camps apart at Life Time is the quality and variety of content your child will be experiencing. Each day has a unique lesson plan, so kids never get bored,” said Samantha Stark, Senior Director of Life Time’s Kids Programming. “If you add in our unique offering of electives and swim lessons, kids at Life Time’s camps will be well-equipped to have a healthy, happy summer.”
Busy families at Life Time looking for an exciting way to keep their kids healthy and active this summer can now register for the Life Time’s 2024 Summer Camps. For more information about camps near you and to register, visit the Life Time Summer Camps website.
About Life Time®
Life Time (NYSE: LTH) empowers people to live healthy, happy lives through its portfolio of more than 170 athletic country clubs across the United States and Canada. The Company’s healthy way of life communities and ecosystem address all aspects of healthy living, healthy aging and healthy entertainment for people 90 days to 90+ years old. Supported by a team of more than 37,000 dedicated professionals, Life Time is committed to providing the best programs and experiences through its clubs, iconic athletic events and comprehensive digital platform.
SOURCE Life Time, Inc.
Automotive
Beyond the Sticker Price: Identifying the Most Affordable New Vehicles to Insure for 2026
For most households, buying a new vehicle is one of the largest financial decisions they’ll make. The purchase price is only the beginning, however. To help consumers make more informed purchasing decisions, consider these rankings of the most affordable new 2026 model year vehicles to insure.
Beyond the Sticker Price: Identifying the Most Affordable New Vehicles to Insure for 2026
(Feature Impact)For most households, buying a new vehicle is one of the largest financial decisions they’ll make. The purchase price is only the beginning, however. Fuel, maintenance, depreciation and insurance all contribute to the total cost of ownership, making affordability a consideration that extends well beyond the showroom.
To help consumers make more informed purchasing decisions, Mercury Insurance recently released its annual rankings of the most affordable new 2026 model year vehicles to insure, identifying the top-performing SUV, truck, sedan and electric or hybrid vehicles in four of today’s most popular categories.
“Consumers naturally compare purchase price, fuel economy, safety ratings and technology features before buying a vehicle,” said Chong Gao, director of research and development for Mercury Insurance. “Insurance is one of the few ownership costs drivers can estimate before making a purchase. Factoring it into the decision gives consumers a more complete picture of what that vehicle is likely to cost over the years they own it.”
While every driver’s premium is unique, this year’s rankings also revealed a broader trend: Practical, mainstream vehicles continue to offer some of the strongest long-term insurance value.
“Vehicles designed for everyday drivers often strike the best balance between safety, repairability and replacement costs,” Gao said. “That’s reflected in this year’s rankings, where familiar models from manufacturers like Hyundai, Chevrolet, Honda, Kia and Volkswagen rose to the top. It reinforces the idea that choosing a practical vehicle can pay dividends well beyond the purchase price.”
A Cost You Can Plan For
Unlike unexpected repairs or fluctuating fuel prices, insurance is a predictable ownership expense consumers can research before purchasing a vehicle.
Comparing insurance costs alongside purchase price, fuel economy, maintenance expenses and expected repair costs can help shoppers better understand the long-term financial commitment of vehicle ownership.
Factors Influencing Insurance Costs
Insurance costs are influenced by many factors, but repair complexity, parts availability, vehicle safety systems and historical claims experience all contribute to how a vehicle is insured. While advanced safety technology can help reduce accidents, vehicles that are easier and less expensive to repair can also help improve long-term affordability. Among the considerations insurers evaluate are:
- Repair and replacement costs
- Historical claims experience
- Vehicle safety features and crash performance
- Theft frequency
- Availability and cost of replacement parts
- Vehicle performance characteristics
The Most Affordable Vehicles to Insure
This year’s rankings show practical, mainstream vehicles continue to offer some of the strongest insurance value. The top spot in both the SUV and electric and hybrid categories was claimed by Hyundai while Chevrolet led the truck category and Volkswagen topped the sedan rankings. Rounding out Mercury’s rankings were several familiar nameplates recognized for balancing insurance affordability with everyday value.
SUVs:
- Hyundai Santa Fe
- Chevrolet Blazer
- Honda Pilot
- Kia Sportage
- Honda Passport
Trucks:
- Chevrolet Colorado LT
- Chevrolet Silverado C3500
- Ford Maverick and Ranger
- Hyundai Santa Cruz SE
- Toyota Tundra CrewMax
Sedans and Coupes:
- Volkswagen Golf R
- Acura Integra
- Honda Prelude
- Kia K4
- Mazda3
Electric and Hybrids:
- Hyundai Santa Fe Hybrid
- Chevrolet Blazer EV
- Kia Sportage Hybrid
- Ford Escape Hybrid
- Honda CR-V Hybrid
“The smartest vehicle purchase isn’t always the one with the lowest sticker price,” Gao said. “It’s the one that delivers the best overall value over time. Comparing insurance before buying gives consumers another tool to make a more informed decision.”
Visit MercuryInsurance.com to see the full rankings and request a quote to get a more complete understanding of long-term ownership costs.
Photo courtesy of Hyundai America (Hyundai Santa Fe)
Photo courtesy of Shutterstock (couple using laptop)
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health and wellness
Millions of mobile gamers prize stress relief over winning
Mobile Gamers Prize Stress: In the school’s car pickup line, five minutes before it starts moving. In the doctor’s office waiting room for an appointment that you’ve been heavily anticipating. In bed, just before going to sleep. In these transitional moments, many people reach for their phones — not to scroll, but to play.
Millions of mobile gamers prize stress relief over winning
(Sheeka Sanahori) In the school’s car pickup line, five minutes before it starts moving. In the doctor’s office waiting room for an appointment that you’ve been heavily anticipating. In bed, just before going to sleep. In these transitional moments, many people reach for their phones — not to scroll, but to play.
According to a June 2026 survey of more than 128,000 KashKick mobile gamers, playing a mobile game is more than a way to pass the time. Stress relief and relaxation are the top reasons respondents play, beating out entertainment and fun. As KashKick reports, for many people, this means mobile games are less a simple distraction and more a coping mechanism for the daily stress of life.
A quick reset for life’s transitional moments
Most respondents identify as women, and 60% live in households that earn less than $50,000 per year. In the ranking of their reasons for playing, stress relief and relaxation topped the list, with boredom relief, entertainment and fun close behind.
The ranking reads less like a profile of a gaming hobby and more like a profile of a coping behavior.
More than half of the respondents play games daily or multiple times a day. When they reach for a mobile game, about 53% of the time it’s for a short session—usually 30 minutes or less. Where and when people play tells its own story: 58% play in bed before going to sleep and 40% play in the bathroom. These are private, solitary moments, not the times people typically plan entertainment into their day.
Coping with stress by gaming
To understand why respondents play games for stress relief more than for fun, it helps to look at who they are. Among those surveyed, 19% say they’re unemployed or looking for work, and 60% live in lower-income households. There are likely some areas of their life where they must make every dollar stretch to cover the things they need.
The survey findings coincide with research from the American Psychological Association’s 2025 Stress in America report. According to the report, 18% of men and 22% of women under age 65 rate their stress level at eight or higher on a scale of one to 10. Although the KashKick survey didn’t measure stress, respondents are mostly women and fall within the age and income groups the APA found to carry the most stress.
The APA’s report also describes loneliness as a major strain for Americans. The KashKick survey didn’t measure feelings of isolation, but 55% prefer to play alone, and 60% rarely or never discuss their gameplay with friends or family.
Overall, the survey identifies a group of people who have found a routine, low-cost approach to cope with stress. They’re not necessarily there to get the highest score. They’re playing a mobile game to help them navigate a day that, with all of life’s to-dos and challenges, could quickly feel overwhelming.
Methodology
The KashKick Gaming Habits Survey was fielded from June 8, 2026, through Aug. 10, 2026, among KashKick members in the United States who play mobile games. The Gaming Habits Survey was available to all members on KashKick’s Surveys page post-profile completion. The survey received 128,218 total responses, with question-level response counts ranging from approximately 109,793 to 128,218 depending on attrition. All findings describe KashKick mobile gamers and should not be interpreted as representative of U.S. mobile gamers overall. Industry and stress context references publicly available data from the American Psychological Association, Statista, and Newzoo.
Photo courtesy of Shutterstock
SOURCE:
KashKick
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financial wellness
Covering Basic Expenses with Credit Cards Adds to the Growing Debt Cycle
The Debt Cycle: For many Americans, credit cards were once reserved for emergencies, major purchases or added security when shopping online. However, today, people are increasingly relying on credit cards and unsecured debt to cover basic everyday expenses like groceries.
Covering Basic Expenses with Credit Cards Adds to the Growing Debt Cycle
(Feature Impact) For many Americans, credit cards were once reserved for emergencies, major purchases or added security when shopping online. However, today, people are increasingly relying on credit cards and unsecured debt to cover basic everyday expenses like groceries.
According to a survey of 2,000 U.S. adults with at least $10,000 in unsecured debt conducted by Atomik Research on behalf of Accredited Debt Relief, a debt consolidation company specializing in unsecured debt relief, credit cards are no longer just a financial convenience but a tool for managing the rising cost of everyday necessities.
In fact, 66% of respondents reported having used a credit card to cover the cost of groceries within the last year. Other essentials aren’t far behind: 47% said they’ve used it for gas or transportation, 45% for utilities and 33% for rent or housing costs.
How Everyday Expenses Turn into Long-Term Debt
Debt builds over time when credit becomes part of monthly operations. For those struggling with cost-of-living pressures, using a credit card to cover groceries or utility bills may seem manageable in the moment. When the unexpected happens – a car repair, medical bill or unusually high energy bill – however, the balance adds up for the 46% of respondents who take on additional debt at least most of the time an emergency occurs and, without an executable plan for repaying it, could shorten the runway for taking care of such expenses in the future.
Because nearly 3 in 10 survey respondents rely on credit or borrowing just to get through a typical month, the data suggests what may have been a stopgap has become a routine part of managing personal finances. In fact, one-third of survey respondents said they depend on credit more than they did a year ago.
Lack of a Financial Cushion Makes Paying Down Debt Difficult
Breaking the debt cycle becomes especially difficult without emergency savings. Only 28% of respondents say they can cover expenses and save.
Additionally, 45% reported their income is enough to get by but not get ahead. Many said they’ve even put off taking a vacation or saving for the future due to their financial situations. When each paycheck is already committed to existing bills – 29% of respondents listed the cost of everyday expenses as the biggest barrier to reducing debt – making meaningful progress toward paying down debts becomes more difficult.
The Emotional Cost of Carrying Debt
Financial stress affects more than just the household budget. The survey found 25% of respondents are concerned about their financial future, with 12% worried they’re facing long-term financial instability. What’s more, nearly 7 in 10 said their current debt situation has negatively affected their mental well-being.
Without meaningful changes, whether through increased income, debt relief or financial support, these households may continue to rely on unsecured credit as a necessity rather than a strategic financial tool or occasional supplement. To learn more and find support to regain financial stability, visit AccreditedDebtRelief.com.
Photo courtesy of Shutterstock
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