child education
Helping Kids Make Money Lessons Real in a Digital Age
Last Updated on October 2, 2025 by Daily News Staff
Helping Kids Make Money Lessons Real in a Digital Age
(Family Features) In today’s world, it’s rare for kids to hand over a few crumpled dollar bills for a purchase. Most transactions happen online or with a tap of a card, which can make money feel less tangible to the next generation. However, that shift doesn’t mean financial lessons have to get lost – it just means they should be taught differently.
From budgeting for a favorite purchase to learning about investing, the digital landscape provides ample opportunities to help kids build smart habits.
Teach Real-World Money Management with Digital Tools
One way to start is with a kid-friendly debit card connected to an app. These accounts allow children to manage their own spending while parents monitor activity. Being able to check balances in real time – and seeing the impact of a purchase immediately – helps kids understand budgeting in a hands-on way. When the balance gets low, the lesson is clear.
Parents can also use digital purchases as teachable moments. A $10 virtual item in a game might sound appealing, but comparing it to something tangible, like a trip to the movies or a special snack, can help kids think about trade-offs and decide what’s worth the money.
Use Saving Goals and Compound Interest to Encourage Smart Habits
Saving is another concept technology can make more tangible. Setting a goal such as a new bike, a sports jersey or a piece of tech becomes more engaging when children can track their progress visually. Some apps even offer interest on savings, giving kids a first glimpse of how money can grow over time.
As children grow into teens, their curiosity about money often expands into investing. This can be an ideal time to open a custodial brokerage account and explore concepts like diversification, risk and long-term strategy. Purchasing fractional shares of companies they recognize can make the learning process relatable.
Teach Credit, Debt and Security Early
It’s also important to cover topics like credit, debt and security before kids start managing money on their own. Teens should understand how borrowing works, why paying bills on time matters and how to protect themselves from identity theft. In some cases, freezing a minor’s credit until they are older can be a smart precaution.
Keep the Conversation Going
Above all, money lessons should be an ongoing conversation. Asking kids what they’re hearing from friends, teachers or online sources can lead to meaningful discussions and create teachable moments.
The tools may have changed, but the goal remains the same: helping kids develop the skills and confidence to manage money wisely. By meeting them where they are in the digital world, parents can make financial lessons real, relevant and lasting.
Visit schwabmoneywise.com for more ideas on how to help kids start saving, investing and more with videos, quizzes and articles designed especially for teens.
Photo courtesy of Shutterstock
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Link: https://stmdailynews.com/the-fate-of-lucky-supermarkets-in-socal/
The Power of Curiosity: Building More Engaged Learners
(Feature Impact)Young children are naturally curious. They ask endless questions, investigate their surroundings and constantly test how the world works. While that curiosity can leave parents feeling exhausted or overwhelmed, it’s one of the most important drivers of early learning and development.
Curiosity helps children build confidence, develop critical thinking skills and become more engaged learners. Dr. Lauren Loquasto, senior vice president and chief academic officer at The Goddard School, and Mary-Alice Moore, president of Highlights for Children, share why curiosity matters and how parents can nurture it.
Why Curiosity Matters
Curiosity is the engine that drives learning for young children. When they are interested in a topic, they become more motivated to explore, ask questions and seek solutions. That process strengthens important skills such as attention, working memory, flexible thinking and problem-solving. It also helps develop confidence.
For young learners, confidence does not come from always knowing the answer; it comes from believing they can find it. Children who are encouraged to explore their interests and investigate new ideas learn that questions are valuable and discovery is rewarding. These experiences lay the foundation for a lifelong love of learning.
Curiosity Evolves as Children Grow
Curiosity looks different at each stage of development. For infants, it’s largely sensory. They learn by touching, tasting, listening and observing people and objects around them.
Toddlers often express curiosity through movement and repetition. Climbing, stacking, dumping, filling and repeating the same activity helps them understand how things work and builds their sense of control.
Preschoolers and kindergarteners become natural investigators. Their frequent “why” and “how” questions reflect a growing desire to understand relationships, solve problems and make sense of new experiences and the world around them.
As children grow, the role of adults evolves as well. Parents move from primarily protecting and guiding children to fostering environments that encourage exploration and independent thinking.
Follow Your Child’s Interests
One of the most effective ways to nurture curiosity is to pay attention to what naturally captures your child’s attention. Whether they’re fascinated by vehicles, animals or building structures, those interests can become powerful learning opportunities. When children are engaged in topics they enjoy, attention and persistence often develop organically.
Consider what causes your child to lose track of time. Those interests provide important clues about what motivates and excites them. Rather than rushing to provide answers, encourage deeper thinking by asking open-ended questions that invite them to explore their own ideas and observations.
Parents Don’t Need All the Answers
Many parents feel pressure to have answers for every question their child asks. In reality, one of the best responses is often “I don’t know. Let’s find out together.”
This models curiosity and shows your child that learning continues throughout life. It also transforms questions into shared experiences and opportunities for discovery. Encourage your child to remain engaged and curious using simple phrases such as:
- “That’s an interesting question.”
- “What do you think?”
- “Let’s investigate.”
If you’re unable to respond immediately, it’s important to acknowledge the question and return to it later. Following up communicates your child’s ideas and questions are valuable.
Setting Boundaries
Curiosity should be encouraged, but safe boundaries remain essential. When children become interested in something unsafe, simply saying “no” may stop the behavior, but it does little to support learning. Instead, explain why something is unsafe and redirect curiosity toward an appropriate alternative.
For example, if your child wants to explore knives, explain knives can hurt people then offer safe cooking tools or supervised kitchen activities to investigate instead.
Using Technology
Technology can play a positive role in nurturing curiosity when it’s used to extend real-world experiences rather than replace them.
After spotting a ladybug at the park, for example, a child might use videos or age-appropriate digital resources to learn more about insects. The real-world encounter sparks curiosity and technology helps deepen learning.
By listening, encouraging exploration and demonstrating curiosity yourself, you can help your child develop skills that extend far beyond the early years. For more parenting guidance, visit the Parent Resource Center at GoddardSchool.com. Visit Highlights.com for magazines, books and resources for parents and educators.
Photo courtesy of Shutterstock
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Food and Beverage
Back-to-School Sandwiches to Nourish Kids’ Bodies and Minds
Back-to-School Sandwiches: When you picture a schoolchild sitting down at a cafeteria table and opening their lunchbox, you’re probably already imagining there’s a sandwich inside. For a nutritious lunch, pack this Ham, Turkey, Bacon and Cheese Pocket. Some school days call for simple, fun comfort food, and that’s where the Fluffernutter comes in.
Last Updated on July 16, 2026 by Daily News Staff
(Feature Impact) When you picture a schoolchild sitting down at a cafeteria table and opening their lunchbox, you’re probably already imagining there’s a sandwich inside. After all, it’s a classic back-to-school staple that parents rely on for ease, convenience and nutrition when they’re trying to get everyone out the door on time – all you have to do is put bread and fillings together, and you’re good to go. That, of course, only leaves the question of which bread and fillings to choose.
A new survey conducted by Atomik Research on behalf of Nature’s Own indicated that modern parents care a lot about nutrition when deciding which kind of bread to buy, with 88% of survey respondents agreeing that feeding their kids wholesome bread feels like an easy parenting win.
With clean, simple ingredients that balance taste and nutrition, Nature’s Own bread supports an attainably healthy lifestyle for busy families. Whether you choose a classic white bread, reach for a whole-wheat loaf or need to account for dietary restrictions, you can feel confident you’re selecting bread that’s free from artificial colors, flavors and preservatives.
For a nutritious lunch that fits the bill for 85% of parents who show strong interest in breads made with whole grains, pack this Ham, Turkey, Bacon and Cheese Pocket made with honey wheat bread. The flavorful mixture of deli meats and American cheese baked to perfection make every bite satisfying. Consider getting the whole family involved assembly-line style to make multiple batches at once, cutting down on time in the kitchen during the week ahead while encouraging learning opportunities as kids count ingredients and measure fillings.
Some school days call for simple, fun comfort food, and that’s where the Fluffernutter comes in. Soft bread, creamy peanut butter and fluffy marshmallow make for a combination that nourishes kids of all ages not just physically, but emotionally. Whether you pack it as a lunchbox surprise or have it ready as an after-school treat, this is a sandwich that promises sweetness and nostalgia – a perfect fit for the 78% of parents who agreed that sandwiches are a canvas for small moments of care, like notes in lunch bags.
Since sandwiches are so customizable, you can easily adapt these recipes to your family’s unique preferences and needs. Whether you decide to use different seasonings or swap to a multigrain bread, there’s no such thing as a wrong sandwich decision as long as it works for you.
To view ingredients and decide what kind of loaf you want to stock up on during the school year, visit naturesownbread.com.
Ham, Turkey, Bacon and Cheese Pocket
- 8 slices Nature’s Own Honey Wheat Bread
- 1/4 pound deli turkey
- 1/4 pound deli ham
- 4 slices cooked bacon
- 4 slices white American cheese
- 1 egg
- 1 tablespoon cold water
- 1 teaspoon coarse salt
- Preheat oven to 350 F.
- Chop turkey, ham and bacon and toss together. Set aside.
- Using knife, cut off crust on each piece of bread.
- With rolling pin, roll and flatten each slice of crustless bread. Take four slices and place spoonful of chopped meats in middle of each slice. Top with broken slices of cheese.
- Place remaining slices of crustless bread on top of each pocket.
- In small bowl, crack egg and add water. Beat together. Dip fork into egg mixture and crimp each edge of pocket until two slices are sealed together. Repeat on each pocket. Brush top of each pocket with remaining egg mixture and sprinkle salt on top.
- Place on sheet pan and bake until golden brown, 7-10 minutes.
- Let cool a few minutes and enjoy.
Fluffernutter Sandwich
Total time: 10 minutes
Servings: 1
- 2 tablespoons peanut butter
- 2 slices Nature’s Own Butterbread
- 2 tablespoons marshmallow fluff
- Spread peanut butter on one bread slice. Spread marshmallow fluff on second slice. Put both slices together to form sandwich.
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child education
Toy Story 5’s ‘Lilypad’ is an indictment of the world that birthed the ‘iPad Kid’
Toy Story 5 introduces “Lilypad,” a kid-friendly tablet that sidelines Woody and Buzz—and spotlights how the “iPad kid” debate is less about bad parenting and more about work, childcare costs, and a broken social safety net.
Aarushi Bhandari, Davidson College
In the trailer for “Toy Story 5,” a little girl named Bonnie is playing with her toys when a package arrives in the mail.
She opens it to find Lilypad, a tablet for children.
The iconic toys from the series – Woody, Buzz Lightyear, the Potato Heads, Forky and Slinky Dog – then watch in dismay as Bonnie casts them all aside in favor of the bright tablet screen. Rex the dinosaur exclaims, “What? Extinction? Not again!”
The film zeros in on a uniquely 21st-century phenomenon: the “iPad kid,” a term used – often disparagingly – to describe a generation of children who grew up enchanted by screens.
A lot of the discussion around tablet use among kids shames parents, framing it as an example of lazy or bad parenting. Yet factors such as long working hours and lack of access to affordable childcare compel many parents to rely on tablets.
As a scholar of the attention economy – and also as a mom to a 4-year-old – I’ve noticed a disconnect between the resources U.S. society offers parents versus what’s expected of them in the digital age.
’ Woody, Buzz and the gang must prove that traditional toys still matter when Bonnie becomes captivated by a high-tech tablet named Lilypad.
The pandemic and the ‘square au pair’
When the first “Toy Story” came out in 1995, many single-income families could still afford to comfortably raise multiple kids. It was more common for new parents to live near their extended families, such as grandparents, to provide childcare support. Federal policies provided some low-income families with cash assistance that helped ease the cost of transition to parenthood.
Since then, parenting has become a lot more challenging. Single-income households with kids under 18 have steadily declined as wages have stagnated, forcing both parents into the workforce. At the same time, it’s harder to qualify for government benefits.
And even when moms do earn a paycheck, working moms experience what sociologists call the “motherhood penalty” – career disadvantages, such as lower wages and promotion barriers, due to childbirth – even as U.S. parental leave policies remain weak.
So it’s hardly a surprise that fewer Americans are choosing to become parents under these conditions. But those who did have kids in the years leading up to 2020 ran smack into the COVID-19 pandemic.
The lockdown that started in March 2020 following the outbreak of the pandemic led to closures of schools and many workplaces. Many parents either worked from home or provided critical work in grocery stores and hospitals. Kids stayed home and schools transitioned to remote-learning models.
It’s important to remember that many institutions with social legitimacy and authority encouraged the use of tablets during the COVID-19 pandemic lockdowns.
School systems around the world normalized their use for remote learning. Children as young as 4 were given tablets, which gave their parents space to complete their own remote work and other household tasks, with some moms referring to it as “the square au pair.”
In this sense, the tablet became a form of school-sanctioned childcare.
Economic activity was minimally disrupted. Productivity hummed along. And the kids? Comfortably distracted.
For some households, there’s little choice
When lockdowns ended, tablets remained integrated into the education system. In 2021, 4 in 5 U.S. households with children had a tablet. Beyond schoolwork, kids also use tablets for activities, such as video games and watching TV.
The adverse impacts of excessive screen time in general has been well documented for decades. But scholars have only recently unpacked the specific harms of interactive tablet use among young children.
Children who use tablets are more likely to experience emotional dysregulation and dependency on screens. Researchers have also found tablet use among kids to be significantly associated with ADHD diagnoses.
At the same time, research shows screen time use among children is tied to social class.
Parents from working- and middle-class households are more likely to rely on screens compared to high-income parents, who can hire childcare services, such as full-time nannies.
Parental education is also a factor. Americans generally have little grasp of digital hygiene – knowledge about best practices to minimize negative effects of screens. But households with parents who didn’t graduate from college are even more in the dark.
And while schools hand out tablets, most of them fail to provide students and families with a comprehensive education on the adverse impacts of excessive screen time.
In other words, this isn’t a Generation Alpha problem. Most people – adults included, with or without children – aren’t properly educated and informed about their choices around technology use. Yet adults continue to be shamed if they hand their kid a tablet. All the while, parents navigate the added burdens of challenging the educational status quo around tablets.
Frankenstein’s village
When work is the only sturdy pillar in a society where government benefits for low-income people, family ties and community institutions have eroded, tablets replace the metaphorical village – the web of social support that helps families thrive.
In pursuit of jobs or affordable housing, many young parents move farther from their extended families and the communities where they grew up. The working parents who are forced to rely on daycare – sending kids as young as a few weeks old – end up spending an exorbitant amount of money on the service.
Meanwhile, the persistence of traditional gender roles ensures that many moms still go home to a second shift: Working women continue to disproportionately cook, clean and care for children. No matter how overworked or exhausted some parents are, they cannot afford to hire help as the inflation and cost-of-living crises hit historic highs.
Big Tech takes advantage of this crisis with a “solution” that ultimately treats children as products, manipulating their emotions and mining their data. As I argue in my book, “Attention and Alienation,” children’s dependency on screens is a key component of the attention economy.
The earlier a life is monetized, the longer it is profitable.
“Toy Story 5” and its critical take on the tablet may be helpful. But it will take more than a blockbuster movie to protect small kids from the harms of too much screen time. Instead, I think it will require strong parental leave policies, expansive and affordable childcare access, fair wages and shared household labor.
In other words, there needs to be a full rehabilitation of the village.
Aarushi Bhandari, Assistant Professor of Sociology, Davidson College
This article is republished from The Conversation under a Creative Commons license. Read the original article.
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