5 Summer Safety Risks Homeowners Often Overlook When Hosting

(Feature Impact) Summer is the perfect season for gathering outdoors with friends and family, but if you’re a homeowner planning to host barbecues, pool parties or holiday celebrations this year, it’s important to consider the potential safety and liability risks that may be affecting your own backyard. A little advance planning can help you ensure that your guests enjoy safe, healthy experiences at your home and leave with only happy memories.

According to the U.S. Consumer Product Safety Commission, thousands of injuries each year are linked to fireworks, grills and swimming pools. While most summer gatherings end without incident, Mercury Insurance is encouraging homeowners to remember that smart preparation can help you avoid unfortunate accidents and costly damage.

“A few simple safety checks can help homeowners create a safer environment for everyone while protecting the property they’ve worked hard to build,” said Larry Anderson, underwriting operations director at Mercury Insurance.

Set your summer up for success by paying special attention to these five often-overlooked seasonal safety risks.

Guest Injuries and Liability Risks

Since summer gatherings naturally increase foot traffic around a property, it should be safe to walk around. Uneven walkways, loose decking, poor lighting and pet-related incidents can all lead to injuries that homeowners may not anticipate.

Before hosting events, audit your property to repair trip hazards and ensure walkways and outdoor gathering areas are well-lit. If you have pets that may become stressed around large groups, secure them before guests arrive. Since unforeseen events can still occur despite your best efforts, review your liability coverage to understand available protections.

Unsupervised Pool Areas

Swimming pools can provide endless summer fun, but they also present one of the most serious safety risks around the home. Drowning remains a leading cause of accidental death for young children, making active supervision essential whenever children are near water.

If your backyard includes a pool, ensure that gates and barriers are functioning properly, keep rescue equipment nearby and consider pool alarms and self-closing gates for additional protection. Most importantly, never leave children unattended around water.

Backyard Grill Fires

Grilling is a summer tradition, but outdoor cooking equipment can quickly become a fire hazard if used improperly. Placing your grill too close to flammable objects, letting grease build up and leaving the grill unattended can all increase the risk of property damage.

Start by making sure your grill is set up at least 10 feet away from homes, fences and overhangs before you fire it up. Clean grease trays regularly, never leave a grill unattended while cooking and keep a fire extinguisher accessible during outdoor cooking.

Fireworks Too Close to Homes and Landscaping

Fireworks-related fires increase significantly during summer, particularly in dry climates where even one stray spark can ignite vegetation or nearby structures.

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The safest option, when possible, is to attend professional displays rather than hosting your own. However, if you’re planning on lighting up your skies this summer, follow all local laws and restrictions regarding fireworks and keep your launch site well away from homes, vehicles and dry landscaping. Have a water source readily available when using legal consumer fireworks.

Outdoor Electrical Hazards

Extension cords, decorative lighting, outdoor speakers and fans often receive extra use during summer gatherings. Damaged cords or overloaded outlets can create shock and fire hazards. As you set up your summer entertainment systems, check your equipment to be sure it’s rated for outdoor use. Keep electrical connections away from pools and water features, avoid overloading electrical outlets and take a few extra minutes before each gathering to inspect outdoor cords for wear and damage.

“Most homeowners focus on making their gatherings enjoyable, but safety should be part of the preparation process,” Anderson said. “Taking a few minutes to identify potential hazards before guests arrive can help prevent accidents and allow everyone to focus on enjoying the season.”

For more home safety resources and insurance information, visit MercuryInsurance.com/Resources.

Photos courtesy of Shutterstock

SOURCE:
Mercury Insurance

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(Family Features) Shaping the future of public health into an equitable one means ensuring all people and communities have access to the health care and resources they need to live well. The nation requires a strong, diverse public health workforce to accomplish that goal.

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Visit AmeriCorps.gov/PublicHealth for a list of opportunities to serve and contact your desired opportunity by phone or email to learn more and apply. You can also subscribe to the newsletter to learn more about the initiative.

SOURCE:
AmeriCorps

The big summer trip is getting harder to pull off. What families are doing instead.

(Tiffany Miller) Ask most Americans about their favorite summer memory, and water shows up somewhere — a lake at dusk, a boat rocking gently, quiet mornings with nowhere else to be. For a lot of them, that feeling has been easier to remember than recreate.

As travel costs climb and traditional vacations feel increasingly complicated, the appeal of something closer to home has grown. Each year, 85 million Americans find it on the water, according to the National Marine Manufacturers Association (NMMA).

Part of boating’s appeal is rooted in nostalgia and connection. Many people are drawn to the kinds of unplugged experiences tied to childhood — time outdoors, shared adventures and uninterrupted moments together. According to a Discover Boating survey, 85% of current boat owners say their fondest childhood memories involved being on the water, with nearly half recalling those experiences before age 13.

The costs look different when stacked against a traditional vacation. According to NMMA, a week at an all-inclusive resort for a family of four runs around $5,000 to $8,000. Boat rentals run around $75 per hour, entry-level boat financing costs a few hundred dollars a month and boat club memberships offer access to multiple boats for a monthly fee, typically $150 to $375 after a one-time initiation fee. Many families are discovering that boating can offer multiple smaller vacations throughout the summer at a comparable cost.

Those lower-commitment options are more than just a budgeting tool — they are a first step into the lifestyle. According to the survey, 45% of prospective boat buyers expressed interest in renting or chartering before committing to a purchase, while interest in boat clubs and fractional ownership also remained high. The survey further found that 49% plan to own within two years, and 46% are focused on boats priced under $50,000.

For Americans deciding how to spend their time this summer, that flexibility may be part of boating’s growing appeal. It offers something many vacations promise but do not always deliver: the ability to truly disconnect and be present — not just once a year, but repeatedly throughout the season.

The pull toward the water may be deeper than nostalgia. Research shows there’s a connection between water and well-being — the sight and sound of water can help people feel calmer, lower stress and support overall wellness. The concept of “Blue Mind” describes the mild meditative state associated with being near, in, on or under water. For families looking to unplug, boating offers a way to step away from screens, slow down and recharge.

Methodology
The quantitative survey was fielded Aug. 22, 2025 through Sept. 12, 2025. It included 500 boat owners and 500 prospective owners. Boat owners are defined as those who own (or used to own) a boat and consider their primary vessel a motorized/power boat or sailboat. Prospective owners are defined as 50% or more likely to purchase a motorized/power boat or sailboat in the future and not a current or lapsed owner.  Note: All insights collected reflect opinions of surveyed boat owners and prospective owners only.

Photo courtesy of Shutterstock

SOURCE:

Discover Boating

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