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Turn Your Tax Refund Into a New Ride

As tax refunds are beginning to come in, it’s an excellent opportunity for people to explore different investment avenues and make the most of their money.

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Make a major purchase more manageable

(Family Features) With tax refunds starting to flow in, many people are considering ways to invest their money.

If you’re looking to purchase a vehicle, putting your tax refund toward a down payment on a used car can be a smart financial decision for several reasons – from reduced interest rates on your loan and shortened loan terms to lower monthly payments – and the timing is right to take advantage of improving market conditions. Consider this information to help make an informed buying decision.

Lower Your Monthly Payment
The more you can invest in the down payment of a vehicle, the lower your monthly cost will typically be and the less interest you will typically pay over the length of the loan. This can lead to smaller, more manageable monthly payments.

A significant down payment can also help offset higher-than-average interest payments and could lead to a shorter term, meaning less total accrued interest. An auto loan calculator can show you how a down payment can affect interest charges.

More Affordable Vehicle Options
17031 detail image embed1Used car prices have been trending downward month-over-month, according to the Bureau of Labor Statistics’ consumer price index. These decreases in used car prices are helping offset higher than normal interest rates. The average sales price for a pre-owned vehicle through Enterprise Car Sales, for example, is approximately $21,000 right now, compared to average new car prices, which are hovering around $44,000.

Vehicle inventory is improving along with an increase in consumer demand for cars, which makes now an attractive time to buy. Many used car sellers feature inventory that is readily available so you can select from options you know are in stock, including different makes and models with a wide range of different features that can offer more affordable options.

“We have a large inventory of vehicles across the country currently priced under $20,000,” said Mike Bystrom, vice president of Enterprise Car Sales. “There are several considerations to keep in mind when shopping for a vehicle, and there is no one-size-fits-all approach. Consumers should weigh their options, but the one thing they shouldn’t compromise on is receiving great customer service.”

Protect Your Purchase
Ensuring your purchase is protected is also a smart financial decision. Take advantage of dealers that offer additional benefits to help protect your purchase and provide peace of mind that your tax refund has been well spent.

Look for a used vehicle that has passed an inspection by an ASE-certified technician and comes with a limited powertrain warranty, as well as extra coverage options such as roadside assistance and a return policy up to a certain amount of days or mileage.

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With a little research and careful planning, you can find a reliable used car that meets your needs and puts your tax refund to good use. Visit enterprisecarsales.com for more information.

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Enterprise Car Sales

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5 consejos para la salud del corazón para las fiestas

La comida, las bebidas, los regalos y el tiempo con la familia hacen de las fiestas una ocasión feliz para las personas de todo el país. Sin embargo, toda esa celebración a veces puede convertirse en una distracción para mantener la salud del corazón.

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(Family Features) La comida, las bebidas, los regalos y el tiempo con la familia hacen de las fiestas una ocasión feliz para las personas de todo el país. Sin embargo, toda esa celebración a veces puede convertirse en una distracción para mantener la salud del corazón.

De hecho, las alegrías de la temporada pueden estropearse para muchos, ya que las investigaciones muestran un aumento en los eventos cardíacos y las muertes por ataques cardíacos durante la última semana de diciembre. Según un estudio publicado en la revista de la American Heart Association, “Circulation”, ocurren más muertes por problemas cardíacos el 25 de diciembre que cualquier otro día del año, seguidas por el segundo número más grande el 26 de diciembre y el tercero el 1 de enero.

“Las vacaciones son un momento ajetreado, a menudo estresante, para muchos de nosotros”, dijo Mitchell S.V. Elkind, MD, MS, FAHA, director de ciencias clínicas de la American Heart Association. “Las rutinas se interrumpen. Es posible que tendamos a comer y beber más y a hacer menos ejercicio y relajarnos menos. Dormimos muy poco y experimentamos demasiado estrés. Si bien no sabemos exactamente por qué hay más ataques cardíacos mortales durante este tiempo, es importante tener en cuenta que estos factores pueden incrementarse, aumentando el riesgo de un evento cardíaco mortal”.

Ser consciente de este fenómeno anual y tomar algunas medidas importantes y saludables para el corazón puede ayudar a salvar vidas. Considere estos consejos del Dr. Elkind y los expertos de la American Heart Association.

  • Conozca los síntomas y tome medidas. Los signos de un ataque cardíaco varían en hombres y mujeres, pero es importante reconocerlos temprano y llamar al 9-1-1 para obtener ayuda. Cuanto antes comience el tratamiento médico, mayores serán las posibilidades de supervivencia y de prevención del daño cardíaco.
  • Celebre con moderación. Comer saludablemente durante las fiestas no tiene por qué significar privarse. Hay maneras de comer de manera inteligente, como limitar la ingesta de sodio y buscar pequeños intercambios saludables para que continúe sintiéndose lo mejor posible mientras come y bebe con moderación.
  • Practique la buena voluntad hacia sí mismo. Tómese un tiempo para cuidarse durante esta temporada ajetreada. Leer un libro favorito, meditar o incluso jugar con mascotas son formas productivas de reducir el estrés de las interacciones familiares, las finanzas tensas, los horarios agitados, los viajes y otros factores estresantes que pueden provocar las vacaciones.
  • Siga moviéndose. El ajetreo y el bullicio de la preparación para las fiestas a menudo deja de lado el ejercicio, pero es importante mantenerse activo tanto como sea posible. Sea creativo para mantenerse en movimiento dando un paseo familiar o jugando juegos físicamente activos con sus seres queridos.
  • Tome sus medicamentos. Los horarios ocupados pueden hacer que algunas personas se salten los medicamentos, a veces incluso los olvidan en casa o no renuevan las recetas a tiempo. Trate de usar un cuadro de medicamentos como recordatorio y asegúrese de controlar los números de su presión arterial.

Descubra más formas de vivir una vida saludable para el corazón durante las fiestas y durante todo el año en heart.org.

Foto cortesía de Getty Images

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SOURCE:
American Heart Association


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fitness

Scaling Back: 5 ways to manage your weight

For many people who wish to work toward a healthier weight, one of the greatest obstacles is figuring out where to begin.

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(Family Features) For many people who wish to work toward a healthier weight, one of the greatest obstacles is figuring out where to begin.

These tips from SlimFast consultant and registered dietitian Maryann Walsh show it doesn’t take a drastic lifestyle overhaul to make an impact.

Eat Mindfully
Many people who struggle with their weight benefit from being more conscious about what they’re eating and why. For example, consider your eating habits, such as eating even when you’re not hungry whether that’s because it’s mealtime and you think you should eat, you’re satisfying a craving or using a tasty snack to cope with stress.

Recognizing why you’re eating is an important step toward correcting destructive eating patterns, but so is paying attention to the other details of the eating experience, including what you eat and how it makes you feel. Ultimately, this may allow you to choose healthier foods that nourish your body for the long-term, rather than the brief satisfaction that comes with less nutritious choices.

Consider Intermittent Fasting
One weight-loss method many people find success using is intermittent fasting, which involves abstaining from all food and beverages for a specified time period each day or week. While going too long without food can sometimes lead to excess hunger then overeating later, in shorter, controlled fasting timeframes one can often more easily achieve a caloric deficit, which is required for weight loss.

Prepare for your fasting phase by choosing foods that support satiety. Options like SlimFast’s Intermittent Fasting line of meal bars and protein shakes can help avoid a sense of deprivation with tasty flavors like the Vanilla Cupcake Snack Shake Mix and Vanilla Almond Crunch Complete Meal Bar. The shake mixes deliver 15 grams of slow-digesting protein, compared to whey protein, to help curb hunger, along with more than 20 vitamins and minerals. The meal bars clock in with 15 grams of protein and 10 grams of fiber.

Manage Stress
When you’re stressed, your body produces cortisol, which also raises insulin and can drive hunger and trigger cravings for comfort foods. In fact, that’s the very reason people tend to overeat when they’re under pressure. Light exercise and meditative practices can help you manage your mental strain. You might also consider talk therapy with a friend or professional or spend time unwinding with a book or music.

Get Proper Sleep
Poor sleep habits affect your weight in numerous ways. One is that when you’re feeling tired, your hunger and satiety hormones, ghrelin and leptin, can be affected, leading to an increase in caloric intake and subsequent weight gain. Additionally, when you’re tired, you’re more likely to take shortcuts like skipping workouts or opting for unhealthy convenience foods. All are reasons to make better rest a bigger priority.

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Track Eating and Exercise
When you’re not paying attention to what you eat and how you move, you may not even realize how your habits are affecting your health. Logging what you eat, especially if you use a tool like an app that helps you see the nutrition breakdown, may give you a clearer idea of the quality and quantity of your intake. Similarly, when you’re specifically writing down the time you’re committing to physical activity, you’ll find it easier to identify patterns and pinpoint where you can make adjustments to increase your exercise.

Visit SlimFast.com to find more resources on weight management and intermittent fasting.

3 Tips for Intermittent Fasting

If you’re new to the idea of intermittent fasting, these tips can help you find greater success so you can see results.

  1. Pace yourself. Make a gradual transition so your body gets used to going without food for shorter periods of time before you work up to extended fasting periods.
  2. Stay hydrated. Avoid confusing thirst for hunger by upping your fluid intake. Staying hydrated and energized while you fast helps keep fatigue and brain fog at bay. Options like fruit-flavored SlimFast Intermittent Fasting Energizing Hydration Supplement Drink Mix won’t break your fast and can help you add variety as a flavorful alternative to water. They can provide the energy and focus you need between meals and are perfect for those who feel groggy or run-down while fasting.
  3. Set goals. Know what you want to achieve and why, so your “why” can keep motivating you to follow your intermittent fasting plan even when you’re tempted to quit.

Photo courtesy of Getty Images (woman and man exercising)

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SOURCE:
SlimFast


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Blog

Major Ice Cream Recall: Wells Enterprises Pulls Thousands of Products Nationwide

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Wells Enterprises, Inc., America’s largest privately held, family-owned ice cream manufacturer, has initiated a nationwide voluntary recall affecting more than 50,000 gallons of ice cream and frozen yogurt products due to potential plastic contamination.

Key Recall Details

Affected Products: Nearly 18,000 three-gallon containers across 22 varieties

Popular Brands Involved: Blue Bunny, Halo Top, and other Wells Enterprises products

Distribution: Products shipped to 103 distribution centers nationwide

Best-By Dates: March through October 2026

Recall Classification: FDA Class II recall

Consumer Safety Alert

The company took immediate action after discovering the possibility of foreign material (plastic) in select products. While no injuries have been reported, consumers are urged to:

Check product codes against the recall list

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Stop using affected products immediately

Return items to the place of purchase for a full refund

Contact Wells Enterprises customer service with questions

Affected Product Information

The recall specifically impacts 3-gallon bulk containers of various ice cream and frozen yogurt flavors. Wells Enterprises, known for producing popular brands including Blue Bunny, Halo Top Creamery, and The Cheesecake Factory At Home ice cream products, initiated the voluntary recall on April 25, 2025.

For More Information

Consumers can visit the FDA’s official website or follow STM Daily News’ Food and Drink section for the latest updates on this recall and other food safety alerts.

Related Links:

FDA Recall Data

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At our core, we at STM Daily News, strive to keep you informed and inspired with the freshest content on all things food and beverage. From mouthwatering recipes to intriguing articles, we’re here to satisfy your appetite for culinary knowledge.

Visit our Food & Drink section to get the latest on Foodie News and recipes, offering a delightful blend of culinary inspiration and gastronomic trends to elevate your dining experience.

https://stmdailynews.com/food-and-drink/

 

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