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8 in 10 Americans Say Inflation Makes It Harder to Pay Medical Bills

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Debt.com’s fifth annual medical debt survey found an overwhelming number of Americans struggling with medical debt – forcing many to go into collections.

FORT LAUDERDALE, Fla. /PRNewswire/ — The number of Americans facing medical debt is at its highest level since 2020 – which is when Debt.com began polling 1,000 Americans on the topic each year.

The latest survey findings show more Americans are being crushed by medical debt, forcing more of them into collections while others avoid seeking health care top save money.

The number of Americans struggling with medical debt is at its highest level in five years. Since 2020, Debt.com has polled 1,000 Americans on their medical debt annually. The latest survey findings show more have medical debt, are in collections, and avoid health care due to their debts.
  • This year, 79% say inflation has made it harder to pay their medical bills; a jump from 57% in 2022, the first year the question was asked.
  • The number of people who have outstanding medical debt is up 66% from 46%, five years ago.
  • Half of the people polled have medical debt in collections; an increase from 28%, three years ago.
  • More than half (52%) avoid medical care because of their debt. Only 28% said the same in 2022.

“Other forms of consumer debt fluctuate with the times, but not medical debt,” says Debt.com president Don Silvestri. “Credit cards, mortgages, and auto loans have seen their debt levels rise and fall with recessions and the pandemic. But medial debt is on a steady climb – with no end in sight.”

Dealing with Medical Debt

The data shows one generation in particular is struggling with medical debt more than others, millennials.  Millennials (77%) are most likely to have outstanding medical bills or debt compared to other generations. 

More millennials (62%) than other generations have had medical bills sent to collections, and 62% of millennials avoid medical care because of their debt.

Other key data showed:

  • 36% of Americans owe $250 – $500
  • 26% say that diagnostic tests are the primary source of their medical debt
  • 55% are currently on a payment plan to clear their debt

More than half (55%) of all respondents say medical debt holds them back from future life goals such as marriage, buying a home, and starting a family.  More than 1 in 5 say their medical debt has caused them to go further into debt with credit cards and personal loans.

“With the student loan crisis, national political leaders finally realized that personal debt could bleed into the macroeconomy. They need to understand that medial debt has now approached a similar inflection point,” says Debt.com chairman Howard Dvorkin, CPA. “The longer we wait to heal this particular diseases, the farther it will spread.”

To read the complete survey results visit: https://www.debt.com/research/medical-debt-survey/

Debt.com

About: Debt.com is a consumer website where people can find help with credit card debt, student loan debt, tax debt, credit repair, bankruptcy, and more. Debt.com works with vetted and certified providers that give the best advice and solutions for consumers “when life happens.”

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SOURCE Debt.com

STM Daily News is a vibrant news blog dedicated to sharing the brighter side of human experiences. Emphasizing positive, uplifting stories, the site focuses on delivering inspiring, informative, and well-researched content. With a commitment to accurate, fair, and responsible journalism, STM Daily News aims to foster a community of readers passionate about positive change and engaged in meaningful conversations. Join the movement and explore stories that celebrate the positive impacts shaping our world.

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fitness

Design Your Home Workout Space Around the Way You Actually Exercise

Use these tips to create a home workout space you’ll keep using after the novelty wears off.

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Design Your Home Workout Space Around the Way You Actually Exercise

Design Your Home Workout Space Around the Way You Actually Exercise

(Feature Impact) It’s a tale as old as treadmills: You buy a new exercise machine with the best of intentions, only for it to become an expensive laundry rack that makes you feel guilty every time you glance over at it. When it comes to making lifestyle changes, the key is not to overhaul your whole routine at once, but to figure out what habits match your lifestyle, personality and passions.

Use these tips to create a home workout space you’ll keep using after the novelty wears off.

Figure Out What Exercises You Enjoy

Before you commit to a big equipment purchase, think about what kinds of exercise feel natural and enjoyable (and which ones make you groan).

If you love running, a treadmill may be worth the space it takes up. However, a rack of dumbbells might just wind up collecting dust if you hate lifting weights. Yoga or dance enthusiasts may prefer to design a more studio-like home gym, while bodyweight strength trainers could be happy with a pull-up bar in the doorway and a mat to do planks on. Consider joining a workout class or gym for a month or two to try different kinds of exercises and machines so you’ll have a better idea of what’s worth investing in permanently.

Evaluate the Space You Have

A good home workout area needs to work around the physical realities of your house or apartment. If you have a whole room or finished basement to dedicate to the cause, this won’t constrain you too much. If you’re working with a corner of your home office, bedroom or garage, saving space becomes a more critical factor.

In these cases, it all comes down to priorities. If you only have room for one piece of bigger equipment, get the one you know you’ll actually use, whether that’s an elliptical, strength machine, standing bicycle or rowing machine. Then build out your collection with other items that can be easily moved and stored, like resistance bands and small weights or dumbbells.

Start Small and Expand as Needed

Don’t fall into the trap of thinking you need to have everything before you can get started. It’s often better to build out your workout space slowly – get a few things at a time, see what you use regularly and figure out what you might be missing along the way. Maybe you realize you enjoy lifting weights and keep wishing you had heavier ones, signaling a need to upgrade.

Add Some Atmosphere

Dark, dismal home gyms are more likely to make your workout feel like a punishment instead of a part of your day worth looking forward to. Creating a space you enjoy being in is just as important as choosing a workout you enjoy doing.

For you, that might look like choosing an area of the home with plenty of natural lighting to make you feel more awake – or adding string lights and color-changing wall sconces for a relaxing yoga session. Maybe it means adding art on the walls or a floor-to-ceiling mirror so you can check your form. A large rubber floormat with a cheerful design, a sound system to play your favorite hype songs or a daily calendar of motivational quotes could be the magic ingredient to get you into the right mindset so you can crush your workout. As long as it works for you, anything goes.

For more tips on home design that fits your life, visit eLivingtoday.com.

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health and wellness

Lactose intolerance is actually the human norm – but racism, the US government and business interests have made it into a condition

Lactose intolerance is the global human norm, but Western dietary standards, government policies and commercial interests helped frame it as a medical deficiency.

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Close-up of spilled glass bottle of milk. Lactose intolerance is actually the human norm
The majority of the world is unable to process the lactose in milk without uncomfortable symptoms. Olga Miltsova/iStock via Getty Images Plus

Hilary Smith, University of Denver

Lactose intolerance makes drinking milk or eating ice cream a literal pain. For some people, eating a dairy treat can lead to bloating, nausea and diarrhea. You might’ve experienced its effects yourself. If so, you may think of lactose intolerance as a defect rather than the norm.

But did you know that most people in the world today are lactose intolerant – and that the condition itself was invented in the 1960s?

“Surely you mean discovered, not invented,” I hear you saying. I don’t. As a historian who has traced the origins of nutrition-science ideas, I have chosen the word “invented” on purpose.

Inventing lactose intolerance

Variations in people’s ability to digest lactose first came to scientists’ attention after American dairy producers found a way to rid themselves of a postwar milk surplus. To offload what they couldn’t sell, they looked to the government to intervene. And it did, buying the excess and embedding it in school lunches and other places with publicly funded meals.

Suddenly, many people who had not habitually drunk milk were consuming it regularly, including not only some Americans but also people overseas. Part of that same milk surplus found its way into school lunches in places such as Japan and Taiwan in the 1950s as the American government began to sell milk to allies during the Cold War.

Black and white photo of children in uniform eating lunch at their desks
Longshou Elementary School students in Taiwan in 1964 eat an American aid lunch for the first time. National Archives of Taiwan, CC BY-NC-SA

Many of the groups drinking milk regularly for the first time did not like it. In fact, it made them feel sick. Intrigued, scientists set up experiments to figure out why. In a 1966 study comparing how Black and white people incarcerated in Baltimore metabolized lactose, researchers found that Black participants had lower levels of lactase – the enzyme that breaks down lactose – in their guts.

To the white scientists conducting this study, the trouble that the Black prisoners had digesting milk looked like an “inborn error of metabolism.” They assumed that the normal human state was lactose tolerance and that the lactose intolerant had inherited a genetic mutation.

It was only after years more work with research participants of many races that experts realized that, as one National Institutes of Health official put it in 1981, “lactose intolerance is a normal physiological condition, shared by every adult animal except for certain ethnic and racial groups in man.” People of northern European descent, it turned out, were the weird ones. It was their ancestors who had passed down a genetic mutation – one that made them able to digest milk after infancy.

In short, what scientists discovered in the 1960s was that different bodies process milk differently. What they invented was the idea that lactose intolerance is a defect. Accepting that framing would mean nearly two-thirds of the human population – the estimated prevalence of lactose intolerance worldwide – is defective.

Instead of acknowledging that dairy-free diets can be healthy, people innovated ways to overcome this supposed disability so everyone could consume more.

Statue of cow dressed as Superman in an advertising display, two people working in the background
Milk is advertised in China as essential to health, even though most of the population is lactose intolerant. Ng Han Guan/AP Photo

Nutritional imperialism

Lactose intolerance is one example of what I call nutritional imperialism: a way of thinking that treats white diets as the norm and everyone else’s as an aberration.

Nutritional imperialism was common in the 20th century, when scientists thought that not only milk-rich but also meat-heavy diets were best; they considered diets outside of the United States and Europe too vegetarian. Some also argued that wheat flour, not rice, ought to be the universal staple.

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The same bias applied to bodies. Besides faulty lactose digestion, nonwhite bodies were accused of other failures, too, such as aldehyde dehydrogenase deficiency, an inability to digest alcohol quickly. The less technical term for this may be more familiar: Asian flush.

Such differences might have been thought of as variety, just another way of being human. Instead, each became a deficiency.

Many people today have inherited and perpetuated this way of thinking without knowing it, including those who are deemed deficient by it. In 1959, the director of Japan’s nutrition bureau declared that “rice-eating peoples” such as the Japanese were “resigned and passive” and could correct this by imitating Western diets and switching to wheat.

Grocery store aisle filled with various brands of milk
Milk is ubiquitous in grocery stores in China. Shwangtianyuan/Wikimedia Commons, CC BY-SA

Today, the most prominent scientist promoting the idea that Asian flush is a disease is a geneticist of Taiwanese descent who started a research consortium to study “the most common human enzymopathy in the world.”

The Chinese Nutrition Society placed a tall glass of milk next to its 2022 Food Guide Plate – never mind estimates that the vast majority of Han Chinese, the largest ethnic group in China and worldwide, are lactose intolerant.

Turning sickness back into difference

Science that pathologizes difference helps racism persist.

In recent years, white supremacists have embraced the concept of lactose intolerance as a distinguishing debility of nonwhite people. Social media users have copied and pasted a map of the geographic distribution of lactose tolerance originally published in the scientific journal Nature into racist chat threads on the online discussion forum 4chan.

In 2017, internet trolls disrupted an anti-racist art installation with neo-Nazi chants and messily downed jugs of milk to accentuate their white identity.

Turning a lactose-digestion difference into a deficiency has done more to reinforce narratives of racial hierarchy than to improve public health. So here’s a suggestion: If you enjoy eating dairy, keep doing it; if you don’t, don’t – and know that there is nothing wrong with you.

Hilary Smith, Professor of History, University of Denver

This article is republished from The Conversation under a Creative Commons license. Read the original article.

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Travel

Alaska Airlines Announces New Nonstop Flights From Seattle to Athens and Paris

Alaska Airlines is expanding its European service with new nonstop flights from Seattle to Athens and Paris beginning in May 2027. Introductory round-trip fares start at $999.

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SEATTLE — Alaska Airlines is expanding its international network with new nonstop flights connecting Seattle to Athens, Greece, and Paris, France, beginning in May 2027.

Alaska Airlines Boeing 787-9 Dreamliner representing new nonstop routes from Seattle to Athens and Paris.
Seattle, Washington – September 06 : Beautiful Sunrise In Viewed From The Alaska Airlines Wing Inby NaturesCharm (Envato)

The seasonal Seattle-to-Athens route launches May 12, 2027, with three weekly flights through October. According to Alaska Airlines, it will be the first nonstop service between Seattle and Athens and the only nonstop connection between the West Coast and the Greek capital.

Service between Seattle and Paris begins May 25, 2027, operating five times weekly through October.

Both routes will feature Boeing 787-9 Dreamliner aircraft, offering lie-flat business-class suites and upgraded amenities. Alaska says Starlink Wi-Fi will become available as installation continues across its fleet through 2027.

NEW GLOBAL ROUTE MAP 1200x800 v1 1
Alaska Airlines adds Athens and Paris to its growing international network from Seattle, expanding nonstop access between the West Coast and Europe.

The new destinations join Alaska’s growing international lineup from Seattle, which includes Iceland, London, Rome, Seoul, and Tokyo. The airline plans to add at least five more intercontinental destinations by 2030.

Introductory round-trip main-cabin fares start at $999 and are available for purchase in the United States through August 26, 2026, subject to restrictions. Travelers can book at Alaska Airlines.

Would you choose Athens or Paris for your next European adventure? Share your thoughts in the comments and subscribe to the STM Daily News newsletter for more travel updates.

Source: Alaska Airlines press release, August 20, 2026.

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