Last Updated on June 16, 2026 by Daily News Staff

How Hiring Veterans Can Strengthen the Workforce

(Feature Impact) Every year, about 200,000 service members transition from military service into civilian careers, offering employers access to a highly skilled and mission-driven talent pool. As organizations across industries seek dependable employees who can adapt and lead, veterans bring experience that translates directly to business success.

Veterans enter the workforce with a wide range of technical and professional skills. Military occupations span fields such as logistics, engineering, cybersecurity, aviation and health care, many of which align closely with civilian roles. This experience allows veterans to apply their training to roles across industries, from manufacturing to information technology, using their practical knowledge developed during their service.

Beyond technical expertise, veterans are widely recognized for their reliability, adaptability and strong work ethic. Military culture emphasizes responsibility, teamwork and accountability – qualities that can strengthen workplace culture and improve team performance. Additionally, employers that hire veterans with disabilities often qualify for federal tax credits, and many workplace accommodations are available to employers at no cost.

Despite these advantages, veterans transitioning from military service to civilian employment still face challenges. One of the most common obstacles is translating military experience into language civilian employers understand. Although more than 80% of military roles have civilian equivalents, differences in job titles and terminology related to responsibilities and accomplishments gained during service may not align neatly with traditional job descriptions, making it difficult for veterans to clearly communicate their qualifications.

To address these challenges, resources aimed at improving the understanding of military experience have grown in recent years. For example, DAV (Disabled American Veterans), a nonprofit organization that provides a lifetime of support for veterans of all generations, their families and survivors, recently released an updated edition of “The Veteran Advantage: DAV’s Hiring Guide for Employers of the Military Community,” a resource designed to help companies better recruit, hire and retain veteran and military spouse employees. The guide is available for free download at davhiringguide.org.

The no-cost guide offers practical information for employers seeking to build veteran-friendly workplaces. It includes guidance on translating military skills into civilian job qualifications, developing hiring initiatives focused on the military community and establishing employee resource groups for veterans and military spouses. It also highlights inclusive hiring practices designed to reduce barriers and better support those who have served.

“Veterans and military spouses consistently demonstrate strong work values, but many still face hurdles when transitioning into civilian careers,” DAV CEO Barry Jesinoski said. “Hiring veterans doesn’t just fill open roles – it strengthens organizations. But employers who don’t understand how to align military experience with business needs might overlook that talent.”

The nonprofit organization also connects employers with veteran job seekers through employment initiatives and outreach efforts. These programs help organizations better understand the value veterans bring to the workforce while supporting successful transitions into civilian careers.

These efforts are especially important as many veterans continue to face barriers to employment. According to the U.S. Department of Labor, the veteran unemployment rate in March 2026 was 3.8%, with the rate climbing to 5.4% among veterans with disabilities, underscoring the persistent challenges many encounter when transitioning to the civilian workforce.

For many employers, hiring veterans is not simply about filling open positions. It’s an opportunity to bring experienced leaders and skilled professionals into the workforce – individuals whose service has prepared them to contribute in meaningful ways long after their military careers have ended.

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Photos courtesy of DVIDS. The appearance of U.S. Department of Defense (DoW) visual information does not imply or constitute DoW endorsement.

SOURCE:

Disabled American Veterans

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Understanding and Improving Business Credit Can Support Financing Readiness, Credibility and Long-Term Confidence

(Feature Impact) Nearly 60% of small business owners seek financing each year, according to the Federal Reserve’s 2025 Small Business Credit Survey, but only about 2 in 5 secure the full amount they request.

It’s not uncommon for business owners to be caught off guard by a credit issue just when they’re poised to take their companies to the next level. To help business owners better understand how business credit can aid growth, consider this information from Chase for Business.

The Hidden Impact of Business Credit

Many owners miss the importance of business credit – 74% of business owners have used personal credit cards or lending products that rely on their personal credit score for business purposes, according to a May 2026 Chase small business survey. However, business credit can play an important role in accessing capital, managing operations and planning for the future. Without a clear understanding of their business credit profiles, owners may miss out on opportunities or face unexpected challenges when seeking loans, negotiating with suppliers or expanding their businesses. That’s why it’s essential for small business owners to proactively monitor and manage their business credit.

Managing Business Credit

To help millions of small business owners better understand and manage this part of their financial picture, Chase for Business introduced Business Credit Journey, a complimentary digital tool designed to help owners establish, monitor and improve their business credit.

The tool brings together credit monitoring, score insights, actionable steps and educational resources in one place. It builds on the American Dream Initiative, a nationwide effort to help power 10 million small businesses, offering resources beyond basic credit tracking to help owners spot issues early, understand what’s driving their scores and take action before opportunities slip away.

“Small business owners aren’t overlooking business credit, they just can’t see it clearly or aren’t sure how to use that information,” said Jameson Troutman, head of product for Chase for Business. “This tool is meant to change that, offering owners an easier, accessible way to understand their business credit scores and empowering them to take action over time.”

Why Business Credit Matters

Business credit is only one part of the financing equation, but it can influence how prepared a business is for future opportunities, help owners make informed decisions and avoid surprises when it matters most.

Why Business Credit Can be Easy to Overlook

For many owners, business credit is easy to put off while managing the daily demands of running their businesses. That can be especially true when they’re focused on growth, and nearly 80% of business owners expect growth in 2026, according to Chase’s Business Leaders Outlook.

In that environment, business credit may not get attention until a financing need or growth opportunity puts it into focus. That often means businesses confront their credit profile only when it starts to limit their options.

How Digital Tools Can Help

Created to make business credit easier to understand and manage, the tool allows business owners to monitor their credit scores, see what is influencing them and receive insights and actionable steps tailored to their business profile. It’s designed to help owners stay on top of changes over time and take a more proactive approach to strengthening their business credit.

“Small business owners deserve resources that help them make more informed decisions,” Troutman said.

For many small businesses, credit only becomes visible when something depends on it. Having a clearer view earlier can change the decisions owners make long before that moment. Visit chase.com/business/creditjourney to learn more.

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SOURCE:

Chase for Business

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Last Updated on June 14, 2026 by Rod Washington

Consumers today are increasingly making purchasing decisions based on more than just price. Many actively seek out local businesses, family-owned companies, veteran-owned enterprises, and Black-owned businesses in an effort to support communities and entrepreneurs they believe in.

Unfortunately, scammers are exploiting that goodwill.

A growing number of fraudulent online stores are using artificial intelligence to create convincing business identities designed to gain consumer trust. These AI-powered storefronts often feature realistic founder photos, emotional backstories, glowing customer reviews, and professional-looking websites that appear legitimate at first glance.

In reality, some of these businesses may not exist at all.

The Rise of AI-Generated Storefronts

Artificial intelligence has made it easier than ever to create realistic images, videos, and written content. While these tools have many legitimate uses, bad actors are increasingly using them to create fake online businesses.

These websites often claim to be small businesses facing hardship, family-owned operations struggling to survive, or businesses representing specific communities. Their marketing is designed to connect emotionally with consumers who want their purchases to make a positive impact.

Social media advertisements frequently promote urgent “closing sales,” liquidation events, or limited-time discounts that encourage shoppers to act quickly before researching the company.

Why These Scams Work

Trust has become a powerful marketing tool.

Many consumers intentionally support businesses they believe align with their values. Scammers understand this and use carefully crafted stories to create an emotional connection before a purchase is made.

AI-generated founder photos and biographies can make a website appear authentic even when the people featured do not exist. Combined with fake testimonials and professional branding, these tactics can create the illusion of a thriving small business.

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The Impact on Legitimate Businesses

The consequences extend beyond individual consumers who lose money.

Authentic small businesses work hard to earn customer trust through years of service, community involvement, and reputation building. When fraudulent websites falsely present themselves as community-focused businesses, they can damage confidence in legitimate entrepreneurs.

As consumers become more skeptical, genuine business owners may find it harder to convince customers that their stories, products, and missions are real.

Warning Signs to Watch For

Before making a purchase, consumers should look for potential red flags:

• Founder photos that appear overly polished or artificial.
• Business histories that cannot be independently verified.
• Recently created social media accounts with little engagement.
• Deep discounts and constant “going out of business” sales.
• Generic customer reviews lacking specific details.
• Limited contact information or nonexistent customer service.
• Return policies that require shipping products overseas despite claims of being U.S.-based.

Protect Yourself Before You Buy

A few minutes of research can prevent costly mistakes.

Consider searching for independent reviews, verifying business addresses, checking domain registration history, and conducting a reverse image search on founder photographs. Consumers should also be cautious when encountering emotional stories that create a sense of urgency or pressure immediate purchases.

Trust but Verify

Artificial intelligence is transforming commerce and communication, but it is also creating new opportunities for deception.

Supporting small businesses remains one of the most effective ways to strengthen local economies and communities. In the age of AI, however, consumers may need to take an extra step to ensure the businesses they support are truly who they claim to be.

The best defense against AI-powered scams is simple: trust, but verify.

Closing Footnote

As artificial intelligence continues to transform online commerce, consumers should remain vigilant when shopping online. A compelling backstory, professional website, or realistic founder photo is no longer proof that a business is legitimate. Taking a few minutes to verify a company’s identity can help protect your wallet and ensure your support goes to genuine entrepreneurs rather than scammers. https://apnews.com/article/2b83cb87d450f22ac0211bfa52ee7b7f?utm_source=chatgpt.com

Related External Links for Further Reading

You can include these resources in your research or share them with readers interested in learning more about AI-generated business scams, online shopping fraud, and consumer protection.

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• FTC Consumer Alerts – Official consumer warnings and scam prevention resources from the Federal Trade Commission.
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• FTC Shopping & Online Buying Advice – Guidance on safe online shopping, evaluating reviews, and avoiding deceptive sellers.
• Better Business Bureau Scam Tracker – Search reported scams and see examples of online shopping fraud reported by consumers.
• BBB Scam Tracker – Report a Scam – Report suspicious businesses and learn how scam investigations work.
• National Cyber Security Centre: Online Shopping Fraud – Advice on identifying suspicious online stores and protecting yourself from shopping fraud.
• AP News: Beware of Online Ads with Elaborate Backstories – Investigation into fake online boutiques that use emotional stories and misleading branding to gain consumer trust.
• FTC Cracks Down on Fake and AI-Generated Reviews – Overview of federal efforts to combat deceptive reviews and AI-generated testimonials.
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Additional Research Resources

For a deeper dive into the growing problem of AI-assisted scams:

• ScamFerret: Detecting Scam Websites with Large Language Models – Research paper exploring how AI can be used to identify fraudulent websites.
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• LOKI: Proactively Discovering Online Scam Websites – Research paper examining methods used to identify thousands of previously unknown scam websites.
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Protect yourself from the latest online scams with STM Daily News. From AI-powered fraud schemes to consumer safety tips, our Consumer Corner delivers practical information to help you make informed decisions. Visit STM Daily News for more news you can use this moment, and don’t forget to subscribe to our newsletter for updates delivered straight to your inbox.