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Important Announcement: Scheduled Site Maintenance Tonight

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Last Updated on February 17, 2025 by Daily News Staff

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We want to keep you in the loop about an important update regarding our website. Tonight, we will be performing scheduled site maintenance to enhance our platform, improve user experience, and implement crucial updates.

What You Can Expect

During this maintenance window, there will be periods when our site may be temporarily inaccessible. We understand that this might cause some inconvenience, and we sincerely apologize for any disruption to your experience on our platform.

As part of this maintenance, please be advised that our affiliate advertisements will also be affected. During times when the site is offline, those advertisements will not be visible. This is a necessary step to ensure everything functions smoothly moving forward.

Why Are We Performing Maintenance?

Regular maintenance is essential for a number of reasons, including:

  • Software Updates: We will be updating our backend systems to improve security and performance.
  • Feature Enhancements: We’re excited to roll out new features based on your feedback to make navigation easier and more intuitive.
  • Bug Fixes: We will address any bugs or issues to provide a seamless experience for you.

Maintenance Schedule

To keep disruption to a minimum, our maintenance will occur during the late evening hours. While we cannot provide an exact timeline, we will work diligently to complete the updates as quickly as possible. We appreciate your understanding if you encounter any downtime.

Stay Connected

If you have any questions or concerns during this maintenance period, please feel free to reach out to our customer support team. We are here to assist you in any way we can!

Thank You!

Thank you for your understanding and continued support! We are committed to providing you with the best experience possible and can’t wait for you to see the improvements we’ll be implementing. Please check back with us shortly after our maintenance window, and we’ll have everything up and running smoothly again!

Stay tuned, and we’ll be back online before you know it! 🌟

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Daily News

Whose Debt Is the National Debt?

The national debt isn’t Americans’ credit card balances added together. This simple explainer separates federal borrowing from household debt and explains the difference between debt and a deficit.

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Last Updated on October 11, 2026 by Daily News Staff

The Knowledge | STM Daily News

National Debt: Split illustration showing the U.S. Capitol and Treasury documents beside a household credit card, calculator, and bills, contrasting national and personal debt.
An editorial illustration contrasts federal borrowing with household debt. On one side, the U.S. Capitol, Treasury documents, and dollar bills represent the national debt. On the other, a credit card, calculator, and bills on a kitchen table represent personal borrowing. A clear divider emphasizes that these are separate types of debt.

When you hear “national debt,” do you picture everyone’s credit card balances added together? The name can create that impression, but the national debt and household debt measure different borrowing.

The U.S. national debt is money the federal government owes. Your personal credit card balance is not included.

Whose Debt Is the National Debt?

Federal debt versus household debt

The Treasury defines national debt as the federal government’s total outstanding borrowing accumulated over the country’s history. Household debt covers borrowing by individuals and families, including mortgages, credit cards, auto loans, and student loans.

|Type of debt  |Who borrowed?           |Examples                                          |
|————–|————————|————————————————–|
|National debt |Federal government      |Outstanding Treasury securities                   |
|Household debt|Individuals and families|Credit cards, mortgages, auto loans, student loans|

Putting a $500 purchase on your credit card increases your personal balance. It does not add $500 to the national debt.

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How does the national debt grow?

When federal spending exceeds tax collections and other revenue, the government runs a budget deficit. Treasury sells securities to borrow money to cover the gap.

Consider a simplified, hypothetical example: the government collects $5 trillion and spends $6 trillion in one year. That leaves a $1 trillion deficit requiring financing.

A deficit measures a shortfall over a period, usually a year. Debt measures outstanding borrowing accumulated over time. Repeated deficits generally increase that debt. Interest on existing borrowing is also a federal expense.

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Does paying off your credit card reduce the national debt?

Paying off a card reduces what you owe your lender. It does not directly repay Treasury borrowing. Household debt and government debt can influence the same economy, but they remain separate obligations.

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When discussing debt, ask: Who borrowed the money? That one question helps distinguish a family’s finances from the federal budget.

Find more explanations of the ideas behind the headlines at STM Daily News, home of The Knowledge.

Sources

● U.S. Treasury: Understanding the National Debt

● U.S. Treasury: Understanding the National Deficit

● Federal Reserve Bank of New York: Household Debt and Credit Report

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Science

October Meteor Showers Give Phoenix Skywatchers a Reason to Look Up

Phoenix skywatchers have several chances to catch October’s meteor showers. Here’s when to watch the Taurids and Orionids—and how moonlight affects the view.

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Last Updated on October 10, 2026 by Daily News Staff

PHOENIX — October is bringing several opportunities to spot shooting stars over the Valley, with the Draconids reaching their October 8–9 peak and more meteor activity ahead.

The Draconids remain active through October 10, although viewers should expect a light display as the peak passes. Under favorable conditions, the shower typically produces only a handful of meteors per hour. timeanddate.com

Illustration of Orionid meteor shower above Arizona mountains and saguaro cacti, with a sky chart labeling Orion, Betelgeuse, and the shower’s radiant.
An illustrated view of the Orionid meteor shower above the Arizona desert. The shower peaks October 21–22, 2026.

Next, the Southern Taurids have an annual activity peak around October 14. Known for occasional bright fireballs, the shower continues into November. The stronger Orionids peak on the night of October 21 into the morning of October 22, typically producing 10–20 meteors per hour under dark skies. A bright Moon will interfere with this year’s display. American Meteor Society

Phoenix Meteor Showers October 2026: When to Watch

The Orionids originate from debris left by Halley’s Comet. For Phoenix viewers, the best opportunity will be after moonset and before dawn, weather permitting. City lights will further reduce the number visible. amsmeteors.org

NASA recommends finding a viewing area away from streetlights, allowing about 30 minutes for eyes to adjust, and watching a broad stretch of sky. No telescope is needed—just a comfortable chair and patience. NASA Science

ECurious about what’s happening above us? Explore more space stories and science explainers in The Knowledge at STM Daily News.xplore more space, science and everyday

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Local News

Maricopa Boil Water Advisory Lifted After Negative E. Coli Tests

Maricopa boil water advisory lifted: Global Water–Santa Cruz Water Company customers in Maricopa can resume normal tap water use after follow-up testing found no E. coli.

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MARICOPA, Ariz. — A precautionary boil water advisory for Global Water–Santa Cruz Water Company customers in the city of Maricopa was lifted Thursday, October 8, after repeat testing found no E. coli in water samples. The utility announced the cancellation at approximately 2 p.m. Arizona time. 

Stainless steel pot of water at a rolling boil on a kitchen stovetop, with steam rising above the bubbling surface. Maricopa boil water advisory lifted
Water boils in a kitchen pot in this illustrative image. Maricopa’s precautionary boil water advisory was lifted October 8 after follow-up tests found no E. coli.

The advisory was issued October 7 after two preliminary tests indicated possible contamination. Customers were temporarily instructed to use bottled water or boil tap water for at least one minute before drinking it or using it for food preparation. 

With follow-up results negative, affected customers no longer need to boil water for drinking, cooking, making ice, brushing teeth or washing dishes, according to the utility. 

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The advisory affected the utility’s customers in the city of Maricopa, located in Pinal County. It was not a countywide warning for Maricopa County or Phoenix. 

Residents can visit Global Water Resources’ official notice page⁠ for updates or call 866-940-1102 with questions. 

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