home improvement
Last Chance to Save: Leverage tax credits for energy-efficient home upgrades
Last Updated on November 4, 2025 by Daily News Staff
(Family Features) Homeowners still have time to take advantage of a federal tax credit of up to 30% of the cost of eligible energy-efficient home improvements. The Energy Efficient Home Improvement Credit (also known as the 25C tax credit) can help offset the expense of updating or upgrading major home systems while also lowering energy consumption.
Understanding the 25C Tax Credit
Homeowners in the United States may be eligible when they install qualifying energy-efficient equipment in their primary residence such as all-climate electric heat pumps, insulation, windows and other improvements. The credit is subject to some limitations; for example, a homeowner can only claim up to $2,000 per year for a heat pump. The installation must be an addition or improvement to an existing home, not a new home, and can be used in combination with other tax credits or incentives such as local, utility and federal incentives and IRA programs.
The current version of this tax credit was implemented Jan. 1, 2023, and expires Dec. 31, 2025. In addition, rising energy costs and potential regulatory changes in 2026, such as updated guidelines on refrigerant, make late 2025 a strategic time to upgrade systems.
Smart Ways to Use the Tax Credit
Generally, energy-saving upgrades are some of the most common home improvement projects because they enhance the home’s overall function while increasing the potential for cost savings on energy bills.
Some qualifying upgrades do double-duty by enhancing the home’s curb appeal while reducing energy requirements. Common examples include windows, skylights and exterior doors.
Insulation and air sealing materials such as caulk and weatherstripping are also common choices, especially in older homes where insulation may be below current standards and settling has created gaps for air leaks.
Another common selection for homeowners looking to take advantage of the 25C tax credit is climate control systems, and an increasing number are turning to all-climate, all-electric heat pumps. One major reason is their high performance when it comes to energy efficiency. According to the U.S. Department of Energy, today’s heat pumps can reduce electricity use for heating by 65% compared to electric resistance heating. In fact, Mitsubishi Electric all-climate, all-electric heat pumps have an efficiency rating at 260-490% compared to traditional systems at or below 100%.
In addition to their proven track record, contrary to a popular misconception that all-climate heat pumps are only for milder regions, the systems can operate quite effectively in both high heat and extreme cold. As a result, they provide homeowners with greater comfort and control of their indoor climate.
Take Steps to Beat the Deadline
If you’re a homeowner planning to make upgrades and claim 25C tax credits, now is the ideal time to get your project underway.
- Choose qualifying equipment. While some brands’ complete product lines meet the qualification criteria, others do not. Do your homework to ensure the model you’re installing is eligible for the credit. Your salesperson may be able to provide information, or you can visit the manufacturer website or contact the manufacturer directly for details.
- Work with a certified contractor. Many reputable brands, including Mitsubishi Electric, offer a contractor network with highly skilled, knowledgeable and reputable installers.
- Save your receipts to file. When you prepare your 2025 tax forms, you’ll need to complete IRS Form 5695. Specifically, you will need to provide the manufacturer’s pin number and other details about your purchase, including proof of purchase.
Find more tips to get started on a tax credit home upgrade project at mitsubishicomfort.com/inflation-reduction-act.
Photo courtesy of Getty Images
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Mitsubishi Electric
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home gardening
Fall Tree Planting: Expert Guidance for Optimal Growth
Fall Tree Planting: Fall is the perfect season to celebrate trees as they transform the world into vibrant shades of red, orange, green and gold. You can do more than just admire existing trees – because in many areas, fall is also an ideal time to plant new ones.

Fall Tree Planting: Expert Guidance for Optimal Growth
(Feature Impact) Fall is the perfect season to celebrate trees as they transform the world into vibrant shades of red, orange, green and gold. You can do more than just admire existing trees – because in many areas, fall is also an ideal time to plant new ones.
While spring is often seen as peak planting season, experts say cooler weather and autumn rains provide ideal conditions for seedlings to retain moisture and establish their root systems gradually before winter dormancy, improving their future ability to adjust to summer heat and drier conditions.
According to the Arbor Day Foundation, planting trees offers many benefits for the planet, wildlife and humans alike. From an environmental perspective, they help filter air and water, remove pollutants from the soil, slow storm surge and nurture biodiversity. Plus, access to nature can reduce stress and increase opportunities for outdoor recreation, improving overall health and well-being in your community.
This autumn, use these expert tips from Eric North, program manager of urban forestry and ISA-certified arborist at the Arbor Day Foundation, to plan your fall tree planting and add a few new hues to your local landscapes.
Choose the Right Tree
Setting your trees up for success starts with choosing the right species. Before ordering seedlings, take time to identify species that are well-suited to your local climate, soil conditions and planting site. Also consider the tree’s mature height and how far the canopy will spread – it won’t stay small forever, so make sure you can give it space to grow.
Think About Timing
Although you can technically plant trees until the soil is too frozen to dig a hole, it’s best to schedule your fall tree planting at least six weeks before the ground freezes so the seedlings have time to adapt before winter. If you’re unable to plant your trees immediately after getting them, you can store them in a cool, dry place, making sure the roots stay damp, for up to five days before putting them in the ground.
Don’t Dig Too Deep
A tree planted too deep may develop root and trunk problems that can affect its long-term health. Instead of digging deep, go wide to encourage roots to spread outward. Dig a hole roughly 3-4 times wider than the root system but no deeper than the root itself. When you put the tree in the hole, the root flare (where the trunk meets the roots) should sit level with the soil or slightly above it.
Mulch with Care
Adding 2-3 inches of mulch in a layer around the base of the tree can help insulate the soil and roots, retain moisture and suppress weeds. However, be careful to keep the mulch a few inches away from the trunk itself so you don’t create a “mulch volcano” that traps moisture against the bark.
Water Frequently
Cozy autumn rainstorms might share some of the workload here, but when the forecast looks clear, it’s up to you to water your newly planted seedlings. Keeping the soil consistently moist allows a young tree’s roots to stay hydrated and continue growing. Precise care instructions will depend on the type of tree and your location but expect to thoroughly water your trees about once a week until the ground freezes.
Protect Against Wildlife
Small trees are vulnerable to damage from local wildlife like deer and rabbits, who may chew on bark or snap fragile branches. Installing a protective fence or breathable tree guard can help safeguard trees until they’re older and more capable of withstanding scavenging from hungry critters.
Join the Cause with Trees
Research from the Arbor Day Foundation’s Canopy Report shows most Americans want to live in neighborhoods with more trees, but only a minority report having planted a tree in the past year. However, if you’re feeling inspired to plant trees in your yard this fall, the organization is ready to help.
New members who join during the nonprofit organization’s fall membership drive will receive 10 free trees suitable for their region, along with clear instructions on how to plant and care for them. Whether you’re a first-time planter or a seasoned friend of the forest, you’ll receive ongoing support to ensure success in your efforts to grow a greener world.
“People understand how important trees are for their communities, their health and the environment,” said Dan Lambe, chief executive of the Arbor Day Foundation. “Many just need a simple way to get started. Our fall membership drive puts trees directly into people’s hands and gives them the confidence to plant trees successfully.”
The foundation has engaged tree planters in more than 90% of all American neighborhoods, thanks in large part to the organization’s membership drives each planting season. This fall, more than 2 million new trees are expected to be distributed.
To sign up and choose your 10 free trees, visit Arborday.org/GetTrees, where you can also find additional advice on tree planting, care and more.
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Consumer Corner
10 Tips to Vacation-Proof Your Home While You’re Away
Vacation-Proof Your Home: Whether you’re headed toward the beach, the mountains, a new city or your favorite quaint small town, it’s exciting to look forward to a vacation. Use these 10 steps as a pre-vacation checklist so you can enjoy a worry-free trip.

10 Tips to Vacation-Proof Your Home While You’re Away
(Feature Impact) Whether you’re headed toward the beach, the mountains, a new city or your favorite quaint small town, it’s exciting to look forward to a vacation. Making sure all the logistics are planned, prepped and ready before your departure is the tough part, but it’s well worth putting in the effort now to save yourself stress later. That includes taking precautions to protect your home from break-ins, water damage and other unpleasant surprises you’d rather not return to.
“A vacation should end with great memories, not an unexpected repair bill,” said Larry Anderson, director of underwriting operations for Mercury Insurance. “Taking a few simple steps before you leave can help protect your home, reduce unnecessary stress and give you greater peace of mind while you’re away.”
Use these 10 steps as a pre-vacation checklist so you can enjoy a worry-free trip.
Lock Doors, Gates and Windows
You probably won’t forget to lock the front door before you leave, but other entry points can be easier to forget. Check all your windows, sliding glass doors, side entrances and gates. If you have any outbuildings like a shed or detached garage, secure them before you leave as well.
Automate Lights for a Lived-In Look
Although you don’t have to go full “Home Alone,” a home that appears occupied is less of a target for burglars. Use timers or automated smart devices to turn lights on and off throughout the day, ideally varying the schedules in different rooms.
Hold Mail and Packages
Beyond being easy prey for porch pirates, stacks of packages and overflowing mail signal no one is home to collect them. Contact your post office to place a hold on deliveries or arrange for a trusted neighbor to get the mail for you.
Consider Shutting Off the Water
A small leak can quickly become a big problem when there’s nobody home to notice. If practical, shutting off your home’s main water supply can help prevent major plumbing issues – and at the very least, be good for your peace of mind.
Set the Thermostat
It’s important to maintain a safe indoor temperature in your home while you’re away. The usual wisdom is to set the thermostat at 55-60 F during the winter to prevent pipes from freezing, and about 85 F during the summer to reduce energy use while protecting the home from excessive heat and humidity. Smart thermostats allow you to monitor and control temperatures remotely if the weather changes unexpectedly.
Test Smoke Alarms and Other Devices
Make sure your emergency alert systems are ready to do their jobs while you’re gone. Test smoke alarms, carbon monoxide detectors and any leak sensors, smart devices or security systems. If needed, replace batteries and confirm your monitoring apps are set up to get notifications promptly.
Ask a Trusted Person to Check In
Neighbors, friends or family members will often keep an eye on the place during your vacation (especially if you return the favor during theirs). It’s up to you whether you want to give them a key to check things out inside; otherwise, a quick walk around the property can identify external damage or signs of forced entry.
Be Social-Media Savvy
Even if you trust everyone on your online friends list, it’s better to be safe than sorry. Save the vacation photos to post once you’re safely back so you don’t unintentionally advertise that nobody’s home.
Tidy Up Outdoor Spaces
Well-maintained landscaping gives the impression someone is home and cares about the property. An afternoon of yardwork before you leave can keep things looking fresh for a while.
Review Your Homeowners Insurance
No matter how well you prepare, it’s smart to have a fallback plan in case something goes wrong. Before your trip, review your homeowners policy to make sure you know what it covers and how to reach your insurance company in the event of any incidents.
For more information about homeowners insurance coverage and ways to help protect your home year-round, visit MercuryInsurance.com.
Photos courtesy of Shutterstock
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Consumer Corner
5 Simple Snake Prevention Tips
Check out these snake prevention tips to reduce the possibility of unwanted reptilian encounters on your property.

5 Simple Snake Prevention Tips
(Feature Impact) Summer is peak snake season, so if you’ve recently gotten jump-scared while gardening or walking up your porch steps, you’re not alone. Typically, snakes aren’t slithering around looking for someone to bite – they’re often searching for food, water and shelter, and the vast majority (97% in the U.S.) aren’t venomous. Even if the risks of any real danger are low, though, you probably have no desire to share your shelter or yard with any slithering housemates.
Check out these snake prevention tips to reduce the possibility of unwanted reptilian encounters on your property.
Tidy Up Your Yard
If there’s one thing snakes love, it’s overgrown vegetation. Tall grass, piles of leaves and unkempt landscaping offer cool, sheltered hiding places for snakes and other pests. By keeping your lawn mowed, shrubs trimmed and garden weeded, you immediately make your yard less attractive to snakes and other pests.
Seal Exterior Cracks and Gaps
Seeing a snake outside your home is one thing but inside is a whole new level of startling. Conduct a thorough inspection of your house’s foundation to look for holes or cracks where uninvited guests may be able to infiltrate. Batten down the hatches by sealing these up and installing sturdy mesh over other openings like vents and crawl spaces.
Control Rodent Populations
Households with a mice or rat problem are also susceptible to predators that like to eat rodents. Addressing the first issue removes a major food source for snakes around your property and makes them less likely to hang around.
Don’t Leave Food Around
Speaking of food sources, if you have bird feeders or have other animals you feed outdoors, store your supplies in sealed containers. When you host outdoor gatherings, clean up promptly so crumbs and spills don’t attract insects and rodents (and in turn, snakes). Promptly gather any fallen fruit from trees on your property as well.
Practice Snake Safety
It never hurts to exercise a little extra caution when you’re spending time in places where you might encounter snakes. Stay alert when pulling equipment out of sheds, going elbow-deep in garden weeds, walking around in the dark or moving piles of wood, rocks or debris. Educate family members, especially kids, on what to do if they see a snake: stay calm, don’t provoke it, give it space and tell someone.
If you’re experiencing recurring snake sightings or issues on your property, it might be worth calling a professional. A wildlife removal or pest control specialist can look around your home and give you more specialized guidance on how to keep your spaces safe and snake-free. Visit eLivingtoday.com for additional home and garden guidance.
Photo courtesy of Unsplash
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