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Stay Protected from Cyberattacks: Simple Safeguards to Reduce Cyber Intrusions and Real-World Losses

Be aware of Cyberattacks: Connected homes are becoming the norm with millions of Americans relying on Wi-Fi networks, mobile apps and smart devices to manage everything from door locks to thermostats. As convenience increases, so does exposure, and basic cybersecurity practices can help reduce both digital and physical risks.

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Last Updated on May 9, 2026 by Daily News Staff

Stay Protected from Cyberattacks

Stay Protected from Cyberattacks: Simple Safeguards to Reduce Cyber Intrusions and Real-World Losses

(Feature Impact) Connected homes are becoming the norm with millions of Americans relying on Wi-Fi networks, mobile apps and smart devices to manage everything from door locks to thermostats.

As convenience increases, so does exposure, and the experts at multiple-line insurance carrier Mercury Insurance are reminding homeowners that basic cybersecurity practices can help reduce both their digital and physical risks.

“Smart-home technology is incredibly useful, but it also expands the number of entry points into your home – not just digitally, but physically,” said Dustin Howard, head of info security at Mercury Insurance. “The good news is that many of the most effective protections are simple, proactive steps that homeowners can take today.”

Smart-home adoption continues to accelerate with recent studies showing roughly 70% of U.S. households now use at least one connected device. From video doorbells to smart garage doors, these tools provide visibility and control, but if not properly secured, they can also create vulnerabilities that bad actors may exploit.

Consider these cybersecurity best practices for connected homes:

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  • Secure your Wi-Fi network: Use strong, unique passwords – at least 14-16 characters with a mixture of letters, numbers and symbols – and enable WPA3 encryption when available to prevent unauthorized access. Also turn on your router’s built-in firewall and disable Wi-Fi protected setup.
  • Update devices regularly: Firmware and software updates often include critical security patches that close known vulnerabilities. Turn on automatic updates for operating systems, applications, browsers and smart home devices such as thermostats and cameras. If devices are no longer able to update, it may be time to replace them to avoid compromising security.
  • Enable multi-factor authentication (MFA): Adding a second layer of verification significantly reduces the risk of unauthorized account access. Enable MFA for email accounts, banking and financial apps, cloud storage and social media accounts, and use an authenticator app for confirmation rather than receiving a code via text or email.
  • Segment your network: Consider placing smart-home devices, including televisions, security cameras and speakers, on a separate network from personal devices like laptops and phones. Also create a guest network for visitors to use to help further protect your main network.
  • Change default settings: Many devices come with default usernames and passwords that are widely known and easily exploited. Change the defaults on your router as well as login credentials for any new devices, making admin accounts more difficult to target.
  • Monitor device activity: Regularly review connected devices and remove any that are unfamiliar or no longer in use. If your router supports it, enable notifications for new device connections for real-time visibility.

“As homes become more connected, cybersecurity becomes a core part of overall home protection,” Howard said. “It’s not just about protecting your data – it’s about protecting your property, your privacy and your peace of mind.”

With smart-home technology expected to continue expanding, homeowners should treat cybersecurity as a routine part of home maintenance – just like checking smoke detectors or locking doors – to stay ahead of evolving risks.

For more information about protecting your home from cyberattacks, visit mercuryinsurance.com/resources.

Photos courtesy of Shutterstock

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SOURCE:

Mercury Insurance

Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.

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Health

5 Babyproofing Tips for Baby Safety Month

Babyproofing is about anticipating those discoveries before little ones make them. In honor of National Baby Safety Month, consider these tips you can use to make your home safer all year round.

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5 Babyproofing Tips for Baby Safety Month

5 Babyproofing Tips for Baby Safety Month

(Feature Impact) Outsmarting a baby can be harder than it sounds – especially when it comes to transforming your home into a safe place for them to explore. Through their eyes, a coffee table becomes a climbing opportunity, a dangling phone charger looks like a teething toy and a cabinet of cleaning supplies could be an exciting travel destination.

Babyproofing is about anticipating those discoveries before little ones make them. In honor of National Baby Safety Month, consider these tips to make your home safer all year round.

Install Gates and Doorknob Covers

Crawling babies and stairs are a bad combination. Make sure the two never have the chance to meet by securely installing safety gates at the top and bottom of staircases to thwart young explorers. Gates or doorknob covers can also block access to other rooms and areas you’d prefer to keep off limits, like kitchens, bathrooms and laundry areas.

Use Safety Latches Wisely

Cabinets and drawers can contain a myriad of dangerous items, from cleaning products to sharp objects and medications. Even if you have rooms gated off, treat safety latches and locked storage receptacles as a second line of defense to make sure babies and toddlers can’t rummage where they shouldn’t.

Stress-Test Furniture

As babies and toddlers transition from crawling to walking, they often try using furniture to pull themselves up. Tall or unstable objects like TV stands, small tables and bookshelves can tip over if they aren’t properly secured. Try giving these objects a shake to see whether they’re easily moveable or wobbly; if so, anchor them to the floor or wall when possible. While you’re at it, check for sharp corners at the right height to bonk little heads and cover them with softer edge protectors.

Cover Outlets and Stow Cords

Electrical outlets can be tempting targets for curious fingers. Outfit them with covers or plastic safety caps, especially if you don’t already have tamper-resistant receptacles with built-in mechanisms to block foreign objects from entering the slots. As you’re going about your outlet audit, pay attention to cords as well. When possible, tuck them away or secure them with cord organizing systems, and block access to objects like lamps where cords can be used for tugging and toppling.

See the World at Their Level

Although it might feel silly, one of the best ways to spot hazards around your home is to scout for them from a baby’s perspective. Try getting as close to the floor as you can then look around each room for anything that could interest a young child and pose potential danger. In particular, keep an eye out for small objects that could become choking hazards, like dropped coins, batteries or loose toy pieces.

As children grow, so do the needs of your space. Visit eLivingtoday.com for more ideas on designing your home to fit your family.

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SOURCE:

eLivingtoday.com

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home improvement

The New Rules of Remodeling: How to Balance Style, Durability and Cost

New Rules of Remodeling: Homeowners are approaching exterior remodeling with a sharper focus than ever before. Higher material costs, longer project timelines and a growing emphasis on long-term value are reshaping how they make decisions. The most effective projects begin with thoughtful planning and product selection while keeping an eye on long-term outcomes. To get a better understanding of these updated guidelines, consider this guidance.

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The New Rules of Remodeling: How to Balance Style, Durability and Cost

The New Rules of Remodeling: How to Balance Style, Durability and Cost

(Feature Impact) Homeowners are approaching exterior remodeling with a sharper focus than ever before. Higher material costs, longer project timelines and a growing emphasis on long-term value are reshaping how they make decisions.

The “new rules of remodeling” are clear: Success depends on striking the right balance between style, durability and overall cost of ownership.

Curb appeal still matters, but not at the expense of performance or maintenance demands. Likewise, upfront savings mean little if materials require frequent repair or replacement. The most effective projects begin with thoughtful planning and product selection while keeping an eye on long-term outcomes.

To get a better understanding of these updated guidelines, consider this guidance from the home remodeling experts at Westlake Royal Building Products, a leader in the manufacturing of siding and accessories, trim and moulding, roofing, stone, windows and outdoor living.

Planning Takes Precedence

Digital tools are playing a larger role in helping homeowners make informed decisions earlier in the remodeling process. In fact, nearly 30% of homeowners plan to invest more than 10 hours researching before hiring a contractor, highlighting a shift toward more deliberate, front-loaded planning, according to Modernize’s 2025 Homeowner Insights survey. Platforms like Design Canvas reflect this change. The tool allows users to visualize exterior renovations using realistic previews, experiment with materials and color palettes and generate product lists, all before beginning construction.

This kind of planning reduces uncertainty and helps avoid costly mid-project changes, which is part of a broader trend: More homeowners are investing significant time toward researching projects upfront to ensure smarter, more efficient execution. Homeowners can now test design choices, align expectations with budgets and move forward with greater confidence.

“With the launch of our new website and Design Canvas, our goal was to create a seamless and inspiring experience that reflects the innovation and breadth of our product offerings,” said Steve Booz, vice president of marketing at Westlake Royal Building Products. “This is a launch pad where customers can explore everything Westlake Royal has to offer, discover the right products for their next project and bring their visions to life through creativity, education and interactive design.”

Durability is as Important as Style

17921 detail embed2Once the homeowner establishes a clear vision, material selection becomes the next critical step. That is particularly true for siding, which plays a central role in both aesthetics and protection.

Products like TruExterior Lap Siding demonstrate how manufacturers are responding to modern homeowner priorities. Designed to replicate the look of traditional cedar, it delivers the depth and shadow lines associated with classic wood siding, without the vulnerabilities that often come with it.

Its poly-ash composition provides resistance to warping, cracking and splitting while maintaining dimensional stability in varying climates. The material can be installed with standard tools, painted in a wide range of colors and even used in ground-contact applications. These attributes translate to lower maintenance requirements and fewer long-term repair costs.

This combination of aesthetic flexibility and durability directly supports the new remodeling framework. Homeowners no longer need to choose between appearance and performance. They can achieve both while staying within budget.

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Cost and Timing are Still Deciding Factors

Timing and cost efficiency also factor into the equation. Projects that begin with clear planning and reliable materials tend to move more smoothly, avoiding delays tied to redesigns, product substitutions or unexpected maintenance considerations, which can also help keep the project on budget.

Ultimately, the new rules of remodeling are less about tradeoffs and more about alignment. Style, durability and cost are no longer competing priorities. Rather, they are interconnected elements of a successful project.

As the remodeling landscape continues to change, those who approach projects with this balanced mindset will be best positioned to achieve results that look better, last longer and cost less over the long haul. Explore products and design tools to assist with your next project at westlakeroyalbuildingproducts.com. collect?v=1&tid=UA 482330 7&cid=1955551e 1975 5e52 0cdb 8516071094cd&sc=start&t=pageview&dl=http%3A%2F%2Ftrack.familyfeatures track

SOURCE:

Westlake Royal Building Products

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Consumer Corner

Fall Home Maintenance Checklist: 8 Steps to Prepare Your Home for Cold Weather

As temperatures cool, now is an ideal time to prepare your home for cold weather. Taking care of seasonal maintenance before winter arrives can help protect you and your wallet from unexpected and costly repairs.

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Fall Home Maintenance Checklist: 8 Steps to Prepare Your Home for Cold Weather

Fall Home Maintenance Checklist: 8 Steps to Prepare Your Home for Cold Weather

(Feature Impact) As temperatures cool, now is an ideal time to prepare your home for winter. Taking care of seasonal maintenance before the cold weather arrives can help protect you and your wallet from unexpected and costly repairs.

From clearing gutters to scheduling an HVAC tune-up, tackling a few projects now can help set your home up for a safe and comfortable winter. Consider this your ultimate fall home maintenance checklist from the experts at Carrier.

1. Clean Gutters

Leaves and debris collect quickly in home gutters and downspouts. Make sure they are clear so water can drain properly and away from your home’s foundation. If you wait until after temperatures drop, you run the risk of ice dams and water damage.

2. Inspect Your Outdoor HVAC Equipment

Remove leaves, grass clippings and debris that may have accumulated around your outdoor unit. Maintaining proper clearance can help support airflow and system performance throughout the season.

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A dirty filter can restrict airflow and force your system to work harder, potentially increasing energy use and reducing comfort. A simple filter check can also help prepare your heating system for increased use. Check your HVAC filter before turning on your heating system and continue inspecting it throughout the winter. To help maintain proper airflow, Carrier typically recommends replacing air filters every 1-3 months.

4. Test Smoke and Carbon Monoxide Detectors

When changing clocks, test your smoke alarms and carbon monoxide detectors. Replace batteries as needed. Working carbon monoxide alarms are especially important as temperatures fall and home heating systems begin running more frequently.

5. Schedule Your HVAC Tune-Up Before Winter Arrives

Don’t wait until the first cold day of the season to find out your heating system isn’t ready for winter. Annual maintenance can help improve efficiency, extend equipment life and identify potential issues before the heating season begins. Experts often recommend having an HVAC professional perform annual furnace maintenance in the fall before heating season begins. Routine maintenance can help keep a system operating in tip-top shape and allow a technician to identify smaller issues before they become costly repairs.

However, if replacement is recommended, the upfront price doesn’t necessarily have to stand between you and a more comfortable home. Consider options from Carrier, which offers flexible financing options through participating dealers. Depending on the financing plan you qualify for and your home’s heating and cooling needs, a new system could cost less than you think. Homeowners can also explore utility rebates on qualifying equipment.

6. Test Your Thermostat

Testing your thermostat early helps ensure your heating system is communicating properly before temperatures drop. Switch to heating mode early to make sure your system responds properly (just don’t forget to turn it back off). Replace batteries, if necessary, and consider whether a smart thermostat could provide additional comfort and control over your home’s heating schedule.

7. Seal Air Leaks Around Doors and Windows

Drafts can make a home feel colder and allow warm air inside your house to escape. Inspect weatherstripping around doors and windows and replace it where needed. Caulk visible gaps to help keep conditioned air inside and improve your family’s comfort.

8. Check Your Home’s Insulation

Finally, look at insulation in areas such as the attic, crawl spaces and basement. Doing so can help keep heated air where it belongs and reduce the workload on your heating system all winter long.

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To learn more about preparing your heating or cooling system for the season, exploring financing and rebates or finding a local expert, visit Carrier.com. collect?v=1&tid=UA 482330 7&cid=1955551e 1975 5e52 0cdb 8516071094cd&sc=start&t=pageview&dl=http%3A%2F%2Ftrack.familyfeatures track

SOURCE:

Carrier

🏡 Planning your next home project? Explore expert tips, DIY ideas, product reviews, and the latest home improvement news in Consumer Corner. Share your experiences in the comments and subscribe to the STM Daily News newsletter for practical advice and fresh inspiration delivered straight to your inbox.

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