Consumer Corner
Fall Home Maintenance Checklist: 8 Steps to Prepare Your Home for Cold Weather
As temperatures cool, now is an ideal time to prepare your home for cold weather. Taking care of seasonal maintenance before winter arrives can help protect you and your wallet from unexpected and costly repairs.

Fall Home Maintenance Checklist: 8 Steps to Prepare Your Home for Cold Weather
(Feature Impact) As temperatures cool, now is an ideal time to prepare your home for winter. Taking care of seasonal maintenance before the cold weather arrives can help protect you and your wallet from unexpected and costly repairs.
From clearing gutters to scheduling an HVAC tune-up, tackling a few projects now can help set your home up for a safe and comfortable winter. Consider this your ultimate fall home maintenance checklist from the experts at Carrier.
1. Clean Gutters
Leaves and debris collect quickly in home gutters and downspouts. Make sure they are clear so water can drain properly and away from your home’s foundation. If you wait until after temperatures drop, you run the risk of ice dams and water damage.
2. Inspect Your Outdoor HVAC Equipment
Remove leaves, grass clippings and debris that may have accumulated around your outdoor unit. Maintaining proper clearance can help support airflow and system performance throughout the season.
3. Replace HVAC Filters
A dirty filter can restrict airflow and force your system to work harder, potentially increasing energy use and reducing comfort. A simple filter check can also help prepare your heating system for increased use. Check your HVAC filter before turning on your heating system and continue inspecting it throughout the winter. To help maintain proper airflow, Carrier typically recommends replacing air filters every 1-3 months.
4. Test Smoke and Carbon Monoxide Detectors
When changing clocks, test your smoke alarms and carbon monoxide detectors. Replace batteries as needed. Working carbon monoxide alarms are especially important as temperatures fall and home heating systems begin running more frequently.
5. Schedule Your HVAC Tune-Up Before Winter Arrives
Don’t wait until the first cold day of the season to find out your heating system isn’t ready for winter. Annual maintenance can help improve efficiency, extend equipment life and identify potential issues before the heating season begins. Experts often recommend having an HVAC professional perform annual furnace maintenance in the fall before heating season begins. Routine maintenance can help keep a system operating in tip-top shape and allow a technician to identify smaller issues before they become costly repairs.
However, if replacement is recommended, the upfront price doesn’t necessarily have to stand between you and a more comfortable home. Consider options from Carrier, which offers flexible financing options through participating dealers. Depending on the financing plan you qualify for and your home’s heating and cooling needs, a new system could cost less than you think. Homeowners can also explore utility rebates on qualifying equipment.
6. Test Your Thermostat
Testing your thermostat early helps ensure your heating system is communicating properly before temperatures drop. Switch to heating mode early to make sure your system responds properly (just don’t forget to turn it back off). Replace batteries, if necessary, and consider whether a smart thermostat could provide additional comfort and control over your home’s heating schedule.
7. Seal Air Leaks Around Doors and Windows
Drafts can make a home feel colder and allow warm air inside your house to escape. Inspect weatherstripping around doors and windows and replace it where needed. Caulk visible gaps to help keep conditioned air inside and improve your family’s comfort.
8. Check Your Home’s Insulation
Finally, look at insulation in areas such as the attic, crawl spaces and basement. Doing so can help keep heated air where it belongs and reduce the workload on your heating system all winter long.
To learn more about preparing your heating or cooling system for the season, exploring financing and rebates or finding a local expert, visit Carrier.com.
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🏡 Planning your next home project? Explore expert tips, DIY ideas, product reviews, and the latest home improvement news in Consumer Corner. Share your experiences in the comments and subscribe to the STM Daily News newsletter for practical advice and fresh inspiration delivered straight to your inbox.
home improvement
The New Rules of Remodeling: How to Balance Style, Durability and Cost
New Rules of Remodeling: Homeowners are approaching exterior remodeling with a sharper focus than ever before. Higher material costs, longer project timelines and a growing emphasis on long-term value are reshaping how they make decisions. The most effective projects begin with thoughtful planning and product selection while keeping an eye on long-term outcomes. To get a better understanding of these updated guidelines, consider this guidance.

The New Rules of Remodeling: How to Balance Style, Durability and Cost
(Feature Impact) Homeowners are approaching exterior remodeling with a sharper focus than ever before. Higher material costs, longer project timelines and a growing emphasis on long-term value are reshaping how they make decisions.
The “new rules of remodeling” are clear: Success depends on striking the right balance between style, durability and overall cost of ownership.
Curb appeal still matters, but not at the expense of performance or maintenance demands. Likewise, upfront savings mean little if materials require frequent repair or replacement. The most effective projects begin with thoughtful planning and product selection while keeping an eye on long-term outcomes.
To get a better understanding of these updated guidelines, consider this guidance from the home remodeling experts at Westlake Royal Building Products, a leader in the manufacturing of siding and accessories, trim and moulding, roofing, stone, windows and outdoor living.
Planning Takes Precedence
Digital tools are playing a larger role in helping homeowners make informed decisions earlier in the remodeling process. In fact, nearly 30% of homeowners plan to invest more than 10 hours researching before hiring a contractor, highlighting a shift toward more deliberate, front-loaded planning, according to Modernize’s 2025 Homeowner Insights survey. Platforms like Design Canvas reflect this change. The tool allows users to visualize exterior renovations using realistic previews, experiment with materials and color palettes and generate product lists, all before beginning construction.
This kind of planning reduces uncertainty and helps avoid costly mid-project changes, which is part of a broader trend: More homeowners are investing significant time toward researching projects upfront to ensure smarter, more efficient execution. Homeowners can now test design choices, align expectations with budgets and move forward with greater confidence.
“With the launch of our new website and Design Canvas, our goal was to create a seamless and inspiring experience that reflects the innovation and breadth of our product offerings,” said Steve Booz, vice president of marketing at Westlake Royal Building Products. “This is a launch pad where customers can explore everything Westlake Royal has to offer, discover the right products for their next project and bring their visions to life through creativity, education and interactive design.”
Durability is as Important as Style
Once the homeowner establishes a clear vision, material selection becomes the next critical step. That is particularly true for siding, which plays a central role in both aesthetics and protection.
Products like TruExterior Lap Siding demonstrate how manufacturers are responding to modern homeowner priorities. Designed to replicate the look of traditional cedar, it delivers the depth and shadow lines associated with classic wood siding, without the vulnerabilities that often come with it.
Its poly-ash composition provides resistance to warping, cracking and splitting while maintaining dimensional stability in varying climates. The material can be installed with standard tools, painted in a wide range of colors and even used in ground-contact applications. These attributes translate to lower maintenance requirements and fewer long-term repair costs.
This combination of aesthetic flexibility and durability directly supports the new remodeling framework. Homeowners no longer need to choose between appearance and performance. They can achieve both while staying within budget.
Cost and Timing are Still Deciding Factors
Timing and cost efficiency also factor into the equation. Projects that begin with clear planning and reliable materials tend to move more smoothly, avoiding delays tied to redesigns, product substitutions or unexpected maintenance considerations, which can also help keep the project on budget.
Ultimately, the new rules of remodeling are less about tradeoffs and more about alignment. Style, durability and cost are no longer competing priorities. Rather, they are interconnected elements of a successful project.
As the remodeling landscape continues to change, those who approach projects with this balanced mindset will be best positioned to achieve results that look better, last longer and cost less over the long haul. Explore products and design tools to assist with your next project at westlakeroyalbuildingproducts.com.
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Westlake Royal Building Products
🏡 Planning your next home project? Explore expert tips, DIY ideas, product reviews, and the latest home improvement news in Consumer Corner. Share your experiences in the comments and subscribe to the STM Daily News newsletter for practical advice and fresh inspiration delivered straight to your inbox.
Automotive
Slate Truck Moves Closer to Reality as December 2026 Deliveries Come Into View
Slate Truck deliveries could begin in December 2026. Here’s the latest on its $24,950 price, 205-mile range, preorders and Indiana production.
Last Updated on September 6, 2026 by Daily News Staff
The $24,950 electric pickup is approaching production, but early availability will be limited—and many buyers may wait well into 2027.
Slate Auto’s minimalist electric pickup is moving closer to becoming something customers can actually park in their driveways.
After months of describing its launch simply as “late 2026,” the startup has reportedly begun asking some preorder holders whether they would be interested in taking delivery as early as December. The outreach provides the clearest indication yet of when the first production Slate Trucks could reach American roads.
That does not mean every early customer will receive a truck before the end of the year. According to emails reviewed by Business Insider, customers were offered the possibility of a December 2026 delivery, while other estimated windows stretched from early 2027 through July–September 2027.
Still, the news is an important milestone for one of the most closely watched—and most unconventional—new vehicles in America.
From an under-$20,000 promise to a $24,950 truck
When Slate emerged from stealth in 2025, much of the attention centered on the possibility of an electric truck costing less than $20,000 after federal incentives. The expiration of the federal consumer EV tax credit eliminated the subsidy that made that advertised figure possible.

Slate later established an official starting price of $24,950 before destination charges, taxes and accessories. With a reported $1,450 destination fee, the effective starting point is approximately $26,400 before a buyer begins personalizing the truck.
That remains unusually inexpensive in a market where the average new vehicle approaches $50,000. It also preserves Slate’s central argument: Many buyers might prefer a simple new vehicle over a feature-packed model carrying a much larger monthly payment.
The important question is how many buyers will remain satisfied with the base vehicle once they see what $24,950 does—and does not—include.
Basic by design
The Slate Truck starts as a two-seat, two-door electric pickup with manual windows, physical climate controls and gray composite exterior panels. There is no built-in infotainment screen or conventional factory stereo. Drivers can use a smartphone, portable speaker or optional accessories instead.
These omissions are not oversights. They are fundamental to Slate’s strategy of reducing manufacturing complexity and allowing customers to pay only for the equipment they want.
Owners will be able to add exterior wraps, upgraded audio equipment, storage systems, roof racks and other accessories. A more substantial SUV kit can add an enclosed rear section and second-row seating, transforming the small pickup into a five-passenger vehicle.
Slate says its marketplace will offer more than 200 accessories, with more than 80 percent priced below $500. That flexibility is appealing, but it also creates the possibility that a $24,950 truck could quickly approach or exceed $30,000 after buyers add color, audio, additional seating and everyday conveniences.
More range without a higher base price
One of the most meaningful improvements is the truck’s estimated driving range. Early versions of the Slate concept were associated with approximately 150 miles from the standard battery. Slate now advertises roughly 205 miles of estimated range at the same $24,950 base price.
The current specification uses a 52.7-kWh battery and a single rear-mounted electric motor. Slate says the battery can charge from 20 to 80 percent in under 30 minutes under suitable fast-charging conditions.
Approximately 205 miles should make the truck more practical for commuting, local deliveries and daily errands. It remains less suited to frequent long-distance travel than many larger EVs, but the additional range substantially strengthens the value proposition.
Final range, charging performance and other specifications remain subject to change because the vehicle is still in pre-production.
Production preparations continue in Indiana
Slate plans to manufacture the truck at a former printing facility in Warsaw, Indiana. The company says three design-verification prototype vehicles were completed ahead of schedule while expansion of the plant continues.
The factory project represents an investment of nearly $400 million and is expected to create more than 2,000 jobs. Slate has designed its production system around simplicity: composite body panels eliminate the need for a conventional paint shop, while a limited number of factory configurations should reduce assembly complexity.
The company has reported more than 180,000 refundable $50 reservations. When formal preorders opened in June 2026, customers were asked to place a $300 nonrefundable deposit—reduced to an additional $250 for existing reservation holders—to secure an estimated delivery window. The money is applied to the eventual purchase price.
Slate reportedly collected more than 10,000 of those preorder deposits within the opening hours. That shows genuine interest, but refundable reservations and early deposits are not the same as completed vehicle sales. The real test will begin when customers must finalize configurations, financing and purchase agreements.
December would be a beginning, not a full rollout
If Slate places its first customer trucks on the road in December, it will have met its broad late-2026 target. However, the first deliveries are expected to be low-volume, with production increasing during the first half of 2027.
That distinction matters. A handful of December deliveries would demonstrate that Slate can build a saleable vehicle, but it would not prove that the company can manufacture tens of thousands of trucks reliably, control costs, supply replacement parts or support customers across the country.
For a new automaker, scaling production and service can be more difficult than designing an appealing prototype. Slate must show that its low-cost philosophy works not only in the showroom but also in manufacturing, quality control, repairs and long-term ownership.
Ford Fathom adds pressure to the equation
Slate may enjoy an early lead, but it will not have the affordable electric-truck category to itself for long.
Ford’s forthcoming Fathom electric pickup is expected to start around $28,350 and reach customers in fall 2027. For only a few thousand dollars more than a base Slate, the Ford is expected to provide four doors and more conventional standard equipment.
The two trucks represent very different ideas of affordability. Slate removes features and lets owners add them later. Ford appears to be pursuing a more familiar, fully equipped small-truck experience while attempting to keep the price near $30,000.
Slate’s advantage is that it could arrive first and carry a lower advertised price. Ford’s advantages include manufacturing scale, an established service network and decades of experience selling trucks.
The bottom line
The Slate Truck is no longer merely an intriguing rendering or auto-show experiment. A firm price has been announced, preorders are underway, verification vehicles have been built, factory preparations are advancing and the first customer deliveries may now be only months away.
At $24,950—or approximately $26,400 after destination—the Slate remains one of the most interesting efforts to make a new electric vehicle genuinely affordable. Its improved estimated range makes the proposition considerably stronger than it was at launch.
But the original question has not disappeared: Will buyers embrace a truly basic truck, or will the cost of turning that blank Slate into a comfortable everyday vehicle erase too much of its price advantage?
December 2026 may give us the first real answer.
Sources and further reading
- Slate Auto: How to preorder
- Slate Auto: Vehicle specifications
- Slate Auto: Warsaw factory update
- Business Insider: Earliest Slate deliveries
- Axios: Indiana-built EVs target affordability
Vehicle specifications, prices and delivery estimates remain subject to change before production.
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financial wellness
Life insurance is on the to-do list. Right under cleaning out the garage.
No matter how you define “adulting,” getting life insurance tends to be one part of the to-do list that keeps getting set on a procrastination loop. New survey data backs that up: there are plenty of other tasks adults would rather focus on first.

(Sheeka Sanahori) Being an adult comes with a never-ending list of responsibilities: Cook dinner. Scrub the bathroom. File taxes. The tasks grow even longer when sharing a household with a partner, building a family, or taking care of others. No matter how you define “adulting,” getting life insurance tends to be one part of the to-do list that keeps getting set on a procrastination loop.
New survey data backs that up: there are plenty of other tasks adults would rather focus on first.
The Adulting Task Americans Keep Avoiding
According to the 2026 Life Happens Life Insurance Survey, a financial literacy nonprofit organization, 39% of U.S. adults would rather clean out their email inbox than figure out their life insurance needs. Another 31% would rather clean out the garage or basement. One in five U.S. adults would be willing to sit on hold with customer service for three hours before life insurance planning. Even though many adults have it somewhere on their list, nearly half (46%) say they’ll either deal with it later or not at all.
They Know It Matters
Nearly a third of adults have already figured out a life insurance plan, and they feel good about their decision. Others are feeling more conflicted: 14% have a policy, but they’re not sure if they have enough. Another 12% say they either don’t know where to start or they think it’ll be too expensive.
It’s no wonder people are putting it off: Navigating a new-to-them form of financial planning can come with a lot of complicated emotions. Four in 10 feel either overwhelmed, anxious, or some combination of both. Sixteen percent of U.S. adults feel guilty for putting it off, but when the outcome is more procrastination, that feeling lingers.
Why Later Keeps Winning
If you’ve ever faced an important decision without having enough information to make an informed choice, you know how stressful it can be. While the generations have different takes on making major decisions with a gut feeling or “pure vibes,” most of the time, people want to feel like they’re making an informed choice. Forty-five percent of U.S. adults say cost concerns, confusion or procrastination are the main reasons they have delayed or would delay looking into life insurance. For more than one in five, the plan is to seriously look at it when they feel more financially stable. For 12%, they say they’ll do it when they’re older.
Men tend to feel more confident about their life insurance decisions to date; 53% of men vs. 41% of women feel confident their family would be financially protected.
The First Step Feels Bigger Than It Is
Learning more about life insurance, how it’s priced and how it works could help get many consumers out of their procrastination loop. A quarter of people say they’d make a decision if they learned it was easier to get than they previously thought. Thirty percent would make the purchase if they learned it was more affordable than they believed it to be. Others need an experienced professional to talk to or an online calculator tool to give them guidance.
Methodology: Life Happens commissioned Atomik Research to conduct an online survey of 2,000 adults, including 700 Gen Z respondents, 700 millennials, and 600 Gen X respondents throughout the United States. The margin of error for the overall sample is +/- 2 percentage points and +/- 4 percentage points for each generational sample, with a confidence level of 95 percent. Fieldwork took place between July 14 and July 20, 2026. Atomik Research, part of 4media group, is a creative market research agency.
Photo courtesy of Shutterstock (couple using computer)
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