Family
How to Prepare for Hurricane Season
Last Updated on September 10, 2025 by Daily News Staff
(Family Features) Among nature’s most powerful phenomena, hurricanes are destructive, rotating storms that form over warm water and move toward land.
These dangerous storms are accompanied by high winds, heavy rain, a rise in water level, flooding and even tornadoes, which can cause damage to the coast and locations far inland. However, taking action to prepare ahead of time can help you protect your home and loved ones in the event of a natural disaster. Consider these tips to prepare for a hurricane.
Pay Attention to Weather Forecasts
In the event of inclement weather, ensure you have a way to be informed, such as smartphone alerts, watching the local news or listening to a weather radio. Be on the lookout for hurricane-specific alerts and make sure you understand the difference so you can react appropriately:
- Hurricane watch: These alerts are usually announced about 36 hours before an anticipated storm, notifying people that hurricane conditions are possible.
- Hurricane warning: A more serious alert; experts typically issue this warning of expected hurricane-force winds or dangerously high water or waves within 24 hours of a storm.
Evaluate Community Risk
If you live, work or plan to vacation near the coast or close to a waterway connected to the ocean, it is important to understand if you’re in an area prone to flooding, tropical storms or hurricanes. You may also research through the Federal Emergency Management Agency whether your property is in a flood-prone area or at high-risk for hurricane-force winds.
Follow Evacuation Guidance
If a hurricane is on the horizon, authorities may advise you to evacuate or shelter in place should driving conditions be unfavorable. Never ignore an order to evacuate; even well-built homes may not hold up to a hurricane. If you need to evacuate, grab your emergency supply kit (food, water, medicine, important documents and first aid and safety supplies) and follow the recommended route. Alternatively, if you receive orders to shelter in place, stay inside and away from windows with easy access to emergency supplies until the “all clear” is given by local authorities.
Build a Home Using Resistant Materials
For areas prone to natural disasters, constructing a home using resilient materials is paramount. For example, houses built with insulated concrete forms (ICFs), such as those from Nudura, can be engineered to withstand natural disasters like tornadoes, hurricanes and wildfires. Superior at resisting high winds and protecting from the impact of flying debris, ICFs offer a tested, safer alternative to wood framing.
Prepare Your Home
If heavy rain and damaging winds are expected, these steps can help protect your property from damage:
- Clean out drains, gutters and downspouts.
- Secure or bring patio furniture and other items inside that may be blown away or damaged.
- Consider elevating your heating system, water heater and electric panel above ground level.
- Cover windows with storm shutters or exterior-grade or marine plywood.
- Turn off gas and electricity at the main switch or valve, if instructed by authorities or the power company.
Learn more about preparing your home to withstand hurricanes at nudura.com/hurricane-prep.
Photo courtesy of Shutterstock
SOURCE:
Nudura
Author
News
Money Management: The Importance of Financial Literacy
You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action. When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
Last Updated on May 11, 2026 by Daily News Staff
(Feature Impact) You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action.
Financial literacy in the United States has remained stagnant at generally low levels for several years, according to research from TIAA Institute and the Global Financial Literacy Excellence Center, with even lower levels among Gen Z. Yet greater financial literacy – including key aspects such as goal-setting, budgeting, saving, credit management and investing – is strongly linked to better financial outcomes, including lower rates of debt constraint and financial fragility.
While emboldening yourself to understand financial terms can be a little overwhelming at first, once you have a grasp of basic concepts you can begin to get a handle on your money and make better financial decisions. Simply put: When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
From nonprofit partnerships to volunteer-led programs and fee online resources, Schwab and its employees help millions of people every year build the knowledge and confidence to take charge of their financial futures by serving as board members, mentors, role models and educators.
Because financial health is a lifelong journey, the earlier people learn vital money skills, the better. That’s why the financial advisory services provider develops education programs geared toward kids that continue into adulthood, helping people no matter where they are on their journeys.
Talk Money
It’s never too early to start a conversation about financial literacy. Having teens identify goals that are important to them – such as concert tickets or a first car – can kickstart coversations about money. Working with your child (and a financial advisor, if necessary) on a plan for saving to realize those goals can serve as a jumping off point. After achieving some success, their enthusiasm may grow, which is a powerful motivator to keep saving.
Support School Initiatives and Programs
Outreach programs that empower young people to make smart financial decisions is key to a bright future. Programs like Money Matters – Schwab’s flagship financial education program utilized by the Boys & Girls Clubs of America – gives young people hands-on experience with all aspects of money and investing.
This example, and others, don’t just include program funding – they build partnerships that create impact and opportunity with national collaborations that reach more than 17 million youth annually, empowering young people with the tools and confidence to make smart financial decisions for life.
Spread the Financial Love
Championing financial literacy empowers everyone – individuals, families and communities. By serving as a board member, mentor, role model or educator to help bring financial literacy to others in your community, you can supply the tools and knowledge to lead programs that focus on giving back, empowering future generations in countless ways.
To learn more about financial literacy and find resources to empower your local community, visit SchwabMoneywise.com.
Photo courtesy of Shutterstock
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Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
Lifestyle
Mother’s Day Celebration: Honoring the Hardest Job in the World
“On Mother’s Day, let’s celebrate the sacrifices and unwavering love of mothers. Join us in honoring the hardest job in the world – motherhood.”
Last Updated on May 4, 2026 by Daily News Staff
Mother’s Day is a special day that celebrates the hard work and dedication of mothers around the world. Being a mother is one of the most difficult jobs there is, yet it is also one of the most rewarding. Mothers work tirelessly to care for their children, often sacrificing their own needs and wants in order to provide for their families.
On Mother’s Day, it is important to take the time to show appreciation for all that mothers do. Whether it’s a simple card, a bouquet of flowers, or a heartfelt message, any gesture of gratitude can go a long way in letting mothers know that their efforts are valued and appreciated.
However, it’s important to remember that Mother’s Day is not just about gifts and presents. It’s a day to acknowledge the sacrifices that mothers make on a daily basis, and to recognize the love and care that they provide to their families.
Mothers work hard to instill values, provide guidance and support, and create a safe and nurturing home environment for their children. They are often the backbone of the family, and their contributions cannot be overstated.
So, on this Mother’s Day, let us take the time to celebrate the mothers in our lives. Let us thank them for their hard work, their sacrifices, and their unwavering love and support. Let us show them that they are valued and appreciated, not just on this special day, but every day of the year.
https://en.wikipedia.org/wiki/Mother%27s_Day
https://stmdailynews.com/category/lifestyle/
Author
Blog
The Substitute Teacher Who Wanted Blueprints of Our House
A fifth-grade assignment took a strange turn when a substitute teacher asked students to draw schematics of their homes. What followed — a wildly fictional floor plan and a priceless reaction from my mom — turned into one of my funniest childhood memories.
The Substitute Teacher Who Wanted Blueprints of Our House
Elementary school memories tend to blend together — cafeteria pizza, playground arguments, the eternal struggle of times tables — but every once in a while, something happens that sticks with you for life. For me, that moment came in the fifth grade during a week when our regular teacher was out, and we cycled through substitute teachers like we were testing models for durability.
By midweek, in walked a substitute with a mysterious, slightly intense energy — the kind of vibe that suggested he either meditated at dawn or worked a graveyard shift doing something he couldn’t talk about. We settled into our seats, expecting worksheets or quiet reading time.
But nope.
He had other plans.
“Today,” he announced, “we’re going to draw schematics of our houses.”
Schematics. Not drawings. Not little houses with smoke coming out of the chimney. Actual blueprint-style schematics. He wanted the layout of our bedrooms, our parents’ rooms, and where the pets slept. Every detail.
Now, to be fair, Highlights Magazine did have a feature that month teaching kids how to draw floor plans. So maybe he was just a bit overenthusiastic about cross-curricular learning. Or maybe — and this is my completely rhetorical adult theory — he worked the graveyard shift as a cat burglar gathering intel between heists. Just moonlighting between blueprints.
While the rest of the class tried their best to recreate their actual homes, my imagination sprinted in a totally different direction. The house I drew had:
- A massive master bedroom with an oversized bathroom for my parents
- Separate bedrooms for us kids on the opposite side of the house
- A kitchen placed right in the center like a command center
- And the dog — the true VIP — had a luxurious two-story doghouse
I had basically created a dream home designed by a 10-year-old watching too much Fantasy Homes by the Yard.
Later that day, my mom asked the usual question: “So, what did you guys do today?”
“We drew schematics of our house,” I said casually.
The look on her face was instant and intense. She wasn’t panicked, but there was definitely a “Why does a substitute teacher need to know the exact layout of my home?” expression happening. Parental instincts activated.
But then I showed her my diagram.
She stared at it. Blinked. Then sighed with massive relief.
“This isn’t our house,” she said.
“Nope! I made it up,” I replied proudly.
Her shoulders relaxed so much she probably lost five pounds of tension in one instant. If the substitute was secretly planning a heist, my masterpiece of misinformation would have sent him to the wrong house entirely.
Looking back, the whole moment feels like a sitcom setup — a mysterious substitute collecting “house schematics,” me creating a completely fictional piece of architecture, and my mom going on a full emotional journey in under 30 seconds.
Maybe he was just excited about the Highlights Magazine floor-plan activity. Or maybe — just maybe — he moonlighted in cat burglary. We’ll never know.
But if he was, I like to think I threw him completely off the scent.
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Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
