home improvement
Stay Protected from Cyberattacks: Simple Safeguards to Reduce Cyber Intrusions and Real-World Losses
Be aware of Cyberattacks: Connected homes are becoming the norm with millions of Americans relying on Wi-Fi networks, mobile apps and smart devices to manage everything from door locks to thermostats. As convenience increases, so does exposure, and basic cybersecurity practices can help reduce both digital and physical risks.
Last Updated on May 9, 2026 by Daily News Staff
Stay Protected from Cyberattacks: Simple Safeguards to Reduce Cyber Intrusions and Real-World Losses
(Feature Impact) Connected homes are becoming the norm with millions of Americans relying on Wi-Fi networks, mobile apps and smart devices to manage everything from door locks to thermostats.
As convenience increases, so does exposure, and the experts at multiple-line insurance carrier Mercury Insurance are reminding homeowners that basic cybersecurity practices can help reduce both their digital and physical risks.
“Smart-home technology is incredibly useful, but it also expands the number of entry points into your home – not just digitally, but physically,” said Dustin Howard, head of info security at Mercury Insurance. “The good news is that many of the most effective protections are simple, proactive steps that homeowners can take today.”
Smart-home adoption continues to accelerate with recent studies showing roughly 70% of U.S. households now use at least one connected device. From video doorbells to smart garage doors, these tools provide visibility and control, but if not properly secured, they can also create vulnerabilities that bad actors may exploit.
Consider these cybersecurity best practices for connected homes:
- Secure your Wi-Fi network: Use strong, unique passwords – at least 14-16 characters with a mixture of letters, numbers and symbols – and enable WPA3 encryption when available to prevent unauthorized access. Also turn on your router’s built-in firewall and disable Wi-Fi protected setup.
- Update devices regularly: Firmware and software updates often include critical security patches that close known vulnerabilities. Turn on automatic updates for operating systems, applications, browsers and smart home devices such as thermostats and cameras. If devices are no longer able to update, it may be time to replace them to avoid compromising security.
- Enable multi-factor authentication (MFA): Adding a second layer of verification significantly reduces the risk of unauthorized account access. Enable MFA for email accounts, banking and financial apps, cloud storage and social media accounts, and use an authenticator app for confirmation rather than receiving a code via text or email.
- Segment your network: Consider placing smart-home devices, including televisions, security cameras and speakers, on a separate network from personal devices like laptops and phones. Also create a guest network for visitors to use to help further protect your main network.
- Change default settings: Many devices come with default usernames and passwords that are widely known and easily exploited. Change the defaults on your router as well as login credentials for any new devices, making admin accounts more difficult to target.
- Monitor device activity: Regularly review connected devices and remove any that are unfamiliar or no longer in use. If your router supports it, enable notifications for new device connections for real-time visibility.
“As homes become more connected, cybersecurity becomes a core part of overall home protection,” Howard said. “It’s not just about protecting your data – it’s about protecting your property, your privacy and your peace of mind.”
With smart-home technology expected to continue expanding, homeowners should treat cybersecurity as a routine part of home maintenance – just like checking smoke detectors or locking doors – to stay ahead of evolving risks.
For more information about protecting your home from cyberattacks, visit mercuryinsurance.com/resources.
Photos courtesy of Shutterstock
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Celebrate America’s 250th Birthday with Summer Deals, Savings and Prizes
(Feature Impact) America’s 250th birthday calls for celebration, and this summer, it goes well beyond backyard barbecues and poolside parties.
Watch this video to learn more
To help mark the milestone, Circle K is rolling out refreshing deals, new merch and exciting prizes as America’s Party Stop – the one-stop destination for summer value and fun. The free Inner Circle rewards program is your ticket to the party – join by downloading the Circle K app and creating an account.
Rewards members can enjoy any size Polar Pop for just 25 cents on July 1 at participating locations. Fans can also grab limited-edition merchandise like hats and shirts to show off their love for the iconic drink. From July 1-Sept. 1, anyone can play the new Scratch & Win game daily in the app for instant prizes with members unlocking exclusive eligibility for weekly cash prizes.
The fun extends beyond the store, too. Throughout July, you can support the American Red Cross by rounding up in-store purchases to help disaster relief efforts and first responders across the U.S.
Download the app, join the free rewards program and find more ways to celebrate America’s birthday by visiting CircleK.com/America-250.
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Consumer Corner
5 Summer Safety Risks Homeowners Often Overlook When Hosting
Summer is the perfect season for gathering outdoors with friends and family, but if you’re a homeowner planning to host barbecues, pool parties or holiday celebrations this year, it’s important to consider the potential safety and liability risks that may be affecting your own backyard. Set your summer up for success by paying special attention to these five often-overlooked seasonal safety risks.
5 Summer Safety Risks Homeowners Often Overlook When Hosting
(Feature Impact) Summer is the perfect season for gathering outdoors with friends and family, but if you’re a homeowner planning to host barbecues, pool parties or holiday celebrations this year, it’s important to consider the potential safety and liability risks that may be affecting your own backyard. A little advance planning can help you ensure that your guests enjoy safe, healthy experiences at your home and leave with only happy memories.
According to the U.S. Consumer Product Safety Commission, thousands of injuries each year are linked to fireworks, grills and swimming pools. While most summer gatherings end without incident, Mercury Insurance is encouraging homeowners to remember that smart preparation can help you avoid unfortunate accidents and costly damage.
“A few simple safety checks can help homeowners create a safer environment for everyone while protecting the property they’ve worked hard to build,” said Larry Anderson, underwriting operations director at Mercury Insurance.
Set your summer up for success by paying special attention to these five often-overlooked seasonal safety risks.
Guest Injuries and Liability Risks
Since summer gatherings naturally increase foot traffic around a property, it should be safe to walk around. Uneven walkways, loose decking, poor lighting and pet-related incidents can all lead to injuries that homeowners may not anticipate.
Before hosting events, audit your property to repair trip hazards and ensure walkways and outdoor gathering areas are well-lit. If you have pets that may become stressed around large groups, secure them before guests arrive. Since unforeseen events can still occur despite your best efforts, review your liability coverage to understand available protections.
Unsupervised Pool Areas
Swimming pools can provide endless summer fun, but they also present one of the most serious safety risks around the home. Drowning remains a leading cause of accidental death for young children, making active supervision essential whenever children are near water.
If your backyard includes a pool, ensure that gates and barriers are functioning properly, keep rescue equipment nearby and consider pool alarms and self-closing gates for additional protection. Most importantly, never leave children unattended around water.
Backyard Grill Fires
Grilling is a summer tradition, but outdoor cooking equipment can quickly become a fire hazard if used improperly. Placing your grill too close to flammable objects, letting grease build up and leaving the grill unattended can all increase the risk of property damage.
Start by making sure your grill is set up at least 10 feet away from homes, fences and overhangs before you fire it up. Clean grease trays regularly, never leave a grill unattended while cooking and keep a fire extinguisher accessible during outdoor cooking.
Fireworks Too Close to Homes and Landscaping
Fireworks-related fires increase significantly during summer, particularly in dry climates where even one stray spark can ignite vegetation or nearby structures.
The safest option, when possible, is to attend professional displays rather than hosting your own. However, if you’re planning on lighting up your skies this summer, follow all local laws and restrictions regarding fireworks and keep your launch site well away from homes, vehicles and dry landscaping. Have a water source readily available when using legal consumer fireworks.
Outdoor Electrical Hazards
Extension cords, decorative lighting, outdoor speakers and fans often receive extra use during summer gatherings. Damaged cords or overloaded outlets can create shock and fire hazards. As you set up your summer entertainment systems, check your equipment to be sure it’s rated for outdoor use. Keep electrical connections away from pools and water features, avoid overloading electrical outlets and take a few extra minutes before each gathering to inspect outdoor cords for wear and damage.
“Most homeowners focus on making their gatherings enjoyable, but safety should be part of the preparation process,” Anderson said. “Taking a few minutes to identify potential hazards before guests arrive can help prevent accidents and allow everyone to focus on enjoying the season.”
For more home safety resources and insurance information, visit MercuryInsurance.com/Resources.
Photos courtesy of Shutterstock
SOURCE:
Mercury Insurance
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5 Ways to Make Moving Day Less Stressful
(Feature Impact) With the kids out of school, warmer weather and extended daylight, summer is an ideal time for families to relocate. In fact, more than 60% of moves in the United States occur between May and September, according to industry data compiled by moveBuddha. However, even with the most favorable conditions on your side, the process can quickly become overwhelming without a plan in place.
Whether you’re moving across town or across the country, a little preparation can make moving day easier, safer and less stressful. From packing and activating necessary services to securing your space and getting to know your family’s new surroundings, these tips from the experts at KeyMe Locksmiths can help you avoid common pitfalls and make the move as smooth as possible.
Pack Smart to Make Unpacking Less Daunting
Packing is typically one of the most time-consuming – and most dreaded – parts of any move, but creating an organization system from the get-go can save time and energy when it comes time to sort everything in your new home. Pack non-essential items such as decor, books, out-of-season clothing and seldom-used kitchenware and appliances first, even weeks in advance if lead time allows, and clearly label every box by its contents or the room it belongs in.
Be sure to keep toiletries, medications, oft-used electronics (and their chargers) and a few days’ worth of clothing accessible until moving day. Also keep important documents like birth certificates, passports, Social Security cards, medical records, insurance policies, moving contracts and receipts, and any other pertinent financial documents in a dedicated lockbox that stays with you rather than going on the moving truck.
Transfer or Set Up Utilities Ahead of Time
Arriving at your new home only to find the electricity, internet or water aren’t yet active can be a real setback. A couple weeks before moving day, schedule transfers or new service installations for necessary utilities, including electricity, water and sewer, gas, cable and internet, trash and recycling, home security and any other services your family needs, ensuring activation dates are a few days before the big move.
Tackle Home Security for Peace of Mind
An often-overlooked task when moving: changing the locks. Even if the previous owners or tenants returned their keys, it’s nearly impossible to know how many copies may still exist. Replacing or rekeying locks is an important first step to ensure you’re the only ones with access.
Beyond changing the locks, homeowners may also want to consider adding extra layers of protection such as video doorbells, exterior security cameras, motion-activated lighting, smart locks, window sensors or a monitored security system.
To connect with a professional locksmith for lock installation, rekeying and assistance with select home security upgrades, visit Key.Me to access KeyMe Locksmiths’ nationwide network of trusted local locksmiths. Once your new locks are installed, you can also conveniently create reliable spare keys at any of the more than 8,000 self-service KeyMe kiosks located in major retailers nationwide.
Prep Spaces Before Move-In Day
Before couches, chairs, beds, dressers and tables fill every room, take advantage of the empty space to give your new home a thorough cleaning. Focus on areas that may be harder to clean once the home is inhabited, such as floors, baseboards, cabinets and closets.
This is also an ideal time to paint, update flooring, swap out light fixtures or update existing cabinet hardware, allowing you to start with a clean space that matches your personal tastes.
Get to Know Your New Area
Settling into a new house involves more than just unpacking boxes and making it feel like home. Take some time to explore your new neighborhood and locate the nearest grocery stores, medical facilities, parks, restaurants, schools and more. Also introduce yourself to your neighbors and consider joining community groups to help build connections and learn more about the area.
With peak moving season underway, these tips can help you spend less time worrying about logistics and more time enjoying your new home.
Photo courtesy of Shutterstock (family moving)
SOURCE: KeyMe Locksmiths
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