Lifestyle
Your Medicare Roadmap: What to Know Before You Turn 65
Sixty-five is more than a number. It’s a milestone. A moment to reflect on where you’ve been and look forward with confidence to what comes next. For millions of Americans, turning 65 also means unlocking one of the most valuable benefits you’ve earned: Medicare.
(Feature Impact) Sixty-five is more than a number. It’s a milestone. A moment to reflect on where you’ve been and look forward with confidence to what comes next. For millions of Americans, turning 65 also means unlocking one of the most valuable benefits you’ve earned: Medicare.
The best is still ahead, and it starts with knowing your options. The official source for Medicare information, Medicare.gov, is here to help with clear, trusted information.
The path to Medicare is not the same for everyone. Some people get Medicare automatically and others have to sign up. It depends on whether you are already getting Social Security. Either way, you’ll want to choose how you get your Medicare coverage.
Get information for your path at Medicare.gov, where you can find out when and how to enroll and explore your coverage options.
Understanding Your Medicare Coverage Options
When you first sign up for Medicare, you choose how to get your coverage. There are two main options: Original MedicareandMedicare Advantage.
Original Medicare is health coverage provided directly by the federal government. It has two parts:
- Part A (Hospital Insurance) covers inpatient hospital stays, skilled nursing facility care, hospice care and home health care. Most people pay no premium for Part A.
- Part B (Medical Insurance) covers doctor visits, outpatient care, preventive services (like screenings, vaccines and annual wellness visits) and durable medical equipment like wheelchairs and walkers. The standard Part B premium is $202.90 per month and is typically deducted from your Social Security check.
With Original Medicare, you can visit any doctor or hospital in the U.S. that accepts Medicare. You can also add optional coverage to help manage costs:
- Medigap (Supplemental Insurance) helps pay your share of Medicare costs.
- Part D (Prescription Drug Coverage) helps pay for medications.
Medicare Advantage is an alternative to Original Medicare that provides Part A and Part B and is offered by private insurers approved by Medicare. You still pay the Part B premium. Some plans charge an additional premium – though many carry a $0 plan premium and may even help cover part of your Part B cost. Most plans include in Part D drug coverage along with extra benefits like dental, vision and hearing. Keep in mind most plans require you to use doctors within the plan’s network.
5 Steps to Enroll with Confidence
- Use official sources. Go to Medicare.gov or call 1-800-MEDICARE for step-by-step, personalized guidance on coverage and enrollment.
- Start early. You don’t have to wait until your birthday. Explore your options now so you’re ready when your enrollment window opens.
- Know your enrollment path. Your path depends on your circumstances – some people are automatically enrolled and some are not. There are unique steps for people who are still working.
- Avoid late enrollment penalties. Missing your enrollment window can result in a permanent premium penalty for both Part B and Part D. Signing up on time protects your wallet for years to come.
- Compare plans and save. At Medicare.gov, you can compare plan costs side-by-side, based on the specific drugs you take. A quick comparison could save you money each year. You can also confirm your current doctors are in-network before you choose a plan.
Turning 65 is a milestone worth celebrating and it’s the perfect time to focus on what matters most: your health and well-being. That includes eating well, exercising and making sure you have health insurance that fits your needs. There’s no one-size-fits-all plan. What’s important is finding an option that works for you and your health and financial needs.
Start your journey at Medicare.gov – your roadmap to a healthier and confident future.
Information provided by the U.S. Department of Health and Human Services
Photos courtesy of Shutterstock
SOURCE:
Centers for Medicare & Medicaid Services
Welcome to the Consumer Corner section of STM Daily News, your ultimate destination for savvy shopping and informed decision-making! Dive into a treasure trove of insights and reviews covering everything from the hottest toys that spark joy in your little ones to the latest electronic gadgets that simplify your life. Explore our comprehensive guides on stylish home furnishings, discover smart tips for buying a home or enhancing your living space with creative improvement ideas, and get the lowdown on the best cars through our detailed auto reviews. Whether you’re making a major purchase or simply seeking inspiration, the Consumer Corner is here to empower you every step of the way—unlock the keys to becoming a smarter consumer today!
Last Updated on May 6, 2026 by Daily News Staff
Second Nature Brands has issued a voluntary recall for certain 10-ounce pouches of SECOND NATURE KETO CRUNCH SMART MIX™ after discovering the product may contain undeclared cashews, pistachios, and cherries. For anyone with allergies or severe sensitivities—especially to tree nuts like cashews and pistachios—this is a serious safety issue.
The company says the affected product was distributed nationwide, both in retail stores and through online orders.
Why this matters
Undeclared allergens are one of the most urgent types of food safety alerts because consumers rely on labels to avoid ingredients that can trigger reactions. Second Nature Brands warns that people with allergies or severe sensitivity to cashews, pistachios, other tree nuts, or cherries could face serious or life-threatening allergic reactions if they consume the recalled product.
As of the announcement, no illnesses have been reported.
How to identify the recalled product
Check your pantry (and any recent online snack orders) for the following details:
- Product: SECOND NATURE KETO CRUNCH SMART MIX™
- Size: 10-ounce pouch
- UPC: 077034013405
- Best if used by date: 2/12/2027 (printed on the backside of the pouch)
Only pouches with the “Best if used by 2/12/2027” date are included. Other Best if used by dates are not affected, according to the company.
What happened
Second Nature Brands says the recall began after it was discovered that product containing cashews, pistachios, and cherries was placed into packaging that did not disclose those allergens. The company reports that a follow-up investigation indicates the issue was caused by a temporary breakdown in production and packaging processes.
The recall is being conducted with the knowledge of the U.S. Food and Drug Administration (FDA).
What consumers should do right now
If you have the affected product:
- Do not consume it.
- Keep the pouch (and take a photo of the UPC and Best if used by date if helpful).
- Contact Second Nature Brands for a full refund.
Contact information for refunds and questions
Second Nature Brands says consumers can reach them by phone or email:
- Phone: +1.800.651.7263
- Monday–Friday: 8:00 AM–8:00 PM ET
- Saturday–Sunday: 9:00 AM–5:00 PM ET
- Email: recall@secondnaturebrandsus.com
Health & fitness note: “Keto” doesn’t equal “risk-free”
Keto-friendly snacks can be convenient for people managing carbs, training schedules, or busy workdays—but this alert is a reminder that label accuracy is non-negotiable, especially for anyone balancing nutrition goals with medical dietary restrictions.
If you or someone in your household has a tree nut or cherry allergy, consider doing a quick sweep of:
- Snack drawers at home and work
- Gym bags and travel kits
- Recent bulk orders or subscription deliveries
Bottom line
If you have a 10-ounce pouch of SECOND NATURE KETO CRUNCH SMART MIX™ with UPC 077034013405 and Best if used by 2/12/2027, do not eat it. Contact Second Nature Brands for a refund and share the alert with anyone who may have purchased the product—especially those with tree nut or cherry allergies.
Source
Welcome to the Consumer Corner section of STM Daily News, your ultimate destination for savvy shopping and informed decision-making! Dive into a treasure trove of insights and reviews covering everything from the hottest toys that spark joy in your little ones to the latest electronic gadgets that simplify your life. Explore our comprehensive guides on stylish home furnishings, discover smart tips for buying a home or enhancing your living space with creative improvement ideas, and get the lowdown on the best cars through our detailed auto reviews. Whether you’re making a major purchase or simply seeking inspiration, the Consumer Corner is here to empower you every step of the way—unlock the keys to becoming a smarter consumer today!
When the Heart Can’t Keep Up: What to Know About Heart Failure
(Feature Impact) For decades, heart disease has been the leading cause of death in the United States, and heart failure directly accounts for about 8.5% of all heart disease deaths. In fact, more than 7.7 million Americans older than 20 are currently living with heart failure, according to the National Heart, Lung, and Blood Institute.
That number is expected to exceed 8 million – about 3% of the population – by 2030, based on findings from the Heart Failure Society of America.
Heart failure happens when the heart cannot pump enough blood to meet the body’s needs. This can occur as the heart becomes weak or stiff over time, making it more difficult to circulate blood effectively. In turn, the body may not get enough oxygen.
Despite the name of the condition, the heart does not stop working when heart failure occurs. Instead, the heart is not keeping up with the body’s demands and requires ongoing medical care.
Heart failure often develops gradually and is commonly linked to conditions such as high blood pressure, diabetes or previous heart damage, and is the leading cause of hospitalization among older adults, according to the Heart Failure Society of America.
Recognizing the Signs and Symptoms of Heart Failure
In many people, heart failure does not begin with a dramatic warning. It starts with symptoms that people may dismiss as stress, aging or being out of shape.
Common symptoms include:
- Shortness of breath during activities
- Trouble breathing when lying down
- Swelling in the feet, ankles, legs or abdomen
- Sudden weight gain from fluid buildup
- Feeling fatigued or weak
Symptoms can vary between males and females. Women are more likely to experience nausea, heart palpitations, digestive changes, sweating and generalized discomfort while men more commonly experience shortness of breath, chest pressure or swelling in the lower body. However, there can be significant overlap in symptoms between sexes.
Heart failure doesn’t always present with “classic” symptoms, so nonspecific changes can easily be mistaken for other conditions. Any new or unexplained change in breathing, swelling, energy levels or daily function should be evaluated by a health care professional.
How Heart Failure is Diagnosed
Diagnosis typically begins with a medical history review and physical exam. Health care providers may listen to the heart and lungs with a stethoscope to detect abnormal rhythms or signs of fluid in the lungs.
Additional testing helps confirm findings. An echocardiogram shows how well the heart is pumping while an electrocardiogram measures heart rhythm. Blood tests, stress tests and imaging may also be used to evaluate heart function.
Routine medical checkups can also help detect changes in heart health early. This is especially important for people with risk factors such as high blood pressure, diabetes or a family history of heart disease.
Because heart failure develops gradually, awareness is one of the most important tools for early detection. To learn more about heart failure, visit hfsa.org.
Treating and Managing Heart Failure
Although heart failure is a long-term condition, it can be managed with the right care. Treatment typically combines medical care with individually tailored lifestyle adjustments.
Common approaches include:
- Medications to help the heart pump more effectively, reduce fluid buildup and manage related conditions such as high blood pressure
- Lifestyle changes which can include eating a balanced, lower-sodium diet; staying physically active; maintaining a healthy weight; and avoiding smoking
- Medical procedures such as coronary angioplasty or coronary artery bypass surgery may be necessary to improve blood flow
- Implanted devices like a pacemaker or implantable cardioverter defibrillator can help regulate heart rhythm and support heart function
- Advanced treatment options for more severe cases may require a heart transplant
Photos courtesy of Shutterstock
SOURCE:
Esperion
Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
How Hiring Veterans Can Strengthen the Workforce
(Feature Impact) Every year, about 200,000 service members transition from military service into civilian careers, offering employers access to a highly skilled and mission-driven talent pool. As organizations across industries seek dependable employees who can adapt and lead, veterans bring experience that translates directly to business success.
Veterans enter the workforce with a wide range of technical and professional skills. Military occupations span fields such as logistics, engineering, cybersecurity, aviation and health care, many of which align closely with civilian roles. This experience allows veterans to apply their training to roles across industries, from manufacturing to information technology, using their practical knowledge developed during their service.
Beyond technical expertise, veterans are widely recognized for their reliability, adaptability and strong work ethic. Military culture emphasizes responsibility, teamwork and accountability – qualities that can strengthen workplace culture and improve team performance. Additionally, employers that hire veterans with disabilities often qualify for federal tax credits, and many workplace accommodations are available to employers at no cost.
Despite these advantages, veterans transitioning from military service to civilian employment still face challenges. One of the most common obstacles is translating military experience into language civilian employers understand. Although more than 80% of military roles have civilian equivalents, differences in job titles and terminology related to responsibilities and accomplishments gained during service may not align neatly with traditional job descriptions, making it difficult for veterans to clearly communicate their qualifications.
To address these challenges, resources aimed at improving the understanding of military experience have grown in recent years. For example, DAV (Disabled American Veterans), a nonprofit organization that provides a lifetime of support for veterans of all generations, their families and survivors, recently released an updated edition of “The Veteran Advantage: DAV’s Hiring Guide for Employers of the Military Community,” a resource designed to help companies better recruit, hire and retain veteran and military spouse employees. The guide is available for free download at davhiringguide.org.
The no-cost guide offers practical information for employers seeking to build veteran-friendly workplaces. It includes guidance on translating military skills into civilian job qualifications, developing hiring initiatives focused on the military community and establishing employee resource groups for veterans and military spouses. It also highlights inclusive hiring practices designed to reduce barriers and better support those who have served.
“Veterans and military spouses consistently demonstrate strong work values, but many still face hurdles when transitioning into civilian careers,” DAV CEO Barry Jesinoski said. “Hiring veterans doesn’t just fill open roles – it strengthens organizations. But employers who don’t understand how to align military experience with business needs might overlook that talent.”
The nonprofit organization also connects employers with veteran job seekers through employment initiatives and outreach efforts. These programs help organizations better understand the value veterans bring to the workforce while supporting successful transitions into civilian careers.
These efforts are especially important as many veterans continue to face barriers to employment. According to the U.S. Department of Labor, the veteran unemployment rate in March 2026 was 3.8%, with the rate climbing to 5.4% among veterans with disabilities, underscoring the persistent challenges many encounter when transitioning to the civilian workforce.
For many employers, hiring veterans is not simply about filling open positions. It’s an opportunity to bring experienced leaders and skilled professionals into the workforce – individuals whose service has prepared them to contribute in meaningful ways long after their military careers have ended.
Photos courtesy of DVIDS. The appearance of U.S. Department of Defense (DoW) visual information does not imply or constitute DoW endorsement.
SOURCE:
Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
