Consumer Corner
Zelle Shuts Down Standalone App: Transitioning Users to Bank Platforms
Zelle’s standalone app ceased money transfers on April 1, 2025, requiring users to access the service via participating banks, enhancing security amid rising digital fraud.

On April 1, 2025, Zelle, one of the most widely used digital payment services in the United States, officially shut down the money transferring services available on its standalone mobile app. While the service itself is not disappearing, many users will need to adapt to a new way of accessing this popular tool for peer-to-peer payments.
Why It Matters
Zelle has established itself as a key player in the peer-to-peer payment market. It facilitates instantaneous transfers without fees between bank accounts, making it a foundational tool for consumers and small businesses alike. The change primarily affects those who previously used the Zelle app independently of their bank’s app or website. Users will now need to re-enroll with one of the 2,200 participating banks or credit unions that offer Zelle via their digital banking platforms.
What Is Happening to the App?
Though the standalone Zelle app has closed its money transfer services, users will still be able to access it. The app now provides a directory of the over 2,200 banks and credit unions that support Zelle. A recent press release indicates that the app will shift its focus to consumer education, particularly around scams and fraud prevention. According to an in-app alert accessed on April 4, users can continue to log into the app until August 11, 2025.
Why Is Zelle Shutting Down the App?
Zelle announced the decision to shut down its standalone app back in October 2024, noting that a significant majority of its users already access the service through their bank’s apps or websites. Since the announcement, the company has been phasing out enrollment and transaction capabilities within the standalone app. Late last year, Zelle communicated again via in-app alerts and emails, urging users to migrate to their bank or credit union’s platform to continue using the service.
In a statement regarding the shift, Zelle highlighted its remarkable growth, reporting that consumers and small businesses moved nearly half a trillion dollars on the platform in the first half of 2024, a 28% year-over-year increase. Initially launched in 2017 primarily for users whose financial institutions had not yet joined the network, Zelle has experienced widespread adoption across almost all major banks and credit unions.
Zelle’s decision may also be motivated by security concerns. With an uptick in fraud targeting digital payment apps, directing users through regulated financial institutions may afford them additional protection and oversight.
When Did the App Shut Down?
The standalone Zelle app ceased processing transactions on April 1, 2025. Users can no longer send or receive money via the app, and those who wish to continue using Zelle must re-enroll through a compatible bank or credit union’s mobile app or website.
How Will My Payments Be Affected?
Individuals who previously used the standalone Zelle app need to take action. They can no longer send or receive money via the app and must migrate to a bank or credit union that offers Zelle. Users who do not re-enroll through a partner institution should inform their senders accordingly.
To check if a specific bank supports Zelle, visit enroll.zellepay.com. Once logged into a bank’s mobile app or website, users can usually locate Zelle in the “Payments” or “Transfers” section. The transition may require users to verify their email address or phone number associated with their former Zelle account.
Fortunately, those using Zelle through their mobile banking app will not experience any changes and do not need to take further action.
How Many People Use Zelle?
As of June 2024, Zelle boasted 143 million consumer and small business accounts, with users executing money transfers 1.7 billion times in the previous year. The integration of Zelle into nearly all major U.S. banks indicates that it will likely retain its dominance in the digital payment space, despite the changes to its standalone application.
While the shutdown of Zelle’s standalone app marks a significant transition, the underlying service remains robust and widely utilized. By directing users to bank platforms, Zelle aims to enhance security and further solidify its position in the competitive landscape of digital payments. As users adapt to this change, Zelle continues to play a vital role in simplifying and securing money transfers across the country.
Related Link:
https://www.cnn.com/2025/04/03/business/zelle-cash-transferring-app-shuts-down/index.html
Welcome to the Consumer Corner section of STM Daily News, your ultimate destination for savvy shopping and informed decision-making! Dive into a treasure trove of insights and reviews covering everything from the hottest toys that spark joy in your little ones to the latest electronic gadgets that simplify your life. Explore our comprehensive guides on stylish home furnishings, discover smart tips for buying a home or enhancing your living space with creative improvement ideas, and get the lowdown on the best cars through our detailed auto reviews. Whether you’re making a major purchase or simply seeking inspiration, the Consumer Corner is here to empower you every step of the way—unlock the keys to becoming a smarter consumer today!
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Consumer Corner
Clean Energy Home Upgrades: Make dependable environmental improvements
When you’re considering upgrades for your home, earth-friendly enhancements that impact your energy usage are smart investments. Energy-saving home upgrades can offer long- and short-term advantages for the earth, your wallet and even your safety.

(Family Features) When you’re considering upgrades for your home, earth-friendly enhancements that impact your energy usage are smart investments. Energy-saving home upgrades can offer long- and short-term advantages for the earth, your wallet and even your safety.
Many homeowners evaluate their energy needs as they plan home improvements. There are several low-carbon, resilient energy options available that can help safeguard your family. Consider these environmentally friendly upgrades to diversify your home’s energy sources, reduce energy consumption and ensure your home is well-prepared to withstand interruptions to power service if the electrical grid fails.
Diversify Energy Sources
The growing conversation to “electrify everything” will require an overhaul on the aging electric grid just to manage the increase in demand. Accomplishing this will take decades and cost billions, according to the Department of Energy. In fact, according to a study conducted by Acupoll Precision Research on behalf of the Propane Education & Research Council (PERC), 54% of respondents believe electricity for everything will be too expensive for taxpayers while 70% strongly agree Americans should have a choice when it comes to their energy source. Propane is a clean, affordable and abundant energy option that reduces carbon emissions right now. Using propane appliances like furnaces, water heaters, fireplaces and kitchen appliances alongside other energy sources reduces the strain on the fragile electrical grid. Unlike electric appliances, propane appliances can work even during power outages.
Seal In Energy
Outdated doors and windows often lack energy benefits. Newer models have stronger, thicker panes that reduce the transfer of heat from inside to outdoors (and vice versa in the warmer months). Updating doors and windows allows you to easily repair any cracks or faulty seals that make it easy for energy to escape. When your home is well-insulated, your heating or cooling system works more efficiently.
Consider Solar Panels
When many homeowners think of renewable energy, they often think “solar.” Some states are mandating solar adoption, and while financial rebates help, solar panels are still considered an expensive upgrade for many people. The number of panels you need depends on your geographic location and weather, as well as the size of your home and your family’s energy consumption habits, which can add up. If you have access to propane and electricity, and are planning to upgrade to solar, consider adding propane appliances to offset the energy load required from your solar system.
Install a Backup Power Source
The Department of Energy’s “Electric Disturbance Event Annual Report” showed an increase in power outages from 2000 to 2020. More than half of consumers nationwide indicated they or a close family member or friend have been personally impacted by a power outage in the past two years, according to PERC.
As a result, many homeowners are saying “yes” to backup power generators. A propane standby generator can be a key part of resilient home upgrades by offering supplemental electricity in as little as 10 seconds after an outage. Propane doesn’t degrade over time, making it an ideal standby power fuel. Plus, it’s cleaner than diesel so you can keep your home functioning and family safe while being a good steward for the environment.
Increase Energy Efficiency
While landscaping plays an important role in curb appeal, it also serves more practical purposes. Thoughtfully placed trees and shrubs can block the heat that comes from powerful direct sunlight while serving as a break against blustery winds and providing a natural form of external insulation for the home. In outdoor living spaces, propane-powered appliances can offer increased energy efficiency. For example, propane can power full outdoor kitchens, fireplaces and fire pits, patio heaters, flame lighting or pool and spa heaters.
Find more ideas and information to inspire your earth-friendly home upgrades at Propane.com.
When the Grid Fails
In 2021, a winter storm decimated a major electrical power grid, leaving thousands of Americans in the dark and cold. Some people lost their lives while others battled to overcome extensive damage to their homes and businesses.
Jennifer Borget’s family is one of many that weathered those winter storms. However, the Borget family home used propane to power their water heater, stove, furnace and fireplace.
“When your power goes out, you can still use some propane appliances,” said Borget, who blogged about her experience. “This is one of those things I didn’t realize but learned during the historic winter storms. When the power was intermittent, our propane-powered fireplace and water heater quickly warmed our family.”
One year later, the Borgets are discussing investing in a standby generator to mitigate future power outages.
Another way to reduce the risk of large-scale disasters is increasing Americans’ reliance on a broader mix of energy sources. Using a combination of propane, solar, electricity and natural gas can keep homes and businesses alike running efficiently and safely.
Relying on alternative energy sources like propane can also make a meaningful environmental impact in the long-term while offering short-term advantages, including continued access to power during emergencies when another energy source fails.
SOURCE:
Propane Education & Research Council
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Consumer Corner
A Breakthrough Making Grass Seed Smarter and Lawns Greener

(Joan Casanova) In neighborhoods across the country, homeowners are getting extra help in their quest for the elusive, perfect lawn.
The secret? An innovation in grass seed technology known as OptiGrowth, promising faster, stronger and more resilient grass – and it’s living up to the hype.
What is the Technology?
A revolutionary, natural seed treatment, OptiGrowth is a unique technology designed to enhance the performance of grass seed, giving it a higher chance of success. It coats traditional grass seed in a protective, moisture-attracting layer designed to retain moisture and kickstart healthy growth without harming the environment.
Developed through years of agricultural research, this technology enhances the natural germination process, giving each seed a better chance to sprout, grow and survive early, tough conditions. It uses water more efficiently, develops stronger roots and shoots, and helps seeds survive in drought, poor soil conditions and extreme temperatures.
Unlike traditional uncoated grass seed, which can struggle in less-than-ideal soil conditions or unpredictable weather, seed treated with this technology is designed to thrive. It’s not genetically modified; instead, it’s a smarter version of existing seeds, treated to improve their natural abilities, which leads to faster growth, better health and a thicker, more resilient lawn.
Faster-Growing, Healthier Lawns
One of the biggest advantages of this coated seed is speed. Under ideal conditions, these seeds may germinate faster than untreated seeds. The faster sprouting reduces the vulnerable window when new grass can be overtaken by weeds, dried out by sun or washed away by heavy rains.
Grass seedlings also emerge healthier and develop deeper roots more quickly, setting the stage for a thicker, more resilient lawn. In the early stages, when most lawn failures happen, OptiGrowth seed can better resist stresses like drought, heat and foot traffic.
“New grass is incredibly delicate,” said Troy Hake, owner of Outsidepride.com, an online seed company specializing in a wide variety of high-quality grass seed, flower seeds and lawn and garden-related products at competitive prices. “OptiGrowth provides seeds with a built-in advantage: helping more seed survive and thrive. It’s like giving each seed its own personal water bottle and first-aid kit.”
Water Efficiency is a Key Advantage
As water conservation becomes increasingly important, another major benefit of this seed is improved water usage. The seed coating absorbs and retains moisture more efficiently around each seed, so homeowners can water less during the critical establishment period when the seed is most vulnerable to drying out. The moisture-holding properties ensure the seed remains hydrated for longer periods, helping it sprout and establish strong roots.
In trials conducted by several university agricultural departments, lawns seeded with OptiGrowth needed up to 30% less water to reach full establishment compared to lawns planted with traditional seed.
“For areas prone to drought or watering restrictions, that’s a major win – both for homeowners’ wallets and the environment,” Hake said.
When Utilizing the Technology Makes Sense
While the coated seed is effective in almost any planting situation, it’s especially beneficial in challenging conditions. The coating acts as a shield, protecting the seed from stresses such as temperature fluctuations, heavy rains and dry spells. New lawns on sloped ground, areas with patchy sun and shade, or lawns planted in late spring or early fall – times when weather can be unpredictable – benefit the most.
These seeds are designed to succeed even when conditions aren’t ideal by improving moisture retention and boosting germination rates. This means less time reseeding, rewatering and repairing your lawn.
However, Hake notes that in perfect conditions – rich soil, regular rain, mild temperatures –
traditional high-quality grass seed can still perform well.
“If you’re planting in ideal conditions and you can baby the lawn with watering and care, you might not need OptiGrowth,” Hake said. “But in most cases, perfect conditions are rare.”
A Greener Future
As innovations like OptiGrowth make their way into more products, it’s clear the future of lawn care is working smarter, not harder. These seeds have a built-in advantage – they grow faster, stay hydrated better, have fewer bald spots, require less reseeding and survive tougher conditions, leading to a greener, healthier lawn requiring less effort from you.
For more information, visit outsidepride.com.
Photos courtesy of Outsidepride.com
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News
Nissan Reduces Pricing for 2025 Rogue and Pathfinder: A Commitment to Value?

NASHVILLE, Tenn. – In a move that signifies its dedication to customer satisfaction and value, Nissan has announced significant reductions in the Manufacturer’s Suggested Retail Prices (MSRP) for two of its most popular models, the 2025 Rogue and 2025 Pathfinder. This strategic decision comes at a time when many consumers are navigating a challenging car-buying landscape, making affordability a key factor in their purchasing decisions.
Lower Prices for Greater Accessibility
The pricing adjustments span across all grades for both the Rogue and Pathfinder, reflecting Nissan’s commitment to ensuring that more customers can access quality vehicles without straining their budget. With rising costs affecting many households, these reductions are not just a reactive measure but a proactive step in continuing to provide exceptional value.
The 2025 Rogue, known for its versatility and efficient performance, will now appeal even more to families and individuals alike who prioritize both style and functionality in their vehicles. Meanwhile, the Pathfinder, a reliable and spacious SUV, caters to those needing extra room for travel, adventures, or daily commutes.
Why This Matters
For many buyers, feeling secure about their investment in a vehicle is paramount, especially when purchasing in today’s economic climate. By lowering the MSRP, Nissan aims to make the Rogue and Pathfinder not only more accessible but also more appealing as options in the competitive SUV market.
The decision to reduce prices aligns with Nissan’s larger strategy to maintain its customer-centric approach, fostering long-term relationships with buyers by ensuring they receive value for their investment.
What to Expect
As detailed in Nissan’s recent press release, prospective buyers can look forward to more competitive pricing as they explore their options. The enhanced value proposition of the 2025 Rogue and Pathfinder aims to provide customers with quality vehicles that meet their needs without compromising on features or reliability.
While specific pricing details were not fully disclosed in the press release, interested customers are encouraged to visit their local dealerships or check the official Nissan website for the latest updates and MSRP listings.
Conclusion
With the 2025 Rogue and Pathfinder, Nissan is not just reducing prices; it’s reaffirming its commitment to providing accessible, quality vehicles for all. By prioritizing affordability, Nissan continues to lead the way in understanding and addressing the needs of its customers in a rapidly changing market.
Stay updated on further developments and insights as Nissan continues to innovate and respond to the needs of car buyers everywhere. Whether you’re in the market for a spacious family SUV or a versatile crossover, Nissan’s latest offerings provide a compelling reason to consider these models.
Related link:
https://usa.nissannews.com/en-US/releases/nissan-reduces-pricing-for-2025-rogue-pathfinder
Welcome to the Consumer Corner section of STM Daily News, your ultimate destination for savvy shopping and informed decision-making! Dive into a treasure trove of insights and reviews covering everything from the hottest toys that spark joy in your little ones to the latest electronic gadgets that simplify your life. Explore our comprehensive guides on stylish home furnishings, discover smart tips for buying a home or enhancing your living space with creative improvement ideas, and get the lowdown on the best cars through our detailed auto reviews. Whether you’re making a major purchase or simply seeking inspiration, the Consumer Corner is here to empower you every step of the way—unlock the keys to becoming a smarter consumer today!
https://stmdailynews.com/category/consumer-corner
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