Lifestyle
3 Ways Older Adults Can Pay It Forward: Redefine retirement through community connection
Last Updated on September 21, 2025 by Daily News Staff
Pay It Forward
(Family Features) Everyone benefits when older adults remain engaged, independent and included. Instead of letting age define their circumstances, older Americans are embracing change, pushing boundaries and transforming their communities through creativity, commitment and service.
Volunteering is one way older adults can improve their quality of life through connections with others, and it’s also been proven to make measurable improvements in the mental and physical health of the volunteers themselves. In fact, 84% of volunteers report stable or improving health after one year of service and 88% report lower levels of feelings of isolation, according to a study conducted by AmeriCorps Seniors.
As a first stop for anyone looking to explore volunteer opportunities, AmeriCorps and AmeriCorps Seniors connect individuals and organizations through service and volunteering. AmeriCorps Seniors matches Americans 55-plus with opportunities to improve their communities through the contribution of time, passion, skills and experience.
“AmeriCorps Seniors is tailor-made for those aged 55 and older,” said Atalaya Sergi, director, AmeriCorps Seniors. “It provides a space for older adults to take charge of their ‘second act’ and use their time in valuable and impactful ways. All of our volunteers share a goal of making a difference in their communities, and many see their involvement as a chance to make friends and form meaningful connections.”
More than 140,000 Americans are matched with volunteer opportunities each year through three programs: RSVP, the Foster Grandparent Program and the Senior Companion Program.
“Our programs offer varying levels of involvement, interaction, time commitments and work with a diverse set of partners,” Sergi said. “We believe there’s a good fit for everyone and many opportunities for volunteers to meet like-minded peers who share their interests or pursue volunteer opportunities that can involve their families, too.”
Consider these ways older adults can get involved in their communities.
Respond to the Needs of Your Community
With more than 115,000 volunteers, RSVP is the largest of the programs. It is a popular choice due to its flexible time commitments and diverse ways to serve. The program partners with national, state and local organizations to offer volunteers a wide range of service opportunities, from building houses to delivering food.
“All the people you meet when you’re a volunteer tell you their stories and experiences,” said Srini Srinivas, a volunteer serving with the RSVP program. “You find that very rewarding and it enriches your life. Doing this service is a way of paying it forward. It supports the community. It keeps me active, which is a good thing. You also feel useful.”
Serve as Mentors
For older adults interested in working with children, the Foster Grandparent Program pairs volunteers with local schools and other programs focused on children, caring for and working with classes, groups or individual students. Volunteers serving with the Foster Grandparent Program serve between five and 30 hours each week based on their availability and may be eligible for a small monetary stipend to offset the cost of volunteering.
“My motto is, ‘There is never a never, you can always accomplish something.’ I’m here to help the kids learn, be there for them and teach them as much as I can,” said volunteer Priscilla Tsethlikai, who has been involved with the program since 2016. “They’re teaching me, and at the same time, I’m teaching them.”
Provide a Helping Hand to Other Older Adults
Fostering relationships with other older adults is also a rewarding, and needed, option. Volunteers serving with the Senior Companion Program give about 20 hours each week and spend time with older adults in need of companionship or help with day-to-day tasks such as grocery shopping, getting to appointments or paying bills. Volunteers may also provide respite to family members caring for loved ones with chronic illnesses. The program may offer a small monetary stipend for volunteers who qualify.
“Volunteering has changed me, it keeps me grounded,” volunteer Carmen Swanson said. “When you help others and do for others, you enrich your life. My favorite part is being available and of service to them. Whatever their desire is, whatever they’d like to achieve – if I can execute the task, follow it through and accomplish it then it makes my day.”
While it may mean different things to different people, the idea of choosing our own paths as we age provides one overarching sentiment: growing older can and should be empowering.
“We know there are stereotypes surrounding older adults, but we want people to shift their thinking,” Sergi said. “See the ways older adults continue to contribute to your life and communities, appreciate their wisdom and lived experiences, and join them in new endeavors. When the older adults in our communities are engaged, valued and genuinely included, we all benefit.”
For more information, and to find volunteer opportunities near you, visit AmeriCorps.gov/YourMoment.
Support Older Adults in Your Community
Though many older adults remain independent and engaged as they age, some may find they are no longer able to complete daily tasks and require assistance. By looking for ways to assist older adults with tasks and engage with them intellectually, you can help them continue to live fulfilling lives. Consider these ways you can make a difference in the lives of older adults in your area:
Offer your services. This may be especially useful if you are a skilled tradesman, such as a plumber, carpenter, electrician or mechanic, or have technical skills and can assist with navigating devices such as computers and cell phones.
Volunteer at an older adult community. Assisted living, skilled nursing and memory care communities often rely on volunteers to host game nights and social events to help residents socialize and stay active.
Assist with household chores. While many older adults choose to age in their own homes, they may require assistance with cooking, cleaning, yardwork and more.
Help with transportation. If you have a car and a valid driver’s license, driving older adults can help them complete their errands more quickly and safely. They may need to get to a doctor’s appointment, go to the grocery store, visit the post office or complete other tasks outside of the home that a driver can assist with.
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AmeriCorps Seniors
home improvement
5 Tips for Gardening with Kids
Last Updated on May 11, 2026 by Daily News Staff
5 Tips for Gardening with Kids
(Feature Impact) Gardening is a simple way to bring families together while simultaneously teaching kids hands-on lessons about nature, responsibility and healthy living. Whether you have a backyard garden, a few containers on the patio or are looking for a starting point, getting your children involved in planting and caring for plants can spark curiosity and create lasting memories.
To get started, consider these family-friendly tips:
- Start Small
Begin with a manageable project, such as a few containers, a small garden bed or a single planter box. This helps keep the experience fun rather than overwhelming and allows children to see progress quickly.
- Let Kids Choose the Plants
Giving your children a say in what goes into the garden can help build excitement and a sense of ownership. Ask them to pick a few colorful fruits, vegetables or flowers that grow quickly, such as sunflowers, cherry tomatoes, mint, sugar snap peas or marigolds.
- Give Them Their Own Space
Kids feel proud when they have something that’s their own. Consider assigning each child a small plot, container or row in the garden. Let them be responsible for watering, planting and checking on their plants.
- Use Kid-Sized Tools
Little hands typically work best with tools designed just for them. Small watering cans, lightweight trowels and child-sized gloves help kids participate safely and comfortably.
- Encourage Creativity
Gardens don’t have to be all work. Add some fun to the process by adding artistic touches. Projects such as decorating pots, painting plant markers or creating a fairy or butterfly garden can keep imaginations engaged as well.
From the first tiny sprout to the final harvest, find more family-friendly gardening advice at eLivingtoday.com.
Photo courtesy of Shutterstock

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health and wellness
Warmer temps bring soaring tick populations – here’s how to stay safe from Lyme disease
Tick bites are rising in 2026. Learn where Lyme disease is spreading, early symptoms like the bull’s-eye rash, treatment options, and practical ways to prevent tick bites.

Lakshmi Chauhan, University of Colorado Anschutz
Spring’s warmer weather lures people outdoors – and into possible contact with ticks that spread Lyme disease.
Already, the 2026 tick season is booming. On April 23, the Centers for Disease Control and Prevention warned that emergency room visits due to tick bites are at their highest level since 2017. That may portend an especially severe season for Lyme disease and other tick-borne illnesses.
State health departments reported more than 89,000 cases of Lyme disease in 2023, the last year for which data is available. But public health experts believe that close to 500,000 people in the U.S. get Lyme disease every year.
As an infectious disease doctor with experience treating some of this infection’s long-term outcomes, I know that Lyme disease can be tricky because people often don’t notice tick bites and may overlook early symptoms of an infection. But left untreated, the infection can cause serious lingering – and even permanent – health issues.
Here’s what you need to know about Lyme disease to stay safe this season:
What causes Lyme disease?
Lyme disease, named after the Connecticut town where the disease was first identified in 1975, is caused by a group of bacteria called Borrelia – most often, the species Borrelia burgdorferi.
Deer ticks – also called black-legged ticks, and members of a group called Ixodes – transmit the disease after feeding on an infected animal, usually a bird, mouse or deer. When they then bite a person, they can transmit the bacteria into the person’s bloodstream.
Usually, the tick must attach for 24-48 hours to transmit the bacteria causing Lyme disease.
Where and when does Lyme disease occur?
Lyme disease can occur in most regions where deer ticks live.
These ticks are most active in late spring, summer and fall – usually April to November in most regions. They emerge when the temperature is above freezing. In years when winter is shorter, ticks can emerge earlier. And they may be active year-round in regions where freezing temperatures are rare.
Approximately 90% of U.S. cases are reported from states in the Northeast, mid-Atlantic from Virginia to eastern Canada, and Upper Midwest regions including Wisconsin, Michigan and Minnesota. A few cases occasionally pop up in California, Oregon and Washington.

Since 1995, the incidence of Lyme disease in the U.S. has almost doubled.
Warmer weather and changes in rainfall patterns now allow ticks to survive in new regions of the country – and for longer periods. But even in regions where ticks lived before, Lyme disease has become more common due to increases in deer populations. As woodland areas are increasingly being developed, it may be bringing the habitat of deer and mice closer to people, increasing the risk of transmission.
Lyme disease symptoms to watch for
Early symptoms of Lyme disease – fever, muscle aches and fatigue – generally emerge within three to 30 days after a tick bite. Another classic symptom in the first month is a target or bull’s eye rash at the site of tick bite, which occurs in about 70% to 80% of cases.
Other rashes following a tick bite can also occur. Some may be due to irritation from the bite, and not necessarily an infection.
If you know you’ve had a tick bite and experience flu-like symptoms – or if you see a bull’s-eye rash, whether you know you were bitten or not – it’s important to check with your healthcare provider about whether you should be treated with antibiotics.
A blood test for antibodies can help confirm the infection, but it can sometimes yield a false negative result, particularly in the first couple of weeks of the disease.
In most people, the rash goes away on its own. However, treatment may shorten its duration and is important for preventing other symptoms. A two- to four-week course of antibiotics can generally treat Lyme disease. Severe cases might require intravenous antibiotics.
A promising new vaccine for Lyme disease is currently being tested. In March 2026, Pfizer, the pharmaceutical company developing it, announced that in a late-stage study, the vaccine prevented the disease in 70% of people who received it.
Later Lyme symptoms
If left untreated, the bacteria that causes Lyme can spread, potentially causing longer-term symptoms. About 60% of people who get Lyme disease and don’t treat it can develop arthritis.
In rare cases, Lyme disease can also affect the heart and the nervous system. Inflammation in the brain or the tissues surrounding it, called meninges, can cause headaches and neck pain, as well as balance issues and memory and behavior changes. It can also cause nerve damage that results in numbness, tingling and muscle weakness.
These symptoms can appear right away or much later – sometimes months to years after infection. And in cases where the disease wasn’t promptly treated, late-stage symptoms can linger even after antibiotics kill the bacteria.
Scientists don’t fully understand why, but one intriguing study found that some particles from the bacteria’s cell wall leak into the joints and can persist after treatment, spurring ongoing inflammation and arthritis symptoms.
Another reason for Lyme’s long-term effects is that it can trigger autoimmune disease, which is when the immune system attacks its own cells. What’s more, because the nervous system may be particularly sensitive to damage caused by the bacteria and related inflammation, it may take an especially long time to heal. In some situations, the damage could be permanent.
Preventing Lyme disease
Until a vaccine becomes available, there are steps you and your family can take to help protect against Lyme disease:
- Use tick and insect repellents such as DEET and picaridin, which can be applied to skin, and permethrin, which is sprayed onto clothing, to keep ticks at bay. Treating clothing with permethrin may be especially beneficial, since the substance withstands several washes.
- Wear long-sleeve shirts and pants while you are gardening, hiking or walking through grass or woods to prevent tick bites. Wearing light-colored clothes makes ticks more visible, and tucking your pants into your socks can also prevent the little buggers from traveling from your pants, shoes and socks onto your legs.
- Remove your outdoor clothes immediately. Washing and drying clothes at high temperature can help kill any ticks that managed to hitch a ride. And a quick shower immediately after spending time outdoors can wash ticks off the skin before they have a chance to attach.
- If you spend time outdoors, perform daily tick checks, paying special attention to warm areas like your armpits, neck, ears and underwear line. If you find a tick attached, pull it off with tweezers, holding them perpendicular to the skin.
- If you find a tick that may have been on the skin for more than 36 hours, ask your healthcare provider whether a dose of preventive antibiotics – generally given within 72 hours of the bite – would be appropriate.
Lakshmi Chauhan, Associate Professor of Infectious Disease Medicine, University of Colorado Anschutz
This article is republished from The Conversation under a Creative Commons license. Read the original article.
News
Money Management: The Importance of Financial Literacy
You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action. When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
Last Updated on May 11, 2026 by Daily News Staff
(Feature Impact) You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action.
Financial literacy in the United States has remained stagnant at generally low levels for several years, according to research from TIAA Institute and the Global Financial Literacy Excellence Center, with even lower levels among Gen Z. Yet greater financial literacy – including key aspects such as goal-setting, budgeting, saving, credit management and investing – is strongly linked to better financial outcomes, including lower rates of debt constraint and financial fragility.
While emboldening yourself to understand financial terms can be a little overwhelming at first, once you have a grasp of basic concepts you can begin to get a handle on your money and make better financial decisions. Simply put: When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
From nonprofit partnerships to volunteer-led programs and fee online resources, Schwab and its employees help millions of people every year build the knowledge and confidence to take charge of their financial futures by serving as board members, mentors, role models and educators.
Because financial health is a lifelong journey, the earlier people learn vital money skills, the better. That’s why the financial advisory services provider develops education programs geared toward kids that continue into adulthood, helping people no matter where they are on their journeys.
Talk Money
It’s never too early to start a conversation about financial literacy. Having teens identify goals that are important to them – such as concert tickets or a first car – can kickstart coversations about money. Working with your child (and a financial advisor, if necessary) on a plan for saving to realize those goals can serve as a jumping off point. After achieving some success, their enthusiasm may grow, which is a powerful motivator to keep saving.
Support School Initiatives and Programs
Outreach programs that empower young people to make smart financial decisions is key to a bright future. Programs like Money Matters – Schwab’s flagship financial education program utilized by the Boys & Girls Clubs of America – gives young people hands-on experience with all aspects of money and investing.
This example, and others, don’t just include program funding – they build partnerships that create impact and opportunity with national collaborations that reach more than 17 million youth annually, empowering young people with the tools and confidence to make smart financial decisions for life.
Spread the Financial Love
Championing financial literacy empowers everyone – individuals, families and communities. By serving as a board member, mentor, role model or educator to help bring financial literacy to others in your community, you can supply the tools and knowledge to lead programs that focus on giving back, empowering future generations in countless ways.
To learn more about financial literacy and find resources to empower your local community, visit SchwabMoneywise.com.
Photo courtesy of Shutterstock

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