The Bridge

3 innovative ways to help countries hit by climate disasters, beyond a loss and damage fund

Published

4 months ago

November 22, 2024

The Conversation

Erin Coughlan de Perez, Tufts University

These days, it’s hard to escape news stories discussing how climate change is contributing to extreme weather disasters, including the recent U.S. hurricanes. Aid agencies are increasingly worried about the widespread damage.

A growing question as these disasters worsen in a warming world is how to pay for recoveries, particularly in poorer countries that have contributed the least to climate change.

I am a climate scientist who researches disasters, and I work with disaster managers on solutions to deal with the increasing risk of extreme events. The usual sources of disaster aid funding haven’t come close to meeting the need in hard-hit countries in recent years. So, groups are developing new ways to meet the need more effectively. In some cases, they are getting aid to countries before the damage occurs.

Disaster aid funds aren’t meeting growing need

Countries have a few ways that they typically send money and aid to other countries that need help when disasters hit. They can send direct government-to-government aid, contribute to aid coordinated by the United Nations, or support disaster response efforts by groups like the International Red Cross and Red Crescent Movement.

However, the support from these systems is almost never enough.

In 2023, the amount of humanitarian funding through the U.N. was about US$22 billion. The U.N. Office for the Coordination of Humanitarian Affairs estimated that countries hit hard by disasters actually needed about $57 billion in U.N. humanitarian aid. This does not even include the costs borne directly by disaster-affected people and their governments.

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To help address damages specifically from climate change, the global community agreed at the U.N. climate conference in 2022 to create a new method – a Loss and Damage Fund. Loss and damage is generally defined as consequences of climate change that go beyond what people are able to adapt to.

The goal of the fund is for countries that historically have done the most to cause climate change to provide funding to other countries that did little to cause it yet are experiencing increasing climate-related disasters.

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So far, however, the Loss and Damage Fund is tiny compared to the cost of climate-related disasters. As of late September 2024, total pledges to the Loss and Damage Fund were about US$700 million. According to one estimate, the costs directly attributable to climate change, including loss of life, are over $100 billion per year.

One goal of the 2024 U.N. climate conference, underway Nov. 11-22 in Azerbaijan, is to increase those contributions.

Sending aid before the disasters hit

In response to these growing needs, the disaster management community is getting creative about how it helps countries finance disaster risk reduction and response.

Traditionally, humanitarian funding arrives after a disaster happens, when photos and videos of the horrible event encourage governments to contribute financial support and a needs assessment has been completed.

However, with today’s technology, it’s possible to forecast many climate-related disasters before they happen, and there is no reason for the humanitarian system to wait to respond until after the disaster happens.

A woman in a Red Cross vest speaks with villagers. — In 2015, the Uganda Red Cross used early storm forecasts to send workers to distribute thousands of water purification tablets, water storage containers and other items to people in rural areas likely to be flooded by the storm. Denis Onyodi/URCS-Climate Centre, CC BY-NC

A global network of aid groups and researchers I work with has been developing anticipatory action systems designed to make funding available to countries when an extreme event is forecast but before the disaster hits.

This can allow countries to provide cash for people to use for evacuation when a flood is forecast, open extra medical services when a heat wave is expected, or distribute drought-tolerant seeds when a drought is forecast, for example.

Insurance that pays out early to avoid harm

Groups are also developing novel forms of insurance that can provide predictable finance for these changing catastrophes.

Traditional insurance can be expensive and slow to assess individual claims. One solution is “index insurance” that pays out based on drought information without needing to wait to assess the actual losses.

African nations created an anticipatory drought insurance product that can pay out when the drought starts happening, without waiting for the end of the season to come and the crops to fail. This could, in theory, allow farmers to replant with a drought-resilient crop in time to avoid a failed harvest.

A smiling woman holds up a bowl of ground cassava. Bowls and storage bags of the food item surround her. — A woman in Ivory Coast prepares a dish made from manioc, or cassava, a drought-tolerant crop. Sia Kambou/AFP via Getty Images

Without insurance, disaster-affected people usually bear the costs of disaster. Therefore, experts recommend insurance as a critical part of an overall strategy for climate change adaptation.

Boosting social protection systems

Another promising area of innovation is the design of social services that can scale up when needed for extreme weather events.

These are called climate-smart social protection systems. For example, existing programs that provide food for low-income families can be scaled up during and after a drought to ensure that people have sufficient and nutritious food during the climate shock.

This requires government coordination among the variety of social services offered, and it offers promise to support vulnerable communities in the face of the rising number of extreme weather events.

Future of the Loss and Damage Fund

To complement these innovative disaster risk finance mechanisms, aid from other countries is crucial, and the Loss and Damage Fund is a key part of that.

There are still many areas of debate around the U.N.’s Loss and Damage Fund and what counts as true financial support. There have been discussions over whether investing in a country’s resilience to future disasters counts, whether existing financial systems should be used to channel finance to countries in need, and what damages are truly beyond the limits to adaptation and qualify.

The new Loss and Damage Fund is only of a part of a mosaic of initiatives that is seeking to address climate disasters.

These novel mechanisms to finance disaster risk are exciting, but they ultimately need to be created in conjunction with investments in adaptation and resilience so that extreme weather events cause less damage when they happen. Communities will need to plant different crops, build flood drainage systems and live in adaptive buildings. Managing climate risk requires a variety of innovative solutions before, during and after disaster events.

Erin Coughlan de Perez, Professor of Climate Risk Management, Tufts University

This article is republished from The Conversation under a Creative Commons license. Read the original article.

The Bridge is a section of the STM Daily News Blog meant for diversity, offering real news stories about bona fide community efforts to perpetuate a greater good. The purpose of The Bridge is to connect the divides that separate us, fostering understanding and empathy among different groups. By highlighting positive initiatives and inspirational actions, The Bridge aims to create a sense of unity and shared purpose. This section brings to light stories of individuals and organizations working tirelessly to promote inclusivity, equality, and mutual respect. Through these narratives, readers are encouraged to appreciate the richness of diverse perspectives and to participate actively in building stronger, more cohesive communities.

https://stmdailynews.com/the-bridge

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Community

Celebrate Mom and Pop Business Owners Day: Support Your Local Heroes!

Published

1 day ago

March 29, 2025

Rod Washington

woman in front of table. Mom and Pop business — Photo by ELEVATE on Pexels.com

Celebrating Mom and Pop Businesses

As we mark April 29th on our calendars, it’s time to shine a spotlight on the backbone of our communities—mom and pop businesses! This special day, known as Mom and Pop Business Owners Day, is dedicated to honoring the hard work and unwavering contributions of small, family-owned establishments. Often run by couples or family units, these businesses embody the spirit of entrepreneurship and bring something truly unique to the marketplace.

The Heart of the Community

Mom and pop shops are more than just a place to buy goods or services; they are the heart and soul of our neighborhoods. These businesses foster community connections, create jobs, and drive local economies. From cozy coffee shops to quaint bookstores, family-run restaurants to artisanal bakeries, every mom and pop business offers a personalized touch that you simply can’t find at large corporate retailers.

Why Support Local?

Personalized Service: When you walk into a local business, you’re often greeted by a familiar face—a friendly owner or staff member who remembers your name and preferences. This level of personal attention creates a warm and welcoming atmosphere that enhances your shopping experience.
Unique Products: Local businesses often offer one-of-a-kind items that reflect their distinct flavor and style. By supporting them, you can find unique gifts or treasures that you won’t see in mainstream stores.
Economic Impact: Shopping locally ensures that a larger portion of your money stays within your community. This helps create jobs, support local suppliers, and strengthen the overall economy.
Community Connection: Local businesses sponsor community events, support local charities, and contribute to the vibrancy of neighborhoods. By shopping locally, you’re not just purchasing a product; you’re investing in your community’s future.

Join the Celebration!

This Mom and Pop Business Owners Day, let’s take a moment to appreciate those hard-working entrepreneurs who pour their heart and soul into their craft. Here are some simple ways you can celebrate:

Visit Local Stores: Take the time to explore the brick-and-mortar shops in your area. Whether it’s a beloved bakery, a charming boutique, or a family-owned restaurant, make it a point to show your support.
Shop Online: Many mom and pop businesses also have an online presence, allowing you to shop from the comfort of your home. Browse their websites and consider making a purchase to help sustain their efforts. Every order counts!
Share Your Experience: Social media is a powerful tool for small businesses. Share a photo or a story highlighting your experience at a local shop or restaurant. Tag them and encourage your friends and family to check them out too!
Spread the Word: Word-of-mouth is a powerful form of advertising. Tell your friends about your favorite local spots and encourage them to support these businesses as well.

A Final Note of Encouragement

In a world where online shopping and big-box stores dominate, let’s not forget the charm and heart that small, family-owned businesses bring to our lives. Mom and Pop Business Owners Day is a perfect occasion to celebrate and support those who take the leap to turn their dreams into reality. So, whether you’re visiting a cozy store down the street or browsing an online shop, every small act of support matters.

Let’s come together this April 29th to lift up our local heroes and keep our communities thriving! Thank you for your commitment to supporting the mom and pop businesses that make our neighborhoods special!

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Community

Celebrating National Nutrition Month: A Heartfelt Tribute to Nourishing Seniors

On March 19, 2025, Tanner Terrace residents celebrated National Nutrition Month with a community event led by Diana Gregory Outreach Services, focusing on healthy eating and nutrition education for seniors.

Published

5 days ago

March 25, 2025

Rod Washington

National Nutrition Month,Seniors — Diana Gregory (center) with Pam Giannonatti (L), Angela Banks (R), and nutritionist Debbie Polisky at the Tanner Terrace event. Image Credit: Larry Jones

March 19, 2025, marked a significant day for the residents of Tanner Terrace in Glendale, Arizona, as they came together to celebrate National Nutrition Month. The event, held from 2 PM to 3:30 PM, aimed to emphasize the importance of healthy eating among seniors and featured a special focus on enhancing their nutritional knowledge.

The gathering was organized by Diana Gregory Outreach Services, a non-profit dedicated to enriching lives through healthy eating. Over the years, this organization has worked tirelessly to provide access to fresh produce and nutritional education for low-income seniors, veterans, and vulnerable individuals in the community.

A Flavorful Presentation

The afternoon began with a lively presentation titled Food, Fun, and Fitness, led by certified nutritionist Debbie Polisky. The interactive session engaged residents in discussions about the benefits of balanced nutrition and simple ways to incorporate healthy foods into their diets. Attendees were eager to learn and ask questions, creating a vibrant atmosphere filled with enthusiasm for healthier living.

As a delightful conclusion to the presentation, each of the 100 seniors in attendance received a pre-packed bag of fresh produce from Fry’s Food Stores, complete with recipes and nutritional information. Watching the smiles on the seniors’ faces as they received these gifts was a heartwarming reminder of the impact of community support.

Generous Support from Fry’s Food Stores

At the outset of the event, Diana Gregory was presented with a generous check from Fry’s Food Stores. This contribution is vital for supporting Diana Gregory Outreach Services and its initiatives. Gregory proudly stated, “We have been serving the town for 16 years, and last year alone, we served over 30,000 seniors and veterans. This kind of support is critical to continue our mission.”

Pam Giannonatti, the Corporate Affairs Manager for Fry’s, emphasized their commitment to fighting food insecurity. With initiatives like “Zero Hunger, Zero Waste,” Fry’s aims to provide fresh food not only in their stores but also to those in need within the community. “Last year alone, we were able to provide over 16 million meals to hungry Arizonans,” Girardi remarked, highlighting the company’s dedication to wholesome nutrition and community welfare.

The Mission of Diana Gregory Outreach Services

Diana Gregory Outreach Services has a clear and impactful mission: to enrich lives through healthy eating. By addressing health disparities and championing holistic nutrition and fitness, the organization ensures that vulnerable populations have access to the resources they need to thrive. Their commitment is straightforward but profound: “We have a responsibility to ensure no veteran, senior, and their families in our community go to bed hungry.”

The culmination of the event was not just about handing out fresh produce; it symbolized a community rallying together to support its most vulnerable members. Flyers were distributed to the residents of Tanner Terrace, spreading awareness about future initiatives and encouraging participation in further programs designed to enhance healthy living.

A Community Commitment

As I observed this event, it became clear that initiatives like these serve a dual purpose: they enrich the lives of seniors by providing them with crucial resources and foster a sense of community among participants. For many seniors, events like these also offer an opportunity to socialize and engage with their neighbors, enhancing their overall well-being.

As National Nutrition Month concludes, the event at Tanner Terrace stands as a shining example of how community partnerships—between organizations, businesses, and residents—can work in harmony to create a healthier future for all. By continuing to support initiatives that prioritize nutrition, we can make a lasting impact on our community’s health and wellness.

In the spirit of National Nutrition Month, let us carry forward the lessons learned and the connections made, ensuring that every member of our community has access to the nourishment they need to lead fulfilling lives.

Author

Rod Washington

Rod: A creative force, blending words, images, and flavors. Blogger, writer, filmmaker, and photographer. Cooking enthusiast with a sci-fi vision. Passionate about his upcoming series and dedicated to TNC Network. Partnered with Rebecca Washington for a shared journey of love and art. View all posts

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STM Blog

Scottsdale Cuts DEI Programs: A Controversial Shift in Community Initiatives

Scottsdale’s City Council voted to cut several diversity, equity, and inclusion initiatives, prompting heated community discussions on their importance, despite the city’s assurances of continued commitment to equal opportunity.

Published

2 weeks ago

March 20, 2025

Lynette Young

SCOTTSDALE, Ariz. — In the aftermath of a recent City Council vote, multiple diversity, equity, and inclusion (DEI) initiatives are facing significant changes, pauses, or outright terminations in Scottsdale. This decision has sparked spirited discussions among residents and community leaders regarding the future of these programs and their impact on the community.

Last week, city employees received an internal memo detailing the specific DEI initiatives that would be eliminated. This decision follows a controversial 5 to 2 vote by the City Council in February, which adopted an ordinance to discontinue city funding for DEI programs. The ordinance emphasized that city employees should be hired, evaluated, and promoted based on merit and outlined the reassignment of at least two DEI-related positions.

As part of this shift, Scottsdale has removed its DEI website and all associated social media accounts, along with any printed materials displayed at city facilities. Among the program cuts are the City’s Juneteenth celebration, the employee-driven Diversity Advisory Committee, and a special program at the public library designed for children that incorporated music and fingerplays promoting DEI values.

Additionally, the City will no longer sponsor significant events and organizations, including the NAACP Freedom Fund Dinner and the Local Government Hispanic Network. However, the Scottsdale Human Relations Commission, the Mayor’s Ability Awards, and the enforcement of the city’s anti-discrimination ordinances will remain intact, according to a spokesperson for the City.

City officials anticipate that these cuts will free up approximately $115,000 in the Scottsdale budget. In a statement responding to the changes, Scottsdale Mayor Lisa Borowsky emphasized the commitment to ensure that every individual in Scottsdale has equal opportunities for success. “Although the formal diversity office has ended, we remain committed to ensuring every individual in Scottsdale has equal opportunity to thrive,” she stated. Borowsky added, “We are a welcoming city, and I am confident that my fellow residents, business leaders, our nonprofit partners, and our anchor institutions will continue to work alongside the city in achieving our collective goal – ensuring that no community or resident in Scottsdale is underserved or overlooked.”

Despite the city’s assurances, the decision has met with backlash from residents who argue that these programs play a crucial role in building community and fostering diversity. Madison Stroh, a local resident, expressed concern about the cuts, stating, “If that money being saved is put to other good uses, then I think that would be beneficial. But if they’re just trying to cut it just to cut it, then I don’t know how I feel about it.”

As Scottsdale moves forward with this significant change in its approach to diversity, equity, and inclusion, the community will undoubtedly continue to engage in discussions about the importance of these initiatives and their impact on the city’s fabric. The cuts reflect a critical juncture for Scottsdale as it navigates the complexities of balancing budgetary constraints with the needs of its diverse population. Residents will be watching closely as the city aims to redefine its commitments moving forward.

Author

Lynette Young

Lynette Young is a passionate writer and blogger, sharing insights on livable cities, urbanism, and transportation. As an experienced mom, she captures the essence of community through her engaging stories. View all posts blogger/ writer