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Conexión a Internet para Hogares Elegibles

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El Programa de Descuentos para Internet (Affordable Connectivity Program, ACP, por sus siglas en inglés) de la Comisión Federal de Comunicaciones (Federal Communications Commission, FCC, por sus siglas en inglés) ayuda a millones de hogares a acceder al servicio de internet y a ahorrar costos en su conexión

(Family Features) El servicio de internet de alta velocidad ya no es un lujo, sino una necesidad para todos, en todas partes.

Hoy en día, tener acceso a internet de alta velocidad en casa es necesario para nuestra vida diaria. Para acceder a servicios de telemedicina, para el aprendizaje en línea, o para conectarse con los seres queridos y mucho más. La mayoría de las personas desean tener servicio de internet móvil o en el hogar, pero tienen dificultades para cubrir el gasto mensual. El ACP conecta a los hogares latinos a nuevas posibilidades en línea y ayuda a pagar por el servicio de internet contratado a proveedores participantes. Este nuevo programa es una parte importante de una inversión actual del gobierno federal en la implementación universal de internet de alta velocidad y ayuda a los hogares elegibles a ahorrar en su cuenta mensual.

Para ayudar a garantizar que todos los hogares en los Estados Unidos puedan participar y contribuir con la sociedad y la economía de hoy, basadas en internet, el Congreso creó el ACP en virtud de la ley bipartidista de empleo e inversión en infraestructura de 2021 (Infrastructure Investment and Jobs Act). Desde que se lanzó el ACP, el 31 de diciembre de 2021, la FCC supervisa el programa para ayudar a los hogares elegibles a obtener acceso a un servicio de internet de alta velocidad que sea asequible.

“Para muchos hogares, el costo de los alimentos, la gasolina y el alquiler pueden agotar el presupuesto mensual, lo que deja el acceso a internet fuera de su alcance”, dijo la presidenta de la FCC, Jessica Rosenworcel. “El ACP es el mayor esfuerzo destinado a dar asequibilidad al servicio de internet de alta velocidad (banda ancha) en la historia del país, respaldando las conexiones a internet en millones de hogares. Esto es un avance, pero queremos hacer más para difundir este poderoso programa y llegar a las familias que tal vez no conozcan este beneficio.” 

Cómo Funciona el Programa
16655 detail image embed1El ACP proporciona a los hogares elegibles un descuento de hasta $30 por mes para el servicio de internet o hasta $75 por mes para hogares elegibles que viven en tierras Tribales que califican. La participación en el ACP podría resultar en servicio de internet gratuito si el descuento cubre el precio completo del plan. Los consumidores participantes elegibles no recibirán dinero en efectivo si el costo de su plan es inferior al descuento ACP. Los proveedores participantes aplican los descuentos mensuales directamente a las cuentas de internet de los hogares inscritos en el ACP.

Los hogares elegibles también pueden recibir un descuento, por una sola vez, de hasta $100 para comprar una computadora portátil, una computadora de escritorio o una tableta electrónica a alguno de los proveedores participantes. El programa ACP está limitado a: un descuento en el servicio mensual de internet y un descuento en la compra de un equipo de conexión a internet por hogar (se entiende por hogar un grupo de personas que viven juntas y comparten dinero, incluso si no están emparentadas).

A junio de 2023, más de 18 millones de hogares se habían inscrito en el programa ACP y están conectados a los servicios de internet de alta velocidad que necesitan para el trabajo, la escuela, la atención médica y mucho más.

Cómo Inscribirse
Hay dos pasos para inscribirse en el ACP:

  • Las personas interesadas pueden llenar un formulario de solicitud en línea disponible en el sitio web AccedeaInternet.gov.

O también puede enviar su solicitud por correo. Para pedir un formulario impreso, llame al centro de apoyo del ACP (ACP Support Center, en inglés) al (877) 384-2575. Hay operadores bilingües disponibles y pueden responder a sus preguntas en inglés y en español. Aunque a través del centro de llamadas no podrá inscribirse en el programa, los operadores podrán ayudarle, respondiendo cualquier pregunta que tenga sobre el proceso de solicitud.

  • Si su solicitud es aprobada, comuníquese con su proveedor de internet local para seleccionar un plan y aplicar el descuento a su cuenta mensual. Use la herramienta “Companies Near Me Tool” (en inglés) en AccedeaInternet.gov para encontrar proveedores de servicios de internet participantes en su área, por ciudad y estado o por código postal. Los consumidores pueden seleccionar el tipo y nivel de servicio de internet que mejor se adapte a sus necesidades.

El ACP protege a los consumidores permitiendo que los hogares elegibles seleccionen el plan de servicio que mejor cubra sus necesidades. No se les podrá negar el servicio de internet a los hogares elegibles en base a su calificación crediticia o por deudas anteriores con el proveedor, y a los hogares suscritos al ACP se les permite cambiar de proveedor o de plan de servicio de internet, sin cargo o tarifa por cancelación.

Para obtener una lista completa de los requisitos de elegibilidad y más información, visite AccedeaInternet.gov.

Requisitos de Elegibilidad
Los hogares pueden calificar para el ACP si cumplen por lo menos con una de las siguientes condiciones:

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  • Si el ingreso total de su unidad familiar es igual o inferior al 200 % de las Pautas Federales de Pobreza (Federal Poverty Guidelines), aproximadamente $60,000 al año para una familia de cuatro personas o $29,000 al año para una persona.
  • Si cualquier persona del hogar, incluidos los hijos o dependientes, participa en ciertos programas de asistencia del gobierno, como por ejemplo el Programa de Asistencia Nutricional Suplementaria (Supplemental Nutrition Assistance Program, SNAP, también conocido como Food Stamps), Medicaid, el Programa Especial de Nutrición Suplementaria para Mujeres, Bebés y Niños (WIC, por sus siglas en inglés), el Programa de Asistencia Federal para la Vivienda (Federal Housing Assistance) u otros programas.
  • Si cualquier persona del hogar ya recibe un beneficio Lifeline.

Un hogar también puede calificar para el ACP a través de un programa ofrecido por algún proveedor participante a personas de bajos ingresos.

Fotos cortesía de Getty Images

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SOURCE:
Federal Communication Comission

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Family

Tips for a Safe and Festive Holiday Season

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Holiday

(Family Features) As people prepare to gather with family and friends this holiday season, it’s important to think about health and safety.

“With the holidays just around the corner, now is the perfect time to think about how you can help protect yourself from serious illness from flu, COVID-19 and RSV – and support your loved ones in doing the same,” said Dr. Rachel Levine, assistant secretary for health at the U.S. Department of Health and Human Services (HHS). “Vaccination is an important step in having a happy and healthy celebration.”

While preparing for holiday festivities, keep these recommendations in mind to help protect yourself from severe flu, COVID-19 and RSV.

Flu: Flu season usually peaks during the winter months, so now is a great time to get the 2024-25 flu vaccine. It’s recommended for people 6 months and older to lower their risk of infection or serious illness from the flu. In fact, people who skipped their flu shot last year were twice as likely to need medical help for the flu. The best time to get vaccinated is at least a couple of weeks before a holiday gathering. But getting vaccinated later in the season can still help. Encourage your family and friends to get the flu vaccine, too. Together you can create safer holiday celebrations.

COVID-19: Getting vaccinated against COVID-19 is also important for everyone ages 6 months and older. The updated COVID-19 vaccines offer the best protection against serious illness from the virus, especially for those at higher risk. This includes people with certain health conditions or older adults, which may include parents, grandparents and great aunts or uncles. By getting vaccinated, people of all ages can lower their risk of getting severely sick. In fact, young adults are at higher risk of developing Long COVID than older adults. However, staying up to date on your COVID-19 vaccines lowers your risk of Long COVID, too.

RSV: RSV can be especially risky for older adults and babies. That’s why everyone 75 and older, people 60-74 with certain health conditions or who live in a nursing home and pregnant people should get the RSV vaccine. Pregnant people should get the RSV vaccine at 32-36 weeks of pregnancy to help protect their newborns from severe RSV during their first six months of life.

As you prepare for the holidays, remember that prevention is the best way to keep from getting seriously sick from flu, COVID-19 and RSV. By getting vaccinated now, you can enjoy the holiday season with greater confidence and less risk of missing time together. Being vaccinated helps keep your symptoms milder if you get infected after vaccination so you can do the things you want to do with less risk of spreading infection.

Talk with your doctor about which vaccines are right for you as well as for any loved ones you help care for. Visit cdc.gov/RiskLessDoMore for more information on vaccines, or visit vaccines.gov to get started.

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The Effects of Flu, COVID-19 and RSV on Different Populations

People who are Black, Hispanic or who live in rural areas may be at higher risk of severe illness from flu, COVID-19 and RSV than others. Getting vaccinated is the best protection from getting seriously sick from these viruses. According to the Centers for Disease Control and Prevention (CDC):

  • Last flu season, Black adults were more than twice as likely as white adults to be hospitalized for flu.
  • Last flu season, Hispanic adults were more likely than white adults to be hospitalized for flu.
  • One in 3 adults living in rural areas have never been vaccinated against COVID-19. For people living in rural areas, health services may be far away. That can mean it takes some planning to get vaccinated. But being far from medical care also means it’s even more important to lower your risk of serious illness by getting vaccinated.

Photos courtesy of Shutterstock

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SOURCE:
United States Department of Health and Human Services

Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.


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Lifestyle

Why sending a belated gift is not as bad as you probably think − and late is better than never

Research shows that gift recipients are less concerned about timely delivery than givers believe. Sending a late gift is often perceived more favorably than not sending anything at all.

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The thoughtfulness counts more than the timeliness. Maria Korneeva/Moment via GettyImages

Rebecca Walker Reczek, The Ohio State University; Cory Haltman, The Ohio State University, and Grant Donnelly, The Ohio State University

If finding the right present and making sure the recipient gets it on time leaves you feeling anxious, you’re not alone. More than half of Americans say that gift-giving stresses them out.

Concerns about on-time delivery are so common that people share holiday deadlines for each shipping service. And in the event that you can’t meet these deadlines, there are now handy etiquette guides offering advice for how to inform the recipient.

If you’ve sent late gifts thanks to shipping delays, depleted stocks or even good old-fashioned procrastination, our new research may offer some welcome news.

In a series of studies that will soon be published in the Journal of Consumer Psychology, we found that people overestimate the negative consequences of sending a late gift.

Trying to follow norms

Why do people tend to overestimate these consequences? Our findings indicate that when people give presents, they pay more attention to norms about gifting than the recipients do.

For example, other researchers have found that people tend to be reluctant to give used products as presents because there’s a norm that gifts should be new. In reality, though, many people are often open to receiving used stuff.

We found that this mismatch also applies to beliefs about the importance of timing. Many people worry that a late gift will signal that they don’t care about the recipient. They then fear their relationship will suffer.

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In reality, though, these fears are largely unfounded. Gift recipients are much less worried about when the gift arrives.

Unfortunately, aside from causing unnecessary worry, being overly sensitive about giving a late present can also influence the gift you choose to buy.

A Postal Service worker places packages on a parcel sorting machine.
A U.S. Postal Service worker places packages on a parcel sorting machine on Dec. 12, 2022. Alejandra Villa Loarca/Newsday RM via Getty Images

Compensating for lateness

To test how lateness concerns affect gift choice, we conducted an online study before Mother’s Day in 2021. We had 201 adults participate in a raffle. They could choose to send their mother either a cheaper gift basket that would arrive in time for the occasion or a more expensive one that would arrive late.

Concerns about lateness led nearly 70% of the participants to choose the less expensive and more prompt option.

In another study, we conducted the same kind of raffle for Father’s Day and got similar results.

Aside from finding that people will choose inferior items to ensure speedier delivery, we also found that givers may feel that they can compensate for lateness with effort.

In another online study of 805 adults, we discovered that participants were less likely to expect a late delivery to damage a relationship if they signaled their care for the recipient in a different way. For example, they believed that putting an item together by hand, versus purchasing it preassembled, could compensate for a present being belated.

Better late than never?

If sending something late isn’t as bad as expected, you may wonder whether it’s OK to simply not send anything at all.

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We’d caution against going that route.

In another online study of 903 participants, we found that recipients believed that not receiving anything at all was more likely to harm a relationship than receiving something as much as two months late.

That is, late is better than never as far as those receiving gifts are concerned.

You may want to keep that in mind, even if that new gaming console, action figure or virtual reality headset is sold out this holiday season. It could still be a welcome surprise if it arrives in January or February.

Rebecca Walker Reczek, Professor of Marketing, The Ohio State University; Cory Haltman, Ph.D. Candidate in Marketing, The Ohio State University, and Grant Donnelly, Assistant Professor of Marketing, The Ohio State University

This article is republished from The Conversation under a Creative Commons license. Read the original article.

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Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.


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Consumer Corner

Helpful Hints for the Holidays

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(Family Features) Gift-giving during the holiday season shouldn’t be stressful. In fact, finding gifts for your loved ones should be as much fun as giving (and receiving) them.

Holiday Tips

No matter if you’re shopping for the fashionista, the foodie, the workout warrior, the tech expert, the beauty-focused or nearly anyone else on your list, this helpful guide of gift ideas to match a variety of personalities and interests can make the holiday season extra special for both the giver and recipient.

Find more holiday gift-giving inspiration at eLivingtoday.com.

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Give the Gift of Skin Nourishment

This holiday season, give your loved ones the gift of brighter, healthier-looking skin. Clinically formulated by experts and health care professionals for every skin care need, Medline Remedy products combine advanced skin care science with gentle, therapeutic ingredients. The proprietary Remedy Nutrient Complex nourishes, soothes and supports moisture balance while caring for even the most sensitive skin. Find the full product line from the No. 1 skin care brand in health care (according to Clarivate health care market data through December 2023) at Amazon.com and Walmart.com.

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Power Productivity and Connection

Perfect for that special someone who’s always connected, fuel his or her productivity with Galaxy AI on the Samsung Galaxy Z Fold6 powered globally by Snapdragon 8 Gen 3. Enjoy multitasking on up to three windows using multi-active Window, speak with someone in another language with live translations you both can see and experience desktop-level gaming with ray tracing. Plus, your loved one can enjoy ultra-fast connectivity for all that chatting, social networking, gaming and more with Qualcomm FastConnect 7800. Find more information at Bestbuy.com.

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Share Memories with Loved Ones

With sleek designs to fit nearly any decor, a digital picture frame is a thoughtful way to share and display a continuous slideshow of photos on a mantel, bookshelf or desk. Simply upload pictures via USB, SD card, Wi-Fi or a frame-specific app, and your loved one can relive special moments every day. Some models also offer video playback, calendar implementation and automatic cropping, brightness and power-saving functions, making them a multifunctional addition to any home or office space.

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Provide Relief and Relaxation

Ideal for athletes, fitness enthusiasts or anyone with a physically demanding lifestyle, a handheld massage gun can help alleviate muscle tension, improve circulation and speed up recovery after workouts, making one an optimal gift for anyone on your list who could use a well-being boost. Easy to use, these compact devices use percussive therapy to target sore muscles and provide deep tissue massage by using various attachments and adjustable speed settings to target different muscle groups and customize the massage experience.

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Take Tunes Anywhere You Go

Whether your loved ones enjoy outdoor adventures or relaxing at home, Bluetooth speakers are a perfect gift idea to enhance the listening experience no matter where they are. With a variety of sizes and styles available, you can find something that fits every music lover’s taste, from compact and portable options to larger, high-fidelity models for home use. Many speakers also include additional features like waterproofing, floatability, long battery life, power banks for external device charging and voice assistant integration.

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Upgrade Beauty Essentials

Whether you’re shopping for a beauty novice or a seasoned pro, makeup can make for a quick and easy stocking stuffer. Consider a curated set that includes items like mascara, lipstick, brushes, eyeshadow palettes and other tools to complete their beauty routine. Opting for a limited-edition holiday collection can add a festive touch to your gift. For a more personalized approach, create a custom kit tailored to the recipient’s preferences to provide joy and confidence well beyond the holiday season.

Photos courtesy of Shutterstock (family opening gifts, picture frame, massage gun, speaker, makeup)

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SOURCE:
Medline Remedy



Qualcomm

Welcome to the Consumer Corner section of STM Daily News, your ultimate destination for savvy shopping and informed decision-making! Dive into a treasure trove of insights and reviews covering everything from the hottest toys that spark joy in your little ones to the latest electronic gadgets that simplify your life. Explore our comprehensive guides on stylish home furnishings, discover smart tips for buying a home or enhancing your living space with creative improvement ideas, and get the lowdown on the best cars through our detailed auto reviews. Whether you’re making a major purchase or simply seeking inspiration, the Consumer Corner is here to empower you every step of the way—unlock the keys to becoming a smarter consumer today!

https://stmdailynews.com/category/consumer-corner


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