Family
Conexión a Internet para Hogares Elegibles
Last Updated on September 6, 2025 by Daily News Staff
El Programa de Descuentos para Internet (Affordable Connectivity Program, ACP, por sus siglas en inglés) de la Comisión Federal de Comunicaciones (Federal Communications Commission, FCC, por sus siglas en inglés) ayuda a millones de hogares a acceder al servicio de internet y a ahorrar costos en su conexión
(Family Features) El servicio de internet de alta velocidad ya no es un lujo, sino una necesidad para todos, en todas partes.
Hoy en día, tener acceso a internet de alta velocidad en casa es necesario para nuestra vida diaria. Para acceder a servicios de telemedicina, para el aprendizaje en línea, o para conectarse con los seres queridos y mucho más. La mayoría de las personas desean tener servicio de internet móvil o en el hogar, pero tienen dificultades para cubrir el gasto mensual. El ACP conecta a los hogares latinos a nuevas posibilidades en línea y ayuda a pagar por el servicio de internet contratado a proveedores participantes. Este nuevo programa es una parte importante de una inversión actual del gobierno federal en la implementación universal de internet de alta velocidad y ayuda a los hogares elegibles a ahorrar en su cuenta mensual.
Para ayudar a garantizar que todos los hogares en los Estados Unidos puedan participar y contribuir con la sociedad y la economía de hoy, basadas en internet, el Congreso creó el ACP en virtud de la ley bipartidista de empleo e inversión en infraestructura de 2021 (Infrastructure Investment and Jobs Act). Desde que se lanzó el ACP, el 31 de diciembre de 2021, la FCC supervisa el programa para ayudar a los hogares elegibles a obtener acceso a un servicio de internet de alta velocidad que sea asequible.
“Para muchos hogares, el costo de los alimentos, la gasolina y el alquiler pueden agotar el presupuesto mensual, lo que deja el acceso a internet fuera de su alcance”, dijo la presidenta de la FCC, Jessica Rosenworcel. “El ACP es el mayor esfuerzo destinado a dar asequibilidad al servicio de internet de alta velocidad (banda ancha) en la historia del país, respaldando las conexiones a internet en millones de hogares. Esto es un avance, pero queremos hacer más para difundir este poderoso programa y llegar a las familias que tal vez no conozcan este beneficio.”
Cómo Funciona el Programa
El ACP proporciona a los hogares elegibles un descuento de hasta $30 por mes para el servicio de internet o hasta $75 por mes para hogares elegibles que viven en tierras Tribales que califican. La participación en el ACP podría resultar en servicio de internet gratuito si el descuento cubre el precio completo del plan. Los consumidores participantes elegibles no recibirán dinero en efectivo si el costo de su plan es inferior al descuento ACP. Los proveedores participantes aplican los descuentos mensuales directamente a las cuentas de internet de los hogares inscritos en el ACP.
Los hogares elegibles también pueden recibir un descuento, por una sola vez, de hasta $100 para comprar una computadora portátil, una computadora de escritorio o una tableta electrónica a alguno de los proveedores participantes. El programa ACP está limitado a: un descuento en el servicio mensual de internet y un descuento en la compra de un equipo de conexión a internet por hogar (se entiende por hogar un grupo de personas que viven juntas y comparten dinero, incluso si no están emparentadas).
A junio de 2023, más de 18 millones de hogares se habían inscrito en el programa ACP y están conectados a los servicios de internet de alta velocidad que necesitan para el trabajo, la escuela, la atención médica y mucho más.
Cómo Inscribirse
Hay dos pasos para inscribirse en el ACP:
- Las personas interesadas pueden llenar un formulario de solicitud en línea disponible en el sitio web AccedeaInternet.gov.
O también puede enviar su solicitud por correo. Para pedir un formulario impreso, llame al centro de apoyo del ACP (ACP Support Center, en inglés) al (877) 384-2575. Hay operadores bilingües disponibles y pueden responder a sus preguntas en inglés y en español. Aunque a través del centro de llamadas no podrá inscribirse en el programa, los operadores podrán ayudarle, respondiendo cualquier pregunta que tenga sobre el proceso de solicitud.
- Si su solicitud es aprobada, comuníquese con su proveedor de internet local para seleccionar un plan y aplicar el descuento a su cuenta mensual. Use la herramienta “Companies Near Me Tool” (en inglés) en AccedeaInternet.gov para encontrar proveedores de servicios de internet participantes en su área, por ciudad y estado o por código postal. Los consumidores pueden seleccionar el tipo y nivel de servicio de internet que mejor se adapte a sus necesidades.
El ACP protege a los consumidores permitiendo que los hogares elegibles seleccionen el plan de servicio que mejor cubra sus necesidades. No se les podrá negar el servicio de internet a los hogares elegibles en base a su calificación crediticia o por deudas anteriores con el proveedor, y a los hogares suscritos al ACP se les permite cambiar de proveedor o de plan de servicio de internet, sin cargo o tarifa por cancelación.
Para obtener una lista completa de los requisitos de elegibilidad y más información, visite AccedeaInternet.gov.
Requisitos de Elegibilidad
Los hogares pueden calificar para el ACP si cumplen por lo menos con una de las siguientes condiciones:
- Si el ingreso total de su unidad familiar es igual o inferior al 200 % de las Pautas Federales de Pobreza (Federal Poverty Guidelines), aproximadamente $60,000 al año para una familia de cuatro personas o $29,000 al año para una persona.
- Si cualquier persona del hogar, incluidos los hijos o dependientes, participa en ciertos programas de asistencia del gobierno, como por ejemplo el Programa de Asistencia Nutricional Suplementaria (Supplemental Nutrition Assistance Program, SNAP, también conocido como Food Stamps), Medicaid, el Programa Especial de Nutrición Suplementaria para Mujeres, Bebés y Niños (WIC, por sus siglas en inglés), el Programa de Asistencia Federal para la Vivienda (Federal Housing Assistance) u otros programas.
- Si cualquier persona del hogar ya recibe un beneficio Lifeline.
Un hogar también puede calificar para el ACP a través de un programa ofrecido por algún proveedor participante a personas de bajos ingresos.
Fotos cortesía de Getty Images
SOURCE:
Federal Communication Comission
Author
News
Money Management: The Importance of Financial Literacy
You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action. When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
Last Updated on May 11, 2026 by Daily News Staff
(Feature Impact) You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action.
Financial literacy in the United States has remained stagnant at generally low levels for several years, according to research from TIAA Institute and the Global Financial Literacy Excellence Center, with even lower levels among Gen Z. Yet greater financial literacy – including key aspects such as goal-setting, budgeting, saving, credit management and investing – is strongly linked to better financial outcomes, including lower rates of debt constraint and financial fragility.
While emboldening yourself to understand financial terms can be a little overwhelming at first, once you have a grasp of basic concepts you can begin to get a handle on your money and make better financial decisions. Simply put: When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
From nonprofit partnerships to volunteer-led programs and fee online resources, Schwab and its employees help millions of people every year build the knowledge and confidence to take charge of their financial futures by serving as board members, mentors, role models and educators.
Because financial health is a lifelong journey, the earlier people learn vital money skills, the better. That’s why the financial advisory services provider develops education programs geared toward kids that continue into adulthood, helping people no matter where they are on their journeys.
Talk Money
It’s never too early to start a conversation about financial literacy. Having teens identify goals that are important to them – such as concert tickets or a first car – can kickstart coversations about money. Working with your child (and a financial advisor, if necessary) on a plan for saving to realize those goals can serve as a jumping off point. After achieving some success, their enthusiasm may grow, which is a powerful motivator to keep saving.
Support School Initiatives and Programs
Outreach programs that empower young people to make smart financial decisions is key to a bright future. Programs like Money Matters – Schwab’s flagship financial education program utilized by the Boys & Girls Clubs of America – gives young people hands-on experience with all aspects of money and investing.
This example, and others, don’t just include program funding – they build partnerships that create impact and opportunity with national collaborations that reach more than 17 million youth annually, empowering young people with the tools and confidence to make smart financial decisions for life.
Spread the Financial Love
Championing financial literacy empowers everyone – individuals, families and communities. By serving as a board member, mentor, role model or educator to help bring financial literacy to others in your community, you can supply the tools and knowledge to lead programs that focus on giving back, empowering future generations in countless ways.
To learn more about financial literacy and find resources to empower your local community, visit SchwabMoneywise.com.
Photo courtesy of Shutterstock
SOURCE:
Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
Lifestyle
Mother’s Day Celebration: Honoring the Hardest Job in the World
“On Mother’s Day, let’s celebrate the sacrifices and unwavering love of mothers. Join us in honoring the hardest job in the world – motherhood.”
Last Updated on May 4, 2026 by Daily News Staff
Mother’s Day is a special day that celebrates the hard work and dedication of mothers around the world. Being a mother is one of the most difficult jobs there is, yet it is also one of the most rewarding. Mothers work tirelessly to care for their children, often sacrificing their own needs and wants in order to provide for their families.
On Mother’s Day, it is important to take the time to show appreciation for all that mothers do. Whether it’s a simple card, a bouquet of flowers, or a heartfelt message, any gesture of gratitude can go a long way in letting mothers know that their efforts are valued and appreciated.
However, it’s important to remember that Mother’s Day is not just about gifts and presents. It’s a day to acknowledge the sacrifices that mothers make on a daily basis, and to recognize the love and care that they provide to their families.
Mothers work hard to instill values, provide guidance and support, and create a safe and nurturing home environment for their children. They are often the backbone of the family, and their contributions cannot be overstated.
So, on this Mother’s Day, let us take the time to celebrate the mothers in our lives. Let us thank them for their hard work, their sacrifices, and their unwavering love and support. Let us show them that they are valued and appreciated, not just on this special day, but every day of the year.
https://en.wikipedia.org/wiki/Mother%27s_Day
https://stmdailynews.com/category/lifestyle/
Author
Blog
The Substitute Teacher Who Wanted Blueprints of Our House
A fifth-grade assignment took a strange turn when a substitute teacher asked students to draw schematics of their homes. What followed — a wildly fictional floor plan and a priceless reaction from my mom — turned into one of my funniest childhood memories.
The Substitute Teacher Who Wanted Blueprints of Our House
Elementary school memories tend to blend together — cafeteria pizza, playground arguments, the eternal struggle of times tables — but every once in a while, something happens that sticks with you for life. For me, that moment came in the fifth grade during a week when our regular teacher was out, and we cycled through substitute teachers like we were testing models for durability.
By midweek, in walked a substitute with a mysterious, slightly intense energy — the kind of vibe that suggested he either meditated at dawn or worked a graveyard shift doing something he couldn’t talk about. We settled into our seats, expecting worksheets or quiet reading time.
But nope.
He had other plans.
“Today,” he announced, “we’re going to draw schematics of our houses.”
Schematics. Not drawings. Not little houses with smoke coming out of the chimney. Actual blueprint-style schematics. He wanted the layout of our bedrooms, our parents’ rooms, and where the pets slept. Every detail.
Now, to be fair, Highlights Magazine did have a feature that month teaching kids how to draw floor plans. So maybe he was just a bit overenthusiastic about cross-curricular learning. Or maybe — and this is my completely rhetorical adult theory — he worked the graveyard shift as a cat burglar gathering intel between heists. Just moonlighting between blueprints.
While the rest of the class tried their best to recreate their actual homes, my imagination sprinted in a totally different direction. The house I drew had:
- A massive master bedroom with an oversized bathroom for my parents
- Separate bedrooms for us kids on the opposite side of the house
- A kitchen placed right in the center like a command center
- And the dog — the true VIP — had a luxurious two-story doghouse
I had basically created a dream home designed by a 10-year-old watching too much Fantasy Homes by the Yard.
Later that day, my mom asked the usual question: “So, what did you guys do today?”
“We drew schematics of our house,” I said casually.
The look on her face was instant and intense. She wasn’t panicked, but there was definitely a “Why does a substitute teacher need to know the exact layout of my home?” expression happening. Parental instincts activated.
But then I showed her my diagram.
She stared at it. Blinked. Then sighed with massive relief.
“This isn’t our house,” she said.
“Nope! I made it up,” I replied proudly.
Her shoulders relaxed so much she probably lost five pounds of tension in one instant. If the substitute was secretly planning a heist, my masterpiece of misinformation would have sent him to the wrong house entirely.
Looking back, the whole moment feels like a sitcom setup — a mysterious substitute collecting “house schematics,” me creating a completely fictional piece of architecture, and my mom going on a full emotional journey in under 30 seconds.
Maybe he was just excited about the Highlights Magazine floor-plan activity. Or maybe — just maybe — he moonlighted in cat burglary. We’ll never know.
But if he was, I like to think I threw him completely off the scent.
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Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
