Lifestyle
Despite naysayers and rising costs, data shows that college still pays off for students – and society overall
College graduates earn significantly more than high school graduates, but rising costs and policy changes affect enrollment. The need for educated workers is increasing, necessitating reforms in higher education to align skills with job market demands and improve access.
Despite naysayers and rising costs, data shows that college still pays off for students – and society overall
Stanley S. Litow, Columbia University
No industry has perhaps felt the negative effect of a radical shift in federal policy under the second Trump administration more than higher education.
Many American colleges and universities, especially public institutions, have experienced swift and extensive federal cuts to grants, research and other programs in 2025.
Meanwhile, new restrictive immigration policies have prevented many international students from enrolling in public and private universities. Universities and colleges are also facing other various other challenges – like the threat to academic freedom.
These shifts coincide with the broader, increasingly amplified argument that getting a college degree does not matter, after all. A September 2025 Gallup poll shows that while 35% of people rated college as “very important,” another 40% said it is “fairly important,” and 24% said it is “not too important.”
By comparison, 75% of surveyed people in 2010 said that college was “very important,” while 21% said it was “fairly important” and 4% said it is “not too important.”
Still, as a scholar of education, economic development and social issues, I know that there is ample and growing evidence that a college degree is still very much worth it. Graduating from college is directly connected to higher entry-level wages and long-term career success.
A growing gap
Some people argue that a college degree does not matter, since there might not be enough jobs for college graduates and other workers, given the growth of artificial intelligence, for example. Some clear evidence shows otherwise.
An estimated 18.4 million workers with a college degree in the U.S. will retire from now through 2032, according to Georgetown University’s Center on Education and the Workforce. This is far greater than the 13.8 million workers who will enter the workforce with college degrees during this same time frame.
Meanwhile, an additional 685,000 new jobs that require college degrees – spanning from environmental positions to advanced manufacturing – will be created from now through 2032.
The gap between those expected to leave and enter the workforce with college degrees creates a serious problem. One major question is whether there will be enough people to fill the available jobs that require a college degree.
In 2023, foreign-born people made up 16% of registered nurses in the U.S., though that percentage is higher in certain states, like California. But restrictions on immigration could limit the number of potential nurses able to fill open positions.
Nursing and teaching are two fields expected to grow over the next few decades, and they will require more workers due to retirements.
Other fields, like accounting, engineering, law and many others, are also expected to have more college-educated workers retire than there are new workers to fill their positions.
Worth the cost
The average annual salary of a college graduate from the class of 2023 was US$64,291 in 2024, according to the National Association of Colleges and Employers.
The overall average salary for this graduation class one year after they left school marked an increase from the average $60,028 that the class of 2022 earned in 2023, equivalent to $63,850 today.
While there is not available data that offers a direct comparison, full-time, year-round workers ages 25 to 34 with a high school diploma earned $41,800 in median annual earnings in 2022, or $46,100 today.
Overall lifetime earnings for those with college degrees is about about $1.2 million more than people with a high school make, according to the recent Georgetown findings.
People who earn more generally have more money to support their families and contribute to their immediate communities. Their higher taxes also contribute to the U.S. economy, supporting needed services like education, public safety and health care.
People with college degrees are also more likely than those who are not college graduates to vote, volunteer and make charitable donations to help others in need.
College matters for individuals, but it clearly also helps improve the economy.
With 64 public colleges across the state, the State University of New York system is the largest post-secondary network of higher education schools in the country. For every $1 the state of New York invests in SUNY, the SUNY system returns $8.70 to the state in terms of economic growth, according to 2024 findings by the Rockefeller Institute, an independent public policy research organization affiliated with SUNY. And that is only one state.
A new way forward
It isn’t likely that the expected number of college-educated people who will soon retire will suddenly decrease, or that the anticipated number of people entering the workforce will unexpectedly increase.
There are practical reasons why some people do not want to go to college, or cannot attend. Indeed, the percentage of young people enrolled as college undergraduates fell almost 15% from 2010 through 2022.
For one, tuition and fees at private colleges have increased about 32% since 2006, after adjusting for inflation. And in-state tuition and fees at public universities have also grown about 29% since 2006.
The total of federal student loan debt for college has also tripled since 2007. It stood at about $1.84 trillion in 2024.
I believe that in order to ensure enough college-educated people can fill the anticipated work openings in the future, universities and the government should embrace needed changes to increase both enrollment and completion rates.
Artificial intelligence will transform work worldwide, for example, and that shift should be incorporated into higher education curriculum and degrees. Soft skills – like problem-solving, collaboration, presentation and writing skills – will become more important and should be prioritized in the learning process.
I believe that universities should also prioritize experiential education, including paid internships that offer students academic credit. This can help students gain experience that is both accredited and is connected to direct career pathways.
Universities and high schools could also expand how much they offer microcredentials – or short, focused learning programs that offer practical skills in a specific area – so students can connect their education with clear career pathways.
These reforms aren’t easy. They require a commitment to change, and all of this work will require deep partnerships with the government. While that might be a heavy lift currently at the federal level, it is both possible and achievable to make advances on these and other changes at the state level.
American universities and colleges have always been key to preparing the workforce for economic opportunity. At the end of World War II, for example, Columbia University and IBM worked together to help create the academic discipline now called computer science.
This action did more than help one university or one employer. It fueled change across higher education and across private companies and the government, leading to massive economic growth.
Universities have made countless other contributions to strengthen and expand the economy. Considering solutions to some of the challenges that stop students from going to college could help ensure that more students see the value in a college education – and a tangible way for them to connect it to a future career.
Stanley S. Litow, Adjunct Professor of International and Public Affairs, Columbia University
This article is republished from The Conversation under a Creative Commons license. Read the original article.
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Last Updated on May 11, 2026 by Daily News Staff
5 Tips for Gardening with Kids
(Feature Impact) Gardening is a simple way to bring families together while simultaneously teaching kids hands-on lessons about nature, responsibility and healthy living. Whether you have a backyard garden, a few containers on the patio or are looking for a starting point, getting your children involved in planting and caring for plants can spark curiosity and create lasting memories.
To get started, consider these family-friendly tips:
- Start Small
Begin with a manageable project, such as a few containers, a small garden bed or a single planter box. This helps keep the experience fun rather than overwhelming and allows children to see progress quickly.
- Let Kids Choose the Plants
Giving your children a say in what goes into the garden can help build excitement and a sense of ownership. Ask them to pick a few colorful fruits, vegetables or flowers that grow quickly, such as sunflowers, cherry tomatoes, mint, sugar snap peas or marigolds.
- Give Them Their Own Space
Kids feel proud when they have something that’s their own. Consider assigning each child a small plot, container or row in the garden. Let them be responsible for watering, planting and checking on their plants.
- Use Kid-Sized Tools
Little hands typically work best with tools designed just for them. Small watering cans, lightweight trowels and child-sized gloves help kids participate safely and comfortably.
- Encourage Creativity
Gardens don’t have to be all work. Add some fun to the process by adding artistic touches. Projects such as decorating pots, painting plant markers or creating a fairy or butterfly garden can keep imaginations engaged as well.
From the first tiny sprout to the final harvest, find more family-friendly gardening advice at eLivingtoday.com.
Photo courtesy of Shutterstock
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health and wellness
Warmer temps bring soaring tick populations – here’s how to stay safe from Lyme disease
Tick bites are rising in 2026. Learn where Lyme disease is spreading, early symptoms like the bull’s-eye rash, treatment options, and practical ways to prevent tick bites.
Lakshmi Chauhan, University of Colorado Anschutz
Spring’s warmer weather lures people outdoors – and into possible contact with ticks that spread Lyme disease.
Already, the 2026 tick season is booming. On April 23, the Centers for Disease Control and Prevention warned that emergency room visits due to tick bites are at their highest level since 2017. That may portend an especially severe season for Lyme disease and other tick-borne illnesses.
State health departments reported more than 89,000 cases of Lyme disease in 2023, the last year for which data is available. But public health experts believe that close to 500,000 people in the U.S. get Lyme disease every year.
As an infectious disease doctor with experience treating some of this infection’s long-term outcomes, I know that Lyme disease can be tricky because people often don’t notice tick bites and may overlook early symptoms of an infection. But left untreated, the infection can cause serious lingering – and even permanent – health issues.
Here’s what you need to know about Lyme disease to stay safe this season:
What causes Lyme disease?
Lyme disease, named after the Connecticut town where the disease was first identified in 1975, is caused by a group of bacteria called Borrelia – most often, the species Borrelia burgdorferi.
Deer ticks – also called black-legged ticks, and members of a group called Ixodes – transmit the disease after feeding on an infected animal, usually a bird, mouse or deer. When they then bite a person, they can transmit the bacteria into the person’s bloodstream.
Usually, the tick must attach for 24-48 hours to transmit the bacteria causing Lyme disease.
Where and when does Lyme disease occur?
Lyme disease can occur in most regions where deer ticks live.
These ticks are most active in late spring, summer and fall – usually April to November in most regions. They emerge when the temperature is above freezing. In years when winter is shorter, ticks can emerge earlier. And they may be active year-round in regions where freezing temperatures are rare.
Approximately 90% of U.S. cases are reported from states in the Northeast, mid-Atlantic from Virginia to eastern Canada, and Upper Midwest regions including Wisconsin, Michigan and Minnesota. A few cases occasionally pop up in California, Oregon and Washington.
Since 1995, the incidence of Lyme disease in the U.S. has almost doubled.
Warmer weather and changes in rainfall patterns now allow ticks to survive in new regions of the country – and for longer periods. But even in regions where ticks lived before, Lyme disease has become more common due to increases in deer populations. As woodland areas are increasingly being developed, it may be bringing the habitat of deer and mice closer to people, increasing the risk of transmission.
Lyme disease symptoms to watch for
Early symptoms of Lyme disease – fever, muscle aches and fatigue – generally emerge within three to 30 days after a tick bite. Another classic symptom in the first month is a target or bull’s eye rash at the site of tick bite, which occurs in about 70% to 80% of cases.
Other rashes following a tick bite can also occur. Some may be due to irritation from the bite, and not necessarily an infection.
If you know you’ve had a tick bite and experience flu-like symptoms – or if you see a bull’s-eye rash, whether you know you were bitten or not – it’s important to check with your healthcare provider about whether you should be treated with antibiotics.
A blood test for antibodies can help confirm the infection, but it can sometimes yield a false negative result, particularly in the first couple of weeks of the disease.
In most people, the rash goes away on its own. However, treatment may shorten its duration and is important for preventing other symptoms. A two- to four-week course of antibiotics can generally treat Lyme disease. Severe cases might require intravenous antibiotics.
A promising new vaccine for Lyme disease is currently being tested. In March 2026, Pfizer, the pharmaceutical company developing it, announced that in a late-stage study, the vaccine prevented the disease in 70% of people who received it.
Later Lyme symptoms
If left untreated, the bacteria that causes Lyme can spread, potentially causing longer-term symptoms. About 60% of people who get Lyme disease and don’t treat it can develop arthritis.
In rare cases, Lyme disease can also affect the heart and the nervous system. Inflammation in the brain or the tissues surrounding it, called meninges, can cause headaches and neck pain, as well as balance issues and memory and behavior changes. It can also cause nerve damage that results in numbness, tingling and muscle weakness.
These symptoms can appear right away or much later – sometimes months to years after infection. And in cases where the disease wasn’t promptly treated, late-stage symptoms can linger even after antibiotics kill the bacteria.
Scientists don’t fully understand why, but one intriguing study found that some particles from the bacteria’s cell wall leak into the joints and can persist after treatment, spurring ongoing inflammation and arthritis symptoms.
Another reason for Lyme’s long-term effects is that it can trigger autoimmune disease, which is when the immune system attacks its own cells. What’s more, because the nervous system may be particularly sensitive to damage caused by the bacteria and related inflammation, it may take an especially long time to heal. In some situations, the damage could be permanent.
Preventing Lyme disease
Until a vaccine becomes available, there are steps you and your family can take to help protect against Lyme disease:
- Use tick and insect repellents such as DEET and picaridin, which can be applied to skin, and permethrin, which is sprayed onto clothing, to keep ticks at bay. Treating clothing with permethrin may be especially beneficial, since the substance withstands several washes.
- Wear long-sleeve shirts and pants while you are gardening, hiking or walking through grass or woods to prevent tick bites. Wearing light-colored clothes makes ticks more visible, and tucking your pants into your socks can also prevent the little buggers from traveling from your pants, shoes and socks onto your legs.
- Remove your outdoor clothes immediately. Washing and drying clothes at high temperature can help kill any ticks that managed to hitch a ride. And a quick shower immediately after spending time outdoors can wash ticks off the skin before they have a chance to attach.
- If you spend time outdoors, perform daily tick checks, paying special attention to warm areas like your armpits, neck, ears and underwear line. If you find a tick attached, pull it off with tweezers, holding them perpendicular to the skin.
- If you find a tick that may have been on the skin for more than 36 hours, ask your healthcare provider whether a dose of preventive antibiotics – generally given within 72 hours of the bite – would be appropriate.
Lakshmi Chauhan, Associate Professor of Infectious Disease Medicine, University of Colorado Anschutz
This article is republished from The Conversation under a Creative Commons license. Read the original article.
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Money Management: The Importance of Financial Literacy
You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action. When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
Last Updated on May 11, 2026 by Daily News Staff
(Feature Impact) You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action.
Financial literacy in the United States has remained stagnant at generally low levels for several years, according to research from TIAA Institute and the Global Financial Literacy Excellence Center, with even lower levels among Gen Z. Yet greater financial literacy – including key aspects such as goal-setting, budgeting, saving, credit management and investing – is strongly linked to better financial outcomes, including lower rates of debt constraint and financial fragility.
While emboldening yourself to understand financial terms can be a little overwhelming at first, once you have a grasp of basic concepts you can begin to get a handle on your money and make better financial decisions. Simply put: When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
From nonprofit partnerships to volunteer-led programs and fee online resources, Schwab and its employees help millions of people every year build the knowledge and confidence to take charge of their financial futures by serving as board members, mentors, role models and educators.
Because financial health is a lifelong journey, the earlier people learn vital money skills, the better. That’s why the financial advisory services provider develops education programs geared toward kids that continue into adulthood, helping people no matter where they are on their journeys.
Talk Money
It’s never too early to start a conversation about financial literacy. Having teens identify goals that are important to them – such as concert tickets or a first car – can kickstart coversations about money. Working with your child (and a financial advisor, if necessary) on a plan for saving to realize those goals can serve as a jumping off point. After achieving some success, their enthusiasm may grow, which is a powerful motivator to keep saving.
Support School Initiatives and Programs
Outreach programs that empower young people to make smart financial decisions is key to a bright future. Programs like Money Matters – Schwab’s flagship financial education program utilized by the Boys & Girls Clubs of America – gives young people hands-on experience with all aspects of money and investing.
This example, and others, don’t just include program funding – they build partnerships that create impact and opportunity with national collaborations that reach more than 17 million youth annually, empowering young people with the tools and confidence to make smart financial decisions for life.
Spread the Financial Love
Championing financial literacy empowers everyone – individuals, families and communities. By serving as a board member, mentor, role model or educator to help bring financial literacy to others in your community, you can supply the tools and knowledge to lead programs that focus on giving back, empowering future generations in countless ways.
To learn more about financial literacy and find resources to empower your local community, visit SchwabMoneywise.com.
Photo courtesy of Shutterstock
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