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POLL: MAJORITY OF U.S. ADULTS SUPPORT HIGH SCHOOLS REQUIRING FINANCIAL EDUCATION FOR GRADUATION

Americans overwhelmingly agree that learning money skills at an early age is important. In fact, 80% of American adults wish they had been required to take a semester- or year-long financial education class in high school. This polling reinforces the national support for personal finance to be a part of learning in all schools

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DENVER, Sept. 27, 2022 /PRNewswire/ — Most adults believe that students back in the classroom this fall should be required to take financial education courses, according to a poll from the National Endowment for Financial Education® (NEFE®). The poll finds 88% of U.S. adults say their state should require a semester- or year-long financial education course for graduation.

“Americans overwhelmingly agree that learning money skills at an early age is important. In fact, 80% of American adults wish they had been required to take a semester- or year-long financial education class in high school. This polling reinforces the national support for personal finance to be a part of learning in all schools,” says Billy Hensley, Ph.D., president and CEO of NEFE.

“Some states already require students to take a financial education course, and some states are in the process of instituting this curriculum. Americans overwhelmingly agree that learning money skills at an early age is important. In fact, 80% of American adults wish they had been required to take a semester- or year-long financial education class in high school,” says Billy Hensley, Ph.D., president and CEO of NEFE. “This polling reinforces the national support for personal finance to be a part of learning in all schools.”

Financial education has been a hot topic this year with more than half the state legislatures plus D.C. having introduced financial education-related bills. Nationwide, 15 states now either require a course or are implementing one.

NEFE and AmeriSpeak surveyed U.S. adults on high school financial education graduation requirements, what they wish they had access to when they were students and what they believe is important for existing students. High-level results from this polling include:

  • 88% said their state should require a semester- or year-long financial education course for graduation.
  • 80% said they wish they were required to take a semester- or year-long financial education course during high school.
  • 75% said that spending and budgeting is the most important financial education topic to teach for personal finance education, followed by managing credit (55%), saving (49%) and earning income (47%).

A demographic breakdown of the data includes these highlights:

  • Older cohorts (ages 45-59 and ages 60+) were significantly more likely than the youngest aged cohort (ages 18-29) to say their state should mandate financial education for high school graduation (18-29 y/o: 79%; 45-59 y/o: 93%; 60+ y/o: 92%).
  • Adults with a postsecondary degree were significantly more likely to say their state should mandate financial education than adults with no high school diploma (91% vs. 71%).
  • Men and women were similarly likely to indicate that their state should mandate financial education and wished they were required to complete a semester- or year-long course focused on personal finance education during high school.
  • Adults with household income under $30,000 (73%) were less likely than the highest earning income groups—those earning $60,000 to $100,000 and those earning $100,000 or more (84% to 85%)—to say they wished they were required to complete a semester- or year-long course focused on personal finance education during high school.
  • Non-Hispanic whites (84%) were more likely than non-Hispanic Blacks (73%) and Hispanic (73%) adults to say they wished they were required to complete a semester- or year-long course focused on personal finance education during high school.

“Now that school’s back in session, educators must be attentive that youth are being taught the important life skill of money management. There is tremendous demand, and research continues to validate that financial education builds a solid foundation for how students will manage their money as adults,” adds Hensley. “Legislation plays a role in school-based education, but also in working toward creating, and regulating, a financial system that provides a fair playing field for all.”

See the full summary report for a detailed overview of the poll results, demographic differences and full survey methodology.

For more information on NEFE consumer polls, click here.

About NEFE 
The National Endowment for Financial Education (NEFE) is the independent, centralizing voice providing leadership, research and collaboration to champion effective financial education and advance financial well-being. NEFE has received national recognition for strengthening action-oriented research agendas, mobilizing intermediaries, and creating better solutions for researchers, educators, practitioners and policymakers. NEFE, one of the first organizations dedicated to this mission, is celebrating its 30th year of operations in 2022. For more information, visit www.nefe.org.

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SOURCE National Endowment for Financial Education

child education

Spilling the Secrets to Early Literacy

Reading is critical for young children’s educational journeys, impacting their cognitive abilities, language proficiency, and later academic achievement.

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literacy helps build cognitive abilities

(Family Features) For young children, learning to read is a critical step in their educational journeys, as literacy helps build cognitive abilities and language proficiency and has a direct impact on later academic achievement.

While there are no shortcuts to early literacy, there are steps parents can take to promote the development of children’s reading abilities. Dr. Lauren Loquasto, senior vice president and chief academic officer at The Goddard School, and Steve Metzger, award-winning author of more than 70 children’s books, share this guidance for parents.

Get Started Early
It’s never too early to start reading with children. In fact, they respond to being read to prenatally. One of the best ways to encourage early literacy is modeling the act of reading. Young children love to imitate, and if they see their parents reading, they are more likely to want to read themselves. Instead of scrolling on your phone or watching television while your children play, pick up a book or magazine.

Use Conversation to Build Literacy
To help build their vocabularies, consistently engage children in conversation. Literacy is more than reading and writing; it’s also listening and speaking. Children understand words before they can articulate them, so don’t be discouraged if it feels like a one-way conversation.

Expose Children to More Than Books
Make your home environment print-rich, as the more exposure children have to letters and words, the better. For example, keep magnetic letters and words on the fridge, put labels on your toy containers and position books and magazines in different rooms. Also remember reading isn’t limited to books. Words are everywhere, from street signs to restaurant menus. Take advantage of every opportunity to connect with your children through words throughout your day.

Let Them Take the Lead
Children engage with books in different, developmentally appropriate ways. Some children quickly flip through pages or only look at pictures while others might make up stories or their own words or songs. Some only want to read the same book over and over and some want to read a new book every time. Embrace and encourage their interest in books, no matter how they choose to use them.

Establish a Routine
Parents of young children often have busy and hectic lives, so it isn’t always easy to find time to read. Consistency is key, so be intentional about setting aside time for reading every day – perhaps it’s after dinner or before bedtime – and stick to it.

Select the Right Books
Helping young children choose books is an important part of their learning-to-read process. Developmental appropriateness is critical. For infants and toddlers, start with nursery rhymes, which are mini-stories that grasp children’s attention through repetition, rhythm and rhyming. Visuals are also important because they aren’t yet pulling words off the page. For emerging readers, choose books that align with their interests. Focus on books that are printed with text that goes from left to right and top to bottom.

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Expose children to both fiction and non-fiction books. Non-fiction provides real-world knowledge children crave and helps them make sense of what they read in fictional stories. For example, the learnings about the life cycle of a bat they read in “Bat Loves the Night,” a non-fiction book, can help them better understand what’s happening in “Stellaluna,” a fiction book about a young bat.

If you’re in doubt about book choices, consult with a teacher or librarian, who can make recommendations based on your children’s interests and reading levels.

Foster a Love of Reading
Children’s early exposure to books can set the stage for a lifetime of reading. Make reading a time for discovery. Take children to a library or bookstore and encourage them to explore and find books on their own. Display genuine interest in their selections and use books as a tool for engaging and connecting with them. Don’t pressure children to learn how to read. Accept, validate and encourage them as they progress on their unique literacy journeys.

To watch a webinar recording featuring Loquasto and Metzger providing additional literacy guidance and recommendations, and access a wealth of actionable parenting insights and resources, visit the Parent Resource Center at GoddardSchool.com.

Photos courtesy of Shutterstock


SOURCE:
The Goddard School

https://stmdailynews.com/category/lifestyle/

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Navigating Change: Paradise Valley Unified School Board Votes to Close Three Schools Amid Declining Enrollment

In a tough decision, Paradise Valley Unified School Board voted to close 3 schools due to declining enrollment, sparking community concerns.

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In a recent decision that has stirred emotions and raised concerns within the Paradise Valley community, the Paradise Valley Unified School Board has voted to close three schools due to declining enrollment. Sunset Canyon Elementary, Desert Springs Prep Elementary, and Vista Verde Middle School are the institutions that will be affected by this move, with the closures set to take effect on July 1, 2024.

The board members involved in this difficult decision emphasized the necessity of being fiscally responsible in the face of dwindling student numbers. Despite acknowledging the emotional weight of this choice, their primary focus remained on the financial sustainability of the district. As board member Tony Pantera succinctly put it, “In the end, they’re buildings. Some people say, ‘Well it’s not a building.’ It’s just a building.”

However, the response from the audience highlighted a deeper sentiment among community members. Their outcry, expressing that these schools represent more than just physical structures, underscored the vital role these educational institutions play in fostering a sense of community and belonging. As one can imagine, the decision to close these schools will have far-reaching effects beyond the mere physical closure of buildings.

While Pantera’s assertion that “the community can exist anywhere” may hold some truth, the emotional bond and shared experiences nurtured within these school environments are irreplaceable. The impact of these closures extends beyond mere logistics, touching the hearts of students, parents, teachers, and residents who have built their lives around these educational hubs.

As the Paradise Valley Unified School District navigates this period of change and transition, it is essential for all stakeholders to come together to support one another and ensure that the well-being of the students remains at the forefront of all decisions. While change can be challenging, it also presents an opportunity for growth, adaptation, and the forging of new paths forward.

In the wake of this decision, it is crucial for the community to unite, reflect on the values that these schools have instilled, and work towards creating a positive and supportive environment for all students, regardless of the changes that lie ahead. By coming together with empathy, understanding, and a shared commitment to education, the Paradise Valley community can emerge stronger and more resilient from this period of transition.

Source: KTAR News

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https://ktar.com/story/5561735/3-paradise-valley-schools-to-close-as-enrollment-numbers-decline/

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Honoring Legacy: ARAC Scholarship Programs for College-Bound Seniors

“ARAC honors Tuskegee Airmen with scholarships for STEM and African American high school seniors. Apply by May 1 and May 31. Contact for details.”

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The Archer-Ragsdale Arizona Chapter (ARAC), paying tribute to Tuskegee Airmen, is accepting applications for two scholarships. The William A. Campbell Memorial Scholarship, named after Col. Campbell, offers up to two $1,500 scholarships to STEM-bound high school seniors. Applicants must have a minimum 2.7 GPA and submit a 500-word essay by May 31.

The Ashby-Herring Scholarship, named after original Tuskegee Airmen, awards two $1,500 scholarships to African American high school seniors with a GPA of 3.0 or higher and financial need. The deadline for the Ashby-Herring Scholarship is May 1.

Diana Gregory, ARAC Scholarship Committee coordinator, expressed pride in facilitating higher education through these scholarships, encouraging eligible seniors to apply promptly. For more information, contact rtoli@cox.net for the William A. Campbell Memorial Scholarship and scholarship@azfoundation.org for the Ashby-Herring Scholarship.

https://www.azfoundation.org/

https://q5i.09c.myftpupload.com/chapter-of-the-tuskegee-airmen-opens-scholarship-programs-in-arizona/
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