Lifestyle
The Post-Tax Season Playbook for Spending Smart
Last Updated on June 14, 2025 by Rod Washington
Turn common small business expenses into rewards
(Family Features) With tax season officially in the rearview mirror, it’s the prime time for small business owners to step back and re-evaluate their expenses. Before tossing those receipts, now is a good opportunity to understand how every dollar you spend can fuel your next adventure.
One way to maximize your rewards for business spending is by selecting a credit card that works as hard as you do. Credit cards can help manage cash flow but also provide a way to get rewarded for purchases you’re already making. One credit card to consider is the World of Hyatt Business Credit Card from Chase, which offers opportunities to unlock benefits like free hotel nights, elite status and points on every purchase.
Cardmembers can conduct business as usual while unlocking a quicker route to an elite status and earning two World of Hyatt Bonus Points per $1 spent on their top three eligible spending categories each quarter. That means treating clients to a dinner, shipping samples or running a digital campaign to boost your business can transform into more points toward a bucket-list trip, higher tier status and more. Those who apply by June 30, 2025 and are approved can also earn a special offer of 60,000 World of Hyatt Bonus Points and enjoy World of Hyatt Explorist status through February 2026 after spending $7,000 in the first three months of opening the account. That means more rewarding stays with perks like room upgrades, 2 p.m. late checkout, and extra points every time you check in. Learn more at chase.com/hyattbiz.
If you’re looking to get the most out of your business expenses, consider these categories and how they can be maximized for more rewards.
Earn While You Wine and Dine
Entertaining clients is more than just a meal – it’s an investment in the relationships that can drive your business forward. Whether that’s closing a deal over lunch or hosting a team dinner to celebrate a milestone, dining can reward your business. By using a rewards-driven credit card to pay for these expenses, you can accumulate points and turn them into valuable rewards. The celebratory dinner for your biggest client can earn you points toward your next business trip or vacation to unwind with the family.
Supercharge the Online Visibility of Your Business
Marketing and advertising – including social media and search engine advertising – can be crucial for business growth, and a credit card designed for small business owners can help you earn more rewards for the way you do business.
Turn Spending into Upgraded Travel Experiences
If your business requires frequent travel, you can earn up to nine Bonus Points total per $1 spent on qualifying purchases at more than 1,400 Hyatt hotels and resorts around the world with the World of Hyatt Business Credit Card. Plus, extended benefits like auto rental coverage, extended warranty protection and travel assistance make it so you can focus on what’s important without worrying about unforeseen events.
Being a small business owner requires complete dedication, which can lead to long hours, high stress levels and a lack of time for self-care. A strategic credit card can help drive your business forward and allow you to redeem points for experiences that are designed to complement your well-being. From on-property spa treatments to unique experiences that don’t require a hotel stay, you can reward yourself and your employees.
As a small business owner, you can flip the script on business expenses and turn spending into epic getaways and well-earned rewards for you and your team.
Content courtesy of Chase and Hyatt.
Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.
SOURCE:
Family
Teach and Inspire Your Kids by Exploring History as a Family
History as a Family: During back-to-school season, education is naturally at the forefront of most parents’ minds. While a lot of important learning is accomplished in the classroom, there are so many opportunities to continue challenging and developing children’s minds and hearts in family life as well.
Teach and Inspire Your Kids by Exploring History as a Family
(Feature Impact) During back-to-school season, education is naturally at the forefront of most parents’ minds. While a lot of important learning is accomplished in the classroom, there are so many opportunities to continue challenging and developing children’s minds and hearts in family life as well. Learning about history together is a practical way to inspire deep, meaningful conversations about the world, whether from books, documentaries or visits to museums.
Watch this video to learn more
Now is an opportune time to explore the story of Anne Frank, a Jewish teenager evading Nazi capture during the Holocaust. Families can read her famous diary together then visit “Anne Frank The Exhibition,” presented by the Anne Frank House at the Griffin Museum of Science and Industry. This comprehensive exhibition immerses visitors in the context that shaped Frank’s life, from her early years in Frankfurt through her tragic death and how her father ensured her legacy. The centerpiece is the first full-scale recreation of the Annex where the Frank family and four other Jews hid during the Nazi occupation of the Netherlands. The exhibition, recommended for visitors ages 10 and older, is open through early 2027.
No matter what piece of history families choose to delve into together, they should take the time to discuss with their kids what they’re thinking and feeling about everything they’re discovering. Then together they can figure out what lessons from the past can be taken into the future.
“Anne Frank ’s story is a powerful reminder of what happens when fear and hatred are
allowed to take root,” said Dr. Chevy Humphrey, Griffin Museum of Science and Industry
president and CEO. “At the same time, it reveals the quiet but enduring strength of
curiosity, creativity and resilience, values that sit at the heart of our mission. We hope this
exhibition offers meaningful moments of reflection for our guests, particularly young
people, and encourages them to think critically about their role in the world they are
inheriting.”
Learn more about the exhibit and other experiences that bring history and science to life at GriffinMSI.org.
SOURCE:
Griffin Museum of Science and Industry
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Lifestyle
If You’re Feeling Stressed by Pricey Meds, Pharmacists Can Help
Stressed by Pricey Meds? If your wallet is feeling the squeeze of prescription drug costs as other living expenses like grocery and energy prices rise, you’re not alone. That’s where a powerful ally can help you manage drug costs: a health-system pharmacist.
If You’re Feeling Stressed by Pricey Meds, Pharmacists Can Help
(Feature Impact) If your wallet is feeling the squeeze of prescription drug costs as other living expenses like grocery and energy prices rise, you’re not alone.
More people are worrying about affording essential medications these days. In fact, more than 40% of adults said they skipped doses or didn’t fill prescriptions in the past year due to cost, according to a KFF Health survey.
People who take multiple drugs to manage chronic conditions often feel this pinch even more severely. They’re also more likely to make more frequent visits to their clinic or health system for care. That’s where a powerful ally can help them manage their drug costs: a health-system pharmacist.
These medication experts work side-by-side with the clinicians who prescribe drugs in health care practices – and sometimes prescribe medications themselves. Their deep knowledge can help people get the most out of the drugs they take.
“Pharmacists really know the full picture of medications, including pricing, insurance coverage, alternative therapies and potential side effects,” said Lindsey Amerine, PharmD, chief pharmacy officer for the Cleveland Clinic. “That’s why it’s helpful to not only count on your doctor to diagnose your condition and prescribe therapies, but also your pharmacist to optimize your medications.”
Get a Comprehensive Review of Your Medications
Asking the pharmacist on your health-system care team to go over your medications may reveal opportunities to save, Amerine said. Health-system pharmacists are uniquely qualified to provide this service because they keep close track of medication costs as well as approvals of new drugs and how those compare to older options.
A full review might reveal:
- Drugs once needed may not be as useful anymore. People often continue taking medications unaware that something new could offer greater benefits or their condition no longer requires the same therapy.
- Changes in your condition may mean you could safely take a lower dosage of a drug, thereby reducing costs.
- There may be less costly alternatives that would work as well such as a generic or older medication.
Get Help Exploring Discount Options
You’ve probably heard about programs that can help lower prescription costs, including discount and patient assistance programs. Pharmacists can help you understand how to navigate these programs and access potential discount programs and opportunities, Amerine said. Here’s how:
- Pharmacists can guide you through discount programs your health system offers.
- They can check your eligibility for drug maker discounts and help you understand how those discounts work with your insurance, especially if you have a high-deductible plan.
- Pharmacists can help you navigate the various prescription cost-savings programs and how they work.
- They can also help you learn about patient assistance programs that provide free or discounted medications to people who cannot afford them.
Medications are a vital part of your health care. Before you try to stretch a costly medicine or give it up altogether, talk to the medication expert on your health care team: your health-system pharmacist. For more information, visit yourpharmacist.org.
Why It Pays to Talk Meds with a Pharmacist
“My doctor prescribed it, so I must need it.” Often this is true, but not always. People sometimes take drugs longer than they need to, at doses higher than necessary or that may interact with other medications.
Just as you’d see a heart specialist about an odd pulse rate, it can help to see a pharmacist – your medication specialist – to discuss your prescriptions.
Of all health care professionals, pharmacists have the deepest knowledge of drug interactions and safety issues. They’re experts on how the effectiveness of different medications – brand name and generic – compare. They also closely track changes in prices and know when a drug’s cost has dropped or if an effective, less costly alternative is available.
Health-system pharmacists’ expertise is especially helpful for those with multiple chronic conditions who typically take several medications with more benefits, costs and side effects to balance.
Talking with a pharmacist can ensure your prescriptions are best for you and that you have access to the most affordable options.
SOURCE:
American Society of Health-System Pharmacists
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Health
Is Vaping Really Safer Than Smoking? Here’s What You Should Know
Vaping may expose users to fewer harmful chemicals than cigarettes, but it isn’t risk-free. Here’s what you should know about the health risks, side effects, and potential benefits of switching from smoking to vaping.
Over the past decade, vaping has become a common alternative to traditional cigarette smoking. While many people view e-cigarettes as a “healthier” option, the reality is more complicated. Experts generally agree that vaping exposes users to fewer harmful chemicals than burning tobacco, but that doesn’t mean it’s risk-free.
Unlike traditional cigarettes, vaping devices heat a liquid—often containing nicotine, flavorings, and other chemicals—into an aerosol that users inhale. Because there is no combustion, vaping eliminates many of the toxic substances produced by cigarette smoke, including tar and carbon monoxide. However, users are still exposed to potentially harmful chemicals and ultrafine particles that can affect the lungs and cardiovascular system.
Known Health Risks
Research has linked vaping to several potential health concerns, including:
- Nicotine addiction
- Increased heart rate and blood pressure
- Lung irritation, coughing, and wheezing
- Exposure to chemicals such as formaldehyde and heavy metals
- Possible long-term effects on heart and lung health that are still being studied
In addition, nicotine can affect brain development in adolescents and young adults, making vaping especially concerning for younger users.
Is It Better Than Smoking?
For adults who already smoke cigarettes, many public health experts believe that completely switching to regulated nicotine vaping products is likely less harmful than continuing to smoke traditional cigarettes. That’s because cigarette smoke contains thousands of chemicals, including dozens known to cause cancer.
However, vaping is not considered safe. The greatest health benefits come from quitting nicotine altogether. People who both vape and continue smoking cigarettes may see little reduction in health risks.
Common Side Effects
Some people who vape report:
- Dry mouth
- Sore throat
- Coughing
- Headaches
- Dizziness
- Nausea
- Sleep disturbances related to nicotine
The Bottom Line
If you don’t smoke, health experts recommend that you don’t start vaping. For smokers trying to quit, vaping may reduce exposure to many of the harmful chemicals found in cigarettes—but it should be viewed as a potential harm-reduction tool rather than a harmless habit.
Whether you smoke, vape, or are trying to quit, talking with your healthcare provider about evidence-based smoking cessation options can help you find the approach that’s right for you.
Your health is worth investing in—every step away from tobacco is a step toward a healthier future.
Related Links
- FDA — E-Cigarettes, Vapes and Other Electronic Nicotine Delivery Systems — Information about e-cigarettes and vaping products regulated by the U.S. Food and Drug Administration.
- Smokefree.gov — What We Know About Electronic Cigarettes — National Cancer Institute information about vaping, nicotine, potential health risks, and smoking cessation.
- American Lung Association — E-Cigarettes and Vaping — Resources covering vaping’s potential effects on lung health and nicotine addiction.
- American Lung Association — E-Cigarettes and Lung Health — A closer look at what researchers know about vaping and lung health.
- Smokefree.gov — Quit Vaping Resources — Practical information for people who want to stop vaping, including managing cravings and nicotine withdrawal.
💪 Your health journey starts here! Explore the latest health news, fitness tips, wellness trends, and healthy living advice. Share your thoughts in the comments and subscribe to the STM Daily News newsletter to stay informed and inspired every day.
