(Family Features) With tax season officially in the rearview mirror, it’s the prime time for small business owners to step back and re-evaluate their expenses. Before tossing those receipts, now is a good opportunity to understand how every dollar you spend can fuel your next adventure.
One way to maximize your rewards for business spending is by selecting a credit card that works as hard as you do. Credit cards can help manage cash flow but also provide a way to get rewarded for purchases you’re already making. One credit card to consider is the World of Hyatt Business Credit Card from Chase, which offers opportunities to unlock benefits like free hotel nights, elite status and points on every purchase.
Cardmembers can conduct business as usual while unlocking a quicker route to an elite status and earning two World of Hyatt Bonus Points per $1 spent on their top three eligible spending categories each quarter. That means treating clients to a dinner, shipping samples or running a digital campaign to boost your business can transform into more points toward a bucket-list trip, higher tier status and more. Those who apply by June 30, 2025 and are approved can also earn a special offer of 60,000 World of Hyatt Bonus Points and enjoy World of Hyatt Explorist status through February 2026 after spending $7,000 in the first three months of opening the account. That means more rewarding stays with perks like room upgrades, 2 p.m. late checkout, and extra points every time you check in. Learn more at chase.com/hyattbiz.
If you’re looking to get the most out of your business expenses, consider these categories and how they can be maximized for more rewards.
Earn While You Wine and Dine
Entertaining clients is more than just a meal – it’s an investment in the relationships that can drive your business forward. Whether that’s closing a deal over lunch or hosting a team dinner to celebrate a milestone, dining can reward your business. By using a rewards-driven credit card to pay for these expenses, you can accumulate points and turn them into valuable rewards. The celebratory dinner for your biggest client can earn you points toward your next business trip or vacation to unwind with the family.
Supercharge the Online Visibility of Your Business
Marketing and advertising – including social media and search engine advertising – can be crucial for business growth, and a credit card designed for small business owners can help you earn more rewards for the way you do business.
Turn Spending into Upgraded Travel Experiences
If your business requires frequent travel, you can earn up to nine Bonus Points total per $1 spent on qualifying purchases at more than 1,400 Hyatt hotels and resorts around the world with the World of Hyatt Business Credit Card. Plus, extended benefits like auto rental coverage, extended warranty protection and travel assistance make it so you can focus on what’s important without worrying about unforeseen events.
Being a small business owner requires complete dedication, which can lead to long hours, high stress levels and a lack of time for self-care. A strategic credit card can help drive your business forward and allow you to redeem points for experiences that are designed to complement your well-being. From on-property spa treatments to unique experiences that don’t require a hotel stay, you can reward yourself and your employees.
As a small business owner, you can flip the script on business expenses and turn spending into epic getaways and well-earned rewards for you and your team.
Content courtesy of Chase and Hyatt.Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.SOURCE:Chase and Hyatt
Currently, getting a yearly COVID-19 vaccine is recommended for everyone ages 6 months and older, regardless of their health risk.
In the video announcing the plan to remove the vaccine from the CDC’s recommended immunization schedule for healthy children and healthy pregnant women, Kennedy spoke alongside National Institutes of Health Director Jay Bhattacharya and FDA Commissioner Marty Makary. The trio cited a lack of evidence to support vaccinating healthy children. They did not explain the reason for the change to the vaccine schedule for pregnant people, who have previously been considered at high-risk for severe COVID-19.
Similarly, in the FDA announcement made a week prior, Makary and the agency’s head of vaccines, Vinay Prasad, said that public health trends now support limiting vaccines to people at high risk of serious illness instead of a universal COVID-19 vaccination strategy.
Was this a controversial decision or a clear consensus?
Many public health experts and professional health care associations have raised concerns about Kennedy’s latest announcement, saying it contradicts studies showing that COVID-19 vaccination benefits pregnant people and children. The American College of Obstetrics and Gynecology, considered the premier professional organization for that medical specialty, reinforced the importance of COVID-19 vaccination during pregnancy, especially to protect infants after birth. Likewise, the American Academy of Pediatrics pointed to the data on hospitalizations of children with COVID-19 during the 2024-to-2025 respiratory virus season as evidence for the importance of vaccination.
Kennedy’s announcement on children and pregnant women comes roughly a month ahead of a planned meeting of the Advisory Committee on Immunization Practices, a panel of vaccine experts that offers guidance to the CDC on vaccine policy. The meeting was set to review guidance for the 2025-to-2026 COVID-19 vaccines. It’s not typical for the CDC to alter its recommendations without input from the committee.
Robert F. Kennedy Jr. has removed COVID-19 vaccines from the vaccine schedule for healthy children and pregnant people.
FDA officials Makary and Prasad also strayed from past established vaccine regulatory processes in announcing the FDA’s new stance on recommendations for healthy people under age 65. Usually, the FDA broadly approves a vaccine based on whether it is safe and effective, and decisions on who should be eligible to receive it are left to the CDC, which bases its decision on the advisory committee’s research-based guidance.
The advisory committee was expected to recommend a risk-based approach for the COVID-19 vaccine, but it was also expected to recommend allowing low-risk people to get annual COVID-19 vaccines if they want to. The CDC’s and FDA’s new policies on the vaccine will likely make it difficult for healthy people to get the vaccine.
Will low-risk people be able to get a COVID-19 shot?
Not automatically. Kennedy’s announcement does not broadly address healthy adults, but under the new FDA framework, healthy adults who wish to receive the fall COVID-19 vaccine will likely face obstacles. Health care providers can administer vaccines “off-label”, but insurance coverage is widely based on FDA recommendations. The new, narrower FDA approval will likely reduce both access to COVID-19 vaccines for the general public and insurance coverage for COVID-19 vaccines.
Under the Affordable Care Act, Medicare, Medicaid and private insurance providers are required to fully cover the cost of any vaccine endorsed by the CDC. Kennedy’s announcement will likely limit insurance coverage for COVID-19 vaccination.
Overall, the move to focus on individual risks and benefits may overlook broader public health benefits. Communities with higher vaccination rates have fewer opportunities to spread the virus.
This is an updated version of an article originally published on May 22, 2025.Libby Richards, Professor of Nursing, Purdue University
This article is republished from The Conversation under a Creative Commons license. Read the original article.
(Family Features) Hypertrophic cardiomyopathy, also called HCM, is the leading cause of sudden cardiac death in young athletes, sometimes with no warning signs. It is characterized by the thickening and stiffening of the heart walls, which can impede the heart’s ability to pump blood efficiently since the chambers cannot fill up.
In addition, HCM is the most common inherited heart disease, affecting 1 in 500 people in the U.S., according to the American Heart Association. Because HCM runs in families, first-degree relatives – including parents, siblings and children – should be screened if a family member has been diagnosed.
Consider this information to get a better understanding of this life-altering genetic condition’s symptoms and diagnosis, which can make a crucial difference in managing the disease effectively.
Recognizing the Signs and Symptoms
The symptoms and severity of HCM can vary widely among individuals. While some people may experience no symptoms at all, common symptoms include fatigue, fainting, shortness of breath, dizziness, chest pain and irregular heartbeats, especially during physical activity. Research shows Black male athletes in high-intensity sports like football and basketball may be at higher risk.
The Importance of Family History in Diagnosis
Because HCM is a genetic condition, family history is a critical component in its diagnosis. If someone in your family has been diagnosed with HCM, heart failure or cardiac arrest, children, siblings and parents should be screened for HCM. Genetic testing and echocardiograms are commonly used to catch HCM early. These tests assess the thickness of the heart muscle and observe blood flow, which can indicate the presence of the disease.
There are two main types of HCM – obstructive and nonobstructive – and treatment options vary depending on the type and severity of symptoms.
If HCM runs in your family, don’t wait. Talk to your doctor about screening options and encourage your loved ones to do the same. Early detection can be lifesaving. To learn more about HCM, visit heart.org/HCMStudentAthlete.
Photo courtesy of Shutterstock
SOURCE:American Heart Association
Getting enough sleep is one of the most effective ways to restore metabolic balance in the brain and body.
SimpleImages/Moment via Getty ImagesJoanna Fong-Isariyawongse, University of Pittsburgh
You stayed up too late scrolling through your phone, answering emails or watching just one more episode. The next morning, you feel groggy and irritable. That sugary pastry or greasy breakfast sandwich suddenly looks more appealing than your usual yogurt and berries. By the afternoon, chips or candy from the break room call your name. This isn’t just about willpower. Your brain, short on rest, is nudging you toward quick, high-calorie fixes.
There is a reason why this cycle repeats itself so predictably. Research shows that insufficient sleep disrupts hunger signals, weakens self-control, impairs glucose metabolism and increases your risk of weight gain. These changes can occur rapidly, even after a single night of poor sleep, and can become more harmful over time if left unaddressed.
I am a neurologist specializing in sleep science and its impact on health.
Sleep deprivation affects millions. According to the Centers for Disease Control and Prevention, more than one-third of U.S. adults regularly get less than seven hours of sleep per night. Nearly three-quarters of adolescents fall short of the recommended 8-10 hours sleep during the school week.
While anyone can suffer from sleep loss, essential workers and first responders, including nurses, firefighters and emergency personnel, are especially vulnerabledue to night shifts and rotating schedules. These patterns disrupt the body’s internal clock and are linked to increased cravings, poor eating habits and elevated risks for obesity and metabolic disease. Fortunately, even a few nights of consistent, high-quality sleep can help rebalance key systems and start to reverse some of these effects.
How sleep deficits disrupt hunger hormones
Your body regulates hunger through a hormonal feedback loopinvolving two key hormones.
Ghrelin, produced primarily in the stomach, signals that you are hungry, while leptin, which is produced in the fat cells, tells your brain that you are full. Even one night of restricted sleep increases the release of ghrelin and decreases leptin, which leads to greater hunger and reduced satisfaction after eating. This shift is driven by changes in how the body regulates hunger and stress. Your brain becomes less responsive to fullness signals, while at the same time ramping up stress hormones that can increase cravings and appetite.
These changes are not subtle. In controlled lab studies, healthy adults reported increased hunger and stronger cravings for calorie-dense foods after sleeping only four to five hours. The effect worsens with ongoing sleep deficits, which can lead to a chronically elevated appetite.
Sleep is as important as diet and exercise in maintaining a healthy weight.
Why the brain shifts into reward mode
Sleep loss changes how your brain evaluates food.
Imaging studies show that after just one night of sleep deprivation, the prefrontal cortex, which is responsible for decision-making and impulse control, has reduced activity. At the same time, reward-related areas such as the amygdala and the nucleus accumbens, a part of the brain that drives motivation and reward-seeking, become more reactive to tempting food cues.
In simple terms, your brain becomes more tempted by junk food and less capable of resisting it. Participants in sleep deprivation studies not only rated high-calorie foods as more desirable but were also more likely to choose them, regardless of how hungry they actually felt.
Your metabolism slows, leading to increased fat storage
Sleep is also critical for blood sugar control.
When you’re well rested, your body efficiently uses insulin to move sugar out of your bloodstream and into your cells for energy. But even one night of partial sleep can reduce insulin sensitivity by up to 25%, leaving more sugar circulating in your blood.
If your body can’t process sugar effectively, it’s more likely to convert it into fat. This contributes to weight gain, especially around the abdomen. Over time, poor sleep is associated with higher risk for Type 2 diabetes and metabolic syndrome, a group of health issues such as high blood pressure, belly fat and high blood sugar that raise the risk for heart disease and diabetes.
On top of this, sleep loss raises cortisol, your body’s main stress hormone. Elevated cortisol encourages fat storage, especially in the abdominal region, and can further disrupt appetite regulation.
Sleep is your metabolic reset button
In a culture that glorifies hustle and late nights, sleep is often treated as optional. But your body doesn’t see it that way. Sleep is not downtime. It is active, essential repair. It is when your brain recalibrates hunger and reward signals, your hormones reset and your metabolism stabilizes.
Just one or two nights of quality sleep can begin to undo the damage from prior sleep loss and restore your body’s natural balance.
So the next time you find yourself reaching for junk food after a short night, recognize that your biology is not failing you. It is reacting to stress and fatigue. The most effective way to restore balance isn’t a crash diet or caffeine. It’s sleep.
Sleep is not a luxury. It is your most powerful tool for appetite control, energy regulation and long-term health.
Joanna Fong-Isariyawongse, Associate Professor of Neurology, University of Pittsburgh
This article is republished from The Conversation under a Creative Commons license. Read the original article.
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