Lifestyle
Credello: These Are the Best Credit Cards for Booking a Cruise This Year
NEW YORK (Newswire.com) – Credello: Planning a cruise can be an exciting experience, but when it comes to making payments, having the right credit card can enhance your experience even further. Not only can you take advantage of rewards and benefits, but some credit cards offer specific perks for booking cruises. Let’s explore the best credit cards for booking a cruise this year, considering overall benefits, flexibility, and simple rewards.
Understanding How a Credit Score Works
Before we delve into the best credit cards for booking a cruise, you need to be able to answer the question, “How does a credit score work?” Your credit score is a numerical representation of your creditworthiness and is used by lenders to evaluate your credit risk. It takes into account various factors such as payment history, credit utilization, length of credit history, types of credit, and recent credit inquiries. A higher credit score indicates a lower credit risk, making qualifying for credit cards with better rewards and benefits easier.
For example, is 700 a good credit score? A credit score of 700 is generally considered good and can open up several opportunities for obtaining credit cards with attractive perks and favorable terms. It demonstrates responsible credit management and makes you a desirable candidate for lenders. With a good credit score, you are more likely to secure higher credit limits, lower interest rates, and better rewards on credit cards. Maintaining a good credit score by making timely payments, keeping credit utilization low, and managing your debts responsibly is important.
Best Credit Cards for Booking a Cruise
1. Chase Sapphire Reserve
The Chase Sapphire Reserve credit card offers exceptional benefits for booking a cruise. It provides a generous sign-up bonus, flexible redemption options, and travel credits that can be applied to cruise bookings. Additionally, cardholders can enjoy airport lounge access, travel insurance, and valuable travel rewards.
2. Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is another excellent choice for booking a cruise. It offers a competitive rewards program, including a substantial sign-up bonus and a high earning rate on all purchases. The card also provides travel benefits, such as statement credits for travel expenses, making it ideal for cruisers.
3. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a versatile option for cruise bookings. It offers valuable rewards for travel and dining expenses, along with a sign-up bonus. The points earned can be transferred to airline and hotel partners, maximizing their value for cruise travel.
4. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is an excellent choice for those who prefer a straightforward rewards structure. With this card, you earn a fixed rate on all purchases, and the rewards can be redeemed for statement credits toward travel expenses, including cruises.
5. Bank of America Premium Rewards credit card
The Bank of America Premium Rewards credit card offers a straightforward rewards program, making it a convenient choice for cruisers. It provides elevated rewards on travel and dining and valuable travel benefits, including statement credits and travel insurance.
Bottom line
When booking a cruise, having the right credit card can enhance your experience and help you earn valuable rewards. Remember to maintain a good credit score to increase your chances of qualifying for these top-tier credit cards. With the right card in hand, you can set sail on your dream cruise while enjoying the rewards and benefits that come along with it.
About Credello
Credello is a financial tech company offering a personal finance tool that simplifies financial decisions through personalized, on-demand recommendations — so users can borrow, save, or invest with confidence. Credello believes that finding the right financial product should be as easy and interactive as online shopping, and we are on a mission to make that possible. For more information, please visit https://www.credello.com.
Source: Credello
Discover more from Daily News
Subscribe to get the latest posts sent to your email.
recipes
Tasty Twists on a Traditional Holiday Treat: 3 red velvet variations of seasonal sweets
(Family Features) Embrace the color and flavor of tradition this holiday season with new twists on red velvet desserts. These variations on the classic cake can take your celebrations to new heights by throwing it back to childhood with a little bite of the past.
Traditional Holiday Ideas
Take a trip down memory lane with “Cookin’ Savvy” and her delicious takes on tradition: Red Velvet Bundt Cake, Red Velvet Cake Balls and Red Velvet Cookie Cutouts, all of which make it easy for the entire family to join together for some fun (and rich homemade flavor) in the kitchen.
Find more “Cookin’ Savvy” recipes at Culinary.net.
Red Velvet Bundt Cake
Recipe courtesy of “Cookin’ Savvy”
- 1 red velvet cake mix
- 1 cup all-purpose flour
- 1 heaping tablespoon cocoa powder
- 1 cup sugar
- 1 cup milk
- 3 eggs
- 1 stick melted butter
Frosting:
- 1 stick softened butter
- 1 package (8 ounces) softened cream cheese
- 1/4 cup heavy whipping cream
- 5 cups powdered sugar
- white sanding sugar (optional)
- In mixing bowl, mix cake mix, flour, cocoa powder and sugar. Blend in milk, eggs and butter.
- Grease bundt pan with butter and pour in batter. Bake according to package instructions for bundt cakes then add 10-15 minutes. Let cool before icing.
- To make frosting: In bowl, mix butter, cream cheese and whipping cream. Slowly blend in powdered sugar.
- Ice entire bundt cake or place frosting in piping bag and pipe with back and forth “drip” motion. Sprinkle sanding sugar for sparkly snow appearance, if desired.
Red Velvet Cake Balls
Recipe courtesy of “Cookin’ Savvy”
- 1 red velvet cake mix
- 1 cup all-purpose flour
- 1 heaping tablespoon cocoa powder
- 1 cup sugar
- 1 cup milk
- 3 eggs
- 1 stick melted butter
Frosting:
- 1/2 stick softened butter
- 4 ounces softened cream cheese
- 1/8 cup heavy whipping cream
- 2 1/2 cups powdered sugar, plus additional for rolling, divided
- Heat oven to 350 F.
- In mixing bowl, mix cake mix, flour, cocoa powder and sugar. Blend in milk, eggs and butter.
- Grease 9-by-13-inch pan and pour in batter. Bake 45 minutes.
- Remove from oven and use fork to crumble cake then place in large bowl.
- To make frosting: In bowl, mix butter, cream cheese and whipping cream. Slowly blend in powdered sugar. Mix frosting into bowl with cake.
- Form cake mixture into balls then roll in powdered sugar.
Red Velvet Cookie Cutouts
Recipe courtesy of “Cookin’ Savvy”
- 1 red velvet cake mix
- 1 cup all-purpose flour
- 1 heaping tablespoon cocoa powder
- 1 cup sugar
- 1 cup milk
- 3 eggs
- 1 stick melted butter
Frosting:
- 1 stick softened butter
- 1 package (8 ounces) softened cream cheese
- 1/4 cup heavy whipping cream
- white sanding sugar (optional)
- Heat oven to 350 F.
- In mixing bowl, mix cake mix, flour, cocoa powder and sugar. Blend in milk, eggs and butter.
- Cover two cookie sheets with parchment paper. Pour half the mixture onto each sheet. Bake 25-30 minutes.
- Let cookies cool then freeze 1 hour. Use cookie cutters to make desired shapes.
- To make frosting: In bowl, mix butter, cream cheese and whipping cream. Slowly blend in powdered sugar.
- Using knife or piping bag, frost cookies. Sprinkle with sanding sugar for sparkly snow appearance, if desired.
SOURCE:
Culinary.net
At our core, we at STM Daily News, strive to keep you informed and inspired with the freshest content on all things food and beverage. From mouthwatering recipes to intriguing articles, we’re here to satisfy your appetite for culinary knowledge.
Visit our Food & Drink section to get the latest on Foodie News and recipes, offering a delightful blend of culinary inspiration and gastronomic trends to elevate your dining experience.
Discover more from Daily News
Subscribe to get the latest posts sent to your email.
Lifestyle
Take a Rest from Stress
5 strategies to combat stressful triggers
(Family Features) Stress, the physical or mental response to external causes like overwhelming work assignments or difficult life moments, can add unnecessary pressure to your day to day. While everyone feels stress from time to time, when left untreated or unrecognized, it can begin to wreak havoc in the form of anxiety.
In honor of National Stress Awareness Month, consider these strategies to combat stress from the National Institutes of Mental Health.
Learn Your Triggers
Different events and situations cause stress for different people. Knowing what triggers your stress to kick in – mounds of office paperwork, important financial decisions or hectic mornings, for example – can help you plan and prepare for stress-inducing moments.
Exercise and Eat Right
Maintaining physical health can be beneficial for mental health, too. Find time to do exercises you enjoy like walking, jogging, yoga or playing a sport. Identifying activities that bring you joy can make it easier to fit 30-60-minute workouts into your schedule without adding even more stress. Complement your workout routine with nutritional meals that help you stay on track with your fitness goals.
Practice Relaxation
Whether you find inner peace through journaling, breathing exercises, reading or some other form of slowing down, find what works for you and prioritize fitting it into your daily schedule. Relaxing activities help you slow down the pace of life, providing a chance to reset by doing something you enjoy.
Get Enough Sleep
A lack of quality sleep can add to stress. Creating a bedtime routine can increase your sleep habits and help you achieve the expert-recommended 7-9 hours per night. Put away electronics, which can interfere with your ability to calm your mind, and find an activity that puts you at ease like reading a book or listening to relaxing music. Ensure your bedroom is optimized for comfort by making it cool, dark and quiet.
Create a Network of Support
Everyone experiences stress. Reach out to family members and close friends you can lean on in stressful and frustrating moments. Share your feelings and encourage others to do the same, which can increase trust and help everyone in your circle cope in a positive way.
Find more ways to combat stress and care for your mental health at eLivingtoday.com.
Photo courtesy of Unsplash
SOURCE:
eLivingtoday.com
STM Daily News is a vibrant news blog dedicated to sharing the brighter side of human experiences. Emphasizing positive, uplifting stories, the site focuses on delivering inspiring, informative, and well-researched content. With a commitment to accurate, fair, and responsible journalism, STM Daily News aims to foster a community of readers passionate about positive change and engaged in meaningful conversations. Join the movement and explore stories that celebrate the positive impacts shaping our world.
Discover more from Daily News
Subscribe to get the latest posts sent to your email.
financial wellness
Financial Literacy 101
Financial Wellness
(Family Features) Financial anxiety is on the rise in the United States, making financial literacy – simply put, the ability to understand and effectively utilize various money management practices including budgeting, investing and saving among others – as important as ever.
In fact, 36% of the U.S. general population feel anxious about their current financial situations with 26% feeling strained, according to research from World Financial Group. Taking steps to become more financially literate and manage money more effectively can help.
While there isn’t one “right” way to gain financial literacy, these steps can help grow your understanding and confidence around your finances.
- Understand Your Finances
Understanding your finances and how your financial decisions impact your future self is essential for making appropriate choices. Without this understanding of your income and expenses, you become vulnerable to making the wrong decisions and can put yourself at greater risk in the future.
To further expand your knowledge base, consider taking a financial literacy quiz to test your understanding of concepts such as compounding interest, inflation and risk diversification. If necessary, don’t be afraid to seek the advice of a professional before making important financial decisions. - Take Control and Plan with Confidence
To take control of short- and long-term financial priorities and aspirations, individuals should plan ahead. Establishing these goals is the first step to effective planning, whether lifestyle goals, hopes for retirement or specific items you wish to acquire, such as a new vehicle or home. This approach provides a target for building your savings and protection plans. - Prepare and Plan for Life’s Unexpected Events
If not adequately prepared, unexpected events can have catastrophic impacts on household finances. For example, having to leave the workforce early due to illness could mean years of lost earning power, which could impact your short- and long-term priorities and aspirations. Therefore, it’s essential to ensure backup plans, such as a retirement account or life insurance that includes income protection if unable to work, are in place, if the unexpected happens. This “cushion” can contribute to greater confidence in your future financial outlook and stronger feelings of security going into waves of economic uncertainty.
Test your literacy to assess your understanding and confidence around finances at WorldFinancialGroup.com.
Photo courtesy of iStock
SOURCE:
World Financial Group
Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
Discover more from Daily News
Subscribe to get the latest posts sent to your email.
-
Urbanism1 year ago
Signal Hill, California: A Historic Enclave Surrounded by Long Beach
-
News2 years ago
Diana Gregory Talks to us about Diana Gregory’s Outreach Services
-
Senior Pickleball Report2 years ago
The Absolute Most Comfortable Pickleball Shoe I’ve Ever Worn!
-
Senior Pickleball Report2 years ago
ACE PICKLEBALL CLUB TO DEBUT THEIR HIGHLY ANTICIPATED INDOOR PICKLEBALL FRANCHISES IN THE US, IN EARLY 2023
-
STM Blog2 years ago
World Naked Gardening Day: Celebrating Body Acceptance and Nature
-
Automotive2 years ago
2023 Nissan Sentra pricing starts at $19,950
-
Travel2 years ago
Unique Experiences at the CitizenM
-
Senior Pickleball Report2 years ago
“THE PEOPLE’S CHOICE AWARDS OF PICKLEBALL” – VOTING OPEN