fbpx
Connect with us

Lifestyle

Credello: These Are the Best Credit Cards for Booking a Cruise This Year

Published

on

NEW YORK (Newswire.com) – Credello: Planning a cruise can be an exciting experience, but when it comes to making payments, having the right credit card can enhance your experience even further. Not only can you take advantage of rewards and benefits, but some credit cards offer specific perks for booking cruises. Let’s explore the best credit cards for booking a cruise this year, considering overall benefits, flexibility, and simple rewards. 

Understanding How a Credit Score Works

Before we delve into the best credit cards for booking a cruise, you need to be able to answer the question, “How does a credit score work?” Your credit score is a numerical representation of your creditworthiness and is used by lenders to evaluate your credit risk. It takes into account various factors such as payment history, credit utilization, length of credit history, types of credit, and recent credit inquiries. A higher credit score indicates a lower credit risk, making qualifying for credit cards with better rewards and benefits easier.

For example, is 700 a good credit score? A credit score of 700 is generally considered good and can open up several opportunities for obtaining credit cards with attractive perks and favorable terms. It demonstrates responsible credit management and makes you a desirable candidate for lenders. With a good credit score, you are more likely to secure higher credit limits, lower interest rates, and better rewards on credit cards. Maintaining a good credit score by making timely payments, keeping credit utilization low, and managing your debts responsibly is important.

Best Credit Cards for Booking a Cruise

1. Chase Sapphire Reserve

The Chase Sapphire Reserve credit card offers exceptional benefits for booking a cruise. It provides a generous sign-up bonus, flexible redemption options, and travel credits that can be applied to cruise bookings. Additionally, cardholders can enjoy airport lounge access, travel insurance, and valuable travel rewards.

Advertisement

2. Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is another excellent choice for booking a cruise. It offers a competitive rewards program, including a substantial sign-up bonus and a high earning rate on all purchases. The card also provides travel benefits, such as statement credits for travel expenses, making it ideal for cruisers.

3. Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a versatile option for cruise bookings. It offers valuable rewards for travel and dining expenses, along with a sign-up bonus. The points earned can be transferred to airline and hotel partners, maximizing their value for cruise travel.

4. Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is an excellent choice for those who prefer a straightforward rewards structure. With this card, you earn a fixed rate on all purchases, and the rewards can be redeemed for statement credits toward travel expenses, including cruises.

5. Bank of America Premium Rewards credit card

Advertisement

The Bank of America Premium Rewards credit card offers a straightforward rewards program, making it a convenient choice for cruisers. It provides elevated rewards on travel and dining and valuable travel benefits, including statement credits and travel insurance.

Bottom line

When booking a cruise, having the right credit card can enhance your experience and help you earn valuable rewards. Remember to maintain a good credit score to increase your chances of qualifying for these top-tier credit cards. With the right card in hand, you can set sail on your dream cruise while enjoying the rewards and benefits that come along with it.

About Credello

Credello is a financial tech company offering a personal finance tool that simplifies financial decisions through personalized, on-demand recommendations — so users can borrow, save, or invest with confidence. Credello believes that finding the right financial product should be as easy and interactive as online shopping, and we are on a mission to make that possible. For more information, please visit https://www.credello.com

Source: Credello

Advertisement

Lifestyle

How to Support Your Pet’s Health During Summer

Published

on

(Family Features) As a pet parent, you know your pet’s needs are continually evolving. That’s true during different stages of growth and even as the seasons change.

Part of supporting your pet throughout the year is understanding the specific risks that come with changing weather and special seasonal events. Supporting pets this summer can be easier with these tips:

Summer Health Concerns
It may be an exciting time of year for humans with all the extra activities, seasonal celebrations and travel, but those summer pastimes can add up to a whole lot of stress for pets. In addition, environmental factors like allergens and heat can affect them more than you realize.

  • Allergies: Pets can be affected by many of the same allergens as humans, including grass, pollen and other vegetation that is more prevalent during warmer months. Watch for signs of trouble such as scratching, chewing, watery eyes and general discomfort. Veterinarians can offer advice on allergy support and supplements appropriate for your pet’s age, breed and size.
  • Fireworks: Summer tends to bring more loud noise and commotion in general, but this is especially true around the Fourth of July when explosions become the norm. If pets are fearful, it’s especially important to ensure they stay in well-secured areas since fireworks are a common cause of pets running away. If possible, find a safe spot within your house where outside noises are muffled. Provide some comfort items and check on them regularly. If they seem extremely distressed, vet-recommended anxiety treatments and supplements can help promote relaxation and soothe their nerves.
  • Travel: If your pet suffers from separation anxiety, summer trips can be especially problematic. One solution is to take your pet with you, but that’s not always practical or even possible. When pets with separation anxiety stay behind, it’s a good idea to leave them with someone they know, and even better if that person can stay in your home so pets are in familiar surroundings. If that’s not an option, introducing pets to their caretaker or doing a trial run at the kennel can help ease their nerves. In extreme cases, you may need to consult with a vet about supplements that can help soothe pets in your absence.
  • Dehydration: Just like humans, hotter temperatures make it easier to get dehydrated, which can lead to myriad health concerns. Ensure pets have access to fresh, clean and cool water at all times and be sure to alert your veterinarian if you notice any changes in their interest in drinking, as that can signal an issue. Also watch for signs of dehydration, such as weakness, less energy, changes in appetite and panting.

Managing Activity Levels
During the summer months, pets may be tempted to take it easy in the heat, or you may have the opposite problem: a pet that’s a little too active for the elements. Monitoring their activity level is important to ensure they don’t get overheated but also get adequate exercise to maintain a healthy weight and keep muscle tone strong. This may require getting creative about bringing playtime indoors or shifting your routine to accommodate walks early or late in the day when temperatures tend to be more forgiving.

Introducing Health Supplements
Monitoring pets’ health isn’t a one-size-fits-all effort. In fact, different breeds have distinct needs when it comes to exercise, behavioral training and even nutrition. Supplements, from multifunctional solutions to those targeting specific issues, can help complement regular food to ensure pets are getting all of the nutrients and preventative support they need to thrive. One comprehensive option is NaturVet’s Breed Specific Soft Chews supplement line, which is made up of five products that provide proactive support for distinct dog breed categories, including toy/small, bully, sport/working, doodle and giant.

The vet-formulated soft chew line was designed to offer a streamlined and personalized supplement approach for breeds with particular health needs. To support pets precisely as they are, each product offering is formulated for pure and mixed breed dogs alike, delivering tailored, wholesome ingredients to address joint, allergy, immune, heart, gut, anxiety and dental issues.  

Find more advice for supporting your pet’s health this summer and beyond at naturvet.com.

Photo courtesy of Shutterstock (woman hugging dog)


SOURCE:
NaturVet

Advertisement
Continue Reading

home gardening

Make an Impact This Earth Day: 5 steps to plant a tree

Published

on

(Family Features) There are countless ways you can make your contributions felt this Earth Day. If you’d like to join millions of others in the fight for the environment, consider one of the most popular gifts given back to the world each year: planting a tree.

With hundreds of millions of trees planted since the first celebration in 1970, per earthday.org, you can be part of one of the largest civic events on the planet. Consider these tips to properly plant a tree in your own yard.

Choose the Right Tree and Location
Depending on where you live and your desired outcome, choosing the right tree and planting location are critical factors. Larger shade trees help cool homes in warmer climates, evergreens provide privacy and fruit trees offer a grocery store right in your backyard. Consider your available space along with conditions that will impact the tree itself, such as soil conditions, sun exposure, drainage and more.

Dig Safely
Before digging, remember that proper tree placement requires factoring in underground utility lines, overhead power lines and proximity to sidewalks, driveways and homes. Dial 811, the national call-before-you-dig number, to locate underground utilities and consider contacting an arborist or tree care professional to make sure you’ve weighed all the important factors.

Break Ground
Dig a hole that’s roughly 2-3 times wider than the root ball of your tree and equally as deep as the root ball. Be sure the trunk flare (where the trunk expands at the base of the tree) is partially visible when planted. Remove any wrapping or cover from the root ball and trunk. Lift from the root ball, not the trunk, to place in the hole then straighten vertically and firmly backfill soil around the root ball to stabilize.

Add Mulch
Mulching helps maintain moisture and improve soil conditions while controlling weed growth. Place a 2-3-inch layer in a 3-foot radius around the base of the tree without touching the trunk itself.

Keep Soil Moist
Make sure your tree has enough water to grow strong by keeping the soil moist. Typically, this means watering just once per week, barring rain, but may require more frequency during especially hot weather.

Find more tips for giving back to Mother Earth at eLivingtoday.com.

Advertisement

Photo courtesy of Unsplash


SOURCE:
eLivingtoday.com

Continue Reading

Health

Take a Rest from Stress

Published

on

5 strategies to combat stressful triggers

(Family Features) Stress, the physical or mental response to external causes like overwhelming work assignments or difficult life moments, can add unnecessary pressure to your day to day. While everyone feels stress from time to time, when left untreated or unrecognized, it can begin to wreak havoc in the form of anxiety.

In honor of National Stress Awareness Month, consider these strategies to combat stress from the National Institutes of Mental Health.

Learn Your Triggers
Different events and situations cause stress for different people. Knowing what triggers your stress to kick in – mounds of office paperwork, important financial decisions or hectic mornings, for example – can help you plan and prepare for stress-inducing moments.

Exercise and Eat Right
Maintaining physical health can be beneficial for mental health, too. Find time to do exercises you enjoy like walking, jogging, yoga or playing a sport. Identifying activities that bring you joy can make it easier to fit 30-60-minute workouts into your schedule without adding even more stress. Complement your workout routine with nutritional meals that help you stay on track with your fitness goals.

Practice Relaxation
Whether you find inner peace through journaling, breathing exercises, reading or some other form of slowing down, find what works for you and prioritize fitting it into your daily schedule. Relaxing activities help you slow down the pace of life, providing a chance to reset by doing something you enjoy.

Get Enough Sleep
A lack of quality sleep can add to stress. Creating a bedtime routine can increase your sleep habits and help you achieve the expert-recommended 7-9 hours per night. Put away electronics, which can interfere with your ability to calm your mind, and find an activity that puts you at ease like reading a book or listening to relaxing music. Ensure your bedroom is optimized for comfort by making it cool, dark and quiet.

Create a Network of Support
Everyone experiences stress. Reach out to family members and close friends you can lean on in stressful and frustrating moments. Share your feelings and encourage others to do the same, which can increase trust and help everyone in your circle cope in a positive way.

Find more ways to combat stress and care for your mental health at eLivingtoday.com.

Advertisement

Photo courtesy of Unsplash


SOURCE:
eLivingtoday.com

Continue Reading

Trending