News
Revolutionary Neuromorphic Visual Sensor Accurately Detects and Predicts Moving Objects with Hidden Information
A new bio-inspired sensor can recognise moving objects in a single frame from a video and successfully predict where they will move to.
A team of researchers at Aalto University has developed a new bio-inspired sensor that can detect moving objects in a single video frame and predict their path. This smart sensor is based on neuromorphic vision technology that integrates sensing, memory, and processing in a single device. It can be used in various fields, including automatic inspection, industrial process control, robotic guidance, and autonomous driving technology.
The sensor is made of an array of photomemristors.
« A neuromorphic visual sensor can recognise moving objects and predict their path
The sensor’s core technology is an array of photomemristors, electrical devices that produce electric current in response to light. This allows the sensor to “remember” whether it has been exposed to light recently. As a result, the sensor doesn’t just record instantaneous information about a scene but also includes a dynamic memory of the preceding instants. This is similar to how the human visual system works.
The sensor’s ability to integrate a series of optical images in one frame is unique. The information of each image is embedded in the following images as hidden information. The final frame in a video, therefore, has information about all the previous frames. This allows the system to detect motion earlier in the video by analyzing only the final frame with a simple artificial neural network.
To demonstrate the technology, the researchers used videos showing the letters of a word one at a time. The photomemristor array could use hidden information in the final frame to infer which letters had preceded it and predict what the word was with nearly 100% accuracy. In another test, the team showed the sensor videos of a simulated person moving at three different speeds. The system was able to recognize motion by analyzing a single frame and predict the next frames accurately.
The accuracy of detecting motion and predicting where an object will be are essential for self-driving technology and intelligent transport. Autonomous vehicles need accurate predictions of how cars, bikes, pedestrians, and other objects will move to make the right decisions. By adding a machine learning system to the photomemristor array, the researchers showed that their integrated system can predict future motion based on in-sensor processing of an all-informative frame.
The researchers believe that their integrated system provides new opportunities in autonomous robotics and human-machine interactions. The in-frame information obtained using photomemristors avoids redundant data flows, enabling energy-efficient decision-making in real-time.
https://stmdailynews.com/category/science/
Understanding and Improving Business Credit Can Support Financing Readiness, Credibility and Long-Term Confidence
(Feature Impact) Nearly 60% of small business owners seek financing each year, according to the Federal Reserve’s 2025 Small Business Credit Survey, but only about 2 in 5 secure the full amount they request.
It’s not uncommon for business owners to be caught off guard by a credit issue just when they’re poised to take their companies to the next level. To help business owners better understand how business credit can aid growth, consider this information from Chase for Business.
The Hidden Impact of Business Credit
Many owners miss the importance of business credit – 74% of business owners have used personal credit cards or lending products that rely on their personal credit score for business purposes, according to a May 2026 Chase small business survey. However, business credit can play an important role in accessing capital, managing operations and planning for the future. Without a clear understanding of their business credit profiles, owners may miss out on opportunities or face unexpected challenges when seeking loans, negotiating with suppliers or expanding their businesses. That’s why it’s essential for small business owners to proactively monitor and manage their business credit.
Managing Business Credit
To help millions of small business owners better understand and manage this part of their financial picture, Chase for Business introduced Business Credit Journey, a complimentary digital tool designed to help owners establish, monitor and improve their business credit.
The tool brings together credit monitoring, score insights, actionable steps and educational resources in one place. It builds on the American Dream Initiative, a nationwide effort to help power 10 million small businesses, offering resources beyond basic credit tracking to help owners spot issues early, understand what’s driving their scores and take action before opportunities slip away.
“Small business owners aren’t overlooking business credit, they just can’t see it clearly or aren’t sure how to use that information,” said Jameson Troutman, head of product for Chase for Business. “This tool is meant to change that, offering owners an easier, accessible way to understand their business credit scores and empowering them to take action over time.”
Why Business Credit Matters
Business credit is only one part of the financing equation, but it can influence how prepared a business is for future opportunities, help owners make informed decisions and avoid surprises when it matters most.
Why Business Credit Can be Easy to Overlook
For many owners, business credit is easy to put off while managing the daily demands of running their businesses. That can be especially true when they’re focused on growth, and nearly 80% of business owners expect growth in 2026, according to Chase’s Business Leaders Outlook.
In that environment, business credit may not get attention until a financing need or growth opportunity puts it into focus. That often means businesses confront their credit profile only when it starts to limit their options.
How Digital Tools Can Help
Created to make business credit easier to understand and manage, the tool allows business owners to monitor their credit scores, see what is influencing them and receive insights and actionable steps tailored to their business profile. It’s designed to help owners stay on top of changes over time and take a more proactive approach to strengthening their business credit.
“Small business owners deserve resources that help them make more informed decisions,” Troutman said.
For many small businesses, credit only becomes visible when something depends on it. Having a clearer view earlier can change the decisions owners make long before that moment. Visit chase.com/business/creditjourney to learn more.
SOURCE:
📰 Thanks for reading STM Daily News – your source for News You Can Use This Moment!
We love hearing from our readers. Share your thoughts in the comments section and join the conversation with our growing community. Your feedback helps us create the stories and features that matter most to you.
Don’t miss the latest news, inspiring stories, lifestyle tips, food and drink features, and exclusive updates. Subscribe to the STM Daily News newsletter and get our top stories delivered directly to your inbox.
💬 Leave a comment.
📧 Subscribe to our newsletter.
📢 Share your favorite stories with friends and family.
Stay informed, stay connected, and be part of the STM Daily News community at STMDailyNews.com.
Business and Finance
Consumer Alert: AI-Powered Fake Businesses Are Fooling Online Shoppers
AI-generated storefronts, fake founders, and emotional marketing are being used to trick online shoppers. Learn how to spot the warning signs and protect yourself.
Last Updated on June 14, 2026 by Rod Washington
Consumers today are increasingly making purchasing decisions based on more than just price. Many actively seek out local businesses, family-owned companies, veteran-owned enterprises, and Black-owned businesses in an effort to support communities and entrepreneurs they believe in.
Unfortunately, scammers are exploiting that goodwill.
A growing number of fraudulent online stores are using artificial intelligence to create convincing business identities designed to gain consumer trust. These AI-powered storefronts often feature realistic founder photos, emotional backstories, glowing customer reviews, and professional-looking websites that appear legitimate at first glance.
In reality, some of these businesses may not exist at all.
The Rise of AI-Generated Storefronts
Artificial intelligence has made it easier than ever to create realistic images, videos, and written content. While these tools have many legitimate uses, bad actors are increasingly using them to create fake online businesses.
These websites often claim to be small businesses facing hardship, family-owned operations struggling to survive, or businesses representing specific communities. Their marketing is designed to connect emotionally with consumers who want their purchases to make a positive impact.
Social media advertisements frequently promote urgent “closing sales,” liquidation events, or limited-time discounts that encourage shoppers to act quickly before researching the company.
Why These Scams Work
Trust has become a powerful marketing tool.
Many consumers intentionally support businesses they believe align with their values. Scammers understand this and use carefully crafted stories to create an emotional connection before a purchase is made.
AI-generated founder photos and biographies can make a website appear authentic even when the people featured do not exist. Combined with fake testimonials and professional branding, these tactics can create the illusion of a thriving small business.
The Impact on Legitimate Businesses
The consequences extend beyond individual consumers who lose money.
Authentic small businesses work hard to earn customer trust through years of service, community involvement, and reputation building. When fraudulent websites falsely present themselves as community-focused businesses, they can damage confidence in legitimate entrepreneurs.
As consumers become more skeptical, genuine business owners may find it harder to convince customers that their stories, products, and missions are real.
Warning Signs to Watch For
Before making a purchase, consumers should look for potential red flags:
- Founder photos that appear overly polished or artificial.
- Business histories that cannot be independently verified.
- Recently created social media accounts with little engagement.
- Deep discounts and constant “going out of business” sales.
- Generic customer reviews lacking specific details.
- Limited contact information or nonexistent customer service.
- Return policies that require shipping products overseas despite claims of being U.S.-based.
Protect Yourself Before You Buy
A few minutes of research can prevent costly mistakes.
Consider searching for independent reviews, verifying business addresses, checking domain registration history, and conducting a reverse image search on founder photographs. Consumers should also be cautious when encountering emotional stories that create a sense of urgency or pressure immediate purchases.
Trust but Verify
Artificial intelligence is transforming commerce and communication, but it is also creating new opportunities for deception.
Supporting small businesses remains one of the most effective ways to strengthen local economies and communities. In the age of AI, however, consumers may need to take an extra step to ensure the businesses they support are truly who they claim to be.
The best defense against AI-powered scams is simple: trust, but verify.
Closing Footnote
As artificial intelligence continues to transform online commerce, consumers should remain vigilant when shopping online. A compelling backstory, professional website, or realistic founder photo is no longer proof that a business is legitimate. Taking a few minutes to verify a company’s identity can help protect your wallet and ensure your support goes to genuine entrepreneurs rather than scammers. https://apnews.com/article/2b83cb87d450f22ac0211bfa52ee7b7f?utm_source=chatgpt.com
Related External Links for Further Reading
You can include these resources in your research or share them with readers interested in learning more about AI-generated business scams, online shopping fraud, and consumer protection.
- FTC Consumer Alerts – Official consumer warnings and scam prevention resources from the Federal Trade Commission. “`
- FTC Shopping & Online Buying Advice – Guidance on safe online shopping, evaluating reviews, and avoiding deceptive sellers.
- Better Business Bureau Scam Tracker – Search reported scams and see examples of online shopping fraud reported by consumers.
- BBB Scam Tracker – Report a Scam – Report suspicious businesses and learn how scam investigations work.
- National Cyber Security Centre: Online Shopping Fraud – Advice on identifying suspicious online stores and protecting yourself from shopping fraud.
- AP News: Beware of Online Ads with Elaborate Backstories – Investigation into fake online boutiques that use emotional stories and misleading branding to gain consumer trust.
- FTC Cracks Down on Fake and AI-Generated Reviews – Overview of federal efforts to combat deceptive reviews and AI-generated testimonials. “`
Additional Research Resources
For a deeper dive into the growing problem of AI-assisted scams:
- ScamFerret: Detecting Scam Websites with Large Language Models – Research paper exploring how AI can be used to identify fraudulent websites. “`
- LOKI: Proactively Discovering Online Scam Websites – Research paper examining methods used to identify thousands of previously unknown scam websites. “`
Protect yourself from the latest online scams with STM Daily News. From AI-powered fraud schemes to consumer safety tips, our Consumer Corner delivers practical information to help you make informed decisions. Visit STM Daily News for more news you can use this moment, and don’t forget to subscribe to our newsletter for updates delivered straight to your inbox.
(Feature Impact) For generations, students have been told a college degree is key to landing a well-paying job and building a stable future. Long treated as the gold standard for post-secondary education, albeit an expensive one, the four-year degree is no longer the unquestioned path to career success.
New research from the U.S. Career Institute, an online career training provider, suggests many Americans are rethinking what education and long-term job security actually look like. While college remains a popular path, 26% of adults surveyed said certifications or skills-based programs are the safer choice. Just 18% said the same about a four-year degree.
In fact, if given the chance to do it all over again, 27% of respondents said they would choose a different path entirely, and 33% said they would look for something faster or more affordable. Knowing what they know now, just 17% reported they would make the same choice again; meaning more U.S. adults are now willing to ask if college is the right call.
Cost is Getting Harder to Ignore
Long sold as an investment that would pay for itself in time, the price tag that accompanies that college degree is increasingly scrutinized. While 38% of survey respondents said paying for college feels like a necessary investment despite the expense, 29% said they question whether it’s a worthwhile expenditure.
What’s more, 32% of respondents said they would reconsider investing in a college education if student loan debt exceeded $10,000, even as the price of obtaining a degree continues to climb.
AI is Leading to Job Security Concerns
The rapid rise of artificial intelligence is adding another layer of uncertainty. In fact, 1 in 4 adults in the U.S. believe office-based and white-collar workers are the type of employees most likely to be replaced by AI in the next five years. As automation becomes a bigger part of workplace conversations, it’s also influencing how people think about their futures, with more than half (54%) of respondents reconsidering their education or career path due to concerns about job security or automation.
For some, that reconsideration is already translating into action. A quarter of respondents (25%) have already completed a certificate or skills-based training program while another 29% said they’ve seriously considered pursuing one.
Stability is Taking Center Stage
Prestige, job title and earning potential have long influenced post-secondary education choices. However, stability has become the most commonly cited factor influencing career decisions today, named by 53% of respondents, ranking it above prestige and status.
That same mindset is shaping the advice people give younger generations. For those starting their careers now, 30% of survey respondents said they would recommend a certification or skills-based program while 24% said they’d still recommend pursuing a four-year degree.
For many careers, a college degree remains a requirement. However, it may no longer be the only path forward for every student entering the workforce. To explore skills-based training and certification programs as an alternative, visit uscareerinstitute.edu.
Photo courtesy of Shutterstock
SOURCE:
Looking for stories that inform, inspire, and keep you connected to what matters right now? Visit STM Daily News for breaking news, community stories, travel, food and drink, health and wellness, technology, transportation, and our popular Knowledge series. Discover fresh content updated daily, and stay informed with news you can use this moment. Don’t forget to subscribe to our newsletter and follow us on social media so you never miss a story.
