jobs help wanted
Rethinking Career Decisions: Why College is No Longer the Unquestioned Path

(Feature Impact) For generations, students have been told a college degree is key to landing a well-paying job and building a stable future. Long treated as the gold standard for post-secondary education, albeit an expensive one, the four-year degree is no longer the unquestioned path to career success.
New research from the U.S. Career Institute, an online career training provider, suggests many Americans are rethinking what education and long-term job security actually look like. While college remains a popular path, 26% of adults surveyed said certifications or skills-based programs are the safer choice. Just 18% said the same about a four-year degree.
In fact, if given the chance to do it all over again, 27% of respondents said they would choose a different path entirely, and 33% said they would look for something faster or more affordable. Knowing what they know now, just 17% reported they would make the same choice again; meaning more U.S. adults are now willing to ask if college is the right call.
Cost is Getting Harder to Ignore
Long sold as an investment that would pay for itself in time, the price tag that accompanies that college degree is increasingly scrutinized. While 38% of survey respondents said paying for college feels like a necessary investment despite the expense, 29% said they question whether it’s a worthwhile expenditure.
What’s more, 32% of respondents said they would reconsider investing in a college education if student loan debt exceeded $10,000, even as the price of obtaining a degree continues to climb.
AI is Leading to Job Security Concerns
The rapid rise of artificial intelligence is adding another layer of uncertainty. In fact, 1 in 4 adults in the U.S. believe office-based and white-collar workers are the type of employees most likely to be replaced by AI in the next five years. As automation becomes a bigger part of workplace conversations, it’s also influencing how people think about their futures, with more than half (54%) of respondents reconsidering their education or career path due to concerns about job security or automation.
For some, that reconsideration is already translating into action. A quarter of respondents (25%) have already completed a certificate or skills-based training program while another 29% said they’ve seriously considered pursuing one.
Stability is Taking Center Stage
Prestige, job title and earning potential have long influenced post-secondary education choices. However, stability has become the most commonly cited factor influencing career decisions today, named by 53% of respondents, ranking it above prestige and status.
That same mindset is shaping the advice people give younger generations. For those starting their careers now, 30% of survey respondents said they would recommend a certification or skills-based program while 24% said they’d still recommend pursuing a four-year degree.
For many careers, a college degree remains a requirement. However, it may no longer be the only path forward for every student entering the workforce. To explore skills-based training and certification programs as an alternative, visit uscareerinstitute.edu.
Photo courtesy of Shutterstock
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Business and Finance
Handshake Launches Free AI Skills Studio to Help Job Seekers Prepare for an AI-Driven Workplace
Handshake has launched AI Skills Studio, a free project-based learning hub designed to help students and job seekers develop practical AI skills and demonstrate what they can do to prospective employers.
As artificial intelligence becomes a bigger part of everyday work, knowing how to actually use AI tools may become just as important as knowing what they can do.
Career platform Handshake is betting on that shift with the launch of AI Skills Studio, a free learning hub designed to give students and job seekers practical experience using AI through short, hands-on projects.
Handshake’s AI Skills Studio aims to help job seekers build practical, hands-on AI experience as artificial intelligence becomes increasingly important across the workplace. Image: Rod Washington and Firefly.
Announced September 22, AI Skills Studio offers project-based learning “missions” that generally take between 10 and 45 minutes to complete. Instead of focusing primarily on lectures or traditional coursework, participants work directly with AI and technology tools to create something tangible.
Projects can include automated workflows, software, interactive games, data dashboards, portfolios, and tools aimed at preparing users for jobs in areas such as sales and marketing.
The program was developed with a broad group of technology companies and educational partners, including Clay, Figma, Gamma, Google, Lovable, Notion, OpenAI, Replit, Salesforce, Southern New Hampshire University and Vercel.
Turning AI knowledge into something employers can see
One of the more notable aspects of AI Skills Studio is its emphasis on demonstrating skills rather than simply listing them on a résumé.
After completing a mission, learners can add their projects to their Handshake profiles and potentially feature them in the platform’s AI Showcase. Participants also receive verified skill badges intended to provide employers with evidence that they have applied particular AI skills.
That approach reflects a growing challenge for both applicants and businesses: simply saying someone is familiar with artificial intelligence doesn’t necessarily show an employer what that person can accomplish with it.
“Employers know they need people who can work effectively with AI, but a résumé can’t tell you what someone is truly capable of,” Handshake Chief Operating Officer Jon Stull said in announcing the program.
For job seekers, that could make small AI projects increasingly useful as part of a professional portfolio, particularly for people entering the workforce without years of experience.
Students see AI skills becoming increasingly important
Handshake says its own research indicates that many students recognize the importance of AI but don’t necessarily believe their education has kept pace.
According to the company’s 2026 Network Trends Report, 58% of graduating seniors surveyed said they would need a stronger understanding of AI to succeed in the workplace. Only 28%, however, said AI had been meaningfully integrated into their educational programs.
Those figures come from Handshake’s own research, but they highlight a broader issue confronting workers, schools and businesses as generative AI moves rapidly into professional environments.
Julia Stiglitz, Handshake’s Chief Education and Workforce Officer, said people shouldn’t necessarily wait for the technology—or the workplace—to stop changing before beginning to develop AI skills.
“The best thing people can do is start learning and start building,” Stiglitz said.
Learning with tools used in the workplace
Rather than teaching AI only as a theoretical subject, the Studio is designed around tools people could encounter professionally.
OpenAI, for example, is participating with projects involving ChatGPT and Codex. Google is contributing training involving its AI tools and workflows, while other partners bring experience in areas ranging from software development and design to productivity and enterprise technology.
An AI Skills Instructor provides learners with guidance and feedback while they complete projects.
Handshake says connecting those projects directly to a career profile could also give employers another way to evaluate applicants—allowing recruiters to look at what candidates have actually built instead of relying entirely on degrees, résumés or self-reported skills.
AI could change what “experience” means
The development is especially interesting for students, career changers and early-career workers.
Traditionally, gaining experience has often created a familiar problem: employers want applicants with experience, while applicants need employment opportunities to acquire that experience.
Project-based AI training doesn’t eliminate that problem, and completing a short AI exercise isn’t the same as performing a job professionally. But projects can provide another way for someone to demonstrate curiosity, technical familiarity and the ability to apply new tools to a specific task.
As AI becomes embedded in more occupations, portfolios demonstrating how someone uses the technology could become an increasingly useful complement to conventional credentials.
That doesn’t mean everyone needs to become an AI engineer. The more immediate workplace skill may simply be understanding how to use AI effectively within an existing profession—whether that’s marketing, design, software development, sales, research or business operations.
Handshake’s new program is another indication that career preparation is beginning to adjust to that reality.
AI Skills Studio is available free through Handshake’s website and mobile app.
Source: Handshake press release, September 22, 2026. Statistics regarding graduating seniors and AI education are attributed to Handshake’s 2026 Network Trends Report.
Source and Related Links
Handshake — Introducing AI Skills Studio: AI Skills Studio launch and overview — Details the program, project-based missions, participating partners and how completed projects can be displayed to employers.
Handshake — What is AI Skills Studio?: AI Skills Studio Help Center — Official information on how the program works, eligibility, missions and access.
Handshake — Class of 2026 Graduation Report: AI and the Workforce Ahead — Supports the article’s statistics that 58% of graduating seniors say they need stronger AI skills while only 28% say AI has been meaningfully integrated into their academic program. Handshake
Handshake — Workforce Outlook: Class of 2026 in the AI Economy — Additional research on AI adoption, employer demand and attitudes toward AI among graduating students.
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Economy
Bridging the Gap Between Military Experience and Civilian Careers: 5 Tips for Veterans

(Feature Impact) Every year, approximately 200,000 service men and women transition from military life to corporate America. Finding the right civilian career is a transition, but it’s an opportunity to leverage military leadership and mission-driven talent.
Traditional hiring processes often focus on conventional resumes, but forward-thinking organizations recognize military experience as a competitive advantage in today’s workforce. The resilience, integrity and adaptability of America’s veterans and military families make them uniquely positioned to drive growth and innovation in their communities.
“Veterans bring unmatched discipline, adaptability and a results-driven mindset that directly translates to high-impact corporate careers,” said Drew Matheson, senior director at Capital One’s Commercial Bank and retired U.S. Army infantry officer. “While military experience doesn’t always fit perfectly on a traditional paper resume, employers like Capital One who know how to decode these unique leadership skills are able to unlock an incredible pipeline of proven performers.”
To help transitioning service members successfully navigate this career pivot, military community leaders at Capital One offer these five essential tips for service members entering the civilian workforce:
Start With What You’ve Already Earned
Opportunity starts with preparation. Beyond the well-known Post-9/11 GI Bill, which can cover tuition, housing and books, transitioning service members can look into vocational rehab or the SkillBridge program, which allows them to do civilian internships during the last 180 days of service. Many employers also offer internal tuition reimbursement programs. Taking the time to proactively map out these benefits ensures you aren’t leaving valuable opportunities or money on the table.
Find Employers with Veteran Support Structures
With almost half of veterans leaving their first post-military job within a year, according to research published by the Institute for Veterans and Military Families and VetAdvisor, finding the right culture and community is key to a successful transition. Look for employers with active veteran networks and dedicated mentorship.
For example, Capital One’s Salute Business Resource Group serves as a thriving internal community of more than 6,000 members, offering peer support, year-round professional development and mentorship for veterans, reservists and military spouses. Additionally, partner organizations like Hiring Our Heroes provide career workshops, fellowships and job fairs to ensure you’re employment-ready from day one.
Lean Into and Translate Your Soft Skills
Veterans bring a distinct competitive advantage to the applicant pool. You should confidently lean into the cross-functional “soft skills” learned in the line of duty such as risk management, crisis resolution and building trust under high-pressure scenarios.
The trick is translating these capabilities out of military jargon on your resume. Swap military terms like “NCOIC” for “Operations Manager” or “commanded” for “directed.” To make this easier, look for military-friendly employers that employ dedicated military recruiters who specialize in decoding military resumes to align skills with the right roles.
Prioritize Support for the Whole Family
Military service is a family commitment, and the transition out of uniform affects everyone. Military spouses often face unique career hurdles, including frequent relocations and employment gaps. When evaluating employers, look for companies that offer holistic benefits and flexible structures.
For example, Capital One, recognized by “U.S. Veterans Magazine” as a Top Veteran Employer and Top Military Spouse Employer, actively supports military spouses and families through dedicated spouse hiring initiatives and internal support mechanisms. Furthermore, look for organizations that support continued military training and active-duty leave, ensuring military associates never have to choose between their service and their careers.
Build Your Civilian Network Early
In the military, your network is built in. In the civilian world, you have to cultivate it. Long before your terminal leave begins, connect with veterans who work at companies you admire. Reach out for brief, 15-minute informational interviews to learn about their transition journeys rather than simply asking for a job. With more than 70% of civilian jobs filled through networking, according to estimates from Career Horizons, making organic connections early is a powerful tool for getting your foot in the door.
To find additional resources and learn more about how to support the hiring of veterans and military spouses, visit CapitalOneCareers.com/Military.
Photo courtesy of Shutterstock
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jobs help wanted
Ghost Jobs: The Hidden Hiring Trend Affecting Millions of Job Seekers
Ghost jobs are becoming a growing concern for job seekers. Learn what they are, why companies post them, and how they affect hiring, the economy, and your job search.
Why You Keep Applying—But Never Hear Back
If you’ve ever spent hours tailoring your résumé for a position only to hear nothing in return, you may have encountered what’s known as a ghost job.
A ghost job is a job posting that appears active but isn’t currently being filled. While not every old or inactive listing is intentionally misleading, many remain online long after hiring has paused—or even after the position has already been filled.
The result is growing frustration among job seekers and increasing questions about the accuracy of employment data.
What Exactly Is a Ghost Job?
A ghost job is an advertised position where an employer has little or no immediate intention of hiring someone.
This doesn’t necessarily mean the company is acting maliciously. There are several reasons these listings exist.
Companies may:
- Build a database of future candidates
- Test salary expectations and available talent
- Comply with internal hiring policies
- Maintain the appearance of growth
- Delay removing listings after a hiring freeze or filled position
For applicants, however, the experience is often the same: applications disappear into a black hole.
Why Companies Post Ghost Jobs
Some employers say maintaining job listings helps them prepare for future growth.
Others keep positions open because budgets haven’t been finalized or executive approval hasn’t been granted.
Recruiters may also continue collecting résumés so they’re ready when a position eventually opens.
While these reasons may make business sense, they can create unrealistic expectations for applicants actively searching for work.
The Impact on Job Seekers
Ghost jobs can have real consequences.
Many applicants spend dozens of hours:
- Researching companies
- Customizing résumés
- Writing cover letters
- Completing assessments
- Participating in interviews that never lead anywhere
The emotional toll can be significant.
Repeated silence often leaves qualified workers questioning their experience or abilities when the issue may simply be that the position was never actively available.
How Ghost Jobs Affect the Economy
The effects extend beyond individual applicants.
Employment Data Can Be Misleading
Job openings are often viewed as a sign of economic strength.
If a significant share of posted openings aren’t being actively filled, the labor market may appear stronger than it actually is.
That can influence:
- Business confidence
- Consumer confidence
- Economic forecasts
- Public policy discussions
Productivity Suffers
Job seekers spend valuable time applying for positions that may never result in interviews.
Recruiters also spend time managing applications for jobs that aren’t immediately available.
Those inefficiencies create costs for both workers and employers.
Hiring Becomes Less Efficient
When applicants lose trust in job boards, they’re less likely to apply broadly.
Companies with legitimate openings may receive fewer qualified applicants because candidates become skeptical of online listings.
Are Ghost Jobs Illegal?
Generally, no.
In most cases, employers are legally allowed to advertise positions even if they’re not hiring immediately.
However, critics argue that intentionally leaving inactive jobs online without updating their status reduces transparency and wastes applicants’ time.
Some employment experts have called for greater accountability and clearer labeling of inactive or future hiring opportunities.
How to Spot a Ghost Job
While there’s no foolproof method, these warning signs may indicate a listing isn’t actively being filled:
- The same position has been reposted for months.
- The posting never disappears.
- Employees report hiring freezes.
- The company rarely responds to applicants.
- The job description is vague or unusually generic.
Tips for Job Seekers
Instead of applying blindly:
- Focus on recently posted openings.
- Connect with recruiters or current employees.
- Research whether the company is actually expanding.
- Use networking alongside online applications.
- Follow up professionally when possible.
Quality applications often produce better results than sending hundreds of résumés.
Looking Ahead
Artificial intelligence has made it easier than ever for applicants to submit hundreds of applications—and for employers to post and manage thousands of job listings.
As hiring becomes increasingly automated, transparency may become one of the most valuable qualities in the recruiting process.
For both employers and job seekers, trust remains the foundation of a healthy labor market.
Related Links
- U.S. Bureau of Labor Statistics – Job Openings and Labor Turnover Survey (JOLTS)
- U.S. Bureau of Labor Statistics (BLS)
- Society for Human Resource Management (SHRM)
- Indeed Career Guide
- LinkedIn Talent Blog
- CareerBuilder Advice & Resources
- Monster Career Advice
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