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Trump isn’t cutting Pell Grants, after all − but other changes could complicate financial aid for some students

Pell Grants, crucial for college funding without repayment, face changes amid rising tuition and student debt. Recent policy shifts aim to limit borrowing and expand assistance for short-term training, impacting choices for prospective students regarding affordability and program selection.

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Pell Grants
Amid a complicated federal financial aid system, Pell Grants are the largest source of federal funds for college that students do not have to repay.
iStock/Getty Images Plus

Jennifer L. Steele, American University

As an education researcher who has studied the economic returns of higher education, I know that college degrees remain cost-effective investments for most students.

But college tuition has risen at roughly twice the rate of inflation during the past two decades, and federal student debt climbed 500% to US$1.6 trillion during that same period.

The Biden administration sought to address this problem with plans that accelerated student loan forgiveness for lower-income borrowers with small balances, allowing debt cancellation after 10 years of repayment, instead of 20 or 25.

However, the courts blocked those efforts, and the Trump administration has taken a sharply different approach.

Guided by evidence that higher borrowing limits contribute to tuition increases, the tax breaks and spending cuts bill that President Donald Trump signed into law in July 2025 brings changes to the federal financial aid system that prospective higher education students should understand.

The Pell Grant – a need-based higher education grant from the U.S. Department of Education that, unlike a loan, does not need to be repaid – lies at the heart of the federal financial aid system.

While the Trump administration is slightly expanding people’s eligibility for Pell Grants, the new policies also aim to reduce the national student loan spiral by reducing limits on how much some students can borrow for their educations.

A young Black man wearing a blue blazer holds a yellow sign that says 'Cancel student debt' and walks with other people who hold signs.
Wisdom Cole, the national director of the NAACP Youth and College Division, marches with others in Washington, D.C., after the Supreme Court struck down President Joe Biden’s student debt relief program in June 2023.
Kent Nishimura/Los Angeles Times via Getty Images

Rising college costs and government involvement

The average annual cost of tuition, fees, room and board for a student at a four-year college in the U.S. in the 2022-23 school year was $30,884, according to the latest available Department of Education data.

But the cost of tuition alone varies dramatically between in-state rates for public colleges, which receive state funding, and private nonprofit colleges, which do not.

While the average annual tuition was $9,750 per year for in-state students at public four-year colleges in 2022-23, it reached $38,421 at private nonprofit colleges, even if a student lived at home and did not pay for room and board.

These prices are roughly two to 200 times those of 42 other countries across six continents that have high-quality education data – not including seven countries, including Sweden and Saudi Arabia, that essentially have free tuition.

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While many countries around the world subsidize tuition directly, the U.S. government focuses assistance toward individual students based on their financial need.

It does this through a combination of federal grants, loans and subsidies for campus jobs, all administered by the Department of Education.

In 2019-20, about 40% of the nation’s 17 million undergraduates received federal grants – mostly Pell Grants, according to the latest federal data.

Meanwhile, 34% of undergraduates and 39% of the country’s 3 million graduate students received federal loans during this same time period.

Roughly 5% of undergraduates received subsidized on-campus jobs through federal work study in the 2019-20 school year.

Changes ahead for Pell Grants

The U.S. government first awarded Pell Grants to students in 1973. They are designed to make college affordable for families, as determined by their income, family size and savings.

Historically, Pell Grants have focused just on undergraduates.

In 2022-23, about 75% of Pell funds went to students from families earning less than $40,000 per year.

Still, a family of four earning as much as $92,000 a year in 2024 would also qualify for a small Pell Grant in some circumstances.

A version of the Trump administration’s budget proposal for October 2025 through September 2026 called for reducing the maximum federal Pell Grant award to $5,710 a year from $7,395.

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This caused some observers to worry that the Trump administration would try to scale back federal Pell Grants, which offer $740 to $7,395 per year to students in the 2025-26 school year.

Instead, the budget bill shores up overall Pell Grant funding and holds grant amounts level with those of previous years. It also creates a new type of Pell Grant to support workers seeking short-term retraining in a particular industry.

The budget bill also introduces another new grant called the Workforce Pell Grant. Starting July 1, 2026, this program will make small Pell Grants available for students pursuing career training programs of eight to 15 weeks toward recognized credentials in “in-demand industry sectors or occupations,” even if students already have bachelor’s degrees.

Controversially, a new House of Representatives appropriations bill proposes to rename the Workforce Pell Grants as
Trump Grants.”

But whether or not Congress approves the renaming, the grants will for the first time make Pell funds available to people who need short-term training to stay current in the labor market.

This is particularly important as long-term unemployment rises among the college-educated, driven by federal layoffs as well as the growth of artificial intelligence.

The role played by federal student loans

Despite some of their advantages, Pell Grants cover only about a quarter of the total cost of college attendance. As a result, 83% of Pell Grant recipients also receive other forms of aid – mostly through federal direct loans, which must be repaid.

The average undergraduate direct loan borrower graduated with about $26,000 in federal debt in 2019-20.

Assuming the 6.08% interest rate on federal loans at that time, it would have cost a graduate $290 a month to repay the loans under the standard 10-year payment plan.

Even so, about 10% of student loan borrowers default, meaning they stop paying on their loans entirely.

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Loan default rates are higher among students who attended less-selective colleges and those who did not finish their degrees.

Under existing rules that are not changing under the Trump administration, undergraduates will still be able to borrow up to roughly $10,000 per year in federal direct loans, depending on how far along they are in school.

Graduate students, meanwhile, will still be able to borrow up to $20,500 per year.

New limits for part-time and graduate students

One important change following the Trump budget bill’s passage is that the Department of Education will pro-rate, or reduce, Pell Grant limits for students enrolled part time.

This means tuition at some higher-priced colleges may become unaffordable for part-time students.

This change will force some students to choose between enrolling part time in a low-tuition program or full time in a higher-tuition program.

The other change to federal borrowing limits pertains to graduate students.

The budget bill lowers the lifetime borrowing limit for graduate study from $138,500 to $100,000.

For students pursuing professional degrees such as law and medicine, the limit rises to $200,000.

But the law does away with a program for graduate students called PLUS Loans that now serves about 11% of graduate students, including about 40% of students seeking professional doctorates.

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These changes may make it more expensive for graduate students to receive a degree, which could steer them toward lower-priced programs.

A woman with dark hair and a black graduation cap with yellow flowers is seen in front of a crowd of people seated also wearing black caps.
An MIT graduate lines up to get her diploma in May 2025 in Cambridge, Mass.
Suzanne Kreiter/The Boston Globe via Getty Images

The effect for prospective students

As prospective students weigh their options, they should remember that most facets of federal financial aid remain unchanged.

Key changes aim at limiting high debt levels, specifically for part-time and graduate students and those attending high-tuition colleges when lower-priced institutions are readily available.

These changes may reroute some students from private to in-state colleges and from part-time to full-time study. Faced with increased price competition, some colleges may feel pressure to scale back costs through cuts to programs, services and amenities. For prospective students, such moves could reduce colleges’ luxuries but improve their affordability in the long run.

Jennifer L. Steele, Professor of Education, American University

This article is republished from The Conversation under a Creative Commons license. Read the original article.

Dive into “The Knowledge,” where curiosity meets clarity. This playlist, in collaboration with STMDailyNews.com, is designed for viewers who value historical accuracy and insightful learning. Our short videos, ranging from 30 seconds to a minute and a half, make complex subjects easy to grasp in no time. Covering everything from historical events to contemporary processes and entertainment, “The Knowledge” bridges the past with the present. In a world where information is abundant yet often misused, our series aims to guide you through the noise, preserving vital knowledge and truths that shape our lives today. Perfect for curious minds eager to discover the ‘why’ and ‘how’ of everything around us. Subscribe and join in as we explore the facts that matter.  https://stmdailynews.com/the-knowledge/

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Urbanism

The Building That Proved Los Angeles Could Go Vertical

Los Angeles once banned skyscrapers, yet City Hall broke the height limit and proved high-rise buildings could be engineered safely in an earthquake zone.

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Last Updated on February 19, 2026 by Daily News Staff

Los Angeles once banned skyscrapers, yet City Hall broke the height limit and proved high-rise buildings could be engineered safely in an earthquake zone.
LA City Hall. Image Credit: TNC Network & Envato

How City Hall Quietly Undermined LA’s Own Height Limits

The Knowledge Series | STM Daily News

For more than half a century, Los Angeles enforced one of the strictest building height limits in the United States. Beginning in 1905, most buildings were capped at 150 feet, shaping a city that grew outward rather than upward.

The goal was clear: avoid the congestion, shadows, and fire dangers associated with dense Eastern cities. Los Angeles sold itself as open, sunlit, and horizontal — a place where growth spread across land, not into the sky.

And yet, in 1928, Los Angeles City Hall rose to 454 feet, towering over the city like a contradiction in concrete.

It wasn’t built to spark a commercial skyscraper boom.
But it ended up proving that Los Angeles could safely build one.


A Rule Designed to Prevent a Manhattan-Style City

The original height restriction was rooted in early 20th-century fears:

  • Limited firefighting capabilities
  • Concerns over blocked sunlight and airflow
  • Anxiety about congestion and overcrowding
  • A strong desire not to resemble New York or Chicago

Los Angeles wanted prosperity — just not vertical density.

The height cap reinforced a development model where:

  • Office districts stayed low-rise
  • Growth moved outward
  • Automobiles became essential
  • Downtown never consolidated into a dense core

This philosophy held firm even as other American cities raced upward.


@stmblog

Los Angeles banned skyscrapers for decades — except one. 🏛️ While most buildings were capped at 150 feet, LA City Hall rose three times higher. This wasn’t a loophole — it was power, symbolism, and city planning shaping the skyline we know today. Why was City Hall the exception? And how did this one decision change Los Angeles forever? 📍 Forgotten LA 🧠 The Knowledge Series 📰 STM Daily News LosAngelesHistory LACityHall ForgottenLA UrbanPlanning CityPlanning LASkyline DidYouKnow HistoryTok TheKnowledge STMDailyNews ♬ original sound – STMDailyNews – STMDailyNews


Why City Hall Was Never Meant to Change the Rules

City Hall was intentionally exempt from the height limit because the law applied primarily to private commercial buildings, not civic monuments.

But city leaders were explicit about one thing:
City Hall was not a precedent.

It was designed to:

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  • Serve as a symbolic seat of government
  • Stand alone as a civic landmark
  • Represent stability, authority, and modern governance
  • Avoid competing with private office buildings

In effect, Los Angeles wanted a skyline icon — without a skyline.


Innovation Hidden in Plain Sight

What made City Hall truly significant wasn’t just its height — it was how it was built.

At a time when seismic science was still developing, City Hall incorporated advanced structural ideas for its era:

  • A steel-frame skeleton designed for flexibility
  • Reinforced concrete shear walls for lateral strength
  • A tapered tower to reduce wind and seismic stress
  • Thick structural cores that distributed force instead of resisting it rigidly

These choices weren’t about aesthetics — they were about survival.


The Earthquake That Changed the Conversation

In 1933, the Long Beach earthquake struck Southern California, causing widespread damage and reshaping building codes statewide.

Los Angeles City Hall survived with minimal structural damage.

This moment quietly reshaped the debate:

  • A tall building had endured a major earthquake
  • Structural engineering had proven effective
  • Height alone was no longer the enemy — poor design was

City Hall didn’t just survive — it validated a new approach to vertical construction in seismic regions.


Proof Without Permission

Despite this success, Los Angeles did not rush to repeal its height limits.

Cultural resistance to density remained strong, and developers continued to build outward rather than upward. But the technical argument had already been settled.

City Hall stood as living proof that:

  • High-rise buildings could be engineered safely in Los Angeles
  • Earthquakes were a challenge, not a barrier
  • Fire, structural, and seismic risks could be managed

The height restriction was no longer about safety — it was about philosophy.


The Ironic Legacy

When Los Angeles finally lifted its height limit in 1957, the city did not suddenly erupt into skyscrapers. The habit of building outward was already deeply entrenched.

The result:

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  • A skyline that arrived decades late
  • Uneven density across the region
  • Multiple business centers instead of one core
  • Housing and transit challenges baked into the city’s growth pattern

City Hall never triggered a skyscraper boom — but it quietly made one possible.


Why This Still Matters

Today, Los Angeles continues to wrestle with:

  • Housing shortages
  • Transit-oriented development debates
  • Height and zoning battles near rail corridors
  • Resistance to density in a growing city

These debates didn’t begin recently.

They trace back to a single contradiction: a city that banned tall buildings — while proving they could be built safely all along.

Los Angeles City Hall wasn’t just a monument.
It was a test case — and it passed.

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The Long Track Back

Why Downtown Los Angeles Feels Small Compared to Other Cities

Downtown Los Angeles often feels “small” compared to other U.S. cities, but that’s only part of the story. With some of the tallest buildings west of the Mississippi and skyline clusters spread across the region, LA’s downtown reflects the city’s unique polycentric identity—one that, if combined, could form a true mega downtown.

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Last Updated on February 18, 2026 by Daily News Staff

Downtown Los Angeles

Panorama of Los Angeles from Mount Hollywood – California, United States

When people think of major American cities, they often imagine a bustling, concentrated downtown core filled with skyscrapers. New York has Manhattan, Chicago has the Loop, San Francisco has its Financial District. Los Angeles, by contrast, often leaves visitors surprised: “Is this really downtown?”

The answer is yes—and no.

Downtown LA in Context

Compared to other major cities, Downtown Los Angeles (DTLA) is relatively small as a central business district. For much of the 20th century, strict height restrictions capped most buildings under 150 feet, while cities like Chicago and New York were erecting early skyscrapers. LA’s skyline didn’t really begin to climb until the late 1960s.

But history alone doesn’t explain why DTLA feels different. The real story lies in how Los Angeles grew: not as one unified city center, but as a collection of many hubs.

Downtown Los Angeles

Downtown Los Angeles

A Polycentric City

Los Angeles is famously decentralized. Hollywood developed around the film industry. Century City rose on former studio land as a business hub. Burbank became a studio and aerospace center. Long Beach grew around the port. The Wilshire Corridor filled with office towers and condos.

Unlike other cities where downtown is the place for work, culture, and finance, Los Angeles spread its energy outward. Freeways and car culture made it easy for businesses and residents to operate outside of downtown. The result is a polycentric metropolis, with multiple “downtowns” rather than one dominant core.

A Resident’s Perspective

As someone who lived in Los Angeles for 28 years, I see DTLA differently. While some outsiders describe it as “small,” the reality is that Downtown Los Angeles is still significant. It has some of the tallest buildings west of the Mississippi River, including the Wilshire Grand Center and the U.S. Bank Tower. Over the last two decades, adaptive reuse projects have transformed old office buildings into lofts, while developments like LA Live, Crypto.com Arena, and the Broad Museum have revitalized the area.

In other words, DTLA is large enough—it just plays a different role than downtowns in other American cities.

Downtown Los Angeles

View of Westwood, Century City, Beverly Hills, and the Wilshire Corridor.

The “Mega Downtown” That Isn’t

A friend once put it to me with a bit of imagination: “If you could magically pick up all of LA’s skyline clusters—Downtown, Century City, Hollywood, the Wilshire Corridor—and drop them together in one spot, you’d have a mega downtown.”

He’s right. Los Angeles doesn’t lack tall buildings or urban energy—it just spreads them out over a vast area, reflecting the city’s unique history, geography, and culture.

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A Downtown That Fits Its City

So, is Downtown LA “small”? Compared to Manhattan or Chicago’s Loop, yes. But judged on its own terms, DTLA is a vibrant hub within a much larger, decentralized metropolis. It’s a downtown that reflects Los Angeles itself: sprawling, diverse, and impossible to fit neatly into the mold of other American cities.

🔗 Related Links

Dive into “The Knowledge,” where curiosity meets clarity. This playlist, in collaboration with STMDailyNews.com, is designed for viewers who value historical accuracy and insightful learning. Our short videos, ranging from 30 seconds to a minute and a half, make complex subjects easy to grasp in no time. Covering everything from historical events to contemporary processes and entertainment, “The Knowledge” bridges the past with the present. In a world where information is abundant yet often misused, our series aims to guide you through the noise, preserving vital knowledge and truths that shape our lives today. Perfect for curious minds eager to discover the ‘why’ and ‘how’ of everything around us. Subscribe and join in as we explore the facts that matter.  https://stmdailynews.com/the-knowledge/

 

 

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The Knowledge

How a 22-year-old George Washington learned how to lead, from a series of mistakes in the Pennsylvania wilderness

This Presidents Day, I’ve been thinking about George Washington − not at his finest hour, but possibly at his worst.

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How a 22-year-old George Washington learned how to lead, from a series of mistakes in the Pennsylvania wilderness
A young George Washington was thrust into the dense, contested wilderness of the Ohio River Valley as a land surveyor for real estate development companies in Virginia. Henry Hintermeister/Public domain via Wikimedia Commons

Christopher Magra, University of Tennessee

This Presidents Day, I’ve been thinking about George Washington − not at his finest hour, but possibly at his worst.

In 1754, a 22-year-old Washington marched into the wilderness surrounding Pittsburgh with more ambition than sense. He volunteered to travel to the Ohio Valley on a mission to deliver a letter from Robert Dinwiddie, governor of Virginia, to the commander of French troops in the Ohio territory. This military mission sparked an international war, cost him his first command and taught him lessons that would shape the American Revolution.

As a professor of early American history who has written two books on the American Revolution, I’ve learned that Washington’s time spent in the Fort Duquesne area taught him valuable lessons about frontier warfare, international diplomacy and personal resilience.

The mission to expel the French

In 1753, Dinwiddie decided to expel French fur trappers and military forces from the strategic confluence of three mighty waterways that crisscrossed the interior of the continent: the Allegheny, Monongahela and Ohio rivers. This confluence is where downtown Pittsburgh now stands, but at the time it was wilderness.

King George II authorized Dinwiddie to use force, if necessary, to secure lands that Virginia was claiming as its own.

As a major in the Virginia provincial militia, Washington wanted the assignment to deliver Dinwiddie’s demand that the French retreat. He believe the assignment would secure him a British army commission.

Washington received his marching orders on Oct. 31, 1753. He traveled to Fort Le Boeuf in northwestern Pennsylvania and returned a month later with a polite but firm “no” from the French.

A close-up portrait of a young, brunette George Washington.
George Washington held an honorary commission as a major in the British army prior to the French and Indian War. Dea/M. Seemuller/De Agostini collection/Getty Images

Dinwiddie promoted Washington from major to lieutenant colonel and ordered him to return to the Ohio River Valley in April 1754 with 160 men. Washington quickly learned that French forces of about 500 men had already constructed the formidable Fort Duquesne at the forks of the Ohio. It was at this point that he faced his first major test as a military leader. Instead of falling back to gather more substantial reinforcements, he pushed forward. This decision reflected an aggressive, perhaps naive, brand of leadership characterized by a desire for action over caution.

Washington’s initial confidence was high. He famously wrote to his brother that there was “something charming” in the sound of whistling bullets.

The Jumonville affair and an international crisis

Perhaps the most controversial moment of Washington’s early leadership occurred on May 28, 1754, about 40 miles south of Fort Duquesne. Guided by the Seneca leader Tanacharison – known as the “Half King” – and 12 Seneca warriors, Washington and his detachment of 40 militiamen ambushed a party of 35 French Canadian militiamen led by Ensign Joseph Coulon de Jumonville. The Jumonville affair lasted only 15 minutes, but its repercussions were global.

A color illustration showing battle between soldiers in red and blue coats.
The Jumonville affair became the opening battle of the French and Indian War. Interim Archives/Archive Collection/Getty Images

Ten of the French, including Jumonville, were killed. Washington’s inability to control his Native American allies – the Seneca warriors executed Jumonville – exposed a critical gap in his early leadership. He lacked the ability to manage the volatile intercultural alliances necessary for frontier warfare.

Washington also allowed one enemy soldier to escape to warn Fort Duquesne. This skirmish effectively ignited the French and Indian War, and Washington found himself at the center of a burgeoning international crisis.

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Defeat at Fort Necessity

Washington then made the fateful decision to dig in and call for reinforcements instead of retreating in the face of inevitable French retaliation. Reinforcements arrived: 200 Virginia militiamen and 100 British regulars. They brought news from Dinwiddie: congratulations on Washington’s victory and his promotion to colonel.

His inexperience showed in his design of Fort Necessity. He positioned the small, circular palisade in a meadow depression, where surrounding wooded high ground allowed enemy marksmen to fire down with impunity. Worse still, Tanacharison, disillusioned with Washington’s leadership and the British failure to follow through with promised support, had already departed with his warriors weeks earlier. When the French and their Native American allies finally attacked on July 3, heavy rains flooded the shallow trenches, soaking gunpowder and leaving Washington’s men vulnerable inside their poorly designed fortification.

A black and white illustration showing George Washington signing a document.
Washington was outnumbered and outmaneuvered at Fort Necessity. Interim Archives/Archive Collection/Getty Images

The battle of Fort Necessity was a grueling, daylong engagement in the mud and rain. Approximately 700 French and Native American allies surrounded the combined force of 460 Virginian militiamen and British regulars. Despite being outnumbered and outmaneuvered, Washington maintained order among his demoralized troops. When French commander Louis Coulon de Villiers – Jumonville’s brother – offered a truce, Washington faced the most humbling moment of his young life: the necessity of surrender. His decision to capitulate was a pragmatic act of leadership that prioritized the survival of his men over personal honor.

The surrender also included a stinging lesson in the nuances of diplomacy. Because Washington could not read French, he signed a document that used the word “l’assassinat,” which translates to “assassination,” to describe Jumonville’s death. This inadvertent admission that he had ordered the assassination of a French diplomat became propaganda for the French, teaching Washington the vital importance of optics in international relations.

A current photograph of the logs used to construct Fort Necessity as it stands today along the battlefield in Pennsylvania.
A log cabin used to protect the perishable supplies still stands at Fort Necessity today. MyLoupe/Universal Images Group/Getty Images

Lessons that forged a leader

The 1754 campaign ended in a full retreat to Virginia, and Washington resigned his commission shortly thereafter. Yet, this period was essential in transforming Washington from a man seeking personal glory into one who understood the weight of responsibility.

He learned that leadership required more than courage – it demanded understanding of terrain, cultural awareness of allies and enemies, and political acumen. The strategic importance of the Ohio River Valley, a gateway to the continental interior and vast fur-trading networks, made these lessons all the more significant.

Ultimately, the hard lessons Washington learned at the threshold of Fort Duquesne in 1754 provided the foundational experience for his later role as commander in chief of the Continental Army. The decisions he made in Pennsylvania and the Ohio wilderness, including the impulsive attack, the poor choice of defensive ground and the diplomatic oversight, were the very errors he would spend the rest of his military career correcting.

Though he did not capture Fort Duquesne in 1754, the young George Washington left the woods of Pennsylvania with a far more valuable prize: the tempered, resilient spirit of a leader who had learned from his mistakes.

Christopher Magra, Professor of American History, University of Tennessee

This article is republished from The Conversation under a Creative Commons license. Read the original article.

 
Dive into “The Knowledge,” where curiosity meets clarity. This playlist, in collaboration with STMDailyNews.com, is designed for viewers who value historical accuracy and insightful learning. Our short videos, ranging from 30 seconds to a minute and a half, make complex subjects easy to grasp in no time. Covering everything from historical events to contemporary processes and entertainment, “The Knowledge” bridges the past with the present. In a world where information is abundant yet often misused, our series aims to guide you through the noise, preserving vital knowledge and truths that shape our lives today. Perfect for curious minds eager to discover the ‘why’ and ‘how’ of everything around us. Subscribe and join in as we explore the facts that matter.  https://stmdailynews.com/the-knowledge/
 

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