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8 Smart Ways to Save On Holiday Expenses

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(Family Features) While often regarded as the most wonderful time of year, the holiday season is also an expensive spot on the calendar. Even as many families feel the squeeze of inflation and rising costs, there is hope for your budget when it comes to gatherings, gifts, food and beyond.

Consider these tips from the money-saving experts at Slickdeals and Head of Deals Vitaly Pecharsky to avoid overspending without sacrificing your festive spirit.

Stick to a budget. Beyond gifts and stocking stuffers, holiday costs can add up quickly once you factor in travel, decor, pet care, special events and more. Create an all-encompassing budget for the season then break it into segments for each type of expense, including hidden expenses like wrapping paper or extra toiletries for guests, so you don’t end up with an unexpected credit card bill.

Split up food costs. Instead of putting yourself under the pressure of full-time holiday chef (and taking on all the expenses that come with it), consider hosting a potluck-style gathering. Providing the main course and encouraging guests to bring an appetizer, side or dessert is an easy way to avoid a hefty hosting bill. Send an e-vite with a list of must-haves that allows loved ones to sign up for specific dishes to ensure everything is covered without doubling up.

Search for the best deals. Whether you’re looking for the perfect gift from toys to technology or trying to save on travel costs and home decor, make sure you find the best price. Consider a site like Slickdeals, where a community of millions of people work together to save money so you can be confident you’re getting the best deal. With 12 million shoppers assisting others by vetting and voting up the top deals from renowned retailers, your holiday needs are covered without sacrificing quality. You can also set Deal Alerts that send notifications directly to your inbox when a deal that matches your criteria is posted to the site.

Share experiences, not just “things.” Gadgets and gizmos may come to mind when brainstorming holiday gift ideas but remember some family members and friends just want more time together. If you’re considering a special experience for – and with – that special someone, think about their favorite hobbies and activities. Animal lovers may be overjoyed with a day at the local zoo and gearheads would cherish tickets to the next auto show. Integrating experiences into your gifting repertoire often makes for a more memorable (and cheaper) solution.

Take advantage of gift cards. A quick internet search can lead you to discounted gift cards, allowing you to save cash on holiday purchases. Or, for the one on your list who has everything, simply give the card as a gift so he or she can pick out what’s truly needed. As an added bonus, discounted gift cards are typically available even at the last minute so procrastinators can still save.

Show off your DIY skills. Buying new holiday decorations and replacing worn out crafts are seasonal expenses you may not immediately factor into your budget. Rather than heading to the store for (likely overpriced) ornaments and tablescapes, put your creative cap on and repurpose goods from around the house. Reusing items like glass jars to make homemade snow globes, for example, can be a crafty way to save. Plus, it’s a fun activity for family members to enjoy together.

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Seek out post-holiday sales. Once the holidays are over, it’s a perfect opportunity to get ahead of the game for next year. Stock up on gift wrap, decorative items and other nonperishables that are often heavily discounted in the new year.

Save throughout the year. A handy tip for holiday seasons to come, try creating a fund each year where you can save up for gifts, food, travel and other end-of-year expenses. Set up a special bank account specifically for holiday savings where you contribute a small amount each month to be financially prepared for the festivities.

Find more ways to save this holiday season by visiting Slickdeals.com.

Photos courtesy of Shutterstock

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Lifestyle

Stuff Those Stockings with Skin Care Solutions

The article suggests adding thoughtful skincare solutions as holiday stocking stuffers, highlighting Herbacin’s natural products that address various skin issues for women of all ages.

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(Family Features) Even if you have the perfect gifts picked out for your nearest and dearest, there’s still time to add some stocking stuffers that are sure to please all the favorite ladies in your life.

Stocking Stuffers

The holidays are the perfect time for gifting special skin care solutions they will love. Formulated for all ages and skin types, these curated formulas address multiple skin challenges for a wonderfully healthy glow. Ideal for slipping into a stocking at the last moment, thoughtful skin care products can show just how much you care.

To find solutions for your loved ones this holiday season, visit herbacinusa.com.

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7 Skin Care Solutions

Women of all ages and skin types can find a formula that fits their lifestyles from Herbacin’s Skin Solutions Series, which includes seven products formulated with 100% natural, vegan  ingredients to combat and alleviate any number of skin issues. Designed to integrate into a daily skin care regimen, they address various challenges such as dry and cracked skin, acne, psoriasis or pigmentation marks. Skin issues that affect external appearance can also lead to mental stress, making it important to address them with dermatologically tested solutions.

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Specialty Products to Tackle Skin Issues

Some skin problems are triggered by stress and genetic predisposition while others are caused by an unbalanced lifestyle and diet, hormonal imbalances or environmental influences. It’s important to meet your skin issues head on with products formulated for the challenge like Herbacin Creamy Face Wash, a plant-based cream that provides deep cleansing for the face, neck and decollete for a clean feeling without drying skin. Designed for women who enjoy the sun, Age Spot Primer reduces pigmentation spots with a langsat tree extract.

Photo courtesy of Adobe Stock (stockings on mantel)

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Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.

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Lifestyle

4 Steps to Live in the Present Every Day

Living in the present means celebrating each moment as it happens without worries about the past or anxiety for what the future holds and enjoying life to the fullest.

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Present

(Family Features) Living in the present means celebrating each moment as it happens without worries about the past or anxiety for what the future holds and enjoying life to the fullest. Many people find themselves thinking about what happened yesterday or what might happen tomorrow, making living in the now a challenge.

Benefits of Living in the Present

You can overcome those hurdles and live each day more fully by adopting habits that promote physical and mental well-being, including these suggestions from the experts at Natrol, the No. 1 drug-free sleep aid brand, according to data from Nielsen^.

Regular Exercise
You’ll find exercise on virtually every list of self-care advice, and for good reason. Exercise stimulates your body in numerous beneficial ways, not the least of which is getting your heart pumping and oxygen flowing throughout your body, including your brain. Exercise also pairs well with meditation or mindfulness activities, which allow you to align your body’s movement with your thoughts and focus on the act of nurturing your body while freeing your mind.

Quality Sleep
Getting quality sleep is linked to improved concentration and productivity, consciously managing your sleep habits can help you be more present each day. Creating a bedtime routine and establishing a comfortable, quiet sleeping environment are important steps. In addition, drug-free sleep aids like Natrol Melatonin products are designed to work with the body’s natural cycles and help users fall asleep faster, stay asleep longer and wake up revitalized with a clearer, calmer mind. Made with clean ingredients and no artificial flavors, sweeteners or preservatives, the line of melatonin products may help you rethink your relationship between sleep and living life to the fullest.

Deep Breathing
Focusing on the here and now can be easier said than done. However, it’s possible to train your body and mind to concentrate on specific thoughts and tasks. Deep breathing exercises are an example of physically focusing yourself. Initiating a slow, steady breathing pattern and paying close attention to that rhythm can be an effective way to ward off negativity, whether it’s fear, anxiety or another undesirable emotion. Managing your breathing gives you a degree of control that can help you navigate a tricky situation or establish a deeper connection between your body and mind.

Time Management
For many people, the modern world’s frenetic lifestyle often demands constant multitasking. However, that continual juggling act makes it virtually impossible to give your full attention to any one aspect of your life. While a full stop to your multitasking tendencies may be impractical, you can carve out time to dedicate your mind more intentionally and completely. You may be surprised by how much joy you derive from simply being present.

Explore more advice and products to help you stay present at Natrol.com.

Develop Healthy Sleep Habits

Healthy sleep begins with 7-9 hours of sleep a night, but there’s more you need to know to achieve the sleep you deserve. By getting the recommended amount of sleep and hitting all your sleep stages, you can wake up feeling more refreshed and ready to own the day.

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Create healthy sleep habits. Establishing a consistent sleep-wake schedule helps regulate your circadian rhythms and increases your quality of sleep.

Avoid bright screens 60 minutes before bedtime. Exposure to bright LED lights such as smartphones, laptops and TV screens before bed can interfere with your body’s natural release of melatonin.

Consider taking a melatonin supplement. When you need a little extra nudge toward dreamland, melatonin may help you fall asleep and stay asleep so you wake up refreshed.

Create a calm and dark bedroom oasis. A dark, noise-free bedroom can help you sleep better throughout the night. Mask noise pollution with calming sounds and block out disruptive light with darkening curtains or a sleep mask.

Walk or exercise daily. Walking as little as 10 minutes a day can help improve sleep quality.

^Nielsen, xAOC, 52 weeks ending 09/10/22

These statements have not been evaluated by the Food and Drug Administration. These products are not intended to diagnose, treat, cure or prevent any disease.



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Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.

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  • Rod Washington

    Rod: A creative force, blending words, images, and flavors. Blogger, writer, filmmaker, and photographer. Cooking enthusiast with a sci-fi vision. Passionate about his upcoming series and dedicated to TNC Network. Partnered with Rebecca Washington for a shared journey of love and art. View all posts


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Poor teacher training partly to blame for stalled engineering diversity goals

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Teacher training is important. Black students remain significantly underrepresented in engineering. Tara Moore/DigitalVision via Getty Images

Lisa Bosman, Purdue University

Diversifying the science, technology, engineering and math fields has long been a top priority of many universities and tech companies. It’s also a goal of the National Science Foundation, the biggest funder of university-led research and development in the U.S.

But in the field of engineering, at least, there hasn’t been a lot of progress in diversifying the academic pipeline beyond white men.

The share of engineering bachelor’s degrees awarded to Black students has barely budged over the past decade. Women and Hispanic students fared better, but their respective percentages are still well below their shares of the population as a whole. The shares of engineering professors who are Black or Hispanic are also little changed and remain in the low single digits.

Many reasons have been cited for this lack of progress, including stereotypes, lack of exposure, limited role models and the recent backlash against so-called woke policies that emphasize diverse hiring policies. But, as a scholar of STEM education accessibility, I believe there’s another culprit: poorly prepared professors. Unlike the other challenges, it happens to be a much easier problem for universities themselves to remedy.

Some progress – but not a lot

A quick look at the numbers shows there hasn’t been much to show for all the efforts to improve diversity of the engineering field.

For example, in 2011, 4.2% of engineering bachelor’s degrees were awarded to African American students. A decade later, 4.7% of degrees went to African American students.

Progress was better for women and Hispanic students, but the numbers are still far from proportional to demographics. In 2011, Hispanic students earned 8.5% of engineering degrees. That rose to 13.6% in 2021 – versus the group’s 20% share of the U.S. population.

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Women similarly saw gains over the years, going from 18% to 24%. But 6 percentage points in 10 years doesn’t look as good when you consider that women make up over half of the population.

The situation is worse when you look at the share who become professors. In 2020, 2.5% of engineering professors were African American, the same share as 10 years earlier. The share of Hispanic engineering professors edged up to 3.9% from 3.7%.

Women fared slightly better, rising to 18.6% from 13.8%, but as noted, that’s still a pretty poor result from all those efforts to diversity the academy.

More broadly, there’s a deeper problem in engineering schools. Just 56% of engineering students complete their bachelor’s degree in six years, according to a 2021 report by the American Society for Engineering Education. That compares with 64% for all fields. A National Science Foundation survey from the same year found that only 65% of science and engineering college graduates were working in a field related to their degree.

In other words, roughly a third of engineering students aren’t getting their degrees, and among those who do, around a third are switching careers – despite investing a lot of money on their education. While there’s limited data available on women or specific racial groups, I don’t think I’m going out on a limb to argue that the numbers for them look even worse.

Engineering teachers lack much teacher training

Among the reasons cited for this, I believe that the roles of teaching and learning haven’t received enough attention.

A growing body of research suggests that the quality of teaching needs to improve to reverse trends of lower graduation rates and properly teach an increasingly diverse student body. And I believe this is especially true in STEM disciplines like engineering.

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Engineering professors commonly have training in advanced technical areas, but few receive training in teaching and learning. This challenge of poor teaching preparedness is not limited to the engineering discipline, but the consequences are much worse, especially given the push to diversify STEM.

Effective teaching enhances retention and completion rates by promoting better understanding of the material and creating more student involvement in the learning process. When students are actively engaged, supported and motivated to learn, they are more likely to persist and complete their educational goals.

Teacher training for universities is starkly different than K-12 training. Most school districts require that teachers have a four-year bachelor’s degree in teacher education. The focus is less on content and more on implementing effective teaching practices. K-12 training includes lesson planning, differentiated instruction and best practices for classroom management. There is also often a strong emphasis on social, emotional and behavioral well-being.

Although some engineering doctoral students might gain teaching exposure through a graduate teaching assistantship, this experience is commonly limited to grading assignments and rarely includes course design and development.

To teach as a professor in colleges and universities, most accreditation boards simply require a minimum of 18 graduate credits – or about two semesters – in the topic area. Here, the focus is strictly on research content. No prior teaching experience or training is required.

As a result, newly minted doctoral graduates are thrown into the lion’s den of teaching unprepared. If they are lucky, they are provided with the latest available syllabus. However, new professors are typically unprepared to accommodate students with disabilities, teach Black and Hispanic students, work with remedial students or navigate sensitive topics. They are generally anxious about teaching.

The field of K-12 teacher education has strategies to deal with these challenges. Continuing education and ongoing professional development keep both experienced and inexperienced teachers up to date on inclusive teaching practices. These can include sharing gender pronouns, ensuring media is accessible, using inclusive language and offering diverse perspectives in teaching resources. And yet, keeping up with these changes can be daunting for new professors.

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Some professors can learn a thing or two from K-12 teachers. AP Photo/AJ Mast

Teaching teachers to teach

But there is a solution: treating college-level teaching as a professional development opportunity.

Most colleges and universities offer professional development training for professors and other instructors who want to opt in to teacher training, but the programs often have limited scope and responsibility at a level to make a substantial positive impact on student learning and engagement.

One way to change this is to invest in Scholarship of Teaching and Learning programs. This is a scholarly approach in which educators systematically study their teaching practices, student learning outcomes and the effectiveness of various teaching methods and strategies.

At Purdue University, we created a Scholarship of Teaching and Learning Accelerator program to help engineering graduate students around the world improve their teaching methods and share what they learned with others. In 2024, we published a peer-reviewed article that reports the process and what we learned.

By providing comprehensive professional development opportunities tailored to the needs of engineering instructors, institutions can support their ongoing growth and development as effective educators, ultimately enhancing the quality of engineering education and preparing students for success in their future career.

And in turn, better-trained teachers will be better equipped to support students from diverse backgrounds and help those traditionally underrepresented in STEM.

Lisa Bosman, Associate Professor of Technology Leadership and Innovation, Purdue University

This article is republished from The Conversation under a Creative Commons license. Read the original article.

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The Bridge is a section of the STM Daily News Blog meant for diversity, offering real news stories about bona fide community efforts to perpetuate a greater good. The purpose of The Bridge is to connect the divides that separate us, fostering understanding and empathy among different groups. By highlighting positive initiatives and inspirational actions, The Bridge aims to create a sense of unity and shared purpose. This section brings to light stories of individuals and organizations working tirelessly to promote inclusivity, equality, and mutual respect. Through these narratives, readers are encouraged to appreciate the richness of diverse perspectives and to participate actively in building stronger, more cohesive communities.

https://stmdailynews.com/the-bridge


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