(Family Features) Home and auto insurance are among the things many people buy but hope to never use. Proper coverage provides peace of mind that an accident, weather event, natural disaster or unexpected injury or illness won’t cause financial ruin. However, many Americans are uninsured, underinsured or paying too much for coverage.
Data from the Insurance Research Council cited by the National Association of Insurance Commissioners shows 12.6% of U.S. motorists are uninsured – approximately 1 in 8 cars on the road. For uninsured drivers, plus those involved in accidents with them, fender benders or worse can result in out-of-pocket costs.
Homeowners need to be properly insured, as well. According to the National Centers for Environmental Information, the U.S. has experienced more than 350 weather events or natural disasters since 1980 that have caused more than $1 billion in damage. Even small thunderstorms can send tree branches into homes, causing thousands of dollars in damage. For home and auto insurance, consumers should be sure their policies cover replacement and repair costs at today’s market rates in addition to liability coverage for personal injury and other damages.
Insurance helps bridge these gaps, but it’s common for people to renew policies without checking them. Because insurance policies are often seen as complex and confusing, that may prevent people from purchasing proper coverage.
A 2022 survey from realtor.com found only 56% of homeowners knew what to look for in their homeowners insurance policy when they bought their homes, and 15% didn’t have any idea what to check. In addition, Forbes Advisor reported 40% of drivers believe they had coverage that doesn’t even exist.
Consider these challenges consumers face when shopping for and comparing insurance policies and providers:
- Industry Jargon and Lingo – When you visit a website or talk to an insurance agent, you may feel like you’re speaking a different language with terms like “deductible,” “premium,” “co-pay,” “additional insured,” “aggregate limit” and “co-insurance.”
- Bait and Switch – Insurance carriers sometimes advertise low rates, but your rate may be higher than expected when you apply, often with no explanation.
- Fine Print – “Sorry, that’s not covered.” These can be chilling words to hear when you’re hoping your insurance policy comes through for you in a time of need. An explanation may be deep within the policy, but you may need a magnifying glass to find it.
- Transparency – Many decisions that affect rates and coverage may seem to be done behind a curtain, such as rates in comparison to neighbors, remodeling impacts on rates, rate changes based on age and more.
- Apples to Oranges – With many moving parts within the average policy, it can be difficult to compare rates and coverage.
Improved technology is helping solve some of these issues and deliver an improved experience. A decade ago, the only way to compare insurance rates was to make phone calls, meet with agents and read brochures. Even with the internet, you still need to visit multiple websites and take notes, often entering the same personal information time and time again.
Today, insurance marketplaces, like the flagship platform from Guaranteed Rate Insurance, make it easy to compare multiple carriers, all at once, with a single application. Customers enter basic information to receive quotes for home and auto insurance coverage from more than 50 top-rated carriers, allowing for a quick, side-by-side comparison of coverage options.
“The primary benefit insurance delivers is peace of mind,” said Jeff Wingate, executive vice president and head of insurance for Guaranteed Rate. “If the relationship between an insurance provider and customer begins with stress, confusion and frustration, the provider isn’t delivering the desired service. That’s why we made it easy for consumers to make informed decisions about rates and coverage from trusted and reliable providers.”
Life insurance, umbrella, jewelry, flood, pet, landlord and earthquake policies are among the other coverage options available for comparison. Coverage benefits are easy to read with clearly explained terminology and experienced agents standing by to answer questions or assist with purchasing a policy.
To find more information and explore the insurance marketplace, visit rate.com/insurance.
Photos courtesy of Getty Images
Nissan Reveals Retro-Inspired Hardbody Edition to Their 2024 Frontier Truck Lineup
Nissan unveils 2024 Frontier with retro-inspired Hardbody Edition, combining nostalgia and modernity in a rugged truck lineup.
Nissan has always been known for its rugged and reliable trucks, and the 2024 Nissan Frontier continues that tradition. This fall, Nissan is set to release their highly anticipated new Frontier, showcasing a blend of modern technology and retro-inspired design. One particular edition that stands out is the Hardbody Edition, paying homage to the iconic Nissan Hardbody pickup trucks of the 1980s. This limited-edition package is sure to capture the hearts of truck enthusiasts across generations. Let’s dive into the exciting features and details of the 2024 Nissan Frontier lineup.
The Frontier Hardbody Edition:
The 2024 Frontier Hardbody Edition embodies the spirit of Nissan’s 1980s truck heritage. Available exclusively on the Frontier SV Crew Cab 4×4, this edition features a range of design elements that harken back to the original Hardbody pickup. The retro-inspired decals, heritage-styled 17-inch wheels, all-terrain tires, sport bar, and black exterior trim create a distinctive and eye-catching appearance. Priced at $3,890, the Hardbody Edition adds a touch of nostalgia to the Frontier’s lineup.
Enhanced Features and Grades:
In addition to the Hardbody Edition, the 2024 Frontier offers an array of features and grades to cater to various customer preferences. The new SL grade on Crew Cab models combines luxurious elements such as LED lighting, leather-appointed seating, and a Fender® 10-speaker audio system. This highly equipped midsize truck reflects Nissan’s commitment to meeting the demands and desires of its customers.
Upgraded NissanConnect® Services:
Nissan has also enhanced the connectivity and convenience features of the 2024 Frontier. The available NissanConnect® Services now come with a three-year trial, providing an extended period for customers to experience the benefits. This telematics feature integrates with the MyNISSAN smartphone app and offers functions like remote door lock/unlock, remote engine start/stop, vehicle health reports, emergency calling, and Nissan Skill for Amazon Alexa®. These advanced features further enhance the Frontier’s appeal in the modern era.
Versatility and Customization:
The 2024 Nissan Frontier offers a wide range of options to suit individual needs. With various bed lengths, drivetrain configurations, and grades, shoppers can customize their Frontier according to their requirements. Whether it’s the PRO-X and PRO-4X models designed for off-road adventures or the King Cab and Crew Cab variants with different bed lengths, the Frontier provides versatility and flexibility for every kind of truck enthusiast.
Pricing and Availability:
Nissan has announced the Manufacturer’s Suggested Retail Prices (MSRP) for the 2024 Frontier, starting at $29,770 for the base Frontier S King Cab 4×2. The pricing varies depending on the model, trim, and drivetrain configuration. Interested buyers can visit the Nissan website or local dealerships for detailed pricing information.
With the introduction of the 2024 Nissan Frontier and the special Hardbody Edition, Nissan pays tribute to its rich truck heritage while incorporating modern features and design elements. The Frontier’s combination of ruggedness, technology, and customization options make it an appealing choice for truck enthusiasts. Whether you’re nostalgic for the 1980s Hardbody trucks or seeking a well-equipped midsize truck for your adventures, the 2024 Nissan Frontier is worth considering. Stay tuned for the release of this exciting lineup and experience the perfect blend of retro charm and contemporary innovation.
A Nostalgic Footnote:
When I was a young man fresh out of my teenage years and eager to explore the world, I remember seeing the new Nissan Hardbody truck being introduced. It was during a late winter day in 1986 in Southern California when my Dad, who owned a Datsun truck himself, took his vehicle for servicing at Gardena Nissan. It was there that I stumbled upon a stack of brochures and picked one up to read while we waited for Dad’s truck to be serviced. I remember telling my Dad that I would soon own one of these trucks, and by May of the following year, 1987, I indeed purchased a sleek, black E model.
Have you had a chance to read the article in Road & Track?: https://www.roadandtrack.com/news/a45140451/2024-nissan-frontier-hardbody-edition/
Hyundai 2024 Santa Cruz: Best Urban Pickup by Cars.com
“Hyundai’s 2024 Santa Cruz named Best Urban Pickup by Cars.com, blending adventure with practicality.”
Hyundai’s 2024 Santa Cruz has been named the Best Urban Pickup by Cars.com in their Pickup Truck Buying Guide. The Santa Cruz impressed Cars.com’s editors with its ability to combine adventure and practicality, as well as its range of desirable features. Ricky Lao, the director of product planning at Hyundai Motor America, expressed gratitude for the recognition and emphasized the brand’s commitment to innovative design, powerful drivetrains, driver convenience, and advanced safety features.
According to Aaron Bragman, Cars.com’s Detroit Bureau Chief, the Hyundai Santa Cruz is the ideal truck for urban environments. Its sleek and compact design, lockable hard-top tonneau cover, and comfortable ride make it a dream for city dwellers. Additionally, its Surround View Monitor makes parallel parking on narrow city streets a breeze.
To receive a Cars.com Top Pick designation, vehicles must demonstrate solid fuel economy, capability, and value. For pickup trucks, payload and towing capacities are also considered. Moreover, practical attributes that cater to family needs are taken into account, as many pickups are used for this purpose.
Cars.com Inc. is a leading automotive marketplace platform that connects car shoppers with sellers through digital solutions. Hyundai Motor America focuses on “Progress for Humanity” and offers a technology-rich lineup of cars, SUVs, and electrified vehicles to U.S. consumers. In 2022, Hyundai’s dealers sold over 724,000 vehicles in the U.S., with a significant portion produced at Hyundai Motor Manufacturing Alabama. For more information, visit www.HyundaiNews.com.
2024 Nissan Sentra: Refreshed Styling & Premium Features at $20,630
“Discover the 2024 Nissan Sentra with refreshed styling, improved fuel economy, and premium features starting at $20,630.”
Introducing the 2024 Nissan Sentra: Fresh Style and Enhanced Features at an Affordable Price
Nissan has unveiled the refreshed 2024 Sentra, and it’s better than ever. With updated styling, improved fuel economy, and additional premium features, the new Sentra is ready to impress. Starting at just $20,630, this compact sedan offers great value for money.
One of the first things you’ll notice about the 2024 Sentra is its striking design. The front fascia has been reshaped, featuring a new interpretation of Nissan’s iconic V-motion grille. The headlights have been updated, and there’s a new 16-inch alloy wheel design. For those seeking a sportier look, the SR grade boasts red SR badges, a new 18-inch alloy wheel design, and dark chrome trim for the V-motion grille.
Under the hood, the Sentra is equipped with a smooth and responsive 2.0-liter inline-four engine. Combined with a new Xtronic CVT and the integration of Idle Stop Start technology, the Sentra delivers improved fuel efficiency. The S and SV grades achieve an impressive EPA-rated 30 mpg city, 40 mpg highway, and 34 mpg combined, while the SR grade gets 30 mpg city, 38 mpg highway, and 33 mpg combined.
Safety is a top priority for Nissan, and the 2024 Sentra comes equipped with Nissan Safety Shield 360 as standard across all grades. This comprehensive suite of active safety technologies includes features such as Automatic Emergency Braking with Pedestrian Detection, Blind Spot Warning, Rear Cross Traffic Alert, Lane Departure Warning, High Beam Assist, and Rear Automatic Braking.
In terms of premium features, the SV Premium Package now includes an eight-speaker Bose Premium Audio system, Intelligent Around View Monitor, and exterior mirror turn signal indicators. These additions make the package even more appealing to Sentra buyers.
With a starting price of $20,630, the 2024 Nissan Sentra offers a range of options and upgrades to meet individual preferences. Whether you opt for the S, SV, or SR grade, you’ll find a sedan that combines style, efficiency, and advanced safety features.
To learn more about the 2024 Nissan Sentra and explore its full specifications, photos, and videos, visit the official Nissan website. Stay connected with Nissan through their social media channels on Facebook, Instagram, Twitter, LinkedIn, and YouTube for the latest updates on their products, services, and commitment to sustainable mobility.
Read the original press release: Sporty refresh and new technology for 2024 Nissan Sentra
Source: NISSAN Motors
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