Family
Safe Summer Fun
Longer days and lighter schedules make summer perfect for relaxing, having fun outdoors and spending time with loved ones.
Last Updated on May 29, 2025 by Daily News Staff
(Family Features) Longer days and lighter schedules make summer perfect for relaxing, having fun outdoors and spending time with loved ones. However, more physical activity and time spent in the sun can also translate to increased health and safety risks.
As you and your family enjoy the warmth and sunshine while swimming, biking, grilling, playing on the playground and more this summer, remember these precautions from the experts at the American Heart Association.
Watch for Signs of Heat Stress
On hot summer days, be alert for signs of heat illnesses, such as heat cramps, heat exhaustion or heat stroke. Even when it doesn’t seem extreme, heat and humidity can take a toll. Some signs of heat-related illness include muscle pain, cramps or spasms; heavy sweating; paleness; dizziness; headache; nausea or vomiting; confusion; fainting or unconsciousness; high body temperature (greater than 100 F) with dry skin; and rapid pulse. If you experience any of these symptoms, take a break, drink some water and find shade or air conditioning to cool off. If symptoms worsen or vomiting occurs, seek medical attention.
Stay Hydrated
Staying hydrated is important for optimal body functioning, especially during the hot and humid months. If you plan to spend a lot of time outdoors, frequently consuming water and foods with high water content – melons, lettuce and cucumbers, for example – can help replace the fluids lost via sweat. In addition, be aware of the signs and symptoms of mild dehydration, including a dry or sticky mouth; dry, cool skin; headache; or muscle cramps. More severe cases may include dry, shriveled skin; irritability or confusion; dizziness; rapid heartbeat; rapid breathing; fatigue; and unconsciousness.
Learn CPR
As summertime activities expose people of all ages to risks, it’s important to be trained in CPR – or cardiopulmonary resuscitation – an emergency lifesaving procedure that is performed when the heart stops beating. If performed immediately, it can double or triple a cardiac arrest victim’s chance of survival, according to the American Heart Association. However, only about 40% of people who experience out-of-hospital cardiac arrest receive help before professionals arrive.
Because about 74% of adult and 87.5% of child out-of-hospital cardiac arrests happen in homes, you will likely be trying to save the life of someone you love – a child, spouse, parent or friend – if called upon to perform CPR. Hands-Only CPR is recommended for members of the general public who see someone suddenly collapse. Call 9-1-1, or send someone to do so, then push hard and fast in the center of the person’s chest until medical assistance arrives. Use an AED, if available, following the prompts. Conventional CPR is the next step and involves chest compressions and mouth-to-mouth breathing but should only be used by health care professionals and those trained to perform it correctly.
Protect Skin from the Sun
While it’s easy to get caught up enjoying activities outdoors, remember to take steps to protect your skin from the sun’s damaging rays. Limit your time in the sun, especially during the midday hours when the rays are strongest, and wear sunscreen to help reduce your risk of sunburn, skin cancer and the early onset of wrinkles. Experts recommend sunscreen with an SPF of 30 or higher. Wearing sunglasses, a hat and cool, long-sleeved clothing can further limit exposure when outdoors for long periods of time.
Play Safe
Each year, emergency departments treat more than 200,000 children under the age of 14 for playground-related injuries, according to the Centers for Disease Control and Prevention (CDC). Choose age-appropriate parks and playgrounds for your children and keep precautions like these in mind: teach children to take turns as pushing or roughhousing can result in accidents or injuries, check metal slides before use to prevent burns, remind kids to be careful walking near moving swings and encourage them to go one at a time on slides that are clear of other children. Also be sure to use proper protective gear for other outdoor activities like biking or watersports and have a first-aid kit on-hand, complete with bandages, gauze pads, medical tape, antibiotic ointment, antiseptic wipes or spray and aspirin.
Swim Safely
Whether enjoying the pool, beach, lake or river, bodies of water can be dangerous if appropriate precautions aren’t taken. In fact, drowning is among the top five causes of unintentional injury death in the United States, according to the CDC. Avoid swimming alone, especially in natural bodies of water that aren’t clear and may present strong currents or underwater obstacles, and don’t overestimate your swimming ability. Designating an undistracted “water watcher,” wearing life jackets, ensuring someone in your group knows CPR and avoiding alcohol consumption are also safe practices to keep in mind while swimming.
Be Smart with Fire
Firing up the grill and lighting fireworks are often synonymous with summertime, but open flames pose safety hazards. Never leave a grill unattended, always grill outdoors and keep children and pets away from the grilling area. When it comes to fireworks, keep a safe distance once lit, don’t point fireworks toward anyone’s face or body, never allow young children to play with them, avoid relighting fireworks that do not function properly and keep a bucket of water or fire extinguisher nearby when lighting.
For more tips on CPR and first aid, visit cpr.heart.org or download the Knowledge Booster app.
Staying Safe in the Water
Spending time in or around water is one of the joys of summer, but it comes with some risks. Stay safe on and near water with these tips from the American Heart Association:
Learn to Swim – For children ages 1-14, drowning is the second-leading cause of unintentional injury death after motor vehicle crashes, according to the CDC. Basic swimming skills like floating and safely entering and exiting the water can help reduce the risk.
Learn CPR – Accidents can happen in or around water.In the event of a drowning, the American Heart Association recommends rescue breaths along with chest compressions.
Remember Life Jackets – Water wings, floaties and kickboards aren’t substitutes for a U.S. Coast Guard-approved life jacket.
Secure the Pool – Install fencing with self-closing gates at least 4 feet tall to separate the pool from the house and yard.
Clear Out Pool Toys – Make sure children aren’t tempted to play unsupervised by removing toys from the water and storing them in a secure location.
Photos courtesy of Getty Images
SOURCE:
American Heart Association
News
Money Management: The Importance of Financial Literacy
You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action. When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
Last Updated on May 11, 2026 by Daily News Staff
(Feature Impact) You may have mastered the core subjects like math and grammar in school, but financial literacy – or understanding the basics of money management in order to help you make better financial decisions – often goes overlooked before adulthood. It’s not so much a course of study as it is a plan of action.
Financial literacy in the United States has remained stagnant at generally low levels for several years, according to research from TIAA Institute and the Global Financial Literacy Excellence Center, with even lower levels among Gen Z. Yet greater financial literacy – including key aspects such as goal-setting, budgeting, saving, credit management and investing – is strongly linked to better financial outcomes, including lower rates of debt constraint and financial fragility.
While emboldening yourself to understand financial terms can be a little overwhelming at first, once you have a grasp of basic concepts you can begin to get a handle on your money and make better financial decisions. Simply put: When you understand how to earn, save, spend and invest wisely, you aren’t just building a stable future for yourself, but your family and community as well.
From nonprofit partnerships to volunteer-led programs and fee online resources, Schwab and its employees help millions of people every year build the knowledge and confidence to take charge of their financial futures by serving as board members, mentors, role models and educators.
Because financial health is a lifelong journey, the earlier people learn vital money skills, the better. That’s why the financial advisory services provider develops education programs geared toward kids that continue into adulthood, helping people no matter where they are on their journeys.
Talk Money
It’s never too early to start a conversation about financial literacy. Having teens identify goals that are important to them – such as concert tickets or a first car – can kickstart coversations about money. Working with your child (and a financial advisor, if necessary) on a plan for saving to realize those goals can serve as a jumping off point. After achieving some success, their enthusiasm may grow, which is a powerful motivator to keep saving.
Support School Initiatives and Programs
Outreach programs that empower young people to make smart financial decisions is key to a bright future. Programs like Money Matters – Schwab’s flagship financial education program utilized by the Boys & Girls Clubs of America – gives young people hands-on experience with all aspects of money and investing.
This example, and others, don’t just include program funding – they build partnerships that create impact and opportunity with national collaborations that reach more than 17 million youth annually, empowering young people with the tools and confidence to make smart financial decisions for life.
Spread the Financial Love
Championing financial literacy empowers everyone – individuals, families and communities. By serving as a board member, mentor, role model or educator to help bring financial literacy to others in your community, you can supply the tools and knowledge to lead programs that focus on giving back, empowering future generations in countless ways.
To learn more about financial literacy and find resources to empower your local community, visit SchwabMoneywise.com.
Photo courtesy of Shutterstock

SOURCE:
Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
Lifestyle
Mother’s Day Celebration: Honoring the Hardest Job in the World
“On Mother’s Day, let’s celebrate the sacrifices and unwavering love of mothers. Join us in honoring the hardest job in the world – motherhood.”
Last Updated on May 4, 2026 by Daily News Staff
Mother’s Day is a special day that celebrates the hard work and dedication of mothers around the world. Being a mother is one of the most difficult jobs there is, yet it is also one of the most rewarding. Mothers work tirelessly to care for their children, often sacrificing their own needs and wants in order to provide for their families.
On Mother’s Day, it is important to take the time to show appreciation for all that mothers do. Whether it’s a simple card, a bouquet of flowers, or a heartfelt message, any gesture of gratitude can go a long way in letting mothers know that their efforts are valued and appreciated.
However, it’s important to remember that Mother’s Day is not just about gifts and presents. It’s a day to acknowledge the sacrifices that mothers make on a daily basis, and to recognize the love and care that they provide to their families.
Mothers work hard to instill values, provide guidance and support, and create a safe and nurturing home environment for their children. They are often the backbone of the family, and their contributions cannot be overstated.
So, on this Mother’s Day, let us take the time to celebrate the mothers in our lives. Let us thank them for their hard work, their sacrifices, and their unwavering love and support. Let us show them that they are valued and appreciated, not just on this special day, but every day of the year.
Blog
The Substitute Teacher Who Wanted Blueprints of Our House
A fifth-grade assignment took a strange turn when a substitute teacher asked students to draw schematics of their homes. What followed — a wildly fictional floor plan and a priceless reaction from my mom — turned into one of my funniest childhood memories.
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The Substitute Teacher Who Wanted Blueprints of Our House
Elementary school memories tend to blend together — cafeteria pizza, playground arguments, the eternal struggle of times tables — but every once in a while, something happens that sticks with you for life. For me, that moment came in the fifth grade during a week when our regular teacher was out, and we cycled through substitute teachers like we were testing models for durability.
By midweek, in walked a substitute with a mysterious, slightly intense energy — the kind of vibe that suggested he either meditated at dawn or worked a graveyard shift doing something he couldn’t talk about. We settled into our seats, expecting worksheets or quiet reading time.
But nope.
He had other plans.
“Today,” he announced, “we’re going to draw schematics of our houses.”
Schematics. Not drawings. Not little houses with smoke coming out of the chimney. Actual blueprint-style schematics. He wanted the layout of our bedrooms, our parents’ rooms, and where the pets slept. Every detail.
Now, to be fair, Highlights Magazine did have a feature that month teaching kids how to draw floor plans. So maybe he was just a bit overenthusiastic about cross-curricular learning. Or maybe — and this is my completely rhetorical adult theory — he worked the graveyard shift as a cat burglar gathering intel between heists. Just moonlighting between blueprints.
While the rest of the class tried their best to recreate their actual homes, my imagination sprinted in a totally different direction. The house I drew had:
- A massive master bedroom with an oversized bathroom for my parents
- Separate bedrooms for us kids on the opposite side of the house
- A kitchen placed right in the center like a command center
- And the dog — the true VIP — had a luxurious two-story doghouse
I had basically created a dream home designed by a 10-year-old watching too much Fantasy Homes by the Yard.
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Later that day, my mom asked the usual question: “So, what did you guys do today?”
“We drew schematics of our house,” I said casually.
The look on her face was instant and intense. She wasn’t panicked, but there was definitely a “Why does a substitute teacher need to know the exact layout of my home?” expression happening. Parental instincts activated.
But then I showed her my diagram.
She stared at it. Blinked. Then sighed with massive relief.
“This isn’t our house,” she said.
“Nope! I made it up,” I replied proudly.
Her shoulders relaxed so much she probably lost five pounds of tension in one instant. If the substitute was secretly planning a heist, my masterpiece of misinformation would have sent him to the wrong house entirely.
Looking back, the whole moment feels like a sitcom setup — a mysterious substitute collecting “house schematics,” me creating a completely fictional piece of architecture, and my mom going on a full emotional journey in under 30 seconds.
Maybe he was just excited about the Highlights Magazine floor-plan activity. Or maybe — just maybe — he moonlighted in cat burglary. We’ll never know.
But if he was, I like to think I threw him completely off the scent.
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Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.
