Preparing Students for What’s Next in Work

(Family Features) Automation, AI and societal economic changes are affecting the workforce and making a significant impact on the employment prospects of future generations. More than one-third of today’s college graduates are “underemployed,” meaning they work jobs that don’t require a college degree and may pay less than a living wage, according to data from the Federal Reserve Bank of New York. At the same time, a World Economic Forum report explored how advances in AI are threatening to negatively impact access to entry-level and even mid-level jobs for millions of Americans. Looking ahead, research by Georgetown University indicates that by 2031, 70% of jobs will require education or training beyond high school. However, data from the National Center for Education Statistics indicate only one-third of high school graduates go on to complete a college degree with many of those being in fields that are not in high-earning, high-growth professions. These challenges are not lost on today’s students. In a survey by Junior Achievement and Citizens, 57% of teens reported AI has negatively impacted their career outlook, raising concerns about job replacement and the need for new skills. What’s more, a strong majority (87%) expect to earn extra income through side hustles, gig work or social media content creation. “To put students on the path toward greater earning potential and economic mobility in a rapidly changing economy, students need proactive education and exposure to transferable skills and competencies, such as creative and critical thinking, financial literacy, problem-solving, collaboration and career planning,” said Jack Harris, CEO, Junior Achievement. This assertion is consistent with findings from the Camber Collective. This social impact consulting group identified four key life experiences students can consider and explore that positively affect lifetime earnings, including:

• Completing secondary education
• Graduating with a degree in a high-paying field of study
• Receiving mentorship during adolescence
• Obtaining a first full-time job with opportunity for advancement

Students aiming to equip themselves with the skills and experience necessary for the future workforce can seek:

• Learning opportunities that are designed with the future in mind. For example, learning experiences offered through Junior Achievement reflect the skills and competencies needed to promote economic mobility.

• Internships or apprenticeships that provide hands-on experience and exposure to a career field that can’t be found in a textbook.

• Volunteer or extracurricular roles that develop communication and leadership skills. Virtually every career field requires these soft skills for growth and greater earning potential.

• Relationships that provide insight and connection. Networking with individuals who are already excelling in a chosen field, as well as peers who share similar aspirations, offers perspective from those who are where you wish to be and potentially opens future doors for employment.

• Courses that offer introductory insight into a chosen career path. Local trade or technical schools and other training organizations may even offer certifications that align with a student’s area of interest.

To learn more about how students can pursue education for what’s next, visit JA.org. SOURCE:

Tighter Budgets Haven’t Stopped Travel. They’ve Changed How Americans Plan

(Tiffany Miller for ALG Vacations) The flight search is open, but many travelers are pausing before they book. Prices feel higher than last year, headlines are heavy and budgets are tighter. Still, the question isn’t whether to take a vacation, but how to make it work.

A November 2025 survey from ALG Vacations of U.S. adults planning to travel in 2026 shows that financial pressure is reshaping how people approach vacations, not whether they take them. While 81% say they have at least some concern about their household finances in the months ahead, 92% say they would still travel even if tighter finances required scaling back.

Financial pressure shapes decisions, not demand
That shift shows up in the small moments of planning. Travelers are taking longer to compare prices, reconsidering timing and adjusting expectations before they book.

Inflation and rising prices top the list of concerns, cited by 61% of respondents, reinforcing why travelers are rethinking destinations, trip length and overall costs.

Concerns about global events and safety follow at 39%, with broader political and economic instability close behind at 38%.

Still, those worries rarely lead travelers to walk away from travel altogether. Instead, many describe pulling back in measured ways, scaling down plans, rethinking details and making trade-offs that keep a trip possible, even if it looks different than originally imagined.

Experience changes how travelers move from planning to booking
Not all travelers navigate those trade-offs the same way. For some, uncertainty slows the process. For others, familiarity helps clear the final hurdle.

Among respondents who have previously booked a packaged vacation through a major vacation brand, 80% say they plan to take an international trip in the next year, compared with 46% of those without that experience.

That confidence carries into spending decisions as well. Sixty-seven percent of packaged-vacation travelers expect to spend more than $2,500 on their next trip, compared with 47% of those who have never booked a packaged vacation.

Taken together, the findings point to a confidence gap, with prior experience linked to greater comfort committing to international travel and higher spending.

Professional guidance plays a larger role when planning gets complex
For many travelers, planning no longer stops at picking dates and destinations. Rising prices, shifting availability and higher expectations have turned vacation planning into a series of decisions that feel harder to navigate alone.

That complexity shows up most clearly among travelers with prior packaged-vacation experience. Ninety-four percent say they plan to use a travel advisor, compared with 81% of those without prior packaged-vacation experience.

The gap suggests that familiarity with structured travel planning often leads travelers to seek expert guidance. As trips become more layered, getting the details right matters as much as the destination itself.

Travel remains a priority, even as decisions slow
The findings suggest that travel is still very much on the table, even as decisions take longer to make. Travelers are weighing trade-offs, seeking guidance and leaning on experience as they plan, rather than walking away altogether.

The flight search may stay open a little longer this year. But for many Americans, the trip is still happening.

Methodology
ALG Vacations commissioned Atomik Research to conduct an online survey of U.S. adults planning to travel and travelers with prior packaged-vacation experience in the United States.

The survey included 1,000 adults planning to travel and a subsample of 502 respondents who had previously booked a packaged vacation through a major vacation brand.

The margin of error is plus or minus 3 percentage points for the full sample and 4 percentage points for the packaged vacation subsample at a 95 percent confidence level.

Fieldwork was conducted in November 2025. Atomik Research, part of 4media group, is a creative market research agency.

Photo courtesy of Shutterstock

SOURCE:

ALG Vacations

Last Updated on February 7, 2026 by Daily News Staff

When ‘Head in the Clouds’ Means Staying Ahead

(Family Features) You approve a mortgage in minutes, your medical claim is processed without a phone call and an order that left the warehouse this morning lands at your door by dinner. These moments define the rhythm of an economy powered by intelligent cloud infrastructure. Once seen as remote storage, the cloud has become the operational core where data, AI models and autonomous systems converge to make business faster, safer and more human. In this new reality, the smartest companies aren’t looking up to the cloud; they’re operating within it. Public cloud spending is projected to reach $723 billion in 2025, according to Gartner research,  reflecting a 21% increase year over year. At the same time, 90% of organizations are expected to adopt hybrid cloud by 2027. As cloud becomes the universal infrastructure for enterprise operations, the systems being built today aren’t just hosted in the cloud, they’re learning from it and adapting to it. Any cloud strategy that doesn’t account for AI workloads as native risks falling behind, holding the business back from delivering the experiences consumers rely on every day. After more than a decade of experimentation, most enterprises are still only partway up the curve. Based on Cognizant’s experience, roughly 1 in 5 enterprise workloads has moved to the cloud, while many of the most critical, including core banking, health care claims and enterprise resource planning, remain tied to legacy systems. These older environments were never designed for the scale or intelligence the modern economy demands. The next wave of progress – AI-driven products, predictive operations and autonomous decision-making – depends on cloud architectures designed to support intelligence natively. This means cloud and AI will advance together or not at all.

The Cognitive Cloud: Cloud and AI as One System

For years, many organizations treated migration as a finish line. Applications were lifted and shifted into the cloud with little redesign, trading one set of constraints for another. The result, in many cases, has been higher costs, fragmented data and limited room for innovation. “Cognitive cloud” represents a new phase of evolution. Imagine every process, from customer service to supply-chain management, powered by AI models that learn, reason and act within secure cloud environments. These systems store and interpret data, detect patterns, anticipate demand and automate decisions at a scale humans simply cannot match. In this architecture, AI and cloud operate in concert. The cloud provides computing power, scale and governance while AI adds autonomy, context and insight. Together, they form an integrated platform where cloud foundations and AI intelligence combine to enable collaboration between people and systems. This marks the rise of the responsive enterprise; one that senses change, adjusts instantly and builds trust through reliability. Cognitive cloud platforms combine data fabric, observability, FinOps and SecOps into an intelligent core that regulates itself in real time. The result is invisible to consumers but felt in every interaction: fewer errors, faster responses and consistent experiences.

Consumer Impact is Growing

The impact of cognitive cloud is already visible. In health care, 65% of U.S. insurance claims run through modernized, cloud-enabled platforms designed to reduce errors and speed up reimbursement. In the life sciences industry, a pharmaceuticals and diagnostics firm used cloud-native automation to increase clinical trial investigations by 20%, helping get treatments to patients sooner. In food service, intelligent cloud systems have reduced peak staffing needs by 35%, in part through real-time demand forecasting and automated kitchen operation. In insurance, modernization has produced multi-million-dollar savings and faster policy issuance, improving both customer experience and financial performance. Beneath these outcomes is the same principle: architecture that learns and responds in real time. AI-driven cloud systems process vast volumes of data, identify patterns as they emerge and automate routines so people can focus on innovation, care and service. For businesses, this means fewer bottlenecks and more predictive operations. For consumers, it means smarter, faster, more reliable services, quietly shaping everyday life. While cloud engineering and AI disciplines remain distinct, their outcomes are increasingly intertwined. The most advanced architectures now treat intelligence and infrastructure as complementary forces, each amplifying the other.

Looking Ahead

This transformation is already underway. Self-correcting systems predict disruptions before they happen, AI models adapt to market shifts in real time and operations learn from every transaction. The organizations mastering this convergence are quietly redefining themselves and the competitive landscape. Cloud and AI have become interdependent priorities within a shared ecosystem that moves data, decisions and experiences at the speed customers expect. Companies that modernize around this reality and treat intelligence as infrastructure will likely be empowered to reinvent continuously. Those that don’t may spend more time maintaining the systems of yesterday than building the businesses of tomorrow. Learn more at cognizant.com.   Photo courtesy of Shutterstock SOURCE: Cognizant

Culver’s Thank You Farmers® Project Hits $8 Million Donation Milestone

Link: https://stmdailynews.com/culvers-thank-you-farmers-project-hits-8-million-donation-milestone/