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Helping Kids Make Money Lessons Real in a Digital Age

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Last Updated on October 2, 2025 by Daily News Staff

Helping Kids Make Money

Helping Kids Make Money Lessons Real in a Digital Age

(Family Features) In today’s world, it’s rare for kids to hand over a few crumpled dollar bills for a purchase. Most transactions happen online or with a tap of a card, which can make money feel less tangible to the next generation. However, that shift doesn’t mean financial lessons have to get lost – it just means they should be taught differently.

 

From budgeting for a favorite purchase to learning about investing, the digital landscape provides ample opportunities to help kids build smart habits.

 

Teach Real-World Money Management with Digital Tools
One way to start is with a kid-friendly debit card connected to an app. These accounts allow children to manage their own spending while parents monitor activity. Being able to check balances in real time – and seeing the impact of a purchase immediately – helps kids understand budgeting in a hands-on way. When the balance gets low, the lesson is clear.

 

Parents can also use digital purchases as teachable moments. A $10 virtual item in a game might sound appealing, but comparing it to something tangible, like a trip to the movies or a special snack, can help kids think about trade-offs and decide what’s worth the money.

 

Use Saving Goals and Compound Interest to Encourage Smart Habits
Saving is another concept technology can make more tangible. Setting a goal such as a new bike, a sports jersey or a piece of tech becomes more engaging when children can track their progress visually. Some apps even offer interest on savings, giving kids a first glimpse of how money can grow over time.

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As children grow into teens, their curiosity about money often expands into investing. This can be an ideal time to open a custodial brokerage account and explore concepts like diversification, risk and long-term strategy. Purchasing fractional shares of companies they recognize can make the learning process relatable.

 

Teach Credit, Debt and Security Early
It’s also important to cover topics like credit, debt and security before kids start managing money on their own. Teens should understand how borrowing works, why paying bills on time matters and how to protect themselves from identity theft. In some cases, freezing a minor’s credit until they are older can be a smart precaution.

 

Keep the Conversation Going
Above all, money lessons should be an ongoing conversation. Asking kids what they’re hearing from friends, teachers or online sources can lead to meaningful discussions and create teachable moments.

 

The tools may have changed, but the goal remains the same: helping kids develop the skills and confidence to manage money wisely. By meeting them where they are in the digital world, parents can make financial lessons real, relevant and lasting.

 

Visit schwabmoneywise.com for more ideas on how to help kids start saving, investing and more with videos, quizzes and articles designed especially for teens.

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Photo courtesy of Shutterstock

 

collect?v=1&tid=UA 482330 7&cid=1955551e 1975 5e52 0cdb 8516071094cd&sc=start&t=pageview&dl=http%3A%2F%2Ftrack.familyfeatures
SOURCE:

Charles Schwab

 

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Family

Teach and Inspire Your Kids by Exploring History as a Family

History as a Family: During back-to-school season, education is naturally at the forefront of most parents’ minds. While a lot of important learning is accomplished in the classroom, there are so many opportunities to continue challenging and developing children’s minds and hearts in family life as well.

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Teach and Inspire Your Kids by Exploring History as a Family

Teach and Inspire Your Kids by Exploring History as a Family

(Feature Impact) During back-to-school season, education is naturally at the forefront of most parents’ minds. While a lot of important learning is accomplished in the classroom, there are so many opportunities to continue challenging and developing children’s minds and hearts in family life as well. Learning about history together is a practical way to inspire deep, meaningful conversations about the world, whether from books, documentaries or visits to museums.

Watch this video to learn more

https://youtube.com/watch?v=DyN0vfJD68g%3Fsi%3DLRIsbHaa3M2iEXq9%26controls%3D0

Now is an opportune time to explore the story of Anne Frank, a Jewish teenager evading Nazi capture during the Holocaust. Families can read her famous diary together then visit “Anne Frank The Exhibition,” presented by the Anne Frank House at the Griffin Museum of Science and Industry. This comprehensive exhibition immerses visitors in the context that shaped Frank’s life, from her early years in Frankfurt through her tragic death and how her father ensured her legacy. The centerpiece is the first full-scale recreation of the Annex where the Frank family and four other Jews hid during the Nazi occupation of the Netherlands. The exhibition, recommended for visitors ages 10 and older, is open through early 2027.

No matter what piece of history families choose to delve into together, they should take the time to discuss with their kids what they’re thinking and feeling about everything they’re discovering. Then together they can figure out what lessons from the past can be taken into the future.  

“Anne Frank ’s story is a powerful reminder of what happens when fear and hatred are
allowed to take root,” said Dr. Chevy Humphrey, Griffin Museum of Science and Industry
president and CEO. “At the same time, it reveals the quiet but enduring strength of
curiosity, creativity and resilience, values that sit at the heart of our mission. We hope this
exhibition offers meaningful moments of reflection for our guests, particularly young
people, and encourages them to think critically about their role in the world they are
inheriting.”

Learn more about the exhibit and other experiences that bring history and science to life at GriffinMSI.org. collect?v=1&tid=UA 482330 7&cid=1955551e 1975 5e52 0cdb 8516071094cd&sc=start&t=pageview&dl=http%3A%2F%2Ftrack.familyfeatures track

   

SOURCE:

Griffin Museum of Science and Industry

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Lifestyle

The Power of Curiosity: Building More Engaged Learners

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The Power of Curiosity: Building More Engaged Learners

The Power of Curiosity: Building More Engaged Learners

(Feature Impact)Young children are naturally curious. They ask endless questions, investigate their surroundings and constantly test how the world works. While that curiosity can leave parents feeling exhausted or overwhelmed, it’s one of the most important drivers of early learning and development.

Curiosity helps children build confidence, develop critical thinking skills and become more engaged learners. Dr. Lauren Loquasto, senior vice president and chief academic officer at The Goddard School, and Mary-Alice Moore, president of Highlights for Children, share why curiosity matters and how parents can nurture it.

Why Curiosity Matters

Curiosity is the engine that drives learning for young children. When they are interested in a topic, they become more motivated to explore, ask questions and seek solutions. That process strengthens important skills such as attention, working memory, flexible thinking and problem-solving. It also helps develop confidence.

For young learners, confidence does not come from always knowing the answer; it comes from believing they can find it. Children who are encouraged to explore their interests and investigate new ideas learn that questions are valuable and discovery is rewarding. These experiences lay the foundation for a lifelong love of learning.

Curiosity Evolves as Children Grow

Curiosity looks different at each stage of development. For infants, it’s largely sensory. They learn by touching, tasting, listening and observing people and objects around them.

Toddlers often express curiosity through movement and repetition. Climbing, stacking, dumping, filling and repeating the same activity helps them understand how things work and builds their sense of control.

Preschoolers and kindergarteners become natural investigators. Their frequent “why” and “how” questions reflect a growing desire to understand relationships, solve problems and make sense of new experiences and the world around them.

As children grow, the role of adults evolves as well. Parents move from primarily protecting and guiding children to fostering environments that encourage exploration and independent thinking.

Follow Your Child’s Interests

One of the most effective ways to nurture curiosity is to pay attention to what naturally captures your child’s attention. Whether they’re fascinated by vehicles, animals or building structures, those interests can become powerful learning opportunities. When children are engaged in topics they enjoy, attention and persistence often develop organically.

Consider what causes your child to lose track of time. Those interests provide important clues about what motivates and excites them. Rather than rushing to provide answers, encourage deeper thinking by asking open-ended questions that invite them to explore their own ideas and observations.

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Parents Don’t Need All the Answers

Many parents feel pressure to have answers for every question their child asks. In reality, one of the best responses is often “I don’t know. Let’s find out together.”

This models curiosity and shows your child that learning continues throughout life. It also transforms questions into shared experiences and opportunities for discovery. Encourage your child to remain engaged and curious using simple phrases such as:

  • “That’s an interesting question.”
  • “What do you think?”
  • “Let’s investigate.”

If you’re unable to respond immediately, it’s important to acknowledge the question and return to it later. Following up communicates your child’s ideas and questions are valuable.

Setting Boundaries

Curiosity should be encouraged, but safe boundaries remain essential. When children become interested in something unsafe, simply saying “no” may stop the behavior, but it does little to support learning. Instead, explain why something is unsafe and redirect curiosity toward an appropriate alternative.

For example, if your child wants to explore knives, explain knives can hurt people then offer safe cooking tools or supervised kitchen activities to investigate instead.

Using Technology

Technology can play a positive role in nurturing curiosity when it’s used to extend real-world experiences rather than replace them.

After spotting a ladybug at the park, for example, a child might use videos or age-appropriate digital resources to learn more about insects. The real-world encounter sparks curiosity and technology helps deepen learning.

By listening, encouraging exploration and demonstrating curiosity yourself, you can help your child develop skills that extend far beyond the early years. For more parenting guidance, visit the Parent Resource Center at GoddardSchool.com. Visit Highlights.com for magazines, books and resources for parents and educators.

Photo courtesy of Shutterstock collect?v=1&tid=UA 482330 7&cid=1955551e 1975 5e52 0cdb 8516071094cd&sc=start&t=pageview&dl=http%3A%2F%2Ftrack.familyfeatures track

    

SOURCE:

The Goddard School

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Food and Beverage

Back-to-School Sandwiches to Nourish Kids’ Bodies and Minds

Back-to-School Sandwiches: When you picture a schoolchild sitting down at a cafeteria table and opening their lunchbox, you’re probably already imagining there’s a sandwich inside. For a nutritious lunch, pack this Ham, Turkey, Bacon and Cheese Pocket. Some school days call for simple, fun comfort food, and that’s where the Fluffernutter comes in.

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Last Updated on July 16, 2026 by Daily News Staff

17919 detail intro

(Feature Impact) When you picture a schoolchild sitting down at a cafeteria table and opening their lunchbox, you’re probably already imagining there’s a sandwich inside. After all, it’s a classic back-to-school staple that parents rely on for ease, convenience and nutrition when they’re trying to get everyone out the door on time – all you have to do is put bread and fillings together, and you’re good to go. That, of course, only leaves the question of which bread and fillings to choose.

A new survey conducted by Atomik Research on behalf of Nature’s Own indicated that modern parents care a lot about nutrition when deciding which kind of bread to buy, with 88% of survey respondents agreeing that feeding their kids wholesome bread feels like an easy parenting win.

With clean, simple ingredients that balance taste and nutrition, Nature’s Own bread supports an attainably healthy lifestyle for busy families. Whether you choose a classic white bread, reach for a whole-wheat loaf or need to account for dietary restrictions, you can feel confident you’re selecting bread that’s free from artificial colors, flavors and preservatives.

For a nutritious lunch that fits the bill for 85% of parents who show strong interest in breads made with whole grains, pack this Ham, Turkey, Bacon and Cheese Pocket made with honey wheat bread. The flavorful mixture of deli meats and American cheese baked to perfection make every bite satisfying. Consider getting the whole family involved assembly-line style to make multiple batches at once, cutting down on time in the kitchen during the week ahead while encouraging learning opportunities as kids count ingredients and measure fillings.  

Some school days call for simple, fun comfort food, and that’s where the Fluffernutter comes in. Soft bread, creamy peanut butter and fluffy marshmallow make for a combination that nourishes kids of all ages not just physically, but emotionally. Whether you pack it as a lunchbox surprise or have it ready as an after-school treat, this is a sandwich that promises sweetness and nostalgia – a perfect fit for the 78% of parents who agreed that sandwiches are a canvas for small moments of care, like notes in lunch bags.

Since sandwiches are so customizable, you can easily adapt these recipes to your family’s unique preferences and needs. Whether you decide to use different seasonings or swap to a multigrain bread, there’s no such thing as a wrong sandwich decision as long as it works for you.

To view ingredients and decide what kind of loaf you want to stock up on during the school year, visit naturesownbread.com.

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Ham, Turkey, Bacon and Cheese Pocket

  • 8          slices Nature’s Own Honey Wheat Bread
  • 1/4       pound deli turkey
  • 1/4       pound deli ham
  • 4          slices cooked bacon
  • 4          slices white American cheese
  • 1          egg
  • 1          tablespoon cold water
  • 1          teaspoon coarse salt
  1. Preheat oven to 350 F.
  2. Chop turkey, ham and bacon and toss together. Set aside.
  3. Using knife, cut off crust on each piece of bread.
  4. With rolling pin, roll and flatten each slice of crustless bread. Take four slices and place spoonful of chopped meats in middle of each slice. Top with broken slices of cheese.
  5. Place remaining slices of crustless bread on top of each pocket.
  6. In small bowl, crack egg and add water. Beat together. Dip fork into egg mixture and crimp each edge of pocket until two slices are sealed together. Repeat on each pocket. Brush top of each pocket with remaining egg mixture and sprinkle salt on top.
  7. Place on sheet pan and bake until golden brown, 7-10 minutes.
  8. Let cool a few minutes and enjoy.
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Fluffernutter Sandwich

Total time: 10 minutes

Servings: 1

  • 2          tablespoons peanut butter
  • 2          slices Nature’s Own Butterbread
  • 2          tablespoons marshmallow fluff
  1. Spread peanut butter on one bread slice. Spread marshmallow fluff on second slice. Put both slices together to form sandwich.
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SOURCE:

Nature’s Own

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