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StrongTerm Launches Innovative Platform to Provide Smart, Long-Term Financing for Small Businesses

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SAN FRANCISCO, May 19, 2023 (Newswire.com) – StrongTerm, a new financial technology company, has officially launched its platform aimed at helping small businesses secure affordable, responsible, long-term financing. The platform, which can be found at www.strongterm.com, combines advanced AI with human expertise to connect small business owners with streamlined “score and go” SBA loans, as well as other custom affordable financing options that meet their unique needs.

“Our goal is to empower small businesses with the financing they need to grow and succeed while making the process as simple as possible,” said Connor Perkey, Founder of StrongTerm. “By combining AI with human expertise, we are able to provide small business owners with personalized support and guidance throughout the loan application process. Our ‘score and go’ feature allows small businesses to receive a decision on their loan application in as fast as 24-48 hours, enabling them to focus on what they do best.”

StrongTerm offers a client-friendly experience, making it easy for small business owners to submit loan applications and receive fast, accurate responses. In addition to its “score and go” working capital SBA loans of up to $150,000 for eligible businesses, StrongTerm also offers SBA loans of up to $350,000 through its marketplace in addition to a range of low-cost non-SBA options.

“Our marketplace allows small businesses to access a wide range of low-cost financing options from FDIC-insured banking partners, all in one place,” said Perkey. “We believe that providing small businesses with access to affordable, responsible financing is critical to their success, and we are committed to making this process as easy and simple as possible.”

StrongTerm’s platform leverages advanced AI algorithms to connect small business owners with financing options that best fit their unique needs. The company’s experienced lending experts provide personalized support and guidance throughout the loan application process, helping small businesses navigate the complexities of financing.

For more information on StrongTerm and its innovative financing solutions for small businesses, visit the website at www.strongterm.com/apply.

Source: StrongTerm, LLC

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  • Rod Washington

    Rod: A creative force, blending words, images, and flavors. Blogger, writer, filmmaker, and photographer. Cooking enthusiast with a sci-fi vision. Passionate about his upcoming series and dedicated to TNC Network. Partnered with Rebecca Washington for a shared journey of love and art. View all posts


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Rod: A creative force, blending words, images, and flavors. Blogger, writer, filmmaker, and photographer. Cooking enthusiast with a sci-fi vision. Passionate about his upcoming series and dedicated to TNC Network. Partnered with Rebecca Washington for a shared journey of love and art.

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Reasons to Consider an Up-and-Coming Career in 2025

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Career

(Family Features) If you’re thinking about making a career change, re-evaluating your long-term career path or looking for a career with purpose, there is one path you may not have considered – and it might be the perfect fit: funeral service.

Consider this: Funeral service is facing a critical shortage of skilled professionals in the next decade due to retiring funeral home owners and rising death rates. In fact, the National Funeral Directors Association (NFDA) estimates 5,700 openings for funeral service workers during each of the next 10 years.

In a world where Gen Zers said having a sense of purpose is important to their overall job satisfaction and well-being, according to a study by Deloitte, there’s an opportunity for business-minded individuals, young professionals and those seeking second career paths to explore this distinguished and fulfilling profession. While 1 in 10 (12%) adults would consider a career as a funeral director, Gen Zers (44%) and Millennials (38%) admit they do not know enough about the profession based on a survey by the NFDA.

There are several reasons to consider funeral service as a career, whether you’re a new grad, a young professional looking to get your foot in the door or someone with years of experience who’d like to test your transferable skills in a new career.

1. Fulfillment and Purpose
Funerals and memorial services are an important part of the grieving process and an opportunity for family and friends to gather to comfort one another and say goodbye to their loved one.

Funeral directors are not just in charge of logistics. They play a vital role in helping families navigate one of the most challenging times in their lives. They provide emotional support, guide families through funeral arrangements and ensure the service honors the deceased’s life.

2. Community Involvement
Funeral directors are often deeply involved in the communities they serve, volunteering with local nonprofit and community organizations, sponsoring little league teams and organizing collections for troops overseas. This sense of community extends beyond the immediate responsibilities of the job, as many funeral directors take on the role of mentors and leaders, guiding the next generation of professionals.

“As I look ahead to the next 15 years of my career and beyond, I ask myself one question and encourage others to do the same, no matter what career they are in: Are you doing the work to inspire a new generation of leaders and being the person you needed when you first started out?” said Allyse Worland, CFSP, licensed funeral director. “For me, the answer is always yes, and I am excited to see what the future holds.”

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3. Ability to Own a Business
A career in funeral service offers the opportunity to own your own funeral home. With experience and business skills, you can manage and grow a company that provides essential services to your community. It’s a unique blend of compassion and entrepreneurship, allowing you to make a meaningful impact while running a successful business.

If you’re looking for a meaningful career that combines purpose, community and the opportunity for growth, funeral service might be the path for you. With the occupation’s demand for skilled professionals on the rise, now is the time to consider how you can make a difference in the lives of others while shaping the future of a growing profession.

Learn more about the career path and take a quiz to determine whether it’s right for you by visiting rememberingalife.com/careers.

Photo courtesy of Shutterstock

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SOURCE:
National Funeral Directors Association


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Survey: As 2025 Begins, CEOs Are Most Worried About a Trade War and Recession

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CEOs worried about 2025

NEW YORK /PRNewswire/ — As the new year begins, what will keep the world’s executives up at night?

CEOs globally rank intensified trade wars as the top geopolitical risk to their companies. They say tensions between the US, EU, and China will have the greatest geopolitical impact, according to a new survey from The Conference Board.  

When it comes to economic risks, leaders can’t seem to kick the recession jitters. Concern of an economic downturn remains high: 46% of CEOs globally identify it as a high-impact issue in 2025—down modestly from 53% in 2024.  

Amid geopolitical and geoeconomic tumult, more CEOs are strengthening their supply chains. Among US CEOs, 71% plan to alter their supply chains over the next 3-5 years—an increase from 54% in the 2024 survey.

CEOs also weighed in on AI. They say the biggest benefit has been workforce productivity, demonstrating AI’s ability to support workers rather than replace them…at least for now. However, many are struggling to integrate the technology because of talent concerns: 45% of CEOs globally say lack of expertise is the top challenge to implementing AI.

This year’s survey reflects the views of more than 1,700 executives, including over 500 CEOs. The survey’s participants—CEOs, C-suite leaders, and board directors—weighed in on the top business threats and opportunities in 2025. They were primarily from four regions: North America, Europe, Asia, and Latin America.

Highlights from C-Suite Outlook 2025 include:

GEOPOLITICS & TRADE

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CEOs say a global trade war and US-EU-China tensions are top geopolitical challenges in 2025

  • Global instability and competition on the front burner: Amid talk of tougher trade policy, CEOs worldwide named US-EU-China tensions among the high-impact issues facing their business in 2025. That ranges from 34% of US CEOs to nearly 50% in Asia and Europe.
  • Leaders remain focused on cyberattacks: 25% of CEOs and 36% of C-suite executives name it a high-impact issue in 2025. Fears of a foreign cyberattack rank high among risks CEOs fear most in the US (45%) and Europe (35%).
  • Risks vary by region: Among economy-related geopolitical risks, CEOs cited higher energy prices (35%) as their top risk. That includes 47% of CEOs in Japan and Europe, and 36% of Europe’s CEOs also fearing energy supply risks

RECESSION

Recession tops the economic worry list: CEOs say it’s their #1 economic concern in 2025

  • The fear of a downturn persists: Globally, 46% of CEOs identified a downturn/recession as a high-impact issue for 2025. That’s down modestly from 53% in last year’s survey.
  • Recession is the top concern for all regions excluding Japan: Japan’s CEOs top concern is labor shortages (66%).

DEBT in the US

A ticking time bomb: US CEOs remain deeply worried about the nation’s debt

  • Top concerns: An outsized 51% of US CEOs see US national debt and deficits, followed by decoupling or derisking from China, as the greatest external geopolitical concerns for their businesses.  
  • Policy & globalization impacts: Regarding what they think will have the greatest impact, issues cited by US CEOs include US debt & deficits (38%), regulation (32%), protectionism (27%), corp. tax rates (22%), immigration (21%).

SUPPLY CHAINS

Supply chain resiliency gains momentum: More CEOs are planning to shake things up

  • A big increase among US CEOs: 71% of US CEOs plan to alter their supply chains in the next 3-5 years. It’s a significant increase from 54% in last year’s survey.
  • A big increase among Europe’s CEOs: 77% plan to alter their supply chains, an increase from 61% in 2024.
  • The how—top changes being made to supply chains: CEOs across most regions—excluding the US—are using digital technology/AI to improve performance tracking as a primary goal. US CEOs chose vendor diversification.
  • The why—top reasons for altering supply chains: Among the roughly 80% of CEOs looking to alter supply chains, most are doing so to lower costs and risk of supply chain disruptions.

ARTIFICIAL INTELLIGENCE

CEOs are struggling to integrate AI…mainly because they don’t have the right talent

  • Lack of talent: Among CEOs globally, 45% say lack of expertise is the top challenge to implementing AI.
  • Is worker resistance overblown? Only 9% of CEOs cite worker resistance as a top challenge to implementation.
  • In what areas has AI made the biggest improvements? According to CEOs globally, workforce productivity (44%), customer satisfaction (25%), innovation (24%), operational resilience (18%), and ROI from marketing (12%).

ESG

As extreme weather events intensify, climate events are top of mind for CEOs globally

  • Concerns/Risks: Among CEOs globally, 34% cite climate events as the top ESG factor impacting business. That’s second to only sustainability, cited by 39%.
  • Priorities: When it comes to environmental priorities, there are stark regional differences.
    • Among CEOs globally, renewable energy tops the list.
    • US CEOs are most focused on climate resilience/adaptation.
    • Europe and Japan’s CEOs are most focused on carbon neutrality.
    • CEOs in other areas of Asia are most focused on renewable energy. 

PROFIT PLANS

Outside of Japan, few CEOs are looking to raise prices in 2025. Instead, the focus is on innovation, tech, and product development. 

  • Innovation leads: Worldwide, 37% of CEOs say innovation is a top priority for growing profits, followed by introducing new products/services (29%) and investing in technology, including AI (26%).
    • Just 13% expect to increase prices. 
  • Higher budgets for marketing tech: 37% of CEOs globally—including 57% in Europe and 31% in the US—say they plan to increase their marketing budgets by 10% or more on AI and data analytics to support the drive for profits. 

About The Conference Board
The Conference Board is the member-driven think tank that delivers Trusted Insights for What’s Ahead™. Founded in 1916, we are a non-partisan, not-for-profit entity holding 501 (c) (3) tax-exempt status in the United States. www.ConferenceBoard.org

SOURCE The Conference Board

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Newsweek Names Delta Dental of California One of America’s Greatest Workplaces for Diversity 2025

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Annual ranking recognizes companies fostering inclusion and championing diversity based on anonymous employee feedback, public data, and third-party research.

SAN FRANCISCO /PRNewswire/ — Delta Dental of California and Affiliates, the leading dental insurance provider, has been recognized by Newsweek as one of America’s Greatest Workplaces for Diversity in 2025. This distinguished award is presented by Newsweek and Plant-A Insights Group to recognize U.S. companies across industries that prioritize fostering diversity and inclusive workplace cultures.

Delta Dental
Newsweek names Delta Dental of California one of America’s Greatest Workplaces for Diversity in 2025.

“Our people are our greatest asset,” said Brian Sherman, executive vice president and chief people officer of Delta Dental of California and Affiliates. “This recognition reflects our deep commitment to Diversity, Equity, and Inclusion programs that support and celebrate the unique perspectives and contributions of our employees.”

America’s Greatest Workplaces for Diversity is an annual ranking determined by a rigorous evaluation of public data, HR insights, and anonymous employee surveys. The list honors organizations with over 1,000 employees that demonstrate a meaningful commitment to offering distinctive company cultures inclusive of backgrounds and demographics, including age group, race, cultures, and sexual orientations. Research suggests about 80 percent of U.S. workers believe it’s important for companies to create inclusive cultures.

“As companies in the United States continue to navigate the evolving dynamics of the workplace, diversity remains a cornerstone of organizational success and social responsibility,” said Nancy Cooper, global editor in chief of Newsweek. “Newsweek and market-data research firm Plant-A Insights are proud to introduce ‘America’s Greatest Workplaces for Diversity 2025,’ highlighting companies committed to building inclusive workplaces.”  

Delta Dental of California received a rating of 4.5 out of 5 stars for its Diversity, Equity and Inclusion practices in 2024. The company has also been recognized with other Newsweek accolades, including America’s Greatest Workplaces 2023,  America’s Greatest Workplaces for Diversity 2023, and Americas Greatest Workplaces for Parents and Families 2023.

Delta Dental is committed to providing consistent, quality access to oral health care, improving education and driving lasting policy changes to address systemic issues. To learn more about what makes Delta Dental of California and Affiliates one of the best employers in the U.S., visit our career page.

About Delta Dental of California and Affiliates

Since 1955, Delta Dental of California and Affiliates has offered comprehensive, high-quality oral health care coverage to millions of enrollees and built the strongest network of dental providers in the country. The Delta Dental of California enterprise includes its affiliates Delta Dental Insurance Company, Delta Dental of Pennsylvania, Delta Dental of New York, Inc., as well as the national DeltaCare USA network, and provides dental benefits to more than 31 million people across 15 states and the District of Columbia.* All are members of the Delta Dental Plans Association based in Chicago, Illinois, the not-for-profit national association that through a national network of Delta Dental companies collectively covers millions of people nationwide. Delta Dental is a registered trademark of Delta Dental Plans Association.

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For more information about Delta Dental of California and Affiliates, please visit www.deltadentalins.com

*Delta Dental of California and Affiliates’ operating areas encompass Alabama, California, Delaware, Florida, Georgia, Louisiana, Maryland, Mississippi, Montana, Nevada, New York, Pennsylvania, Texas, Utah, West Virginia and the District of Columbia, as well as Puerto Rico and the Virgin Islands.

SOURCE Delta Dental of California

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