Last Updated on May 1, 2026 by Daily News Staff

Why the First Year Behind the Wheel is the Most Dangerous: Data Shows Teen Drivers 3 Times More Likely to be in Fatal Crash

(Feature Impact) The driver’s license photo may be slightly awkward, but the milestone is unforgettable. For families, a newly licensed teen means independence, busy schedules and a new set of responsibilities.

Motor vehicle crashes remain one of the leading causes of death for U.S. teens, according to the Centers for Disease Control and Prevention (CDC). Data from the National Highway Traffic Safety Administration shows drivers ages 16-19 are nearly three times more likely to be involved in a fatal crash than drivers 20 and older, per mile driven.

The statistics are serious, but they’re also manageable.

“With the right preparation, teen driving doesn’t have to feel overwhelming,” said Susan Irace, manager, divisional claims at Mercury Insurance. “Experience is what young drivers are building. Parents can help shorten that learning curve with structure, technology and smart coverage decisions.”

Why the First Year Matters

Federal safety data shows crash risk is highest in a teen’s first year of independent driving. Night driving, teen passengers and distracted driving increase that risk – while seat belts, graduated licensing laws and supervised practice significantly reduce it.

In 2023, more than 2,800 teens ages 13-19 were killed in motor vehicle crashes nationwide, according to the CDC. However, teen crash rates have declined over time thanks to safer vehicles, graduated driver licensing programs and greater awareness of distracted driving.

Ways to Reduce Teen Driving Risk

The experts at Mercury Insurance encourage families to focus on preparation rather than panic.

1. Coach Early and Often

• Log supervised driving time in different conditions – highways, rain, nighttime
• Create a simple written driving agreement outlining expectations
• Limit teen passengers during the first year
• Make seatbelts non-negotiable

2. Let Technology Help

• Choose vehicles with safety features like automatic emergency braking and blind-spot monitoring
• Use telematics or safe-driving feedback tools to reinforce good habits
• Activate smartphone “Do Not Disturb While Driving” settings

3. Review Insurance Before the Keys Change Hands

• Add teens to your insurance policy promptly
• Revisit liability limits to protect family assets
• Ask about good student and driver training discounts

“Insurance is about preparation, not fear,” Irace said. “When families combine active coaching with the right coverage, they’re setting their teen up for safer miles ahead.”

Preparation Turns Risks into Confidence

The first solo drive is a milestone, but preparation determines what comes next. By pairing common-sense coaching with today’s vehicle safety technology and thoughtful insurance planning, families can support independence while managing risk responsibly.

For more teen driver safety tips and coverage guidance, visit MercuryInsurance.com/resources.

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Photos courtesy of Shutterstock

SOURCE:

Mercury Insurance

Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.

Last Updated on May 1, 2026 by Daily News Staff

Making the Grade: How High-Impact Tutoring Builds Student Success

(Feature Impact) If your child is struggling in school, it can feel overwhelming to know how to help. Learning gaps can grow quickly, confidence can slip and what should be simple can start to feel frustrating for both students and parents. But families don’t have to solve this alone. Schools and districts play a critical role in providing the right support. One approach many schools are turning to is high-impact tutoring, also known as high-dosage tutoring.

Backed by extensive research, high-impact tutoring has emerged as one of the most effective school-based strategies for accelerating learning. Studies from EdResearch for Recoveryshow students who participate can gain the equivalent of 3-15 additional months of learning in reading and math within a single school year, making it a powerful tool for accelerating learning and closing achievement gaps.

This type of enrichment goes beyond merely homework help and is vastly different than traditional tutoring. Offered during the school day, many schools and districts across the country are starting to offer proven, structured high-impact tutoring programs by partnering with organizations like Catapult Learning, a leader in providing education solutions that generate demonstrable academic achievement and better life outcomes for students.

Consider these benefits of high-impact tutoring:

Small Group, Big Leaps

A number of factors set high-impact tutoring apart from traditional tutoring. To start, high-impact is most effective when it’s delivered during the school day (either on-site, live virtually or hybrid) in small group settings. Secondly, each session occurs up to five times per week and can be 20-45 minutes in duration. This type of small group instruction delivered with frequency and consistency isn’t just a supplement to classroom learning – it creates a pathway toward academic goals that may not have existed before.

Trusted Tutors, Real Progress

For families, finding the right tutor can feel overwhelming. Vetting private tutors, managing schedules and evaluating quality can be a time-consuming, uncertain exercise. School-based high-impact tutoring removes that guesswork. Districts partner with experienced education organizations to provide vetted, highly trained tutors, structured instructional materials and ongoing progress monitoring.

Through partnerships with school districts nationwide, Catapult Learning helps deliver structured, research-based high-impact tutoring programs that are designed to support students in reading and math, aligning with classroom goals to ensure learners of all skills and abilities receive the right support at the right time. Plus, its research-based instructional materials – combined with exemplary tutors and real-time accountability – allow families to benefit from clear insights into their child’s growth through real data and measurable outcomes.

Flexible and Accessible

High-impact tutoring has the added benefit of being flexible, accessible and less taxing on parents. Because it’s designed to be built directly into the school day, there are no extra trips, costs or added scheduling stresses for families. It’s a hassle-free way for students to get the help they need without burdening parents or caregivers.

Proven Results

The urgency for high-impact tutoring has only increased in the years following the pandemic. The widespread instructional disruptions left countless students with unfinished learning and specific skill gaps traditional classroom time can’t always address. High-impact tutoring offers a targeted way to make up for educational losses and promote equity by providing intensive, individualized instruction to the students who need it most.

Research shows high-impact tutoring is now recognized as the most effective school-based strategy for accelerating learning in reading and math for struggling students. Multiple studies confirm that well-designed tutoring programs produce measurable learning gains.

While many school districts face challenges in providing consistent, high-quality academic support due to limited capacity, staffing and resources, programs implemented by Catapult Learning have demonstrated students can achieve up to eight additional months of learning in reading or math within a single school year. In practical terms, this means students can make accelerated progress toward grade-level expectations, strengthen foundational skills and build confidence in the classroom – all within the structure of the regular school day.

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As more schools adopt this approach, families can check with their district to learn whether high-impact tutoring is available. To better understand how these programs are delivered in schools, visit catapultlearning.com for additional information.

SOURCE:

Catapult Learning

Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.

Keith M. Bellizzi, University of Connecticut

How to Build Resilience

When Maria looked at herself in the mirror for the first time after her mastectomy, she stood very still.

One hand rested on the bathroom counter. The other hovered near the flat space where her breast had been. The scar was raw and angry. The loss was quiet but enormous. Her body felt foreign.

In moments like these, people are often urged to be resilient – which can feel like being told to show no weakness, to push through no matter what. Or they imagine resilience as bouncing back: returning somehow unscathed to be the person you were before.

But standing in that bathroom, Maria knew there was no going back. And toughness wouldn’t change what had happened. The real question was how she could move forward, carrying this experience into her new reality.

Maria’s story, one I came to know personally, is far from unique. Loss, trauma and illness often bring the same wrenching questions of identity and the painful uncertainty of what comes next.

I’ve spent more than two decades studying resilience, particularly among individuals and families navigating these kinds of life-changing events. I am also a four-time cancer survivor and author of a new book, “Falling Forward: The New Science of Resilience and Personal Transformation.” If there is one myth I wish society would retire, it’s the idea that resilience means “toughness” or “bouncing back.”

Rethinking resilience based on research

Moments like Maria’s reveal something important: The way people tend to talk about resilience often doesn’t match how people actually live through adversity.

In popular culture, resilience is often equated with grit, toughness or relentless positivity. People celebrate the warrior, the fighter, the triumphant survivor.

But across research, clinical practice and lived experience, resilience is something far more nuanced, raw and human.

It’s not a personality trait that some people simply have and others lack. Decades of research show resilience is a dynamic process. It’s shaped by the small, everyday decisions and adjustments individuals make as they adapt to significant adversity while maintaining, or gradually regaining, their psychological and physical footing over time.

And importantly, resilience does not mean the absence of distress.

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Research on people facing serious life disruptions shows that distress and resilience often coexist. For example, in my study of adolescent and young adult cancer survivors, participants reported being upset about finances, body image and disrupted life plans, while simultaneously highlighting positive changes, such as strengthened relationships and a greater sense of purpose.

Resilience, in other words, is not about erasing pain and suffering. It is about learning how to integrate difficult experiences into a life that continues forward.

How resilience really works

At one point, Maria told me she had started avoiding mirrors, intimacy, even conversations that made others uncomfortable.

“Well, you’re strong,” people would tell her. “Just stay positive. This too shall pass.”

But strength, she said, felt like a performance.

What ultimately shifted for Maria was not an increase in toughness. It was permission to grieve.

She began speaking openly about the loss of her breast; not just as a medical procedure but as a symbolic loss tied to identity, sexuality and womanhood. She joined a support group. She allowed herself to feel anger alongside gratitude for survival.

This kind of emotional processing turns out to be central to resilience.

My colleagues and I have found that people who actively process loss, rather than suppress it, demonstrate better long-term adjustment. Tamping down negative feelings may provide short-term relief, but over time it is associated with greater stress on your body and more difficulty adapting.

In other words, resilience is not about sealing the wound and pretending it no longer aches. It is about learning how to carry the wound without letting it consume your entire story.

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Neuroscience supports this integration model. When people engage in meaning-making – reflecting on their experiences and incorporating them into a coherent life narrative – brain networks associated with emotional regulation and cognitive flexibility become more active. The brain, quite literally, reorganizes as you adapt to new realities.

Maria described the change simply.

“I don’t like what happened,” she told me. “But I’m not at war with my body anymore.”

That is resilience.

Practices that help build resilience

If resilience is about integration rather than toughness and bouncing back, how can you cultivate it? Research across psychology, neuroscience and chronic illness points to several evidence-based strategies:

• Allow emotional complexity: Resilient people are not relentlessly positive. They allow space for the full range of emotions, such as gratitude and grief, hope and fear. Paying attention to your feelings through strategies such as reflective writing or psychotherapy have been linked to improved psychological adaptation.
• Build a coherent narrative: Human beings are storytellers. Trauma can shatter one’s sense of self, but constructing a narrative that acknowledges loss while identifying continuity and growth supports adaptation. The goal is not to spin suffering into silver linings, but to situate it within a broader life story. For example, someone might say, “Cancer derailed my plans and changed my body, but it also clarified what matters to me and how I want to move forward.”
• Lean into connection: Isolation magnifies suffering. Social support is one of the strongest predictors of how well people are able to cope and move forward after illness or trauma. For Maria, connection with other women who had had mastectomies normalized her experience and reduced shame.
• Practice deliberate pauses: Intentionally give yourself some time to breathe. Mindfulness and contemplative solitude can strengthen your ability to regulate emotions and recover from stress. Pausing allows experience to be processed rather than avoided.
• Expand identity: Illness, loss and trauma reshape how you think of yourself. Rather than clinging to who you were, resilience often involves expanding who you are becoming. Research on post-traumatic growth shows that people often report deeper relationships, clarified priorities and renewed purpose – not because trauma was good, but because it forced reevaluation. Maria no longer describes herself simply as a breast cancer patient. She is a survivor, yes, but also an advocate, a mentor, a woman whose sense of femininity is self-defined rather than dictated by her anatomy.

Moving forward

We are living in a time of widespread burnout and rising mental health challenges, where cultural pressure to appear strong often leaves people silently struggling. An insistence on grit and relentless optimism can backfire, making people feel inadequate when they inevitably feel pain.

Resilience is not about returning to who you were before illness, loss or trauma. It is about becoming someone new: someone who carries the scar, remembers the loss and still chooses to engage with life.

Maria still pauses when she sees her reflection. But she no longer turns away.

“This is my body,” she told me recently. “This is my story.”

Resilience is not forged in the denial of vulnerability, but in its acceptance. Not in bouncing back, but in integrating what has happened into who you are becoming.

And that, I believe, is where real strength lives.

Keith M. Bellizzi, Professor of Human Development and Family Sciences, University of Connecticut

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This article is republished from The Conversation under a Creative Commons license. Read the original article.

Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.