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Easy Ideas to Stretch Your Retirement Budget: Ways seniors can save on enjoyable activities

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(Family Features) Retirement may mean you have unlimited time to enjoy each day, but it doesn’t mean you have a budget to match.

You probably already know staying active is essential for aging with grace, so instead of letting limited funds keep you at home, explore some ways you can enjoy your leisure time without breaking the bank.

Hit the Gym
Many fitness centers offer special rates and programs for older adults. Hitting the track or joining a group fitness class are easy ways to socialize while getting some exercise. The discounted membership is also an investment since staying fit is important for physical and mental health.

Enjoy Early Dinner Deals
You can still enjoy dining out occasionally, especially if you take advantage of lower-cost meals designed with older adults in mind. Many specials are for meals earlier in the day, which is consistent with a growing trend toward earlier dining. According to Yelp, the number of people eating from 4-6 p.m. has grown 9% (up to 26% from 17% in 2019). Eating earlier promotes better digestion, and earlier meals are often lighter portions for smaller appetites. For example, Cracker Barrel’s Early Dinner Deals feature smaller portions served from 4-6 p.m. on weekdays. Menu items include a variety of homestyle favorites like chicken n’ dumplins, meatloaf, catfish and more.

Check Out the Library
Your local library is filled with hours of free entertainment, but it’s not just the kind you’ll find from getting a library card. You can undoubtedly find a book that covers any genre or interest you can name, but most local libraries also offer programming tailored to special interests and the sessions are typically offered for free or at a low cost. It’s an easy, affordable way to pick up a new skill, meet a favorite author, learn about a topic that intrigues you and more. Other resources to explore include your library’s DVD collection and internet access if you don’t have a computer at home.

Nurture a Garden
Tending a garden may seem like a seasonal activity, but you can make it a year-round hobby. Researching and planning is a good way to carry your gardening enthusiasm into the cooler months and you can start seedlings indoors to extend your growing season. While you’re digging into this low-cost pastime, remember the results of your efforts, such as fresh fruits and veggies, can help cut your grocery costs, too.

Mind Your Money with DIY
Saving money at the grocery store is just one way you can make DIY projects work for you. There are dozens of other examples of ways you can put your skills and interests to use by passing time doing something you enjoy while benefiting your bank account. If you like to tinker with cars, figure out what repairs you can handle yourself and avoid hefty service fees. Crafting and sewing might mean you have ready-made gifts for special occasions and a way to repair or repurpose damaged clothing instead of discarding it.

Ask About Discounts
You may be surprised by how many places offer discounts for older adults that they don’t readily advertise. In some cases, you’ll find the information on their website or signage, but other times, you may find it easier to just ask. When you’re booking an appointment or checking out, inquire about discounts for older adults, including any restrictions, age requirements, the amount of the discount and other pertinent details. Sometimes the discounts are offered on certain days or for specific services, or they may require you to join a loyalty club to access the discounts. When dining out, many restaurants offer a variety of loyalty perks. Rewards members at Cracker Barrel can earn points, or “Pegs,” on qualifying restaurant and retail purchases. Members can also take advantage of bonus birthday, anniversary and surprise rewards throughout the year.

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To find a location near you, visit crackerbarrel.com/locations.

Photo courtesy of Shutterstock (Couple gardening)

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Cracker Barrel

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Lifestyle

A Leading Cause of Vision Loss is Flying Under the Radar

While many in this demographic are mindful of conditions like osteoporosis, Alzheimer’s disease and diabetes, a leading cause of vision loss is flying under the radar, according to survey results included in the Visionary Report from the eye care experts at Bausch + Lomb.

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(Family Features) The number of Americans 65 years of age and over continues to rise, according to the United States Census Bureau.

Vision Loss

While many in this demographic are mindful of conditions like osteoporosis, Alzheimer’s disease and diabetes, a leading cause of vision loss is flying under the radar, according to survey results included in the Visionary Report from the eye care experts at Bausch + Lomb. The results of the report identify blind spots in Americans’ understanding and awareness of a stealth eyesight stealer: Age-related Macular Degeneration (AMD).

AMD is a progressive eye condition that impacts central vision and is a leading cause of vision loss for those over age 50 and a leading cause of blindness for the 65-plus population, according to the Centers for Disease Control and Prevention. The condition impacts central vision and occurs when the macula – the part of the eye that controls sharp, straight-ahead vision – is damaged over time, causing people to have difficulty seeing faces, reading, driving or doing close-up work like cooking, according to the National Eye Institute (NEI).

Most notably, the survey of more than 2,000 adults in the United States, conducted by The Harris Poll on behalf of Bausch + Lomb, found 81% of adults would be willing to give up $1 million or other comforts like listening to music if it meant never losing their eyesight. Despite this clear prioritization of the ability to see, only 37% of those surveyed over the age of 50 know AMD is a leading cause of vision loss for Americans.

Additionally, 62% of those surveyed who are 50 years of age and older are worried about losing their eyesight as they age. Still, true understanding of the condition is blurry as 61% aren’t aware a dilated eye exam is needed to diagnose AMD. Less than half are aware that vitamins or supplements may help reduce the risk of progression of AMD in some patients.

“As a practicing physician, I find the data in the Visionary Report alarming but also very helpful,” said Rishi Singh, M.D., staff physician, Cleveland Clinic Florida, and president, Cleveland Clinic Martin North and South Hospitals. “The findings underscore the need to take time to educate and empower aging Americans who are vulnerable to AMD and are clearly lacking a full understanding of the risk factors.”

While AMD can lead to blindness and does not yet have a cure, there are steps patients can take as part of a plan created with their doctors to reduce their risk of progression. Those steps include visiting an eye care professional for an annual dilated eye exam – the only way to diagnose and check the progression of AMD –  quitting smoking, exercising regularly and maintaining a healthy diet.

Patients should also talk to their doctors about taking a vitamin based on the AREDS2 study conducted by the NEI. Researchers tested and refined the AREDS formula for more than 20 years.

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To learn more about the survey findings and the steps you can take to help protect your vision, visit SightMatters.com.

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Source: Bausch + Lomb

Photo courtesy of Getty Images

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SOURCE:
Bausch + Lomb

Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.

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  • Rod Washington

    Rod: A creative force, blending words, images, and flavors. Blogger, writer, filmmaker, and photographer. Cooking enthusiast with a sci-fi vision. Passionate about his upcoming series and dedicated to TNC Network. Partnered with Rebecca Washington for a shared journey of love and art. View all posts


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The Earth

5 Sustainable Agriculture Practices for Long-Term Success

Implementing sustainable practices aimed at sequestering carbon, or carbon farming, can help farmers and ranchers increase their bottom line while managing environmental impact in numerous ways, including keeping the soil covered year-round, reducing or eliminating tillage and effectively managing range and pasture lands.

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Sustainable Practices

(Family Features) Implementing sustainable practices aimed at sequestering carbon, or carbon farming, can help farmers and ranchers increase their bottom line while managing environmental impact in numerous ways, including keeping the soil covered year-round, reducing or eliminating tillage, and managing range and pasture lands. Carbon farming practices help farmers and ranchers reap the proven benefits of a conservation approach. That, combined with a new revenue stream available via voluntary carbon programs, offers the potential for better outcomes.

Of the Earth’s land surface, 38% is used for agriculture. Capturing carbon in the soil is an affordable and scalable way to cut greenhouse gas emissions in the atmosphere while nurturing healthy, secure and sustainable food systems. Through soil carbon sequestration, farmers and ranchers can become leaders in limiting the effects of climate change while enriching the land’s livelihood.

Implementing practices that meet operational needs, and ultimately sequester carbon to generate carbon credits, allows ranchers and farmers to create additional income, lower future management costs and improve soil health, resulting in enhanced yields, cost savings and more resilient, healthy fields and pastures.

Working closely with farmers and ranchers across the United States, Agoro Carbon Alliance helps implement sustainable practices like these, which bolster natural soil fertility and can also generate carbon credits and new revenue streams.

  1. No-Till and Reduced-Till Farming: Reducing or eliminating tillage minimizes disruption to the soil and reduces carbon emissions. When soil is tilled, it releases carbon stored within the ground into the atmosphere. Moving an operation to reduced till or no-till practices not only offers benefits to soil quality but can also play a role in mitigating soil erosion, as well as reducing fuel and labor costs.
     
  2. Cover Crops: Cover crops improve soil health and help keep carbon “locked in” while preventing nutrient loss and erosion in fields. Developing an effective and profitable cover crop strategy is one way farmers partner with Agoro Carbon Alliance. Backed by a team of highly trained agronomists that collaborate with producers, their team of local agronomists work one-on-one with producers to build a cover crop strategy that best suits each unique operation and keeps soil thriving year-round.
     
  3. Interseeding: A related and valuable approach to soil protection and carbon sequestration is interseeding. This occurs when a new crop is planted as a cover or companion in a field where an existing crop has reached vegetative growth. Interseeding increases the number of plants in the soil, resulting in more roots, which promote more efficient biomass and carbon sequestration.
     
  4. Rotational Grazing and Grazing Management: Controlling livestock grazing patterns can be advantageous for animal health, as well as the soil and pasture quality. Moving animals from one pasture to another on a systematic basis provides greater control over the quality of the forage, allowing plants to deepen root systems, which enhances the soil’s biomass and supports more efficient carbon sequestration. Rotational grazing also prevents the soil from becoming excessively compacted by animal movement and allows ranchers to distribute natural manure fertilization more evenly.
     
  5. Nitrogen Management: Strategically managing how and when nitrogen fertilizer is applied can both increase crop efficiency and yield potential while reducing environmental impacts associated with nitrogen fertilizers. Judicious use of nitrogen-containing fertilizers can help optimize carbon storage, boost yield potential and improve forage.

Soil conservation practices can drive productivity and add a new revenue stream for farm and ranch operations, as well as generate carbon credits. Learn more about sustainable agriculture and carbon cropping at agorocarbonalliance.com.

 

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SOURCE:
Agoro Carbon Alliance

Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.


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Lifestyle

6 Tips to Improve Sleep Quality for Overall Well-Being

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(Family Features) Despite a rising number of people searching for the term “sleep” in 2023, nearly 1 in 3 U.S. adults report not getting enough of it, per the Centers for Disease Control and Prevention.

The Quality of Sleep

As a foundation for overall well-being, getting quality sleep is key to achieving goals and being present in daily life. Without it, you’re more likely to lack the stamina and energy to follow through on your ambitions.

To help people realize the foundational role sleep plays in everyday successes, Natrol – a leading sleep, mood and stress supplement brand based on Nielsen data – alongside Dr. Jess Andrade are working together to help people improve their sleep quality and habits so they can conquer their wellness goals this year and beyond.

“From consistent exercise to eating healthy and even daily journaling, it may seem like all your priorities are in order, but without sleep, you won’t be able to reap the full benefits of your hard work,” Andrade said. “Often overlooked, getting quality sleep is a fundamental piece to improving overall wellness and it doesn’t have to be complicated. Creating small, achievable changes in our daily sleep routines can lead to long-lasting lifestyle habits for the better.”

Consider these tips from Andrade to help improve your sleep quality so you can achieve your goals.

1. Prioritize Movement and Light Exposure in the Morning
Whether you’re a yogi or prefer a simple stretch when your feet hit the floor, movement and light during the day can help stimulate quality sleep later that night.

2. Understand Sleep Gains are Just as if Not More Important Than Gym Gains
If you’re focusing on fitness goals, you’ll need adequate sleep to see successful results. If you’re a morning workout warrior, schedule earlier bedtimes to ensure you get the recommended 7-8 hours of sleep. For evening workouts, aim to end your sweat session as early in the evening as possible; too much physical activity before bed can keep you up at night.

3. Make Your Bedroom a Sanctuary
Make your bedroom a sleep sanctuary. Keep the room dark, noise-free, and comfortable with the thermostat set at 65-67 F for better sleep conditions.

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4. Set Nightly Rituals to Unwind
Create nightly rituals that activate circadian rhythms and allow your body to unwind. Consider activities that relax you the most, like taking a bath, reading a book, journaling or sipping decaffeinated nighttime tea.

5. Try Incorporating a Drug-Free Sleep Aid
If you follow good bedtime habits but still occasionally struggle to fall or stay asleep, try a low-milligram melatonin supplement, like those from Natrol, that are designed to help you get a good night’s sleep so you wake up refreshed and ready to conquer your goals.†

6. Follow the 10-3-2-1-0 method
To help you fall asleep and wake up feeling revitalized, Andrade recommends the 10-3-2-1-0 method: Decrease caffeine intake at least 10 hours before bed. Avoid eating bothersome foods 3 hours prior to heading off to sleep. Engage in relaxing activities like reading at the 2-hour mark and cut out screentime with 1 hour to spare. Ultimately, these habits can lead to zero times hitting snooze the next morning.

Find more ways to improve sleep habits by visiting Natrol.com.

† These statements have not been evaluated by the Food and Drug Administration. These products are not intended to diagnose, treat, cure, or prevent any disease.

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SOURCE:
Natrol

Our Lifestyle section on STM Daily News is a hub of inspiration and practical information, offering a range of articles that touch on various aspects of daily life. From tips on family finances to guides for maintaining health and wellness, we strive to empower our readers with knowledge and resources to enhance their lifestyles. Whether you’re seeking outdoor activity ideas, fashion trends, or travel recommendations, our lifestyle section has got you covered. Visit us today at https://stmdailynews.com/category/lifestyle/ and embark on a journey of discovery and self-improvement.

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