News
The Cost of Resiliency During Power Outages: 5 tips to stay prepared ahead of storms
Last Updated on January 9, 2025 by Daily News Staff
(Family Features) Safeguarding your family, home and finances from disaster starts long before an extreme weather event occurs. When destructive storms challenge the electric grid’s reliability and cause loss of power for an extended period, many facets of everyday life are disrupted.
Unexpected power outages
Unexpected power outages can impact vital communications, transportation and access to important businesses. It can also cause food spoilage or water contamination and prevent the use of medical devices. Protecting your loved ones and property starts with a plan.
“My family was without power for three days after a tornado touched down two blocks from our home,” said Matt Blashaw, licensed home building contractor, real estate agent and host of various HGTV shows. “I partner with the Propane Education & Research Council (PERC) because I realized the importance of not only having an emergency plan but the need for a reliable energy source, like propane, to power a standby generator to keep my family and home resilient. In addition to providing peace of mind, a propane standby generator could lower a homeowner’s insurance rate and simultaneously raise the home’s property value. It’s a win-win-win in my mind.”
According to PERC, the average homeowner will experience 3.5 power interruptions in a two-year period. Even short outages lasting less than four hours can cost homeowners an average of $1,250 in spoiled food, hotels, damaged electronics and more.
To avoid a financial burden caused by power outages, consider a reliable propane standby generator as a key part of resilient design. It allows a house to:
- Resist hazards brought on by electric grid failures, such as spoiled food, loss of heat or air conditioning, hotel costs and more
- Continue providing the primary function of a home – protection
- Reduce the magnitude or duration of a disruptive event to a property and its impact on the homeowners
While no amount of preparation can stop the forces of nature, planning ahead to manage blackouts can have a significant impact on you and your family. Consider these tips from Blashaw and the experts at PERC.
Make a Plan
Creating a plan that assesses the risks of the region where you live and addresses potential disasters is a key step toward safety in an emergency. Gather your family and discuss how you’ll receive emergency alerts, where you’ll shelter, how you’ll evacuate and how everyone should plan to communicate, if the need arises. Think through needs specific to your household such as ages of residents, critical medications, dietary needs, child care, pet care and more. Putting a plan in place means you and your loved ones can react quickly when time is of the essence.
Prepare Your Propane System
Regardless of what weather may be on the horizon, it’s important to ensure your propane tank is ready. Take a few minutes to know where the gas shutoff valve is located on your propane system in case the propane needs to be turned off in the event of an emergency. Call a propane professional to inspect the system before restoring it.
On average, a 500-gallon tank can hold enough propane to meet the annual energy needs of a single-family home. A local propane supplier will come to the home and fill the tank, providing energy for key appliances that use propane even if the fragile electric grid is down.
As the season transitions to winter, mark the tank with brightly colored stakes or flags that are higher than anticipated snow depth; this ensures propane personnel can always locate it during scheduled refills, even during the toughest conditions.
Secure Doors and Windows
When storms and high winds are expected, one easy way to protect your home and family members is to secure all exterior doors and windows. Start by checking seals to keep out wind and water, which can cause damage. Secure outdoor furniture and trim vegetation like bushes and trees to avoid flying debris shattering windows during high winds.
Have a Backup Power Source
When the electric grid is interrupted, the loss of power can impact systems like smoke and fire detection, refrigeration, air conditioning and heating, and other health and safety equipment. When a homeowner purchases a backup standby generator, a licensed technician installs the unit outside the home and wires it to the home’s circuit breaker. When a power outage occurs, the generator automatically senses the disruption of service and starts the generator’s engine, which then delivers power to select appliances in the home in as little as 10 seconds after an outage.
Available in a variety of capacities to fit the needs of any size of home, propane backup generators are versatile and can power several major appliances throughout a home including lights, refrigeration, heating and cooling equipment and critical medical equipment. For homes that already operate on propane, consider running important systems and appliances like the furnace, water heater, stove and fireplace on propane. The more appliances powered by propane, the smaller and less expensive your standby generator can be.
Plus, propane is environmentally friendly and won’t degrade over time like other fuel sources, ensuring the backup generator reliably powers your home to give you added peace of mind. As a low-carbon emissions energy source, propane is part of a wide path to achieving a low-carbon future. Its abundance, along with the growth of renewable propane, means propane can be used now and for generations to come.
Pack an Emergency Kit
Regardless of the emergency you’re facing, being prepared means stocking up on food, water and other supplies that can last your family multiple days. Although an emergency kit is largely a collection of basic household items, it’s important to have the kit packed, stored and secured ahead of potential disasters to save time and energy. Some basics to pack include gallon jugs of water, non-perishable food, flashlights and extra batteries, smartphone chargers, sanitation supplies like trash bags and moist towelettes, a first-aid kit and basic tools. Also consider items based on individual needs like prescription medications, eyeglasses, essentials for infants and pet food.
Find more resilient storm preparedness solutions at Propane.com.
Consumer Corner
3 Practical Ways to Build Financial Confidence
Financial Confidence: Economic uncertainty, fueled by persistent inflation, stagnant wages and a cooling job market, has led many Americans to feel like they’re falling behind, even when they’re doing many of the “right” things financially. This expert guidance can help you be more intentional with the choices you make so your spending reflects your priorities.
Building Financial Confidence
(Feature Impact) Nearly everyone is carrying some level of insecurity about their financial future, even those who are trying to plan ahead. Economic uncertainty, fueled by persistent inflation, stagnant wages and a cooling job market, has led many Americans to feel like they’re falling behind, even when they’re doing many of the “right” things financially.
Though many are paying down debt, saving for retirement and building an emergency fund, they’re still asking, “Am I doing enough?” In fact, only 21% of Americans are financially prepared and assured in their ability to protect their futures, according to Mutual of Omaha’s 2026 Protection Index Survey – a proprietary research study conducted with quantilope – which shows overall financial confidence has declined.
“Many people believe they need to wait until they have more money, more certainty or the perfect plan before taking action,” said Nate Hobson, vice president of sales, Advisor Network at Mutual of Omaha. “But financial confidence is usually built through consistency rather than perfect timing. Even small steps today can make a meaningful difference over time.”
While being financially secure means different things to different people, according to the survey – such as having little or no debt (34%), owning a home (29%), maintaining emergency savings (27%), saving for retirement (26%) or having insurance coverage (26%) – building financial confidence doesn’t have to translate to cutting out everything you enjoy. Instead, this expert guidance can help you be more intentional with the choices you make so your spending reflects your priorities.
Create a Financial Cushion
Whether it’s a car repair, medical bill or temporary loss of income, unexpected expenses happen.
Having even a modest emergency fund can reduce financial stress and reliance on credit cards or loans. If saving several months of expenses feels overwhelming, start with a smaller milestone. Consistency matters more than the starting amount.
Put Good Financial Habits on Autopilot
One of the easiest ways to make progress is removing the need to make the same decision every month. Consider setting up automatic contributions to savings and retirement accounts, regular investment deposits and automatic bill payments, which can help you build financial security even during busy or uncertain times.
Taking a look at everyday spending habits can also make a difference. The survey showed small, everyday choices add up over time, such as cutting non-essential spending (57%), using rewards programs (54%), comparing prices or switching providers (39%) and following a monthly budget (38%). That could mean bringing your lunch to work instead of grabbing takeout, taking a few extra minutes to compare prices at the grocery store or using rewards to get more value from the purchases you’re already making.
Protect What You’re Building
Saving and investing are important pieces of financial protection, but they’re only part of the equation. Protecting income, loved ones and other financial assets is equally important.
For families, life insurance can provide financial protection during key earning and caregiving years, helping replace income if the unexpected happens. For those focused on covering final expenses, guaranteed whole life insurance can help cover funeral and other end-of-life costs. If you’re approaching or living in retirement, an annuity may provide a reliable stream of income that can complement other retirement resources and reduce uncertainty.
A financial professional can help determine which options best fit your goals and circumstances. To see how much coverage is right for your situation, Mutual of Omaha’s Life Insurance Calculator can provide a personalized estimate based on your income, financial obligations and long-term goals.
For more practical advice to build financial confidence, visit MutualofOmaha.com.
Taking Action with an Extra $1,000
If you unexpectedly received $1,000, your response with the extra cash may reveal your financial priorities and where additional planning could strengthen financial resilience.
Providing a window into Americans’ financial priorities, respondents in Mutual of Omaha’s 2026 Protection Index Report said they would:
- Pay down debt (25%)
- Add it to savings (21%)
- Use it for everyday expenses (14%)
- Invest it (9%)
Photos courtesy of Shutterstock
SOURCE:
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financial wellness
Survey: Credit isn’t a backup plan. For millions of Americans, it’s how they buy groceries.
Credit isn’t a backup plan. Credit cards were once reserved for expensive purchases or for added security in buying online. For households managing debt, they have become a way to cover everyday purchases like groceries.
Survey: Credit isn’t a backup plan. For millions of Americans, it’s how they buy groceries.
(Sheeka Sanahori) Sixty-six percent of Americans carrying at least $10,000 in unsecured debt used a credit card to buy groceries in the last year, more than any other essential expense, according to a new survey. Credit cards were once reserved for expensive purchases or for added security in buying online. For households managing debt, they have become a way to cover everyday purchases like groceries.
Accredited Debt Relief, a company specializing in debt relief, commissioned Atomik Research in May 2026 to survey 2,000 U.S. adults with at least $10,000 in unsecured debt. Along with groceries, 47% say they’ve used credit for gas or transportation, 45% for utilities and 33% for rent or housing costs.
For people struggling with cost-of-living pressures, using unsecured debt can begin as a quick solution to cover household needs for the moment. At first, it’s just milk and eggs. But then an unexpected expense happens: a flat tire, an unusually high electricity bill, a medical cost that was not in the budget. The balance adds up and, according to the survey data, this also creates stress for consumers.
This isn’t discretionary spending. The data reflects a growing reliance on consumer debt to cover basic cost-of-living needs. However, relying on borrowed money without an executable plan for repaying it could mean that one day, the runway for taking care of such expenses runs out.
A significant share of respondents report relying on credit as a routine part of managing their personal finances. This routine could become a long-term debt cycle for many households. Nearly three in ten say that they rely on credit or borrowing to get through a typical month. This reliance appears to be growing, with a third saying they depend on credit more than they did a year ago. For those consumers, what may have once been a stopgap has become an increasingly common and ongoing financial strategy.
The growing debt cycle by unsecured borrowing is taking an emotional toll on these consumers, too. A quarter of respondents are concerned about their financial future and 12% feel a stronger concern that they’re at risk of long-term financial instability.
A lack of savings makes the cycle harder to break. Only 28% of respondents say they can both cover expenses and save. When there is little room between income and expenses, every disruption becomes harder to absorb.
Unexpected expenses, such as medical bills or car repairs, lead 19% of respondents to take on additional debt every time, and 27% most of the time. These are the kinds of costs households are often told to prepare for, but preparation requires room. For many consumers, that room does not exist.
Debt builds over time when credit becomes part of monthly operations. Some of these consumers say they don’t earn enough to make meaningful changes to their current financial situation. Among those surveyed, 45% report that their income is enough to get by but not get ahead. Many report that their financial situation has caused them to put off taking a vacation or begin building savings.
When asked about the biggest barrier to reducing debt, 29% of respondents listed the same obstacle: the cost of everyday expenses. That number connects how debt builds with why it persists.
When everyday expenses become part of ongoing credit card debt, the balance can grow without notice. Even when a consumer gets their next paycheck, if it’s already accounted for, they may not be able to make much progress in paying down their debts. A few recurring costs, spread across months, can become a greater financial weight. The result is debt that builds, because it’s tied to the basic cost of living. It also can create a stressful way to live; more than three in ten people say their current debt situation has affected their mental well-being.
Without meaningful changes, whether through increased income, debt relief or other financial support, these households may continue to rely on consumer debt and unsecured credit as a daily necessity rather than a strategic financial tool or occasional supplement. The risk is that life’s most basic needs become harder to maintain in the long run.
Methodology
Accredited Debt Relief commissioned Atomik Research to conduct an online survey of 2,000 U.S. adults with at least $10,000 in unsecured debt. The margin of error is plus or minus 2 percentage points at a 95 percent confidence level. Fieldwork was conducted between May 11-14, 2026. Atomik Research, part of 4media group, is a creative market research agency.
Photo courtesy of Shutterstock (tap to pay)
SOURCE:
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Breaking News
Dolly Parton Dies at 80, Leaving Behind an Extraordinary American Legacy
Dolly Parton, the legendary singer, songwriter, actress, entrepreneur and philanthropist, has died at 80. We look back at the remarkable journey that took her from rural Tennessee to becoming one of America’s most beloved cultural icons.
Last Updated on August 25, 2026 by Daily News Staff
Country music legend, songwriter, actress and philanthropist Dolly Parton has died at the age of 80, bringing to a close one of the most remarkable careers in American entertainment.
Dolly Parton Dies at 80
Dolly Parton, whose unmistakable voice, songwriting talent, humor and generosity made her an American cultural icon far beyond the world of country music, died Tuesday, August 25, 2026, in Nashville.
Parton died at Vanderbilt-Ingram Cancer Center following a brief battle with cancer, according to her publicist. She was surrounded by loved ones. The specific type of cancer has not been publicly disclosed.
For millions of fans around the world, the news marks the loss of an entertainer who seemed almost timeless.
From the Tennessee Mountains to Stardom
Born Dolly Rebecca Parton on January 19, 1946, in Sevier County, Tennessee, Parton grew up as one of 12 children in a family with little money.
Those beginnings would become an important part of both her identity and her music.
Rather than distancing herself from her Appalachian upbringing after becoming famous, Parton repeatedly returned to those experiences in her songwriting. Songs such as “Coat of Many Colors” transformed childhood memories into stories about poverty, family, dignity and love.
After moving to Nashville, Parton eventually became a nationally known performer, including through her partnership with Porter Wagoner.
But it was her ability to write songs that helped establish her as one of the defining artists of her generation.
Her catalog would eventually include classics such as “Jolene,” “I Will Always Love You,” “Coat of Many Colors,” “Here You Come Again” and “9 to 5.”
“I Will Always Love You,” originally written and recorded by Parton in the 1970s, would find an entirely new audience when Whitney Houston recorded a soaring version for the 1992 film The Bodyguard.
More Than a Country Singer
Calling Dolly Parton simply a country music star never quite captured the full scope of her career.
She crossed into pop music, television and Hollywood while maintaining her country roots.
Her starring role alongside Jane Fonda and Lily Tomlin in the 1980 comedy 9 to 5 helped turn her into a major movie star. The film’s title song became another Parton classic and an enduring anthem about the frustrations of working life.
Parton later appeared in films including The Best Little Whorehouse in Texas, Steel Magnolias and Straight Talk.
She also became an extraordinarily successful businesswoman.
Her association with Dollywood, the Tennessee theme park bearing her name, helped transform the attraction into one of the state’s best-known tourist destinations while bringing jobs and investment to the region where she grew up.
A Legacy Built Around Giving
Parton’s impact may ultimately be measured by more than records sold, awards won or movies made.
Through the Dolly Parton Imagination Library, founded in 1995, free books have been provided to children from birth to age five.
What began as a literacy program serving children in Parton’s home county in Tennessee grew into an international effort distributing books to children in the United States and several other countries.
Parton also contributed to disaster relief, education and medical research. During the COVID-19 pandemic, she donated $1 million to Vanderbilt University Medical Center research that helped support development of the Moderna COVID-19 vaccine.
Her philanthropy became almost as recognizable as her music.
An Artist Who Crossed Generations
Perhaps one of Parton’s most unusual achievements was her ability to remain relevant without abandoning the personality that made her famous.
Parents who grew up hearing Dolly Parton records introduced her music to their children and grandchildren. Country fans embraced her, but so did rock musicians, pop artists, actors and audiences who might rarely listen to country music.
Her enormous blonde hair, rhinestones and colorful outfits became instantly recognizable, and Parton frequently made herself the punchline of jokes about her appearance before anyone else had the opportunity.
Behind that carefully cultivated public image was a songwriter responsible for thousands of compositions and a businesswoman who maintained considerable control over her work.
Even late in her career, Parton continued exploring new musical territory. Her 2023 album Rockstar featured collaborations with major figures from rock and pop music and demonstrated yet again her ability to move between genres.
Tributes Pour In
News of Parton’s death quickly prompted tributes from across entertainment and public life.
Musicians, actors, friends and admirers remembered not only her extraordinary career but also the kindness and generosity for which she had become known.
The reaction reflects something that made Parton unusual among celebrities of her stature: she became a figure whose appeal extended across generations, regions and many of the cultural divisions of American life.
Her husband, Carl Dean, died in March 2025 at the age of 82. The famously private Dean and Parton had been married for nearly 60 years.
The Music Remains
Dolly Parton’s career is difficult to summarize because it was never confined to one thing.
She was a country singer who became a pop star.
A songwriter who became a movie star.
A girl who grew up poor in the mountains of Tennessee and became a highly successful entrepreneur.
And a celebrity who turned much of her wealth and fame toward helping children she would never meet.
Dolly Parton died at 80, but the songs, stories and institutions she created will continue long after her passing.
For generations of listeners, hearing the opening guitar of “Jolene,” the tenderness of “Coat of Many Colors,” or the unmistakable opening of “9 to 5” will immediately bring her back.
And perhaps that is one of the greatest legacies a songwriter can leave behind.
STM Daily News will publish a more comprehensive look at Dolly Parton’s extraordinary life, career and lasting cultural impact in the coming days.
Sources:
Associated Press — Dolly Parton dies at 80
Reuters — Dolly Parton dies at 80
Related Links:
Official Dolly Parton Website
Dolly Parton’s Imagination Library
